Federal Deposit Insurance Corporation (fdic)
US Congress 114th Congress
Financial Transparency Act of 2015 [HB-2477]
[Finance ]
[Technology and Innovation ]
[Data Privacy ]
[Consumer Protection ]
[Investments ]
[Cybersecurity ]
Financial Transparency Act of 2015 This bill directs the Office of Financial Research of the Department of the Treasury and the following financial regulatory agencies to adopt data standards for all information collected or received by them, including corporate financial data: the Securities and Exchange Commission (SEC), the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Bureau of Consumer Financial Protection, the Board of Governors of the Federal Reserve System, the Commodity Futures Trading Commission,
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Sponsored by: Rep. Ted Poe
Referred To The Subcommittee On Commodity Exchanges, Energy, And Credit. on 06/08/2015
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To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes. [HB-2209]
[Finance ]
[Budget and Spending ]
To require the appropriate Federal banking agencies to treat certain municipal obligations as level 2A liquid assets, and for other purposes. (Sec. 1) This bill amends the Federal Deposit Insurance Act with respect to the treatment of certain municipal obligations to direct the federal banking agencies to treat as a high-quality level 2A liquid asset any municipal obligation that is liquid, readily marketable, and investment grade as of the calculation date. The Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve
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Sponsored by: Rep. Gregory Meeks
Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 02/11/2016
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Data Security Act of 2015 [HB-2205]
[Technology and Innovation ]
[Cybersecurity ]
[Data Privacy ]
[Consumer Protection ]
[Law Enforcement ]
[Telecommunications ]
[Healthcare ]
[Finance ]
[Public Safety ]
[Crime ]
Data Security Act of 2015 Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts.
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Sponsored by: Rep. Ted Poe
Reported (amended) By The Committee On Financial Services. H. Rept. 114-867, Part I. on 12/12/2016
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Military Construction and Veterans Affairs and Related Agencies Appropriations Act, 2016 [HB-2029]
[Defense ]
[Veterans ]
[Agriculture ]
[Food ]
[Healthcare ]
[International ]
[Trade ]
[Budget and Spending ]
[Small Business ]
[Technology and Innovation ]
[Telecommunications ]
[Energy ]
[Environmental ]
[Public Health ]
[Science ]
[Cybersecurity ]
[Military ]
[National Security ]
[Construction ]
[Transportation and Motor Vehicles ]
[Labor, Jobs, Employment ]
[Consumer Protection ]
[Housing ]
[Crime ]
[Criminal Justice ]
[Disaster Relief ]
[Economic Development ]
[Education ]
[Funding ]
[Grants ]
[Human Services ]
[Medicare and Medicaid ]
[Poverty ]
[Public Safety ]
[Senior Citizens ]
[Water ]
[Animals ]
[Air Quality ]
[Waste Management / Recycling ]
[Alcoholic Beverages ]
[Arts and Culture ]
[Cannabis ]
[Children and Youth ]
[Climate Change ]
[Community Development ]
[Data Privacy ]
[Disabilities ]
[Drones ]
[Elections ]
[Ethics ]
[Family-Related Legislation ]
[Film Production ]
[Finance ]
[Firearms/Gun Control ]
[Gaming ]
[Human Rights ]
[Inflation ]
[Insurance ]
[Investments ]
[Libraries ]
[Manufacturing ]
[Media and Advertising ]
[Mental Health ]
[Mining ]
[Native American Affairs ]
[Nonprofit ]
[Overdose Prevention ]
[Pensions ]
[Pharmaceuticals ]
[Property Tax ]
[Race and Civil Rights ]
[Real Estate ]
[Recreation ]
[Religion ]
[Reproductive Rights / Abortion ]
[Retirement ]
[Social Security ]
[Sports ]
[Student Loans ]
[Taxes ]
[Tourism ]
[Unemployment ]
[Voting Rights ]
[Workers' Compensation ]
[Artificial Intelligence ]
[Aerospace ]
[Immigration ]
[Infrastructure ]
[Public Lands and National Parks ]
Military Construction and Veterans Affairs and Related Agencies Appropriations Act, 2016 (Sec. 3) Provides that references to "this Act" included in any division refer only to the provisions of the division unless the bill expressly provides otherwise. (Sec. 4) Provides that the explanatory statement printed in the Congressional Record regarding this bill has the same effect as a joint explanatory statement of a committee of conference. (Sec. 5) Provides that the sums in this bill are appropriated for FY2016. (Sec. 6) Provides that amounts designated
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Sponsored by: Rep. Charles Dent
Considered As Unfinished Business (consideration: Cr H10696) on 12/18/2015
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Financial Institutions Examination Fairness and Reform Act [HB-1941]
[Finance ]
[Consumer Protection ]
[Law Enforcement ]
[Economic Development ]
Financial Institutions Examination Fairness and Reform Act (Sec. 2) This bill amends the Federal Financial Institutions Examination Council Act of 1978 to require a federal financial institutions regulatory agency to make a final examination report to a financial institution within 60 days after the later of: (1) the exit interview for an examination of the institution, or (2) the provision of additional information by the institution relating to the examination. The bill sets a deadline for the exit interview if a financial institution is not subject
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Sponsored by: Rep. Gerald Connolly
Reported By The Committee On Financial Services. H. Rept. 114-874. on 12/12/2016
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State Regulatory Representation Clarification Act of 2015 [HB-1601]
[Finance ]
State Regulatory Representation Clarification Act of 2015 Amends the Federal Deposit Insurance Act, with respect to presidential appointees to the Board of Directors of the Federal Deposit Insurance Corporation, to replace the bank supervisory experience requirement with a requirement that one appointee shall have served as a state bank supervisor. (A state bank supervisor has primary regulatory authority over state banks or savings associations in the state.)
Sponsored by: Rep. Denny Heck
Introduced In House on 03/25/2015
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Community Bank Access to Capital Act of 2015 [HB-1523]
[Finance ]
[Small Business ]
[Investments ]
Community Bank Access to Capital Act of 2015 This bill directs the Board of Governors of the Federal Reserve System to increase the asset threshold under the Small Bank Holding Company Policy Statement on Assessment of Financial and Managerial Factors from less than $1 billion to less than $5 billion. The Comptroller of the Currency, the Board, and the Federal Deposit Insurance Corporation (FDIC) shall exempt community banks from regulations implementing the International Regulatory Framework for Banks (Basel III), and, as they determine appropriate,
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Sponsored by: Rep. Barbara Comstock
Introduced In House on 03/23/2015
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Mortgage Servicing Asset Capital Requirements Act of 2015 [HB-1408]
[Finance ]
[Housing ]
[Real Estate ]
[Investments ]
Mortgage Servicing Asset Capital Requirements Act of 2015 This bill directs the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration to study jointly the appropriate capital requirements for mortgage servicing assets for banking institutions.
Sponsored by: Rep. Ed Perlmutter
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/15/2015
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American Jobs and Community Revitalization Act of 2015 [HB-1389]
[Finance ]
[Housing ]
[Small Business ]
[Consumer Protection ]
[Community Development ]
[Economic Development ]
[Funding ]
[Taxes ]
American Jobs and Community Revitalization Act of 2015 Directs the Consumer Financial Protection Bureau (CFPB) to establish an application process under which a person who lives or does business in a state may apply to have an area in the state identified as a rural area if it has not yet been so designated by the CFPB for purposes of federal consumer financial law. Prescribes criteria for the CFPB to consider when evaluating the application.Requires the CFPB to: (1) grant or deny the application within 90 days after the public comment period ends;
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Sponsored by: Sen. Kevin Cramer
Referred To The Subcommittee On Commodity Exchanges, Energy, And Credit. on 04/08/2015
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CLEARR Act of 2015 Community Lending Enhancement and Regulatory Relief Act of 2015 [HB-1233]
[Finance ]
[Real Estate ]
[Housing ]
[Small Business ]
[Consumer Protection ]
[Investments ]
CLEARR Act of 2015 Community Lending Enhancement and Regulatory Relief Act of 2015 This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices regarding disclosures of nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. The federal banking agencies are directed to study jointly the
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Sponsored by: Rep. Alexander Mooney
Introduced In House on 03/04/2015
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TBTF Act [S.798]
[Finance ]
[Budget and Spending ]
[Small Business ]
[Insurance ]
[Consumer Protection ]
Terminating Bailouts for Taxpayer Fairness Act of 2013 or TBTF Act - Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Prohibits such requirements from requiring a financial institution with more than $50 billion in total consolidated assets to have a ratio of less than 8% of equity capital to total consolidated assets. Requires the equity capital requirement for a financial institution with $50 billion or less in total consolidated assets
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Sponsored by: Sen. Bernard Sanders
Committee On Banking, Housing, And Urban Affairs Subcommittee On Financial Institutions And Consumer Protection. Hearings Held. on 01/08/2014
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Basel III Impact Study Act [S.737]
[Finance ]
[Budget and Spending ]
[International ]
[Consumer Protection ]
Basel III Impact Study Act - Directs the federal banking agencies (the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation [FDIC]), before issuing any final rule amending their general risk-based capital requirements for revising advanced-approaches risk-based capital requirements, determining risk-weighted assets, and determining minimum regulatory capital ratios as proposed in certain August and June 2012 notices of proposed rule making (NPRs), to study and report to
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Sponsored by: Sen. Richard Shelby
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/16/2013
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Basel III CASE Act [S.731]
[Finance ]
[Small Business ]
[Consumer Protection ]
[Economic Development ]
Basel III Commonsense Approach for Small Entities Act or Basel III CASE Act - Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community,
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Sponsored by: Sen. John McCain
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/16/2013
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Financial Institutions Examination Fairness and Reform Act [S.727]
[Finance ]
[Consumer Protection ]
[Investments ]
Financial Institutions Examination Fairness and Reform Act - Amends the Federal Financial Institutions Examination Council Act of 1978 to require a federal financial institutions regulatory agency to make a final examination report to a financial institution within 60 days of the later of: (1) the exit interview for an examination of the institution, or (2) the provision of additional information by the institution relating to the examination. Sets a deadline for the exit interview if a financial institution is not subject to a resident examiner
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Sponsored by: Sen. Susan Collins
Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 09/16/2014
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Identity Theft and Tax Fraud Prevention Act of 2013 [S.676]
[Taxes ]
[Technology and Innovation ]
[Medicare and Medicaid ]
[Crime ]
[Healthcare ]
[Data Privacy ]
[Public Safety ]
[Cybersecurity ]
[Senior Citizens ]
[Consumer Protection ]
[Criminal Justice ]
Identity Theft and Tax Fraud Prevention Act of 2013 - Requires the Secretary of the Treasury to: (1) establish a plan to reduce the administrative time required to process and resolve cases of tax-related identity theft, (2) ensure that taxpayers who have been adversely affected by identity theft have a single point of contact at the Internal Revenue Service (IRS), (3) issue a personal identification number to identity theft victims after their true identity has been established and verified, (4) implement a program to prevent the processing of
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Sponsored by: Sen. Dianne Feinstein
Read Twice And Referred To The Committee On Finance. on 04/09/2013
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Financial Regulatory Responsibility Act of 2013 [S.450]
[Finance ]
[Taxes ]
[Budget and Spending ]
[Consumer Protection ]
[Law Enforcement ]
[Economic Development ]
Financial Regulatory Responsibility Act of 2013 - Prohibits a federal financial regulatory agency from issuing notices of proposed or final rulemakings unless specified analyses have been included in them. Prohibits an agency from publishing a notice of final rulemaking if it determines that the quantified costs are greater than the quantified benefits. Requires an agency to make available on its public website sufficient information about the data, methodologies, and assumptions underlying its analyses so that its analytical results are capable
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Sponsored by: Sen. Richard Shelby
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 03/05/2013
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State Regulatory Representation Clarification Act of 2014 [S.2852]
[Finance ]
State Regulatory Representation Clarification Act of 2014 - Amends the Federal Deposit Insurance Act to require that one of the presidential appointees to the Board of Directors of the Federal Deposit Insurance Corporation (FDIC) once served as a state bank supervisor.
Sponsored by: Sen. Mazie Hirono
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 09/18/2014
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Financial Regulatory Clarity Act of 2014 [S.2829]
[Finance ]
[Consumer Protection ]
Financial Regulatory Clarity Act of 2014 - Requires the Federal Deposit Insurance Corporation (FDIC), the Office of Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Bureau of Consumer Financial Protection (CFPB), the National Credit Union Administration (NCUA), the Securities and Exchange Commission (SEC), and the Commodity Futures Trading Commission (CFTC), before issuing a final regulation or order, to assess other federal regulations and orders to determine whether the agency's proposal is in conflict with,
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Sponsored by: Sen. Roger Wicker
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 09/16/2014
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Data Security Act of 2014 [S.1927]
[Cybersecurity ]
[Data Privacy ]
[Technology and Innovation ]
[Consumer Protection ]
[Finance ]
[Law Enforcement ]
[Public Safety ]
Data Security Act of 2014 - Prescribes security procedures which an entity that maintains or communicates sensitive account or personal information must implement and enforce in order to protect the information from an unauthorized use likely to result in substantial harm or inconvenience to the consumer. Grants exclusive enforcement powers to specified federal regulatory agencies with oversight of financial institutions. Denies a private right of action, including a class action, regarding any act or practice regulated under this Act. Prohibits
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Sponsored by: Sen. Thomas Carper
Committee On Banking, Housing, And Urban Affairs Subcommittee On National Security And International Trade And Finance. Hearings Held. on 02/03/2014
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Financial Services and General Government Appropriations Act, 2014 [S.1371]
[Finance ]
[Alcoholic Beverages ]
[Budget and Spending ]
[Small Business ]
[Consumer Protection ]
[Technology and Innovation ]
[Telecommunications ]
[Data Privacy ]
[Elections ]
[Ethics ]
[Funding ]
[Grants ]
[Law Enforcement ]
[National Security ]
[Taxes ]
[Trade ]
[Cybersecurity ]
[Crime ]
Financial Services and General Government Appropriations Act, 2014 - Title I: Department of the Treasury - Department of the Treasury Appropriations Act, 2014 - Makes appropriations for FY2014 to the Department of the Treasury for: (1) departmental offices, (2) department-wide systems and capital investments programs, (3) the Office of Inspector General, (4) the Treasury Inspector General for Tax Administration, (5) the Special Inspector General for the Troubled Asset Relief Program (TARP), (6) the Financial Crimes Enforcement Network, (7) the Alcohol
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Sponsored by: Sen. Tom Udall
Committee On Appropriations Senate Subcommittee On Financial Services And General Government. Hearings Held Prior To Introduction And/or Referral. Hearings Printed: S.hrg. 113-417. on 09/11/2013