Insurance - Other Than Health
Maryland 2025 Regular Session
Hospitals and Medical Professional Liability Insurers - Obstetric Services Policies (Doula and Birth Policy Transparency Act) [HB-1251]
[Healthcare ]
[Insurance ]
[Public Health ]
[Reproductive Rights / Abortion ]
Requiring certain hospitals to adopt certain policies relating to obstetric services and to provide evidence to the Maryland Department of Health that the hospital has the policies; requiring the Maryland Department of Health to provide certain policies to the public on request; and requiring insurers that issue or deliver medical professional liability insurance policies in the State to provide the Maryland Department of Health, on request, with information regarding the insurer's policy regarding coverage of obstetric services.
Sponsored by: Rep. Terri Hill
Approved By The Governor - Chapter 751 on 05/20/2025
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Gettr Maryland 2025 Regular Session
Human Remains - Transportation Protection Agreements [HB-1220]
[Consumer Protection ]
Excluding transportation protection agreements from the definition of "preneed burial contract" and "pre-need contract" under the Maryland Cemetery Act and the Maryland Morticians and Funeral Directors Act, respectively; and providing that transportation protection agreements are not insurance and are not subject to regulation under certain provisions of law.
Sponsored by: Rep. Steven Johnson
Withdrawn By Sponsor on 03/15/2025
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Maryland 2025 Regular Session
Insurance - Property and Casualty Insurance - Minimum Acceptable Loss Ratio and Premium Refunds [HB-1159]
[Insurance ]
[Consumer Protection ]
Establishing a minimum acceptable loss ratio of 85% during a plan year for property and casualty insurers and requiring the insurer to refund a certain amount of premiums paid by an insured if the insurer's loss ratio does not meet or exceed the established loss ratio.
Sponsored by: Rep. William Wivell
First Reading Economic Matters on 02/06/2025
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Maryland 2025 Regular Session
Residential Condominium Unit Insurance - Lapses in Coverage - Prohibition on Denial [HB-1148]
[Insurance ]
[Housing ]
[Real Estate ]
[Consumer Protection ]
Prohibiting an insurer, with respect to residential condominium unit insurance, from refusing to issue a policy based solely on a prior lapse in coverage of the applicant if the lapse was due to an insurer's withdrawal from the market, the lapse in coverage was for no longer than 90 days, the applicant provides an affidavit that the applicant has not incurred any losses during the lapse in coverage, and the applicant provides any other documentation required by the insurer.
Sponsored by: Rep. William Wivell
Approved By The Governor - Chapter 381 on 05/06/2025
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Maryland 2025 Regular Session
Life and Health Insurance Policies and Annuity and Health Maintenance Organization Contracts - Discretionary Clauses - Prohibition [HB-1069]
[Insurance ]
[Healthcare ]
Prohibiting the use of discretionary clauses in life insurance policies, health insurance policies, annuity contracts, and health maintenance organization contracts.
Sponsored by: Rep. Anne Kaiser
Approved By The Governor - Chapter 396 on 05/06/2025
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Maryland 2025 Regular Session
Insurance - Automobile Insurance - Maryland Automobile Insurance Fund and Affordability Study [HB-1098]
[Insurance ]
[Transportation and Motor Vehicles ]
[Budget and Spending ]
[Consumer Protection ]
Requiring the Maryland Automobile Insurance Fund to calculate and report its risk based capital level in accordance with certain provisions of insurance law and maintain total adjusted capital in a certain amount; establishing that certain provisions of insurance law regarding prior approval rate making apply to the Fund during a certain time period and under certain circumstances; requiring the Maryland Insurance Administration to establish a workgroup to study automobile insurance affordability; etc.
Sponsored by: Rep. David Fraser-hidalgo
Approved By The Governor - Chapter 395 on 05/06/2025
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Maryland 2025 Regular Session
Private Passenger Motor Vehicle Insurance - Use of Programs That Measure the Operation of an Insured Vehicle [SB-984]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
[Data Privacy ]
Requiring an insurer that issues or delivers private passenger motor vehicle insurance policies in the State to disclose the use of a program that measures the operation of an insured vehicle and to establish a process by which a policyholder may correct or appeal data the policy holder believes to be erroneous; prohibiting insurers with respect to certain private passenger motor vehicle insurance policies from initiating a premium increase in increments of less than 6 months from the date the policy goes into effect; etc.
Sponsored by: Sen. Alonzo Washington
Unfavorable Report By Economic Matters on 03/31/2025
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Maryland 2025 Regular Session
Insurance - Enforcement, Impaired Entities, Homeowner's Insurance Policies, and Unfair Claim Settlement Practices - Revisions [SB-893]
[Insurance ]
[Consumer Protection ]
Establishing and altering requirements governing the regulation of insurance in the State, including requirements related to reviews and examinations undertaken by the Maryland Insurance Commissioner, premium discounts, the temporary suspension of writing new homeowner's insurance policies, and claims handling; providing that certain insurers may be subject to additional market conduct examinations under certain circumstances; etc.
Sponsored by: Sen. Nick Charles
Hearing 3/05 At 1:00 P.m. on 02/06/2025
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Maryland 2025 Regular Session
Disability and Life Insurance - Medical Information (Genetic Testing Protection Act) [HB-1007]
[Insurance ]
[Healthcare ]
[Data Privacy ]
[Disabilities ]
Prohibiting insurance carriers that offer life insurance or disability insurance policies or contracts from unfairly discriminating against an individual by taking certain actions relating to coverage based on medical information; prohibiting certain carriers from accessing sensitive medical information without first obtaining written consent or mandating certain genetic testing or full genome sequencing as a prerequisite for life insurance or disability insurance eligibility or coverage; etc.
Sponsored by: Rep. Anne Kaiser
Approved By The Governor - Chapter 394 on 05/06/2025
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Maryland 2025 Regular Session
Disability and Life Insurance - Medical Information (Genetic Testing Protection Act) [SB-757]
[Insurance ]
[Healthcare ]
[Data Privacy ]
[Disabilities ]
Prohibiting insurance carriers that offer life insurance or disability insurance policies or contracts from unfairly discriminating against an individual by taking certain actions relating to coverage based on medical information; prohibiting certain carriers from accessing sensitive medical information without first obtaining written consent or mandating certain genetic testing or full genome sequencing for a certain purpose; etc.
Sponsored by: Sen. Alonzo Washington
Referred Rules And Executive Nominations on 04/05/2025
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Maryland 2025 Regular Session
Peer-to-Peer Car Sharing Programs - Insurance and Liability [SB-771]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Repealing certain provisions of law authorizing a peer-to-peer car sharing program's motor vehicle liability insurance policy on a replacement vehicle to be secondary coverage for a shared vehicle driver; altering certain motor vehicle liability insurance requirements applicable to peer-to-peer car sharing programs; providing that the Maryland Automobile Insurance Fund is not required to provide coverage to a shared vehicle drive for the use of a shared vehicle that is not a replacement vehicle; etc.
Sponsored by: Sen. Dawn Gile
Hearing 3/26 At 1:00 P.m. on 03/19/2025
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Maryland 2025 Regular Session
Employment and Insurance Equality for Service Members Act [HB-895]
[Labor, Jobs, Employment ]
[Insurance ]
[Veterans ]
[Economic Development ]
Establishing rules of interpretation related to the uniformed services; altering the rule of interpretation for "veteran"; and altering the application of certain provisions of law governing the regulation of business, economic development, insurance, and labor and employment to apply to all uniformed services, rather than only the armed forces.
Sponsored by: Rep. Mike Rogers
Approved By The Governor - Chapter 6 on 04/08/2025
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Maryland 2025 Regular Session
Maryland Automobile Insurance Fund - Premium Discounts - Methodology [SB-697]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Requiring that a premium discount provided by the Maryland Automobile Insurance Fund to an insured be based on the income of the insured and actuarially justified.
Sponsored by: Sen. Pamela Beidle
Hearing 3/05 At 1:00 P.m. on 02/06/2025
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Maryland 2025 Regular Session
Human Remains - Transportation Protection Agreements [SB-607]
[Consumer Protection ]
Excluding transportation protection agreements from the definition of "preneed burial contract" and "pre-need contract" under the Maryland Cemetery Act and the Maryland Morticians and Funeral Directors Act, respectively; and providing that transportation protection agreements are not insurance and are not subject to regulation under certain provisions of law.
Sponsored by: Sen. Chris West
Withdrawn By Sponsor on 02/17/2025
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Maryland 2025 Regular Session
Private Passenger Motor Vehicle Insurance - Collisions With Wild Animals - Prohibited Actions by Insurers [SB-551]
[Animals ]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing a premium, adding a surcharge, or removing, altering, or refusing to consider a discount based on accidents or losses caused by a collision with a free-roaming wild animal and for which the insured was not at fault for the loss.
Sponsored by: Sen. James Rosapepe
Hearing 2/12 At 1:00 P.m. on 01/27/2025
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Maryland 2025 Regular Session
Employment and Insurance Equality for Service Members Act [SB-279]
[Labor, Jobs, Employment ]
[Insurance ]
[Veterans ]
[Economic Development ]
Establishing rules of interpretation related to the uniformed services; altering the rule of interpretation for "veteran"; and altering the application of certain provisions of law governing the regulation of business, economic development, insurance, and labor and employment to apply to all uniformed services, rather than only the armed forces.
Sponsored by: Sen. J.B. Jennings
Approved By The Governor - Chapter 5 on 04/08/2025
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Maryland 2025 Regular Session
Limited Line Credit Insurance - Qualification of Applicants [HB-30]
[Insurance ]
Altering certain requirements relating to programs of instruction for applicants for certain limited lines credit insurance licenses; and requiring the insurer that provides the program of instruction to retain records relating to the program of instruction while in use and for a period of at least 5 years after its last use.
Sponsored by: Rep.
Third Reading Passed (139-0) on 03/17/2025
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Maryland 2025 Regular Session
Limited Line Credit Insurance - Qualification of Applicants [SB-228]
[Insurance ]
Altering certain requirements relating to programs of instruction for applicants for certain limited lines credit insurance licenses; and requiring the insurer that provides the program of instruction to retain records relating to the program of instruction while in use and for a period of at least 5 years after its last use.
Sponsored by: Sen.
Approved By The Governor - Chapter 415 on 05/06/2025
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Maryland 2025 Regular Session
Private Passenger Motor Vehicle Insurance - Premium Increase - Prohibition [HB-148]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing a policy premium based on the claims history of an insured where two or fewer of the claims within the preceding 3-year period were for occurrences where the insured was not at fault for the loss.
Sponsored by: Rep. Natalie Ziegler
First Reading Economic Matters on 01/08/2025
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Maryland 2025 Regular Session
Insurance Pooling - Public Entity - Definition [HB-100]
[Insurance ]
Altering the definition of "public entity" to include a Resilience Authority for purposes of insurance pooling.
Sponsored by: Rep. Heather Bagnall
Approved By The Governor - Chapter 351 on 05/06/2025