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Insurance – Maryland Automobile Insurance Fund – Assessments [SB-530]
[Insurance ]
[Transportation and Motor Vehicles ]
[Budget and Spending ]
Altering the formula for the calculation of certain assessments by the Maryland Automobile Insurance Fund; requiring the Board of Trustees of the Fund, under certain circumstances, to authorize the Fund to withdraw certain amounts from the money held by the Fund from a prior overassessment; prohibiting members of the Industry Automobile Insurance Association from being subject to an annual assessment under certain circumstances; requiring in a certain fiscal year that additional funds be allocated to the Fund; etc.
SB-530: Insurance – Maryland Automobile Insurance Fund – Assessments
Sponsored by: Sen. Cory V. McCray
Approved By The Governor - Chapter 535 on 05/08/2023
Condominiums - Declarations and Mandatory Insurance Coverage - Alterations [SB-403]
[Housing ]
[Insurance ]
[Real Estate ]
Exempting certain condominium units from a requirement to include certain information in a declaration; and altering the types of elements and units for which a council of unit owners is required to maintain certain property insurance and altering certain requirements for the property insurance policy.
SB-403: Condominiums - Declarations and Mandatory Insurance Coverage - Alterations
Sponsored by: Sen. Stephen S Hershey
Third Reading Passed (134-0) on 04/10/2023
Baltimore City Lifeline Low-Cost Automobile Insurance Program [HB-355]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
[Housing ]
[Economic Development ]
[Poverty ]
Establishing the Baltimore City Lifeline Low-Cost Automobile Insurance Program in the Maryland Automobile Insurance Fund to offer low-cost automobile insurance policies to residents of Baltimore City; requiring the Program, on receipt of a certain premium, to sell, issue, and deliver certain policies of automobile insurance to individuals who meet certain eligibility requirements; requiring the Program to offer certain applicants the option to purchase certain additional coverages; etc.
HB-355: Baltimore City Lifeline Low-Cost Automobile Insurance Program
Sponsored by: Rep. Tony Bridges
Withdrawn By Sponsor on 02/28/2023
Motor Vehicle Insurance - Rate Filings - Trade Secrets and Factors Used to Establish Rates [HB-314]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
[Data Privacy ]
Repealing certain confidentiality protections for proprietary rate-related information; and prohibiting an insurer that uses territory as a factor in establishing automobile insurance rates from using more than five territories.
HB-314: Motor Vehicle Insurance - Rate Filings - Trade Secrets and Factors Used to Establish Rates
Sponsored by: Sen. Alonzo T. Washington
First Reading Economic Matters on 01/25/2023
Genetic Testing - Prohibitions on Disability, Life, and Long-Term Care Insurance and Educational Materials (Genetic Testing Protection Act of 2023) [SB-212]
[Insurance ]
[Healthcare ]
[Disabilities ]
[Public Health ]
[Science ]
Prohibiting carriers that offer life insurance, long-term care insurance, and disability insurance policies or contracts from taking certain action regarding coverage based on whether an applicant or policy or contract holder has requested or undergone genetic testing or the results of the genetic testing; and requiring the Maryland Department of Health to review and update certain materials relating to genetic testing on or before April 1, 2024.
SB-212: Genetic Testing - Prohibitions on Disability, Life, and Long-Term Care Insurance and Educational Materials (Genetic Testing Protection Act of 2023)
Sponsored by: Sen. Katherine Ann Klausmeier
Hearing 2/08 At 1:00 P.m. on 01/25/2023
You have voted SB-212: Genetic Testing - Prohibitions on Disability, Life, and Long-Term Care Insurance and Educational Materials (Genetic Testing Protection Act of 2023).
Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option [SB-171]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Converting enhanced underinsured motorist coverage from an opt-in offering of coverage into an opt-out coverage option under provisions of law establishing requirements for private passenger motor vehicle liability insurance; requiring the Maryland Insurance Administration to conduct a study on the impact of converting enhanced underinsured motorist coverage to an opt-out coverage option and report its findings to the Governor and certain committees of the General Assembly by December 31, 2026, and December 31, 2028; etc.
Genetic Testing – Prohibitions on Disability, Life, and Long–Term Care Insurance and Educational Materials (Genetic Testing Protection Act of 2023) [HB-155]
[Healthcare ]
[Insurance ]
[Disabilities ]
[Public Health ]
[Science ]
[Data Privacy ]
Prohibiting carriers that offer life insurance, long-term care insurance, and disability insurance policies or contracts from taking certain action regarding coverage based on whether an applicant or policy or contract holder has requested or undergone genetic testing or the results of the genetic testing; and requiring the Maryland Department of Health to review and update certain materials relating to the benefits of genetic testing and the impact of testing on access to certain insurance policies and contracts by April 1, 2024.
HB-155: Genetic Testing – Prohibitions on Disability, Life, and Long–Term Care Insurance and Educational Materials (Genetic Testing Protection Act of 2023)
Sponsored by: Rep. Nicholaus R Kipke
Withdrawn By Sponsor on 03/16/2023
You have voted HB-155: Genetic Testing – Prohibitions on Disability, Life, and Long–Term Care Insurance and Educational Materials (Genetic Testing Protection Act of 2023).
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Private Passenger Motor Vehicle Liability Insurance - Enhanced Underinsured Motorist Coverage - Opt-Out Option [HB-128]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Converting enhanced underinsured motorist coverage from an opt-in offering of coverage into an opt-out coverage option under provisions of law establishing requirements for private passenger motor vehicle liability insurance; requiring the Maryland Insurance Administration to conduct a study on the impact of converting enhanced underinsured motorist coverage to an opt-out coverage option and report its findings to the Governor and certain committees of the General Assembly by December 31, 2026, and December 31, 2028; etc.
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Condominiums - Mandatory Insurance Coverage - Alterations [HB-98]
[Housing ]
[Insurance ]
[Real Estate ]
Altering the types of elements and units for which a council of unit owners is required to maintain certain property insurance and altering certain requirements for the property insurance policy; and requiring owners of detached units to carry homeowners insurance on the entirety of the unit.
Baltimore City – Lifeline Low–Cost Automobile Insurance Program [HB-1421]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
[Budget and Spending ]
[Public Safety ]
[Housing ]
[Economic Development ]
Establishing the Lifeline Low-Cost Automobile Insurance Program to offer low-cost automobile insurance policies to residents of Baltimore City; establishing that the Program is part of the Maryland Automobile Insurance Fund; establishing eligibility, coverage, security, and premium requirements; establishing the authority of the Program regarding rejection of applicants and cancellations and nonrenewals of policies; etc.
HB-1421: Baltimore City – Lifeline Low–Cost Automobile Insurance Program
Sponsored by: Rep. Tony Bridges
First Reading House Rules And Executive Nominations on 02/17/2022
Motor Vehicle Insurance - Comprehensive Coverage and Collision Damage Waiver [HB-1229]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Requiring that the lessor of certain vehicles under a rental agreement or a loaner agreement containing a collision damage waiver provide the waiver in a specified form; requiring motor vehicle insurance policies that include collision or comprehensive coverage to include coverage for certain Class E vehicles, vehicles used as replacement vehicles, and vehicles rented under a peer-to-peer car sharing agreement; etc.
HB-1229: Motor Vehicle Insurance - Comprehensive Coverage and Collision Damage Waiver
Sponsored by: Rep. Ned Carey
Withdrawn By Sponsor on 03/15/2022
Motor Vehicle Insurance - Comprehensive Coverage and Collision Damage Waiver [SB-835]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Requiring that the lessor of certain vehicles under a rental agreement or a loaner agreement containing a collision damage waiver provide the waiver in a specified form; requiring motor vehicle insurance policies that include collision or comprehensive coverage to include coverage for certain Class E vehicles, vehicles used as replacement vehicles, and vehicles rented under a peer-to-peer car sharing agreement; etc.
SB-835: Motor Vehicle Insurance - Comprehensive Coverage and Collision Damage Waiver
Sponsored by: Sen. Pamela G Beidle
Withdrawn By Sponsor on 03/11/2022
Motor Vehicle Financial Protection Product Agreements Act [SB-573]
[Insurance ]
[Consumer Protection ]
[Transportation and Motor Vehicles ]
[Finance ]
Establishing requirements applicable to motor vehicle financial protection product agreements, including requirements related to the circumstances under which motor vehicle financial protection product agreements can be canceled and disclosed; authorizing creditors to insure obligations under debt waiver agreements; establishing requirements for insurance policies providing coverage for obligations under debt waiver agreements; authorizing certain penalties for violation of the Act; applying the Act prospectively; etc.
SB-573: Motor Vehicle Financial Protection Product Agreements Act
Sponsored by: Sen. Katherine Ann Klausmeier
Withdrawn By Sponsor on 03/07/2022
Motor Vehicle Insurance - Use of Credit History in Rating Policy [HB-690]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from rating a risk based, in whole or in part, on the credit history of an applicant or insured in any manner; and repealing certain provisions of law authorizing an insurer to use the credit history of an applicant or insured to rate a new policy of private passenger motor vehicle insurance subject to certain limitations and requirements.
HB-690: Motor Vehicle Insurance - Use of Credit History in Rating Policy
Sponsored by: Rep. Jay Jalisi
Unfavorable Report By Economic Matters on 03/08/2022
Motor Vehicle Financial Protection Product Agreements Act [HB-587]
[Insurance ]
[Consumer Protection ]
[Transportation and Motor Vehicles ]
[Finance ]
Establishing requirements applicable to motor vehicle financial protection product agreements, including requirements related to the circumstances under which motor vehicle financial protection product agreements can be canceled and disclosed; authorizing creditors to insure obligations under debt waiver agreements; establishing requirements for insurance policies providing coverage for obligations under debt waiver agreements; authorizing certain penalties for violation of the Act; applying the Act prospectively; etc.
HB-587: Motor Vehicle Financial Protection Product Agreements Act
Sponsored by: Rep. Ned Carey
Withdrawn By Sponsor on 03/01/2022
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Insurance - Surplus Lines Brokers - Policy Fees [HB-563]
[Insurance ]
Altering limitations on amounts of charges that a surplus lines broker may charge as a policy fee for policies issued by surplus lines insurers or authorized providers.
Condominiums – Mandatory Insurance Coverage – Alterations [HB-553]
[Insurance ]
[Real Estate ]
[Housing ]
Providing that certain property insurance requirements are applicable to certain elements and units under certain circumstances; providing that for detached units, the requirement that each unit owner is an insured person under a certain insurance policy with respect to certain liability applies only to common elements; providing that a loss for attached or multifamily dwelling units covered by a certain policy be adjusted with the council of unit owners in a certain manner; etc.
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Insurance – Title Insurance Producers – Annual Review [HB-637]
[Insurance ]
Authorizing a title insurer to conduct a required annual review of a title insurance producer in person, remotely by using mail, overnight delivery, or electronic means, or by a combination of in-person and remote methods.
HB-637: Insurance – Title Insurance Producers – Annual Review
Sponsored by: Rep. Ned Carey
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 700 on 05/29/2022
Motor Vehicle Insurance - Use of Credit History Rating Policy [HB-436]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Requiring, with respect to private passenger motor vehicle insurance, an insurer that uses credit information to provide, on request, certain exceptions to the insurer's rates, ratings classifications, company or tier placement, or underwriting rules or guidelines to certain applicants and insureds whose credit information has been influenced by certain events; requiring an insurer, within 30 days after receipt of documentation of a certain event, to inform the applicant of the outcome of a request for a reasonable exception; etc.
HB-436: Motor Vehicle Insurance - Use of Credit History Rating Policy
Sponsored by: Rep. Melissa Wells
Hearing 3/29 At 1:00 P.m. on 03/22/2022