Insurance - Other Than Health
Maryland 2019 Regular Session
Maryland Automobile Insurance Fund - Notice of Claim for Damages - Repeal [SB-208]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Repealing the requirement that notice of a claim for damages must be filed with the Maryland Automobile Insurance Fund within 180 days after the accident before a person may apply or sue for payment from the Fund; repealing provisions of law that prohibit filing or maintaining a certain claim or suit if notice of a claim is not filed within a certain period of time, unless the claimant provides proof that the claimant took certain actions; applying the Act prospectively; etc.
Sponsored by: Sen. Robert A Zirkin
Hearing 2/12 At 1:00 P.m. on 01/25/2019
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Gettr Maryland 2019 Regular Session
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Life Insurance - Life of a Minor - Statement on Disclosure [SB-185]
[Insurance ]
[Consumer Protection ]
[Children and Youth ]
Altering a certain requirement that a life insurer include, in a certain manner, a certain statement on an application or an endorsement for a policy of life insurance on the life of a minor to allow the life insurer to include the statement on a certain disclosure; and applying the Act to policies of life insurance on the life of a minor issued or delivered in the State on or after January 1, 2020.
Sponsored by: Sen. Brian J. Feldman
Vetoed By The Governor (duplicative) on 05/24/2019
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Maryland 2019 Regular Session
Motor Vehicle Insurance - Discrimination in Underwriting and Rating - Use of Territory [HB-949]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Altering the scope of certain provisions on the use of territory as a factor in establishing certain automobile insurance rates; and prohibiting an insurer, with respect to private passenger motor vehicle insurance, from refusing to underwrite, canceling, refusing to renew, rating a risk, or increasing a renewal premium based wholly or partly on the territory of the insured or applicant.
Sponsored by: Sen. Alonzo T. Washington
Unfavorable Report By Economic Matters on 03/11/2019
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Maryland 2019 Regular Session
Insurance - Waiver of Personal Injury Protection [HB-906]
[Insurance ]
[Consumer Protection ]
Requiring a written waiver of personal injury protection coverage to occur at the time of an application for a policy, or any renewal of or change to a policy; requiring the written waiver to be in the form of a manual signature physically marked by the first named insured; repealing certain provisions of law that provide that a waiver continues in force until withdrawn; exempting written waivers of personal injury protection coverage from provisions of law authorizing signatures and records to be in electronic form; etc.
Sponsored by: Rep. Haven Neely Shoemaker
Unfavorable Report By Economic Matters on 03/11/2019
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Maryland 2019 Regular Session
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Insurance - Principle-Based Reserves [HB-608]
[Insurance ]
Altering the exemptions that the Maryland Insurance Commissioner may provide to certain domestic insurance companies from certain reserve requirements; authorizing the Commissioner to exempt a certain domestic insurance company from certain requirements if the company meets the life principle-based reserve exemption criteria in the valuation manual; and repealing certain exemptions to certain reserve requirements.
Sponsored by: Rep. Dereck Eugene Davis
Vetoed By The Governor (duplicative) on 05/24/2019
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Maryland 2019 Regular Session
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Insurance - Investments of Insurers Other Than Life Insurers - Real Estate [HB-602]
[Insurance ]
[Real Estate ]
[Investments ]
Requiring various authorized reserve real estate investments of insurers other than life insurers to be for the accommodation of business; authorizing other reserve investments to include fee-simple or improved leasehold real estate or interests in limited partnerships formed for the development or ownership of fee-simple or leasehold real estate only under certain circumstances; prohibiting the value of certain reserve investments from exceeding certain percentages of the admitted assets of the insurer; etc.
Sponsored by: Rep. Dereck Eugene Davis
Approved By The Governor - Chapter 229 on 04/30/2019
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Maryland 2019 Regular Session
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Insurance - Formation of Domestic Insurers - Number of Directors [HB-529]
[Insurance ]
Reducing to 5 the minimum number of members of the board of directors that a domestic financial guaranty insurance company that is prohibited from issuing new policies must have on its board of directors.
Sponsored by: Rep. Talmadge Branch
Vetoed By The Governor (duplicative) on 05/24/2019
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Maryland 2019 Regular Session
Physicians - Discipline - Procedures and Effects [HB-455]
[Healthcare ]
[Insurance ]
[Law Enforcement ]
[Public Safety ]
Requiring a disciplinary panel to obtain a third peer review report from the entity or individual with whom the Board contracted or dismiss certain complaints against licensed physicians if only one of the two peer review reports makes a certain finding that a certain violation did not occur; prohibiting hospitals and related institutions, certain insurers, and certain carriers from taking adverse action under certain circumstances against physicians based solely on the fact that the physician was placed on probation; etc.
Sponsored by: Rep. Nicholaus R Kipke
Unfavorable Report By Health And Government Operations; Withdrawn on 03/04/2019
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Maryland 2019 Regular Session
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Maryland Automobile Insurance Fund - Commercial Policies - Notice and Quotes [HB-379]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Requiring the Maryland Automobile Insurance Fund to send certain notices of the expiration date of certain policies to commercial policyholders at least 45 days before the expiration date; and requiring the Fund to provide certain fund producers with a certain rewritten policy quote under certain circumstances within 7 days after receiving certain information.
Sponsored by: Rep. Economic Matters
Approved By The Governor - Chapter 114 on 04/18/2019
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Maryland 2019 Regular Session
Motor Vehicle Insurance - Use of Credit History in Rating Policies [HB-351]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from rating a risk based, in whole or in part, on the credit history of an applicant or insured in any manner; repealing certain provisions of law authorizing an insurer to use the credit history of an applicant or insured to rate a new policy of private passenger motor vehicle insurance; applying the Act to all private passenger motor vehicle insurance policies issued, delivered, or renewed in the State on or after October 1, 2019; etc.
Sponsored by: Rep. Diana M. Fennell
Unfavorable Report By Economic Matters on 03/14/2019
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Maryland 2019 Regular Session
Motor Vehicle Insurance - Discrimination in Underwriting and Rating - Use of Occupation or Education Level [HB-329]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Requiring the Maryland Insurance Administration to study the role of occupation and educational level in policies of private passenger motor vehicle insurance; requiring the Administration to review certain matters as part of the study; and requiring the Administration to submit a final report on the study to the Senate Finance Committee and the House Economic Matters Committee by December 31, 2019.
Sponsored by: Rep. Dereck Eugene Davis
Unfavorable Report By Finance on 03/27/2019
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Maryland 2019 Regular Session
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Life Insurance - Life of a Minor - Statement on Disclosure [HB-193]
[Insurance ]
[Consumer Protection ]
[Children and Youth ]
Altering a certain requirement that a life insurer include, in a certain manner, a certain statement on an application or an endorsement for a policy of life insurance on the life of a minor to allow the life insurer to include the statement on a certain disclosure; and applying the Act to policies of life insurance on the life of a minor issued or delivered in the State on or after January 1, 2020.
Sponsored by: Rep. Shane E Pendergrass
Approved By The Governor - Chapter 533 on 05/13/2019
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Maryland 2019 Regular Session
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Homeowner's Insurance - Discrimination in Underwriting and Rating - Status as Surviving Spouse [HB-191]
[Insurance ]
[Consumer Protection ]
[Housing ]
Prohibiting an insurer, with respect to homeowner's insurance, from increasing the premium for an insured who becomes a surviving spouse based solely on the insured's change in marital status.
Sponsored by: Rep. Kumar P Barve
Vetoed By The Governor (duplicative) on 05/24/2019
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Maryland 2019 Regular Session
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Medical Professional Liability Insurance Policies - Mandated Deductible Levels - Limitation [HB-162]
[Insurance ]
[Healthcare ]
Limiting the requirement that insurers that issue or deliver medical professional liability insurance policies in the State offer, in addition to the basic policy, additional policies with certain deductibles to insurers that issue or deliver a policy with an annual premium of $5,000 or more.
Sponsored by: Rep. Economic Matters
Approved By The Governor - Chapter 113 on 04/18/2019
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Maryland 2019 Regular Session
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Long-Term Care Insurance - Annual Notice [HB-1388]
[Insurance ]
[Healthcare ]
[Senior Citizens ]
Requiring certain carriers to provide each insured under a policy or contract of long-term care insurance in the State an annual notice, in writing or electronically, containing the insured's policy form number and the carrier's customer service telephone number.
Sponsored by: Rep. Alfred C Carr
Vetoed By The Governor (duplicative) on 05/24/2019
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Maryland 2019 Regular Session
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Organ Donation - Prohibition on Discrimination by Insurer and Unpaid Leave [HB-1284]
[Insurance ]
[Healthcare ]
[Labor, Jobs, Employment ]
[Human Services ]
Prohibiting certain insurers, based solely on the status of an applicant or individual status as an organ donor, from taking certain action relating to certain insurance policies; prohibiting certain insurers from prohibiting an applicant or individual from donating an organ as a condition of insurance; providing that certain employees are entitled to up to 60 business days of unpaid organ donation leave in a 12-month period under certain circumstances; etc.
Sponsored by: Rep. Eric G Luedtke
Approved By The Governor - Chapter 402 on 05/13/2019
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Maryland 2019 Regular Session
Insurance - Motor Vehicles - Salvage [HB-1164]
[Insurance ]
[Transportation and Motor Vehicles ]
Altering the determination of when a vehicle is a salvage; altering the required contents of the statement an insurance company must provide when submitting an application for a salvage certificate; requiring the Motor Vehicle Administration to establish a vehicle value threshold for determining when a vehicle is a salvage; altering the criteria for when the Administration must issue a certificate of title for a vehicle that has been stolen and recovered; etc.
Sponsored by: Rep. Ben Barnes
Unfavorable Report By Environment And Transportation on 03/16/2019
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Maryland 2019 Regular Session
Insurance - Premium Finance - Refunds and Debts [HB-1058]
[Insurance ]
[Consumer Protection ]
Authorizing a premium finance company to satisfy a debt owed under a premium finance agreement within the preceding 3 years with a refund due under a premium finance agreement with the same company; and requiring that a premium finance agreement to satisfy a debt with a refund must include a certain disclosure.
Sponsored by: Rep. Mary Ann Lisanti
Unfavorable Report By Economic Matters; Withdrawn on 03/11/2019
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Maryland 2019 Regular Session
Motor Vehicle Insurance - Total Loss Value [HB-1042]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Requiring an insurer to offer a claimant at least 95% of the retail value of a vehicle in a cash settlement for the total loss of a private passenger motor vehicle under certain circumstances.
Sponsored by: Rep. Jason C. Buckel
Unfavorable Report By Economic Matters on 03/11/2019
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Maryland 2019 Regular Session
Insurance - Guaranteed Automobile Protection - Liability [HB-1038]
[Insurance ]
[Consumer Protection ]
[Transportation and Motor Vehicles ]
Providing that the Maryland Consumer Protection Act applies to certain professional services of a certain insurance company or insurance producer with respect to certain activities in connection with guaranteed automobile protection insurance policies; providing that a certain insurer that is found to have knowingly violated certain provisions of law with respect to a guaranteed automobile protection insurance policy is liable for certain amounts to certain persons; and defining "guaranteed automobile protection insurance policy".
Sponsored by: Rep. Dan Cox
Unfavorable Report By Economic Matters; Withdrawn on 03/04/2019