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Insurance - Commercial Lines - Exemptions From Filings [SB-876]
[Insurance ]
Providing that certain requirements for filing with the Maryland Insurance Commissioner certain rates and supplementary rate information and for modifications of rates and supplementary rate information do not apply to exempt commercial policyholders; repealing the requirement that a certain commercial policyholder has to certify in a certain manner to the Commissioner that it meets certain criteria for a certain exemption; etc.
SB-876: Insurance - Commercial Lines - Exemptions From Filings
Sponsored by: Sen. Thomas McClain Middleton
Approved By The Governor - Chapter 194 on 04/24/2018
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Maryland Automobile Insurance Fund - Uninsured Division - Uninsured Motorists [SB-856]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
[Funding ]
[Economic Development ]
[Public Safety ]
Establishing certain legislative findings and declarations; establishing the Uninsured Motorist Education and Enforcement Fund to provide funding for the education of drivers about the security requirements for motor vehicles in the State; establishing in the Uninsured Division a Program to Incentivize and Enable Uninsured Vehicle Owners to Be Insured to reduce the number of uninsured vehicles in the State; providing that an individual is eligible to participate in the Program under certain circumstances; etc.
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Commercial Insurance – Insurance Producers – Commissions [SB-792]
[Insurance ]
Providing that an insurer is not prohibited from paying certain commissions to licensed insurance producers under commercial insurance policies issued to certain exempt commercial policyholders in a certain manner under certain circumstances; applying the Act to all policies of commercial insurance offered, sold, or issued in the State on or after October 1, 2018; etc.
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Insurance - Risk Retention Groups - Revisions [SB-78]
[Insurance ]
Requiring certain domestic risk retention groups to implement certain governance standards; requiring the boards of directors of certain risk retention groups to have a majority of independent directors; establishing certain standards concerning whether a director is independent; providing that a person is deemed to have a material relationship with a certain risk retention group under certain circumstances; providing that certain persons are not considered independent until after certain events; etc.
SB-78: Insurance - Risk Retention Groups - Revisions
Sponsored by: Sen. Finance
Approved By The Governor - Chapter 667 on 05/15/2018
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Peer–to–Peer Car Sharing Programs [SB-743]
[Insurance ]
[Taxes ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting a peer-to-peer car sharing program from delivering or issuing in the State a peer-to-peer car sharing program agreement containing a collision damage waiver, unless the peer-to-peer car sharing program uses a certain collision damage waiver form; requiring the Maryland Insurance Commissioner to issue a limited lines license authorizing the sale of certain insurance by the peer-to-peer car sharing program; providing that a peer-to-peer car sharing program is subject to a certain sales and use tax rate; etc.
SB-743: Peer–to–Peer Car Sharing Programs
Sponsored by: Sen. Thomas McClain Middleton
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 852 on 05/26/2018
Motor Vehicle Insurance - Use of Credit History in Rating Policies [SB-72]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from rating a risk based, in whole or in part, on the credit history of an applicant or insured in any manner; repealing certain provisions of law authorizing an insurer to use the credit history of an applicant or insured to rate a new policy of private passenger motor vehicle insurance subject to certain limitations and requirements; etc.
SB-72: Motor Vehicle Insurance - Use of Credit History in Rating Policies
Sponsored by: Sen. Ronald N Young
Hearing 1/23 At 2:15 P.m. on 01/23/2018
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Insurance - Contracts and Policies - Educational and Promotional Materials and Articles of Merchandise [SB-673]
[Insurance ]
[Consumer Protection ]
[Healthcare ]
Increasing to $50 the maximum cost of educational and promotional materials and articles of merchandise that a person may offer, promise, or give as valuable consideration not specified in a contract of life insurance or health insurance or in an annuity contract; prohibiting a person from making receipt of any educational materials, promotional materials, or articles of merchandise under certain provisions of law contingent on the sale or purchase of insurance; etc.
SB-673: Insurance - Contracts and Policies - Educational and Promotional Materials and Articles of Merchandise
Sponsored by: Sen. Thomas McClain Middleton
Approved By The Governor - Chapter 486 on 05/08/2018
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Property and Casualty Insurance - Travel Insurance - Regulation [SB-652]
[Insurance ]
[Taxes ]
[Consumer Protection ]
[Transportation and Motor Vehicles ]
Specifying that a certain insurer that offers or sells a travel insurance policy is required to pay a certain premium tax on certain premiums paid by certain persons; requiring travel insurance to be classified and filed as inland marine insurance; specifying the state of residence for different types of policies; providing that eligibility and underwriting standards for travel insurance may be developed and provided based on certain travel protection plans and certain applicable provisions of law; etc.
SB-652: Property and Casualty Insurance - Travel Insurance - Regulation
Sponsored by: Sen. Thomas McClain Middleton
Approved By The Governor - Chapter 198 on 04/24/2018
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Insurance - Antifraud Plan Requirement - Application [SB-59]
[Insurance ]
[Consumer Protection ]
[Crime ]
[Law Enforcement ]
Limiting the application of certain provisions of law relating to antifraud plans to authorized insurers that have in force policies or certificates of insurance in the State.
SB-59: Insurance - Antifraud Plan Requirement - Application
Sponsored by: Sen. Finance
Approved By The Governor - Chapter 42 on 04/10/2018
Long-Term Care Insurance - Premium Rates and Benefits [SB-206]
[Insurance ]
[Healthcare ]
[Medicare and Medicaid ]
[Senior Citizens ]
Prohibiting the Maryland Department of Health from considering certain benefits and distributions for purposes of determining allowable yearly income under the Maryland Medical Assistance Program; prohibiting a certain carrier from increasing a certain premium under a policy or contract of long-term care insurance from June 1, 2018, to December 31, 2019, both inclusive; authorizing a certain carrier to increase a certain premium beginning January 1, 2020, only if certain conditions are met; etc.
SB-206: Long-Term Care Insurance - Premium Rates and Benefits
Sponsored by: Sen. Roger P. Manno
Hearing 2/07 At 1:00 P.m. on 02/07/2018
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Life Insurance - Life of a Minor - Underwriting Standards and Procedures [SB-168]
[Insurance ]
[Children and Youth ]
Authorizing a life insurer to refuse an application for a policy of life insurance on the life of a minor only under certain circumstances; requiring an application for a policy of life insurance on the life of a minor to include a certain consent and certain signatures; requiring a life insurer to take certain actions as part of certain standards and procedures for policy application and acceptance for policies of life insurance on the life of a minor; applying the Act; etc.
SB-168: Life Insurance - Life of a Minor - Underwriting Standards and Procedures
Sponsored by: Sen. James C. Rosapepe
Approved By The Governor - Chapter 431 on 05/08/2018
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Motor Vehicle Insurance - Commercial Policies - Insurance Identification Card [SB-1131]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Allowing a certain insurance identification card to be issued for a period of 12 months for a 12-month commercial motor vehicle insurance policy covering three or more vehicles even if the payment by the insured is for a period of less than 12 months.
Motor Vehicle Insurance – Discrimination in Underwriting and Rating – Use of Marital Status or Gender [SB-1059]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Repealing a certain provision of law prohibiting an insurer, with respect to private passenger motor vehicle insurance, from increasing a certain premium for a certain spouse based on a certain change in marital status; and prohibiting an insurer, with respect to private passenger motor vehicle insurance, from refusing to underwrite, canceling, refusing to renew, rating a risk, or increasing a renewal premium based, in whole or in part, on the marital status or the gender of the insured or applicant.
SB-1059: Motor Vehicle Insurance – Discrimination in Underwriting and Rating – Use of Marital Status or Gender
Sponsored by: Sen. Joanne C. Benson
Hearing 2/27 At 1:00 P.m. on 02/27/2018
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Property and Casualty Insurance - Travel Insurance - Regulation [HB-979]
[Insurance ]
[Taxes ]
[Consumer Protection ]
[Transportation and Motor Vehicles ]
Specifying that a certain insurer that offers or sells a travel insurance policy is required to pay a certain premium tax on certain premiums paid by certain persons; requiring travel insurance to be classified and filed as inland marine insurance; specifying the state of residence for different types of policies; providing that eligibility and underwriting standards for travel insurance may be developed and provided based on certain travel protection plans and certain applicable provisions of law; etc.
HB-979: Property and Casualty Insurance - Travel Insurance - Regulation
Sponsored by: Sen. Benjamin Fred Kramer
Approved By The Governor - Chapter 197 on 04/24/2018
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Long-Term Care Insurance - Contingent Benefit Upon Lapse [HB-946]
[Insurance ]
[Healthcare ]
[Senior Citizens ]
Requiring a carrier to provide to an insured under a policy or contract of long-term care insurance a certain contingent benefit upon lapse under certain circumstances; providing that certain benefits of a certain policy or contract of long-term care insurance shall remain unchanged and may not be increased after a certain date; and applying the Act.
HB-946: Long-Term Care Insurance - Contingent Benefit Upon Lapse
Sponsored by: Rep. Dana M Stein
Approved By The Governor - Chapter 508 on 05/08/2018
Long–Term Care Insurance – Premium Rate Increases – Restriction [HB-945]
[Insurance ]
[Healthcare ]
[Senior Citizens ]
Prohibiting a carrier from imposing a premium rate increase for a policy or contract of long-term care insurance in a year in which the carrier, or any entity with which the carrier is affiliated, pays a dividend, or comparable payment, to its shareholders or a certain bonus or certain benefit to certain executive officers; etc.
HB-945: Long–Term Care Insurance – Premium Rate Increases – Restriction
Sponsored by: Rep. Dana M Stein
Unfavorable Report By Health And Government Operations; Withdrawn on 04/09/2018