Federal Deposit Insurance Corporation (fdic)

Federal
US Congress 114th Congress

Community Bank Access to Capital Act of 2015 [S.1816] [Finance ] [Small Business ] [Investments ]
Community Bank Access to Capital Act of 2015 This bill directs the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (FDIC): (1) to each promulgate a regulation exempting community banks from regulations implementing "Basel III: A global regulatory framework for more resilient banks and banking systems," and (2) to revise capital requirements as they determine appropriate in light of such required regulations. A community bank is defined as one whose consolidated assets (continued...)

  

Sponsored by: Sen. Mike Rounds Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 06/23/2016

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Federal
US Congress 114th Congress

Financial Services Conflict of Interest Act [S.1779] [Finance ] [Ethics ] [Law Enforcement ] [Pensions ] [Labor, Jobs, Employment ] [Crime ]
Financial Services Conflict of Interest Act This bill amends the federal criminal code to declare that any pension, retirement, group life, health or accident insurance, profit-sharing, stock bonus, or other employee welfare or benefit plan maintained by a federal employee's former private sector employer that makes payment of compensation contingent on accepting a position in the federal government shall not be considered exempt from certain conflict-of-interest restrictions. The Ethics in Government Act of 1978 is amended with respect to a financial (continued...)

  

Sponsored by: Sen. Bernard Sanders Read Twice And Referred To The Committee On Homeland Security And Governmental Affairs. on 07/15/2015

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Federal
US Congress 114th Congress

Independent Agency Regulatory Analysis Act of 2015 [S.1607] [Budget and Spending ] [Consumer Protection ] [Economic Development ]
Independent Agency Regulatory Analysis Act of 2015 Authorizes the President to require an independent regulatory agency to: (1) comply, to the extent permitted by law, with regulatory analysis requirements applicable to other federal agencies; (2) publish and provide the Office of Information and Regulatory Affairs with an assessment of the costs and benefits of a proposed or final economically significant rule (i.e., a rule that is likely to have an annual effect on the economy of $100 million or more and is likely to adversely affect sectors of (continued...)

  

Sponsored by: Sen. Susan Collins Committee On Homeland Security And Governmental Affairs. Reported By Senator Johnson With An Amendment In The Nature Of A Substitute. Without Written Report. on 12/09/2016

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Federal
US Congress 114th Congress

Financial Regulatory Improvement Act of 2015 [S.1484] [Finance ] [Consumer Protection ] [Small Business ] [Insurance ] [Investments ] [Housing ] [Real Estate ] [Budget and Spending ]
Financial Regulatory Improvement Act of 2015 TITLE I--REGULATORY RELIEF AND PROTECTION OF CONSUMER ACCESS TO CREDIT (Sec. 101) This bill amends the Gramm-Leach-Bliley Act to exempt from the requirement to provide consumers with an annual written disclosure of their privacy policy certain financial institutions that provide nonpublic personal information to a nonaffiliated third party to perform services for or functions on behalf of the financial institution. (Sec. 102) The Federal Home Loan Bank Act is amended to set requirements for a credit union (continued...)

  

Sponsored by: Sen. Richard Shelby Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 07/23/2015

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Federal
US Congress 114th Congress

Financial Institution Customer Protection Act of 2016 [HB-766] [Finance ] [National Security ] [Law Enforcement ] [Cybersecurity ] [Crime ]
Financial Institution Customer Protection Act of 2016 (Sec. 2) This bill prohibits a federal banking agency from formally or informally suggesting, requesting, or ordering a depository institution to terminate either a specific customer account, or group of customer accounts, or otherwise restrict or discourage it from entering into or maintaining a banking relationship with a specific customer or group of customers, unless: (1) the agency has a material reason to do so, and (2) the reason is not based solely on reputation risk. The "material reason" (continued...)

  

Sponsored by: Rep. Tony Cardenas Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 02/08/2016

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Federal
US Congress 114th Congress

Financial CHOICE Act of 2016 [HB-5983] [Finance ] [Consumer Protection ] [Insurance ] [Investments ]
Financial CHOICE Act of 2016 This bill amends the Dodd-Frank Wall Street Reform and Consumer Protection Act, among other Acts, to: repeal the "Volcker Rule" (which restricts banks from making certain speculative investments); with respect to winding down failing banks, eliminate the Federal Deposit Insurance Corporation's orderly liquidation authority and establish new provisions regarding financial institution bankruptcy; and repeal the "Durbin Amendment" (which limits the fees that may be charged to retailers for debit card processing). Certain (continued...)

  

Sponsored by: Rep. Jeb Hensarling Placed On The Union Calendar, Calendar No. 693. on 12/20/2016

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Federal
US Congress 114th Congress

Equal Access to Banking Act [HB-5511] [Finance ] [Community Development ] [Small Business ] [Poverty ]
Equal Access to Banking Act This bill requires the Federal Deposit Insurance Corporation (FDIC) to issue regulations: (1) easing the restrictive impact of regulations issued pursuant to the Federal Deposit Insurance Act relating to the factors to be considered for deposit insurance on non-profit community development financial institution banks, and (2) easing restrictions on the operation of such banks insured by the FDIC. The FDIC shall ensure that such regulations issued under this bill: (1) will not provide an opportunity for individuals or (continued...)

  

Sponsored by: Rep. John Delaney Introduced In House on 06/16/2016

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Federal
US Congress 114th Congress

We the People Act of 2016 [HB-5494] [Elections ] [Ethics ] [Finance ] [Law Enforcement ] [Voting Rights ] [Crime ]
We the People Act of 2016 Democracy Is Supported by Casting Light On Spending in Elections Act of 2016 or the DISCLOSE Act of 2016 This bill amends the Federal Election Campaign Act of 1971 (FECA) to: redefine "independent expenditure" to expand the meaning of express advocacy for the election or defeat of a candidate; expand the period for treating communications as electioneering communications; repeal the prohibition against contributions by minors; prescribe disclosure requirements for campaign-related disbursements by corporations, labor organizations, (continued...)

  

Sponsored by: Rep. David Price Introduced In House on 06/16/2016

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Financial Services and General Government Appropriations Act, 2017 [HB-5485] [Finance ] [Taxes ] [Budget and Spending ] [Small Business ] [Consumer Protection ] [Education ] [Cybersecurity ] [Data Privacy ] [Elections ] [Funding ] [Grants ] [Law Enforcement ] [National Security ] [Technology and Innovation ] [Telecommunications ] [Reproductive Rights / Abortion ] [Veterans ] [Immigration ] [Crime ]
Financial Services and General Government Appropriations Act, 2017 Provides FY2017 appropriations for financial services and general government, including programs within the Department of the Treasury, the Executive Office of the President, the federal judiciary, the District of Columbia, and several independent agencies. Department of the Treasury Appropriations Act, 2017 TITLE I--DEPARTMENT OF THE TREASURY Provides appropriations to the Department of the Treasury for Departmental Offices, including: Salaries and Expenses, the Office of Terrorism (continued...)

  

Sponsored by: Rep. Ander Crenshaw Received In The Senate. Read Twice. Placed On Senate Legislative Calendar Under General Orders. Calendar No. 557. on 07/12/2016

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US Congress 114th Congress

FDIC Accountability Act of 2016 [HB-4781] [Finance ] [Budget and Spending ] [Insurance ]
FDIC Accountability Act of 2016 This bill amends the Federal Deposit Insurance Act to authorize the Federal Deposit Insurance Corporation (FDIC) to incur obligations or allow and pay expenses only pursuant to an appropriations Act, except for obligations or expenses that have either been: paid for with funds from the Deposit Insurance Fund; or incurred, allowed, or paid to implement the insurance function of the FDIC. Any FDIC-collected fees that are not deposit insurance fees must be deposited and credited as offsetting collections to the account (continued...)

  

Sponsored by: Rep. John Ratcliffe Introduced In House on 03/17/2016

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US Congress 114th Congress

Traditional Banking Regulatory Relief Act of 2015 [HB-4647] [Finance ] [Budget and Spending ] [Small Business ] [Consumer Protection ]
Traditional Banking Regulatory Relief Act of 2015 This bill amends the Federal Deposit Insurance Act (FDIA) to prescribe capital requirements for traditional banking organizations (TBOs) at a minimum simple leverage ratio of no less than 10%. A TBO is any bank holding company, savings and loan holding company, bank, or savings association that individually (and when including its parent, subsidiaries, and affiliates) meets the following criteria: has zero trading assets and zero trading liabilities, does not engage in swaps or security-based swaps (continued...)

  

Sponsored by: Sen. Peter Welch Introduced In House on 02/26/2016

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US Congress 114th Congress

Preserving Access to CRE Capital Act of 2016 [HB-4620] [Real Estate ] [Finance ] [Small Business ] [Investments ]
Preserving Access to CRE Capital Act of 2016 (Sec. 2) This bill amends the Securities Exchange Act of 1934 concerning credit risk retention standards for commercial real estate loans to revise the optional standard that may include retention of the first-loss position by a third-party purchaser that specifically negotiates for the purchase of that first loss position, holds adequate financial resources to back losses, provides due diligence on all individual assets in the pool before issuance of the asset-backed securities, and meets the same standards (continued...)

  

Sponsored by: Rep. Luke Messer Reported By The Committee On Financial Services. H. Rept. 114-597. on 05/26/2016

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Federal
US Congress 114th Congress

WARN Act of 2016 Whistleblower Augmented Reward and Nonretaliation Act of 2016 [HB-4619] [Finance ] [Labor, Jobs, Employment ] [Consumer Protection ] [Cybersecurity ] [Law Enforcement ] [National Security ] [Crime ]
WARN Act of 2016 Whistleblower Augmented Reward and Nonretaliation Act of 2016 This bill amends the Financial Institutions Anti-Fraud Enforcement Act of 1990 governing the rights of a private person (declarant) who files a declaration of a violation giving rise to a federal action for civil penalties with respect to fraud crimes involving federally insured financial institutions. The bill revises the minimum and maximum percentage of a declarant's entitlement to share in the recovery by the United States from a judgment, order, or settlement that (continued...)

  

Sponsored by: Rep. Eleanor Norton Referred To The Subcommittee On Commodity Exchanges, Energy, And Credit. on 03/22/2016

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US Congress 114th Congress

Community Bank Reporting Relief Act [HB-4500] [Finance ] [Small Business ]
Community Bank Reporting Relief Act This bill amends the Federal Deposit Insurance Act to direct federal banking agencies to issue regulations that allow a reduced reporting requirement for highly rated and well-capitalized depository institutions meeting certain other criteria when making the first and third report of condition for a year.

  

Sponsored by: Rep. Darin LaHood Introduced In House on 02/09/2016

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Holding Individuals Accountable and Deterring Money Laundering Act [HB-4242] [Finance ] [Crime ] [International ] [National Security ] [Criminal Justice ]
Holding Individuals Accountable and Deterring Money Laundering Act This bill amends provisions of federal law known as the Bank Secrecy Act of 1970 relating to money laundering violations to: (1) increase civil penalties for willful violations of anti-money laundering laws; (2) increase the civil penalty for negligent violations of such laws and impose a penalty on partners, directors, officers, or employees of a financial institution for such violations; and (3) impose a 20-year maximum prison term for individuals who facilitate evasion of an anti-money (continued...)

  

Sponsored by: Rep. Michael Capuano Introduced In House on 12/11/2015

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US Congress 114th Congress

Financial Regulatory Clarity Act of 2015 [HB-3705] [Finance ] [Consumer Protection ]
Financial Regulatory Clarity Act of 2015 Requires the Federal Deposit Insurance Corporation, the Office of Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Consumer Financial Protection Bureau, the National Credit Union Administration, the Securities and Exchange Commission, and the Commodity Futures Trading Commission, before issuing a regulation or order, to assess other federal regulations and orders to determine whether: (1) the agency's proposal is in conflict with, inconsistent with, or duplicative of (continued...)

  

Sponsored by: Rep. Ann Wagner Referred To The Subcommittee On Commodity Exchanges, Energy, And Credit. on 10/26/2015

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US Congress 114th Congress

FSOC Transparency and Accountability Act [HB-3557] [Finance ] [Budget and Spending ] [Consumer Protection ]
FSOC Transparency and Accountability Act (Sec. 2) This bill amends the Financial Stability Act of 2010 to repeal the nonapplicability of the Federal Advisory Committee Act (FACA) to the Financial Stability Oversight Council (thus applying FACA to the Council). The Council is declared an agency for purposes of the "Government in the Sunshine Act" (and its open meeting requirements). The voting profile of Council members is revised to cite the following member agencies as each having collectively one vote: (1) the Board of Governors of the Federal (continued...)

  

Sponsored by: Rep. Ann Wagner Reported By The Committee On Financial Services. H. Rept. 114-507. on 04/19/2016

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US Congress 114th Congress

Financial Services Conflict of Interest Act [HB-3065] [Finance ] [Ethics ] [Law Enforcement ] [Pensions ] [Labor, Jobs, Employment ] [Crime ]
Financial Services Conflict of Interest Act This bill amends the federal criminal code to declare that any pension, retirement, group life, health or accident insurance, profit-sharing, stock bonus, or other employee welfare or benefit plan maintained by a federal employee's former private sector employer that makes payment of compensation contingent on accepting a position in the federal government shall not be considered exempt from certain conflict-of-interest restrictions. The Ethics in Government Act of 1978 is amended with respect to a financial (continued...)

  

Sponsored by: Rep. Raul Grijalva Referred To The Subcommittee On Crime, Terrorism, Homeland Security, And Investigations. on 07/29/2015

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Financial Services and General Government Appropriations Act, 2016 [HB-2995] [Finance ] [Taxes ] [Budget and Spending ] [Small Business ] [Consumer Protection ] [Cybersecurity ] [Technology and Innovation ] [Public Health ] [Data Privacy ] [Elections ] [Ethics ] [Funding ] [Grants ] [Law Enforcement ] [National Security ] [Telecommunications ] [Healthcare ] [Crime ]
Financial Services and General Government Appropriations Act, 2016 Provides FY2016 appropriations for financial services and general government, including programs in the Department of the Treasury, the Executive Office of the President, the federal judiciary, the District of Columbia, and several independent agencies. Department of the Treasury Appropriations Act, 2016 TITLE I--DEPARTMENT OF THE TREASURY Provides appropriations to the Department of the Treasury for Departmental Offices, including: Salaries and Expenses, the Office of Terrorism (continued...)

  

Sponsored by: Rep. Ander Crenshaw The House Committee On Appropriations Reported An Original Measure, H. Rept. 114-194, By Mr. Crenshaw. on 07/09/2015

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TAILOR Act of 2015 Taking Account of Institutions with Low Operation Risk Act of 2015 [HB-2896] [Finance ] [Consumer Protection ] [Small Business ] [Law Enforcement ]
TAILOR Act of 2015 Taking Account of Institutions with Low Operation Risk Act of 2015 (Sec. 2) This bill directs the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Consumer Financial Protection Bureau (federal financial institutions regulatory agencies) to: take into consideration the risk profile and business models of institutions subject to regulatory action; determine the necessity, appropriateness, and (continued...)

  

Sponsored by: Rep. Steve Russell Reported By The Committee On Financial Services. H. Rept. 114-870. on 12/12/2016

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