Federal Deposit Insurance Corporation (fdic)
US Congress 112th Congress
Financial Regulatory Responsibility Act of 2011 [S.1615]
[Finance ]
[Budget and Spending ]
[Consumer Protection ]
[Law Enforcement ]
[Economic Development ]
Financial Regulatory Responsibility Act of 2011- Prohibits a federal financial regulatory agency from issuing notices of proposed or final rulemakings unless specified analyses have been included in them. Prohibits an agency from publishing a notice of final rulemaking if it determines that the quantified costs are greater than the quantified benefits. Requires an agency to make available on its public website sufficient information about the data, methodologies, and assumptions underlying its analyses so that its analytical results are capable
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Sponsored by: Sen. Richard Shelby
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 09/22/2011
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Financial Services and General Government Appropriations Act, 2012 [S.1573]
[Finance ]
[Taxes ]
[Budget and Spending ]
[Small Business ]
[Consumer Protection ]
[Technology and Innovation ]
[Telecommunications ]
[Elections ]
[Law Enforcement ]
[National Security ]
[Public Safety ]
[Healthcare ]
[Labor, Jobs, Employment ]
[Data Privacy ]
[Economic Development ]
[Funding ]
[Grants ]
[Insurance ]
[Medicare and Medicaid ]
[Cybersecurity ]
[Artificial Intelligence ]
[Trade ]
[Transportation and Motor Vehicles ]
[Construction ]
[Real Estate ]
[Education ]
[Criminal Justice ]
[Alcoholic Beverages ]
[Arts and Culture ]
[Crime ]
Financial Services and General Government Appropriations Act, 2012 - Title I: Department of the Treasury - Department of the Treasury Appropriations Act, 2012 - Makes appropriations for FY2012 to the Department of the Treasury for: (1) departmental offices, (2) the Office of Inspector General, (3) the Treasury Inspector General for Tax Administration, (4) the Special Inspector General for the Troubled Asset Relief Program (TARP), (5) the Financial Crimes Enforcement Network, (6) the Financial Management Service, (7) the Alcohol and Tobacco Tax and
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Sponsored by: Sen. Richard Durbin
Committee On Appropriations. Original Measure Reported To Senate By Senator Durbin. With Written Report No. 112-79. on 09/15/2011
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Data Security Act of 2011 [S.1434]
[Cybersecurity ]
[Data Privacy ]
[Technology and Innovation ]
[Consumer Protection ]
[Finance ]
[Law Enforcement ]
[Public Safety ]
Data Security Act of 2011 - Prescribes security procedures which an entity that maintains or communicates sensitive account or personal information must implement and enforce in order to protect the information from an unauthorized use likely to result in substantial harm or inconvenience to the consumer. Grants exclusive enforcement powers to specified federal regulatory agencies with oversight of financial institutions. Denies a private right of action, including a class action, regarding any act or practice regulated under this Act. Prohibits
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Sponsored by: Sen. Thomas Carper
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/28/2011
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U.S. Financial Services Global Viability Act [HB-6524]
[Finance ]
[International ]
[Trade ]
U.S. Financial Services Global Viability Act - Amends the Bank Holding Company Act of 1956 to delay the effective date for prohibitions or the mandate for related rulemaking against proprietary trading by a banking entity and any equity, partnership, or other ownership interest of a banking entity in or sponsorship of hedge funds or private equity funds. (Currently the effective date of such prohibitions and the mandate to make related regulations is the earlier of 12 months after the date of the issuance of final rules or 2 years after the date
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Sponsored by: Rep. Peter King
Referred To The House Committee On Financial Services. on 09/21/2012
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Insurance Consumer Protection and Solvency Act of 2012 [HB-6423]
[Insurance ]
[Consumer Protection ]
Insurance Consumer Protection and Solvency Act of 2012 - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to exclude an insurance company from the definition of a "financial company" for purposes of such Act (thus removing an insurance company from the purview of the Act). Removes from the Federal Deposit Insurance Corporation (FDIC) the authority to place insurance companies into orderly liquidation. Excludes from the definition of "eligible financial company" for purposes of risk-based assessments an insurance company subject
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Sponsored by: Rep. Bill Posey
Referred To The Subcommittee On Insurance, Housing And Community Opportunity. on 10/01/2012
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Small Business Lending for Jobs Act of 2012 [HB-6037]
[Finance ]
[Labor, Jobs, Employment ]
[Real Estate ]
[Small Business ]
[Economic Development ]
Small Business Lending for Jobs Act of 2012 - Directs federal banking agencies to focus upon: (1) facilitating credit availability to customers of insured depository institutions, and (2) using regulatory policies and procedures that promote credit availability in a safe and sound manner in order to assist insured depository institutions to provide such credit and thus encourage business development and employment. Prohibits federal banking agencies from requiring or pressuring insured depository institutions to provide particular kinds of credit
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Sponsored by: Rep. Mike Coffman
Referred To The Subcommittee On Financial Institutions And Consumer Credit. on 10/01/2012
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Financial Services and General Government Appropriations Act, 2013 [HB-6020]
[Finance ]
[Budget and Spending ]
[Small Business ]
[Consumer Protection ]
[Elections ]
[Funding ]
[Grants ]
Financial Services and General Government Appropriations Act, 2013 - Department of the Treasury Appropriations Act, 2013 - Makes appropriations for FY2013 for the Department of the Treasury. Executive Office of the President Appropriations Act, 2013 - Makes appropriations for FY2013 for the Executive Office of the President. Judiciary Appropriations Act, 2013 - Makes appropriations for FY2013 for the U.S. Supreme Court and other federal courts and related offices. District of Columbia Appropriations Act, 2013 - Makes appropriations for FY2013 for
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Sponsored by: Rep. Jo Emerson
The House Committee On Appropriations Reported An Original Measure, H. Rept. 112-550, By Mrs. Emerson. on 06/26/2012
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Safe, Accountable, Fair, and Efficient Banking Act of 2012 [HB-5714]
[Finance ]
[Insurance ]
[Budget and Spending ]
[Small Business ]
[Investments ]
[Economic Development ]
Safe, Accountable, Fair, and Efficient Banking Act of 2012 or SAFE Banking Act of 2012 - Amends the Bank Holding Company Act of 1956 to prohibit a bank holding company from holding more than 10% of the total amount of deposits of insured depository institutions in the United States. Directs the Board of Governors of the Federal Reserve System (Board) to require any bank holding company having a deposit concentration in violation of specified interstate banking requirements to sell or transfer liabilities to unaffiliated firms to bring the company
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Sponsored by: Rep. Michael Capuano
Referred To The Subcommittee On Insurance, Housing And Community Opportunity. on 10/01/2012
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National Financial Literacy Act of 2012 [HB-4394]
[Finance ]
[Taxes ]
[Small Business ]
[Consumer Protection ]
[Education ]
[Labor, Jobs, Employment ]
[Community Development ]
[Funding ]
[Grants ]
National Financial Literacy Act of 2012 - Amends the Community Reinvestment Act of 1977 to require federal financial supervisory agencies jointly to prescribe regulations establishing: (1) minimum standards to be met by a community-based financial literacy program in order to be eligible for consideration as a qualified community-based financial literacy program; (2) procedures for financial institutions to apply to a federal financial supervisory agency for approval of such a program; and (3) a requirement that financial institutions submit a regular
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Sponsored by: Rep. Eddie Johnson
Referred To The Subcommittee On Financial Institutions And Consumer Credit. on 04/26/2012
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Consolidated Appropriations Act, 2012 [HB-3671]
[Defense ]
[Energy ]
[Environmental ]
[Finance ]
[Healthcare ]
[International ]
[Labor, Jobs, Employment ]
[Medicare and Medicaid ]
[Veterans ]
[Budget and Spending ]
[Military ]
[Funding ]
[Grants ]
[National Security ]
[Education ]
Consolidated Appropriations Act, 2012 - Division A: Department of Defense Appropriations Act, 2012 - Department of Defense Appropriations Act, 2012 - Makes appropriations to the Department of Defense and related agencies for FY2012. Division B: Energy and Water Development Appropriations Act, 2012 - Energy and Water Development Appropriations Act, 2012 - Makes appropriations for FY2012 to the Corps of Engineers-Civil, Department of the Army, the Department of the Interior, the Department of Energy, and certain independent agencies. Division C: Financial
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Sponsored by: Rep. Harold Rogers
Referred To The Committee On Appropriations, And In Addition To The Committee On The Budget, For A Period To Be Subsequently Determined By The Speaker, In Each Case For Consideration Of Such Provisions As Fall Within The Jurisdiction Of The Committee Concerned. on 12/14/2011
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Financial Institutions Examination Fairness and Reform Act [HB-3461]
[Finance ]
[Consumer Protection ]
[Investments ]
Financial Institutions Examination Fairness and Reform Act - Amends the Federal Financial Institutions Examination Council Act of 1978 to require a federal financial institutions regulatory agency to make a final examination report to a financial institution within 60 days of the later of: (1) the exit interview for an examination of the institution, or (2) the provision of additional information by the institution relating to the examination. Sets a deadline for the exit interview if a financial institution is not subject to a resident examiner
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Sponsored by: Rep. Ted Poe
Subcommittee Hearings Held. on 02/01/2012
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Neighborhood Preservation Act of 2011 [HB-2636]
[Housing ]
[Real Estate ]
[Finance ]
[Consumer Protection ]
Directs the federal banking agencies to jointly prescribe specified safety and soundness regulations, including minimum capital requirements for such institutions or affiliates. Permits extension of such a lease beyond five years if any federal or state law, including the Bank Holding Company Act of 1956, so permits. Applies this Act only to leases entered into during the three-year period beginning on the date of the enactment of this Act. Declares it is the intent of Congress that: (1) no permanent change in policy on leasing foreclosed property
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Sponsored by: Rep. Steve Cohen
Referred To The Subcommittee On Financial Institutions And Consumer Credit. on 08/22/2011
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Financial Services and General Government Appropriations Act, 2012 [HB-2434]
[Finance ]
[Taxes ]
[Budget and Spending ]
[Consumer Protection ]
[Healthcare ]
[Small Business ]
[Telecommunications ]
[Elections ]
[Technology and Innovation ]
[Data Privacy ]
[Law Enforcement ]
[National Security ]
[Criminal Justice ]
[Crime ]
Financial Services and General Government Appropriations Act, 2012 - Title I: Department of the Treasury - Makes appropriations for FY2012 to the Department of the Treasury for: (1) departmental offices, (2) the Office of Terrorism and Financial Intelligence, (3) the Office of Inspector General, (4) the Treasury Inspector General for Tax Administration, (5) the Special Inspector General for the Troubled Asset Relief Program (TARP), (6) the Financial Crimes Enforcement Network, (7) the Financial Management Service, (8) the Alcohol and Tobacco Tax
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Sponsored by: Rep. Jo Emerson
The House Committee On Appropriations Reported An Original Measure, H. Rept. 112-136, By Mrs. Emerson. on 07/07/2011
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To amend the Federal Deposit Insurance Act to replace the Director of the Bureau of Consumer Financial Protection with the Chairman of the Board of Governors of the Federal Reserve System as a member of the Board of Directors of the Federal Deposit Insurance Corporation. [HB-2081]
[Consumer Protection ]
[Finance ]
Amends the Federal Deposit Insurance Act to remove the Director of the Consumer Financial Protection Bureau (CFPB) from membership on the Board of Directors of the Federal Deposit Insurance Corporation (FDIC) and substitute the Chairman of the Board of Governors of the Federal Reserve System (or a designee).
Sponsored by: Sen. Shelley Capito
Subcommittee Hearings Held. on 02/08/2012
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To instruct the Inspector General of the Federal Deposit Insurance Corporation to study the impact of insured depository institution failures, and for other purposes. [HB-2056]
[Finance ]
[Real Estate ]
[Budget and Spending ]
[Housing ]
[Community Development ]
[Economic Development ]
(Sec. 1) Directs the Inspector General (IG) of the Federal Deposit Insurance Corporation (FDIC) to study the impact of the failure of insured depository institutions. Prescribes study details, including: (1) the impact of loss-sharing agreements (LSAs) upon the insured depository institutions that survive and the borrowers of those insured depository institutions that fail; (2) FDIC policies and procedures for monitoring LSAs, including those designed to ensure that institutions are not imprudently selling assets at a depressed value; (3) FDIC policies
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Sponsored by: Rep. David Scott
Became Public Law No: 112-88. on 01/03/2012
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Consolidated Appropriations Act, 2012 [HB-2055]
[Defense ]
[Environmental ]
[Finance ]
[Energy ]
[Healthcare ]
[International ]
[Labor, Jobs, Employment ]
[Taxes ]
[Technology and Innovation ]
[Trade ]
[Transportation and Motor Vehicles ]
[Budget and Spending ]
[Small Business ]
[Insurance ]
[Water ]
[Education ]
[Veterans ]
[Cybersecurity ]
[Artificial Intelligence ]
[Climate Change ]
[Public Health ]
[Manufacturing ]
[Mental Health ]
[Economic Development ]
[Elections ]
[Ethics ]
[Funding ]
[Grants ]
[Human Rights ]
[Law Enforcement ]
[Military ]
[National Security ]
[Pharmaceuticals ]
[Public Safety ]
[Crime ]
Consolidated Appropriations Act, 2012 - Division A: Department of Defense Appropriations Act, 2012 - Department of Defense Appropriations Act, 2012 - Title I: Military Personnel - Appropriates funds for FY2012 for active-duty and reserve personnel in the Army, Navy, Marine Corps, and Air Force (the military departments), and for National Guard personnel in the Army and Air Force. Title II: Operation and Maintenance - Appropriates funds for FY2012 for operation and maintenance (O&M) for the military departments, the defense agencies, the reserve
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Sponsored by: Rep. John Culberson
Signed By President. on 12/23/2011
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Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011 [HB-1783]
[Finance ]
[Real Estate ]
[Housing ]
[Consumer Protection ]
[Insurance ]
[Law Enforcement ]
Foreclosure Fraud and Homeowner Abuse Prevention Act of 2011 - Amends the Trust Indenture Act of 1939 to include within its purview mortgage-backed securities and their servicers. Imposes upon each servicer of a mortgage-backed security a fiduciary duty, not waivable by an investor, to protect the economic interests of the investors as a whole in an asset-backed security. Provides for removal of an indenture trustee that is a servicer of mortgage-backed securities if at least 50% of the investors petition the court for such removal. Authorizes amendment
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Sponsored by: Rep. Earl Blumenauer
Referred To The House Committee On Financial Services. on 05/05/2011
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Home Construction Lending Regulatory Improvement Act of 2011 [HB-1755]
[Finance ]
[Real Estate ]
[Housing ]
[Construction ]
[Small Business ]
Home Construction Lending Regulatory Improvement Act of 2011 - Directs the appropriate federal banking agencies to initiate a coordinated rulemaking with respect to financial institutions under their respective jurisdictions that make real estate loans to home builders. Requires such rulemaking to provide for: (1) elimination of the 100% of bank capital measurement, (2) realistic market-based appraisals, and (3) a prohibition against compelling lenders to call or curtail loans in good standing. Prohibits a federal banking agency also from preventing
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Sponsored by: Rep. Ted Poe
Referred To The Subcommittee On Financial Institutions And Consumer Credit. on 07/19/2012
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Bank Accessibility Act [HB-1662]
[Finance ]
[Community Development ]
[Consumer Protection ]
[Economic Development ]
Bank Accessibility Act - Amends the Community Reinvestment Act of 1977 with respect to the requirement that, in examining a financial institution, the appropriate federal financial supervisory agency assess and take into account the institution's record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods. Requires the appropriate federal financial supervisory agency, in making such an assessment, to consider as factors: (1) the branch distribution of such institutions in low- to moderate-income communities;
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Sponsored by: Rep. Anthony Weiner
Referred To The Subcommittee On Financial Institutions And Consumer Credit. on 05/02/2011
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Foreclosure Prevention and Sound Mortgage Servicing Act of 2011 [HB-1567]
[Real Estate ]
[Finance ]
[Housing ]
[Consumer Protection ]
[Law Enforcement ]
[Property Tax ]
Foreclosure Prevention and Sound Mortgage Servicing Act of 2011 - Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) to require the mortgagee, upon default of a federally related mortgage loan secured by a lien on the borrower's principal residence, to engage in loss mitigation activities that provide for: (1) the long-term affordability of the loan, and (2) the maximum retention of home equity. Places upon the mortgagee of the senior lien on the residence the primary responsibility for such loss mitigation activities. Prohibits the
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Sponsored by: Rep. Emanuel Cleaver
Referred To The Subcommittee On Insurance, Housing And Community Opportunity. on 07/29/2011