Homeowner's Insurance - Weather-Related Claims [SB-580]
[Insurance ]
[Consumer Protection ]
[Housing ]
[Disaster Relief ]
Prohibiting an insurer from considering a claim for a weather-related event for the purpose of canceling or refusing to renew coverage for homeowner's insurance if the claim is for an amount of loss that is less than the insured's deductible under the policy or is resolved with no payout to the homeowner by the insurer.
Motor Vehicle Insurance Use of Credit History Rating Policy [SB-552]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from rating a risk based, in whole or in part, on the credit history of an applicant or insured in any manner; repealing certain provisions of law authorizing an insurer to use the credit history of an applicant or insured to rate a new policy of private passenger motor vehicle insurance; applying the Act to all private passenger motor vehicle insurance policies issued, delivered, or renewed in the State on or after October 1, 2021; etc.
SB-552: Motor Vehicle Insurance Use of Credit History Rating Policy
Sponsored by: Sen. Ronald N Young
Withdrawn By Sponsor on 03/18/2021
Homeowner's Insurance - Weather-Related Claims [HB-641]
[Insurance ]
[Consumer Protection ]
[Housing ]
[Disaster Relief ]
Prohibiting an insurer from considering a claim for a weather-related event for the purpose of canceling or refusing to renew coverage for homeowner's insurance if the claim is for an amount of loss that is less than the insured's deductible under the policy or is resolved with no payout to or on behalf of the homeowner by the insurer.
Labor and Employment - Employment Standards During an Emergency (Maryland Essential Workers' Protection Act) [SB-486]
[Labor, Jobs, Employment ]
[Public Health ]
[Workers' Compensation ]
[Public Safety ]
[Healthcare ]
Requiring an essential employer to give a written statement regarding certain hazard pay paid to certain essential workers at certain intervals; requiring an essential employer to take certain actions related to occupational safety and health during an emergency; authorizing an essential worker to refuse to fulfill a certain responsibility under certain circumstances; prohibiting an essential employer from retaliating or taking other adverse action against an essential worker or other worker for certain actions; etc.
SB-486: Labor and Employment - Employment Standards During an Emergency (Maryland Essential Workers' Protection Act)
Sponsored by: Sen. James C. Rosapepe
Hearing 2/11 At 1:00 P.m. on 01/26/2021
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Insurance - Impaired Entities - Delinquency Proceedings [SB-458]
[Insurance ]
Providing that a federal home loan bank may not be stayed or prohibited from exercising certain rights with respect to certain collateral of a certain insurer-member after the 14th day following the filing of a delinquency proceeding; requiring a federal home loan bank to repurchase certain outstanding capital stock of a certain insurer-member under certain circumstances; requiring a federal home loan bank to establish a certain timeline and process within 10 business days after a request from a receiver; etc.
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Labor and Employment - Employment Standards During an Emergency (Maryland Essential Workers' Protection Act) [HB-581]
[Labor, Jobs, Employment ]
[Public Health ]
[Healthcare ]
[Workers' Compensation ]
[Law Enforcement ]
[Public Safety ]
[Disaster Relief ]
Requiring each essential employer to take certain actions related to occupational safety and health during an emergency; providing that an essential worker has the right to refuse to perform a certain task as provided under certain provisions of law; requiring essential employers to take certain steps to minimize the risk of transmission of an infectious disease; requiring essential employers to report certain test results to the Maryland Department of Health; requiring the Department to categorize and the publish the results; etc.
HB-581: Labor and Employment - Employment Standards During an Emergency (Maryland Essential Workers' Protection Act)
Sponsored by: Rep. Dereck Eugene Davis
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 736 on 05/30/2021
Civil Action - Surety Insurance - Failure to Act in Good Faith [SB-372]
[Insurance ]
[Consumer Protection ]
[Law Enforcement ]
Authorizing the recovery of actual damages, expenses, litigation costs, and interest in obligee claims against surety insurance providers under certain circumstances; applying certain provisions of law on unfair claim settlement practices to surety insurance; requiring an obligee to comply with certain procedures before bringing a certain claim against a surety insurance provider; applying the Act prospectively; etc.
SB-372: Civil Action - Surety Insurance - Failure to Act in Good Faith
Sponsored by: Sen. Edward R. Reilly
First Reading Finance on 01/15/2021
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Insurance - Impaired Entities - Delinquency Proceedings [HB-504]
[Insurance ]
Providing that a federal home loan bank may not be stayed or prohibited from exercising certain rights with respect to certain collateral of a certain insurer-member after the 14th day following the filing of a delinquency proceeding; requiring a federal home loan bank to repurchase certain outstanding capital stock of a certain insurer-member under certain circumstances; requiring a federal home loan bank to establish a certain timeline and process within 10 business days after a request from a receiver; etc.
Long-Term Care Insurance - Premium Rate Increases - Restriction (Equity in Long-Term Care Insurance Premiums Act) [SB-411]
[Insurance ]
[Healthcare ]
[Senior Citizens ]
Prohibiting a carrier from imposing a premium rate increase for a policy or contract of long-term care insurance in a year in which the carrier, or any entity with which the carrier is affiliated, pays a dividend, or comparable payment, to its shareholders or a bonus or benefit to any of the executive officers of the carrier or any entity with which the carrier is affiliated that is in addition to the contractually fixed compensation provided to the executive officers for certain services; etc.
SB-411: Long-Term Care Insurance - Premium Rate Increases - Restriction (Equity in Long-Term Care Insurance Premiums Act)
Sponsored by: Sen. Benjamin Fred Kramer
Hearing 2/03 At 1:00 P.m. on 01/15/2021
Motor Vehicle Insurance Use of Credit History Rating Policy [HB-168]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from rating a risk based, in whole or in part, on the credit history of an applicant or insured in any manner; repealing certain provisions of law authorizing an insurer to use the credit history of an applicant or insured to rate a new policy of private passenger motor vehicle insurance; applying the Act to all private passenger motor vehicle insurance policies issued, delivered, or renewed in the State on or after October 1, 2021; etc.
HB-168: Motor Vehicle Insurance Use of Credit History Rating Policy
Sponsored by: Rep. Julian Ivey
Unfavorable Report By Economic Matters on 03/17/2021
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Insurance - Credit for Reinsurance Model Law - Revisions [SB-120]
[Insurance ]
Authorizing the Maryland Insurance Commissioner to adopt certain rules and regulations applicable to certain reinsurance arrangements; limiting the application of the rules and regulations to certain reinsurance; providing that the rules and regulations may require a certain insurer to use the manual adopted by the National Association of Insurance Commissioners for a certain purpose; and prohibiting the regulations from applying to certain cessions to certain assuming insurers.
SB-120: Insurance - Credit for Reinsurance Model Law - Revisions
Sponsored by: Sen. Finance
Hearing 1/19 At 1:00 P.m. on 12/23/2021
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Private Passenger Motor Vehicle Liability Insurance - Notices - Alteration of Requirements [SB-110]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Repealing the requirement that a certain notice required to be sent by an insurer that intends to cancel or fail to renew a policy or binder of private passenger motor vehicle liability insurance or reduce coverage under a policy or private passenger motor vehicle liability insurance be in triplicate; and repealing the requirement that a certain notice required to be sent by an insurer that intends to increase the total premium for a policy of private passenger motor vehicle liability insurance be in duplicate.
SB-110: Private Passenger Motor Vehicle Liability Insurance - Notices - Alteration of Requirements
Sponsored by: Sen. Finance
Hearing 1/14 At 11:00 A.m. on 12/23/2021
Insurance - Claim Payment - Clarification [SB-272]
[Insurance ]
Authorizing the Maryland Insurance Commissioner to require an insurer that holds a certificate of authority to fulfill the holder's contractual obligations or pay a certain claim instead of or in addition to suspending or revoking the certificate; and authorizing the Commissioner, on a finding of a violation of certain provisions of law, to require an insurer, a nonprofit health service plan, or a health maintenance organization to make a payment that has been improperly denied.
SB-272: Insurance - Claim Payment - Clarification
Sponsored by: Sen. Finance
Hearing 1/19 At 1:00 P.m. on 12/23/2021
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Maryland Insurance Administration - Delivery of Notices and Other Communications by Electronic Means [SB-226]
[Insurance ]
[Telecommunications ]
[Technology and Innovation ]
[Consumer Protection ]
[Data Privacy ]
Authorizing the Maryland Insurance Commissioner to send certain notices and communications by electronic means under certain circumstances; authorizing, under certain circumstances, a certain person to send to the Commissioner certain notices and communications by electronic means approved by the Commissioner; prohibiting the Commissioner from requiring a person who is not licensed, certified, or otherwise regulated by the Commissioner to send certain notices and communications by electronic means to the Commissioner; etc.
SB-226: Maryland Insurance Administration - Delivery of Notices and Other Communications by Electronic Means
Sponsored by: Sen. Finance
Hearing 1/14 At 11:00 A.m. on 12/23/2021
Motor Vehicle Insurance - Use of Credit History in Rating Policies [HB-221]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Requiring an insurer that uses credit information, with respect to private passenger motor vehicle insurance, to provide certain exceptions to the insurer's rates, ratings classifications, company or tier placement, and underwriting rules or guidelines to certain applicants and insureds on written request; applying the Act to all private passenger motor vehicle insurance policies issued, delivered, or renewed in the State on or after October 1, 2021; etc.
HB-221: Motor Vehicle Insurance - Use of Credit History in Rating Policies
Sponsored by: Rep. Veronica Turner
Favorable Report By Finance on 04/10/2021
Motor Vehicle Insurance - Discrimination in Underwriting and Rating - Use of Occupation or Education Level [SB-945]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from refusing to underwrite, canceling, refusing to renew, rating a risk, or increasing a renewal premium based, in whole or in part, on the occupation, or on the education level attained by, the insured or applicant.
SB-945: Motor Vehicle Insurance - Discrimination in Underwriting and Rating - Use of Occupation or Education Level
Sponsored by: Sen. Ronald N Young
Hearing 2/27 At 1:00 P.m. on 02/27/2018
Commercial Insurance – Certificates of Insurance – Fee [SB-880]
[Insurance ]
[Consumer Protection ]
[Small Business ]
Providing that an insurance producer is not prohibited from charging and collecting a fee, not exceeding $30, for services rendered in issuing a certain certificate of insurance or other evidence of coverage on behalf of a commercial policyholder under certain circumstances.
SB-880: Commercial Insurance – Certificates of Insurance – Fee
Sponsored by: Sen. John C Astle
Unfavorable Report By Finance; Withdrawn on 03/01/2018