Motor Vehicle Insurance – Discrimination in Underwriting and Rating – Use of Occupation or Education Level [HB-656]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from refusing to underwrite, canceling, refusing to renew, rating a risk, or increasing a renewal premium based, in whole or in part, on the occupation, or on the education level attained by, the insured or applicant.
HB-656: Motor Vehicle Insurance – Discrimination in Underwriting and Rating – Use of Occupation or Education Level
Sponsored by: Rep. Sheila Ellis Hixson
Hearing 2/08 At 1:00 P.m. on 02/08/2018
Motor Vehicle Insurance – Discrimination in Underwriting and Rating – Use of Marital Status or Gender [HB-657]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Repealing a certain provision of law prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing a certain premium for a certain spouse based on a certain change in marital status; and prohibiting an insurer, with respect to private passenger motor vehicle insurance, from refusing to underwrite, canceling, refusing to renew, rating a risk, or increasing a renewal premium based, in whole or in part, on the marital status or the gender of the insured or applicant.
HB-657: Motor Vehicle Insurance – Discrimination in Underwriting and Rating – Use of Marital Status or Gender
Sponsored by: Rep. Sheila Ellis Hixson
Hearing 2/08 At 1:00 P.m. on 02/08/2018
Long-Term Care Insurance - Premium Rates - Limitation [HB-59]
[Insurance ]
[Healthcare ]
[Senior Citizens ]
Prohibiting a carrier from imposing a premium rate increase for a policy or contract of long-term care insurance that exceeds 20% within a 12-month period; and applying the Act.
HB-59: Long-Term Care Insurance - Premium Rates - Limitation
Sponsored by: Sen. Michael A. Jackson
Unfavorable Report By Health And Government Operations; Withdrawn on 02/13/2018
Baltimore City - Private Passenger Motor Vehicle Liability Insurance - Notice and Use of Consumer Report [HB-473]
[Insurance ]
[Consumer Protection ]
[Transportation and Motor Vehicles ]
Requiring an insurer, at the time of application for or issuance of a certain policy of private passenger motor vehicle liability insurance in Baltimore City, to provide an applicant or an insured a certain written notice relating to certain consumer reporting agencies; requiring an insurer to provide certain notice at the time of each policy renewal; requiring a certain insurer that classifies an applicant or insured in a classification that results in a higher premium to refund certain excess premium and fees; etc.
HB-473: Baltimore City - Private Passenger Motor Vehicle Liability Insurance - Notice and Use of Consumer Report
Sponsored by: Rep. Nick Mosby
Unfavorable Report By Economic Matters on 02/22/2018
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Life Insurance - Life of a Minor - Underwriting Standards and Procedures [HB-27]
[Insurance ]
[Consumer Protection ]
[Children and Youth ]
Authorizing a life insurer to refuse an application for a policy of life insurance on the life of a minor only under certain circumstances; requiring an application for a policy of life insurance on the life of a minor to include a certain consent and the signatures of the applicant and, the parent or legal guardian with whom the minor resides, if the minor is neither emancipated or married; requiring a life insurer to take certain actions as part of the insurer's written standards and procedures for policy application and acceptance; etc.
HB-27: Life Insurance - Life of a Minor - Underwriting Standards and Procedures
Sponsored by: Rep. Eric M Bromwell
Approved By The Governor - Chapter 430 on 05/08/2018
Insurance - Slavery Era Insurance Policy Reporting - Repeal [HB-189]
[Insurance ]
[Race and Civil Rights ]
Repealing obsolete provisions of law that required certain insurers to provide the Maryland Insurance Commissioner with certain information and documents regarding slavery era insurance policies and required the Commissioner to issue a certain report on slavery era insurance policies; and requiring a copy of the 2012 report be made available on the Maryland Insurance Administration's website and a copy be maintained at the Thurgood Marshall Library at the University of Maryland School of Law.
HB-189: Insurance - Slavery Era Insurance Policy Reporting - Repeal
Sponsored by: Sen. Mary Washington
Hearing 3/22 At 1:00 P.m. on 03/22/2018
Life Insurance - Sale by Telephone [HB-1784]
[Insurance ]
[Consumer Protection ]
[Telecommunications ]
Providing that an insurance producer that sells a policy of life insurance solely by telephone is deemed to be in compliance with a certain requirement if the life insurer issuing the policy sends a notice via first-class mail within 7 days of the sale and notifies the insured that the insured may surrender the policy within 30 days, the face amount of the policy does not exceed $100,000, a certain license number was disclosed during the call, and the life insurer maintains a certain recording for a certain period of time; etc.
HB-1784: Life Insurance - Sale by Telephone
Sponsored by: Rep. Bonnie L Cullison
Unfavorable Report By Health And Government Operations; Withdrawn on 03/20/2018
Motor Vehicle Insurance - Use of Credit History in Rating Policies [HB-1670]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from rating a risk based, in whole or in part, on the credit history of an applicant or insured in any manner; repealing certain provisions of law authorizing an insurer to use the credit history of an applicant or insured to rate a new policy of private passenger motor vehicle insurance subject to certain limitations and requirements; etc.
HB-1670: Motor Vehicle Insurance - Use of Credit History in Rating Policies
Sponsored by: Rep. Jay Jalisi
Unfavorable Report By Economic Matters on 03/15/2018
Baltimore City and Baltimore County - Low-Cost Automobile Insurance Program [HB-1514]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
[Budget and Spending ]
[Public Safety ]
Establishing a Low-Cost Automobile Insurance Program for residents of Baltimore City and Baltimore County; establishing the purpose of the Program; providing that the Program is part of the Maryland Automobile Insurance Fund; altering the purpose of the Fund; providing for the administration and development of the Program; authorizing the Program, on payment of a certain premium, to sell, issue, and deliver certain policies of automobile insurance to individuals who meet certain eligibility requirements; etc.
HB-1514: Baltimore City and Baltimore County - Low-Cost Automobile Insurance Program
Sponsored by: Rep. Dana M Stein
Unfavorable Report By Economic Matters; Withdrawn on 03/23/2018
Physicians – Discipline – Procedures and Effects [HB-1193]
[Healthcare ]
[Insurance ]
[Law Enforcement ]
[Public Safety ]
Requiring a disciplinary panel to dismiss certain complaints against licensed physicians if either of two peer review reports makes a certain finding that a certain violation did not occur; authorizing a disciplinary panel of the State Board of Physicians to issue a certain letter of admonishment to certain licensees; requiring the Board to expunge all records of a public reprimand or probation 3 years after the final disposition of the case; providing certain insurers may not take any adverse actions under certain circumstances; etc.
HB-1193: Physicians – Discipline – Procedures and Effects
Sponsored by: Rep. Dan K Morhaim
Unfavorable Report By Health And Government Operations; Withdrawn on 04/07/2018
Commercial Insurance - Certificates of Insurance - Fee [HB-1179]
[Insurance ]
[Finance ]
[Consumer Protection ]
[Small Business ]
Providing that an insurance producer is not prohibited from charging and collecting a fee, not exceeding $30, for services rendered in issuing a certain certificate of insurance or other evidence of coverage on behalf of a commercial policyholder under certain circumstances.
HB-1179: Commercial Insurance - Certificates of Insurance - Fee
Sponsored by: Rep. Warren E. Miller
Unfavorable Report By Economic Matters; Withdrawn on 03/06/2018
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Maryland Automobile Insurance Fund - Uninsured Division - Uninsured Motorists [HB-1161]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
[Funding ]
[Economic Development ]
[Public Safety ]
Establishing certain legislative findings and declarations; establishing the Uninsured Motorist Education and Enforcement Fund to provide funding for the education of drivers about the security requirements for motor vehicles in the State; establishing in the Uninsured Division a Program to Incentivize and Enable Uninsured Vehicle Owners to Be Insured to reduce the number of uninsured vehicles in the State; providing that an individual is eligible to participate in the Program under certain circumstances; etc.
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Insurance – Commercial Lines – Exemptions From Filings [HB-1127]
[Insurance ]
Providing that certain requirements for filing with the Maryland Insurance Commissioner certain rates and supplementary rate information and for modifications of rates and supplementary rate information do not apply to exempt commercial policyholders; repealing the requirement that a certain commercial policyholder has to certify in a certain manner to the Commissioner that it meets certain criteria for a certain exemption; etc.
HB-1127: Insurance – Commercial Lines – Exemptions From Filings
Sponsored by: Rep. Sally Y Jameson
Approved By The Governor - Chapter 193 on 04/24/2018
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Insurance – Contracts and Policies – Educational and Promotional Materials and Articles of Merchandise [HB-1083]
[Insurance ]
[Consumer Protection ]
Increasing to $50 the maximum cost of educational and promotional materials and articles of merchandise that a person may offer, promise, or give as valuable consideration not specified in a contract of life insurance or health insurance or in an annuity contract; prohibiting a person from making receipt of any educational materials, promotional materials, or articles of merchandise under certain provisions of law contingent on the sale or purchase of insurance; etc.
HB-1083: Insurance – Contracts and Policies – Educational and Promotional Materials and Articles of Merchandise
Sponsored by: Rep. Dereck Eugene Davis
Approved By The Governor - Chapter 485 on 05/08/2018
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Commercial Insurance - Insurance Producers - Commissions [HB-1078]
[Insurance ]
[Finance ]
[Consumer Protection ]
Providing that an insurer is not prohibited from paying certain commissions to licensed insurance producers under commercial insurance policies issued to certain exempt commercial policyholders in a certain manner under certain circumstances; applying the Act to all policies of commercial insurance offered, sold, or issued in the State on or after October 1, 2018; etc.
Motor Vehicle Insurance – Peer–to–Peer Car Sharing [HB-1045]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting a peer-to-peer car sharing program from being considered to have rented a certain vehicle, to be a rental vehicle company, or to be a motor vehicle company under certain provisions of law solely on a certain basis; prohibiting a shared vehicle owner from being considered to have rented a vehicle under certain provisions of law solely on a certain basis; prohibiting a certain motor vehicle from being considered to be a rental vehicle under a certain provision of law; etc.
HB-1045: Motor Vehicle Insurance – Peer–to–Peer Car Sharing
Sponsored by: Rep. Dereck Eugene Davis
Unfavorable Report By Economic Matters on 04/09/2018
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Insurance - Life Insurance and Annuities - Record Retention [SB-73]
[Insurance ]
Requiring insurers, except as otherwise provided in certain provisions of law, to maintain records of certain insurance transactions for at least 7 years after an individual or group policy of life insurance or an individual or group annuity is no longer in effect.
SB-73: Insurance - Life Insurance and Annuities - Record Retention
Sponsored by: Sen. Finance
Approved By The Governor - Chapter 112 on 04/18/2019
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Organ Donation – Prohibition on Discrimination by Insurer and Unpaid Leave [SB-705]
[Insurance ]
[Healthcare ]
[Labor, Jobs, Employment ]
[Human Services ]
Prohibiting certain insurers, based solely on the status of an applicant or individual status as an organ donor, from taking certain actions relating to certain insurance policies; prohibiting certain insurers from prohibiting an applicant or individual from donating an organ as a condition of insurance; providing that certain employees are entitled to a certain number of business days of unpaid organ donation leave in a 12-month period under certain circumstances; etc.
SB-705: Organ Donation – Prohibition on Discrimination by Insurer and Unpaid Leave
Sponsored by: Sen. James C. Rosapepe
Vetoed By The Governor (duplicative) on 05/24/2019
Insurance - Group Retirement Annuities - Protections [SB-648]
[Insurance ]
[Retirement ]
[Pensions ]
[Consumer Protection ]
Providing for the exemption of certain money and assets under certain retirement plans from certain claims; prohibiting the transfer or assumption of certain retirement annuity contracts between certain insurers except under certain circumstances; requiring the prior approval of the Maryland Insurance Commissioner before transferring certain annuity contracts to certain assuming insurers; authorizing the Commissioner to impose certain penalties for certain violations; etc.
SB-648: Insurance - Group Retirement Annuities - Protections
Sponsored by: Sen. Katherine Ann Klausmeier
Hearing 3/08 At 1:00 P.m. on 02/11/2019