Federal Deposit Insurance Corporation (fdic)
US Congress 115th Congress
State Regulatory Representation Clarification Act of 2017 [S.1910]
[Finance ]
State Regulatory Representation Clarification Act of 2017 This bill amends the Federal Deposit Insurance Act to require one presidential appointee to the Board of Directors of the Federal Deposit Insurance Corporation to have served as a state bank supervisor. (A state bank supervisor has primary regulatory authority over state banks or savings associations in the state.)
Sponsored by: Sen. Mazie Hirono
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 10/03/2017
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We the People Democracy Reform Act of 2017 [S.1880]
[Elections ]
[Ethics ]
[Voting Rights ]
We the People Democracy Reform Act of 2017
Sponsored by: Sen. Edward Markey
Read Twice And Referred To The Committee On Finance. on 09/27/2017
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Economic Growth, Regulatory Relief, and Consumer Protection Act [S.2155]
[Consumer Protection ]
[Finance ]
[Real Estate ]
[Housing ]
[Insurance ]
[Cybersecurity ]
[Veterans ]
[Senior Citizens ]
[Student Loans ]
[Economic Development ]
[Investments ]
Economic Growth, Regulatory Relief, and Consumer Protection Act TITLE I--IMPROVING CONSUMER ACCESS TO MORTGAGE CREDIT (Sec. 101) This bill amends the Truth in Lending Act (TILA) to allow a depository institution or credit union with assets below a specified threshold to forgo certain ability-to-pay requirements regarding residential mortgage loans. Specifically, those requirements are waived if a loan: (1) is originated by and retained by the institution, (2) complies with requirements regarding prepayment penalties and points and fees, and (3)
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Sponsored by: Sen. Angus King
Became Public Law No: 115-174. on 05/24/2018
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Comprehensive Regulatory Review Act [HB-4607]
[Finance ]
[Consumer Protection ]
[Budget and Spending ]
[Small Business ]
[Investments ]
Comprehensive Regulatory Review Act (Sec. 2) This bill amends the Economic Growth and Regulatory Paperwork Reduction Act of 1996 to expand the required comprehensive review of financial regulatory requirements. Specifically, the review must be completed by the Consumer Financial Protection Bureau (CFPB) and the National Credit Union Administration, in addition to (as required under current law) the Federal Financial Institutions Examination Council, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the
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Sponsored by: Sen. Kyrsten Sinema
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 03/07/2018
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We the People Act of 2017 [HB-3537]
[Elections ]
[Voting Rights ]
We the People Act of 2017
Sponsored by: Rep. David Price
Referred To The Subcommittee On The Constitution And Civil Justice. on 09/06/2017
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Interior and Environment, Agriculture and Rural Development, Commerce, Justice, Science, Financial Services and General Government, Homeland Security, Labor, Health and Human Services, Education, State and Foreign Operations, Transportation, Housing and Urban Development, Defense, Military Construction and Veterans Affairs, Legislative Branch, and Energy and Water Development Appropriations Act, 2018 Make America Secure and Prosperous Appropriations Act, 2018 [HB-3354]
[Agriculture ]
[Environmental ]
[Finance ]
[Energy ]
[Healthcare ]
[Housing ]
[Labor, Jobs, Employment ]
[Medicare and Medicaid ]
[Taxes ]
[Transportation and Motor Vehicles ]
[Budget and Spending ]
[Insurance ]
[Animals ]
[Water ]
[Arts and Culture ]
[Construction ]
[Race and Civil Rights ]
[Science ]
[Community Development ]
[Food ]
[Senior Citizens ]
[Education ]
[Veterans ]
[Cybersecurity ]
[Artificial Intelligence ]
[Climate Change ]
[Public Health ]
[Manufacturing ]
[Mental Health ]
[Tourism ]
[Workers' Compensation ]
[Children and Youth ]
[Criminal Justice ]
[Data Privacy ]
[Disabilities ]
[Disaster Relief ]
[Economic Development ]
[Elections ]
[Ethics ]
[Funding ]
[Grants ]
[Human Rights ]
[Human Services ]
[Inflation ]
[Investments ]
[Law Enforcement ]
[Libraries ]
[Military ]
[Mining ]
[Unemployment ]
[National Security ]
[Native American Affairs ]
[Nonprofit ]
[Overdose Prevention ]
[Pensions ]
[Pharmaceuticals ]
[Poverty ]
[Property Tax ]
[Public Safety ]
[Recreation ]
[Retirement ]
[Crime ]
Interior and Environment, Agriculture and Rural Development, Commerce, Justice, Science, Financial Services and General Government, Homeland Security, Labor, Health and Human Services, Education, State and Foreign Operations, Transportation, Housing and Urban Development, Defense, Military Construction and Veterans Affairs, Legislative Branch, and Energy and Water Development Appropriations Act, 2018 Make America Secure and Prosperous Appropriations Act, 2018 DIVISION A--DEPARTMENT OF THE INTERIOR, ENVIRONMENT, AND RELATED AGENCIES APPROPRIATIONS
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Sponsored by: Rep. Ken Calvert
Read The Second Time. Placed On Senate Legislative Calendar Under General Orders. Calendar No. 230. on 09/27/2017
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Financial Services and General Government Appropriations Act, 2018 [HB-3280]
[Finance ]
[Cybersecurity ]
[Taxes ]
[Technology and Innovation ]
[Budget and Spending ]
[Small Business ]
[Consumer Protection ]
[Data Privacy ]
[Economic Development ]
[Elections ]
[Ethics ]
[Funding ]
[Grants ]
[Law Enforcement ]
[National Security ]
[Property Tax ]
[Crime ]
Financial Services and General Government Appropriations Act, 2018 Provides FY2018 appropriations for financial services and general government, including programs within the Department of the Treasury, the Executive Office of the President, the federal judiciary, the District of Columbia, and several independent agencies. Department of the Treasury Appropriations Act, 2018 TITLE I--DEPARTMENT OF THE TREASURY Provides appropriations to the Department of the Treasury for Departmental Offices, including: Salaries and Expenses, the Office of Terrorism
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Sponsored by: Rep. Tom Graves
Committee On Appropriations Senate Subcommittee On Financial Services And General Government. Hearings Held On The Subject Prior To Measure Being Received From The House. Hearings Printed: S. Hrg. 115-191. on 07/26/2017
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Independent Agency Regulatory Analysis Act of 2017 [S.1448]
[Law Enforcement ]
Independent Agency Regulatory Analysis Act of 2017
Sponsored by: Sen. Susan Collins
Read Twice And Referred To The Committee On Homeland Security And Governmental Affairs. on 06/27/2017
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Financial Institution Customer Protection Act of 2017 [HB-2706]
[Finance ]
[National Security ]
[Cybersecurity ]
[Consumer Protection ]
Financial Institution Customer Protection Act of 2017 (Sec. 2) This bill specifies that a federal banking agency may not request or order a depository institution to terminate a customer account unless: (1) the agency has a valid reason for doing so, and (2) that reason is not based solely on reputation risk. Valid reasons for terminating an account include threats to national security and involvement in terrorist financing, including state sponsorship of terrorism. A federal banking agency requesting a termination must provide the depository institution
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Sponsored by: Rep. Robert Latta
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 12/12/2017
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TARGET Act Targeted Rewards for the Global Eradication of Human Trafficking [HB-1625]
[Human Rights ]
[International ]
[Crime ]
TARGET Act Targeted Rewards for the Global Eradication of Human Trafficking (Sec. 2) This bill expresses the sense of Congress that the Department of State's rewards program is a powerful tool in combating sophisticated international crime and that the State Department and federal law enforcement should work in concert to offer rewards that target human traffickers who prey on the most vulnerable people around the world. (Sec. 3) The State Department Basic Authorities Act of 1956 is amended to include severe forms of trafficking in persons involving
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Sponsored by: Rep. Ted Poe
Became Public Law No: 115-141. on 03/23/2018
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Municipal Finance Support Act of 2017 [HB-1624]
[Finance ]
[Budget and Spending ]
[Investments ]
Municipal Finance Support Act of 2017 (Sec. 2) This bill amends the Federal Deposit Insurance Act to require certain municipal obligations to be treated as high-quality liquid assets if they are investment grade, liquid, and readily marketable. Under current law, high-quality assets include level 1, level 2A, and level 2B liquid assets.
Sponsored by: Rep. Gregory Meeks
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 10/04/2017
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Mutual Bank Capital Opportunity Act of 2017 [HB-1595]
[Finance ]
[Investments ]
Mutual Bank Capital Opportunity Act of 2017 This bill amends the Federal Deposit Insurance Act to allow mutual capital certificates issued by a mutual depository (i.e., a federally insured depository institution operating in a non-stock form) to qualify as common-equity Tier 1 capital for purposes of satisfying federal capital requirements. A "mutual capital certificate" is a financial instrument that: (1) is subordinate to all claims against, and unsecured by the assets of, the issuing mutual depository; (2) does not permit preemptive rights; (3)
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Sponsored by: Rep. Keith Rothfus
Introduced In House on 03/17/2017
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Financial Transparency Act of 2017 [HB-1530]
[Finance ]
[Technology and Innovation ]
[Data Privacy ]
[Investments ]
Financial Transparency Act of 2017 This bill amends the Financial Stability Act of 2010, the Investment Advisers Act of 1940, the Federal Deposit Insurance Act, and other laws to require federal financial regulatory agencies to adopt specified data standards with respect to format, searchability, and transparency.
Sponsored by: Rep. Ted Poe
Referred To The Subcommittee On Commodity Exchanges, Energy, And Credit. on 03/23/2017
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TAILOR Act of 2017 Taking Account of Institutions with Low Operation Risk Act of 2017 [HB-1116]
[Finance ]
[Budget and Spending ]
[Small Business ]
[Investments ]
TAILOR Act of 2017 Taking Account of Institutions with Low Operation Risk Act of 2017 (Sec. 2) This bill requires federal financial regulatory agencies to: (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies not only to future regulatory actions but also to regulations adopted within the last
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Sponsored by: Rep. Steve Russell
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 03/15/2018
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TAILOR Act of 2017 Taking Account of Institutions with Low Operation Risk Act of 2017 [S.366]
[Finance ]
[Small Business ]
[Budget and Spending ]
TAILOR Act of 2017 Taking Account of Institutions with Low Operation Risk Act of 2017 This bill requires federal financial regulatory agencies to: (1) in general, tailor a regulatory action so as to limit the regulatory impact and other burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's requirements apply not only to future regulatory actions but also to regulations adopted
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Sponsored by: Sen. David Perdue
Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 07/13/2017
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Financial Services Conflict of Interest Act [HB-859]
[Finance ]
[Ethics ]
[Labor, Jobs, Employment ]
[Law Enforcement ]
[Consumer Protection ]
Financial Services Conflict of Interest Act This bill amends the Ethics in Government Act of 1978 and other laws to: expand restrictions on federal government employees' acceptance of compensation from nongovernment sources, generally require certain financial-services regulators to recuse themselves from any official action that would provide a direct and substantial pecuniary benefit for a recent former employer or client, generally prohibit such a regulator from participating in matters that involve an individual or entity with whom the regulator
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Sponsored by: Rep. Michael Capuano
Referred To The Subcommittee On The Constitution And Civil Justice. on 03/02/2017
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Financial Services Conflict of Interest Act [S.265]
[Finance ]
[Ethics ]
[Labor, Jobs, Employment ]
[Law Enforcement ]
[Consumer Protection ]
Financial Services Conflict of Interest Act This bill amends the Ethics in Government Act of 1978 and other laws to: expand restrictions on federal government employees' acceptance of compensation from nongovernment sources, generally require certain financial-services regulators to recuse themselves from any official action that would provide a direct and substantial pecuniary benefit for a recent former employer or client, generally prohibit such a regulator from participating in matters that involve an individual or entity with whom the regulator
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Sponsored by: Sen. Sheldon Whitehouse
Read Twice And Referred To The Committee On Homeland Security And Governmental Affairs. on 02/01/2017
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Financial CHOICE Act of 2017 [HB-10]
[Finance ]
[Insurance ]
[Small Business ]
[Consumer Protection ]
[Investments ]
[Housing ]
[Real Estate ]
[Budget and Spending ]
[Taxes ]
[Technology and Innovation ]
[Trade ]
[Economic Development ]
[Senior Citizens ]
[Retirement ]
Financial CHOICE Act of 2017 (Sec. 2) This bill repeals provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act and other laws. Any rule that was issued or revised pursuant to a provision repealed by the bill is nullified. TITLE I--ENDING "TOO BIG TO FAIL" AND BANK BAILOUTS Subtitle A--Repeal of the Orderly Liquidation Authority (Sec. 111) The bill repeals the orderly liquidation authority of the Federal Deposit Insurance Corporation (FDIC). The FDIC's orderly liquidation authority, as established under the Dodd-Frank Act, allows
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Sponsored by: Rep. Alexander Mooney
Committee On Banking, Housing, And Urban Affairs. Hearings Held. Hearings Printed: S.hrg. 115-108. on 07/13/2017
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Pension, Endowment, and Mutual Fund Access to Banking Act [HB-2121]
[Finance ]
[Pensions ]
Pension, Endowment, and Mutual Fund Access to Banking Act This bill excludes, for purposes of calculating a custodial bank's supplementary leverage ratio, funds of a custodial bank that are deposited with certain central banks. ("Supplementary leverage ratio" is a capital adequacy measure that refers to the ratio of a banking organization's tier-one capital to its leverage exposure.) The amount of such funds shall be limited, as specified by the bill.
Sponsored by: Rep. Alexander Mooney
Reported (amended) By The Committee On Financial Services. H. Rept. 115-656. on 04/26/2018
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A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes. [S.828]
[Finance ]
[Budget and Spending ]
A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes. This bill amends the Federal Deposit Insurance Act to require certain municipal obligations to be treated as level 2B liquid assets if they are investment grade, liquid, and readily marketable. Under current law, corporate debt securities and publicly traded common-equity shares, but not municipal obligations, may be treated as level 2B liquid assets (which
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Sponsored by: Sen. Amy Klobuchar
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/05/2017