Independent Agency Regulatory Analysis Act of 2013 [S.1173]
[Budget and Spending ]
[Consumer Protection ]
[Economic Development ]
Independent Agency Regulatory Analysis Act of 2013 - Authorizes the President to require an independent regulatory agency to: (1) comply, to the extent permitted by law, with regulatory analysis requirements applicable to other federal agencies; (2) publish and provide the Administrator of the Office of Information and Regulatory Affairs with an assessment of the costs and benefits of a proposed or final economically significant rule (i.e., a rule that is likely to have an annual effect on the economy of $100 million or more and is likely to adversely
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S.1173: Independent Agency Regulatory Analysis Act of 2013
Sponsored by: Sen. Susan Collins
Read Twice And Referred To The Committee On Homeland Security And Governmental Affairs. on 06/18/2013
Home Building Lending Improvement Act of 2013 [S.1002]
[Finance ]
[Real Estate ]
[Housing ]
[Construction ]
[Law Enforcement ]
[Small Business ]
Home Building Lending Improvement Act of 2013 - Directs each of the appropriate federal banking agencies to initiate guidance or rulemaking with respect to financial institutions under their respective jurisdictions that make real estate loans to home builders. Requires such rulemaking to provide for: (1) adjustment from 100% to 125% of bank capital the measurement that triggers additional scrutiny on real estate loans in the lending portfolio of any qualified financial institution, (2) a prohibition against compelling lenders to call loans in good
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S.1002: Home Building Lending Improvement Act of 2013
Sponsored by: Sen. Robert Menendez
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/21/2013
Consolidated and Further Continuing Appropriations Act, 2015 [HB-83]
[Energy ]
[Immigration ]
[Infrastructure ]
[International ]
[Trade ]
[Budget and Spending ]
Requires the Secretary of the Interior to establish within the Empowering Insular Communities activity a team of technical, policy, and financial experts to: (1) develop an energy action plan addressing the energy needs of each of the insular areas (American Samoa, the Northern Mariana Islands, Puerto Rico, Guam, and the Virgin Islands) and Freely Associated States (the Federated States of Micronesia, the Republic of the Marshall Islands, and the Republic of Palau); and (2) assist each of the insular areas and Freely Associated States in implementing
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HB-83: Consolidated and Further Continuing Appropriations Act, 2015
Sponsored by: Rep. Gregorio Sablan
Became Public Law No: 113-235. on 12/16/2014
Insurance Consumer Protection and Solvency Act of 2013 [HB-605]
[Insurance ]
[Consumer Protection ]
Insurance Consumer Protection and Solvency Act of 2013 - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to exclude an insurance company from the definition of a "financial company" for purposes of such Act (thus removing an insurance company from the purview of the Act). Removes from the Federal Deposit Insurance Corporation (FDIC) the authority to place insurance companies into orderly liquidation. Excludes from the definition of "eligible financial company" for purposes of risk-based assessments an insurance company subject
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HB-605: Insurance Consumer Protection and Solvency Act of 2013
Sponsored by: Sen. Kyrsten Sinema
Hearings Held By The Subcommittee On Housing And Insurance Prior To Referral. on 05/20/2014
Financial Institution Customer Protection Act of 2014 [HB-5758]
[Finance ]
[Consumer Protection ]
[Law Enforcement ]
Financial Institution Customer Protection Act of 2014 - Prohibits a federal banking agency from suggesting, requesting, or ordering a depository institution to terminate a specific customer account, or otherwise restrict or discourage it from entering into or maintaining a banking relationship with a specific customer, unless: (1) the agency has a material reason to do so, and (2) the reason is not based solely on reputation risk. Prescribes requirements for notice from the federal banking agency to the depository institution about such a customer
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HB-5758: Financial Institution Customer Protection Act of 2014
Sponsored by: Rep. Alcee Hastings
Referred To The House Committee On Financial Services. on 11/20/2014
State Regulatory Representation Clarification Act of 2014 [HB-5749]
[Finance ]
State Regulatory Representation Clarification Act of 2014 - Amends the Federal Deposit Insurance Act to require that one of the presidential appointees to the Board of Directors of the Federal Deposit Insurance Corporation (FDIC) once served as a state bank supervisor.
HB-5749: State Regulatory Representation Clarification Act of 2014
Sponsored by: Rep. Denny Heck
Referred To The House Committee On Financial Services. on 11/20/2014
Access to Affordable Mortgages Act of 2014 [HB-5148]
[Finance ]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Access to Affordable Mortgages Act of 2014 - Amends the Truth in Lending Act to exempt from property appraisal requirements certain higher-risk mortgage loans of $250,000 or less if such a loan appears on the balance sheet of the creditor of the loan for at least three years. Exempts certain individuals required to make such reports from penalties for failure to report any appraisers reasonably suspected of failing to comply with the Uniform Standards of Professional Appraisal Practice, of violating applicable laws, or of otherwise engaging in unethical
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HB-5148: Access to Affordable Mortgages Act of 2014
Sponsored by: Rep. Blaine Luetkemeyer
Committee Consideration And Mark-up Session Held. on 07/30/2014
Financial Services and General Government Appropriations Act, 2015 [HB-5016]
[Finance ]
[Budget and Spending ]
[Taxes ]
[Telecommunications ]
[Healthcare ]
[Labor, Jobs, Employment ]
[Consumer Protection ]
[Waste Management / Recycling ]
[Data Privacy ]
[Law Enforcement ]
[National Security ]
[Public Safety ]
[Technology and Innovation ]
[Small Business ]
[Insurance ]
[Cannabis ]
[Firearms/Gun Control ]
[Crime ]
- Sets forth permissions for and restrictions upon the use of funds under this Act. (Sec. 606) Prohibits the expenditure of funds under this Act by an entity unless it agrees to comply with the Buy American Act. (Sec. 607) Prohibits the use of funds under this Act by any person or entity that has been convicted of violating the Buy American Act. (Sec. 610) Prohibits the Executive Office of the President from using funds provided in this Act to request either a Federal Bureau of Investigation (FBI) background investigation or an IRS determination
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HB-5016: Financial Services and General Government Appropriations Act, 2015
Sponsored by: Rep. Ander Crenshaw
Received In The Senate And Read Twice And Referred To The Committee On Appropriations. on 07/17/2014
End Operation Choke Point Act of 2014 [HB-4986]
[Finance ]
[Law Enforcement ]
[Cybersecurity ]
[Data Privacy ]
[Criminal Justice ]
[Consumer Protection ]
[Crime ]
End Operation Choke Point Act of 2014 - Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to prohibit the federal banking agencies from prohibiting, restricting, or discouraging an insured depository institution or insured credit union from providing any product or service to an entity that demonstrates that it is: (1) licensed and authorized to offer such product or service, (2) registered as a money transmitting business under federal law or regulations, or (3) has a reasoned legal opinion that demonstrates the legality
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HB-4986: End Operation Choke Point Act of 2014
Sponsored by: Rep. Tony Cardenas
Hearings Held By The Subcommittee On Financial Institutions And Consumer Credit Prior To Referral. on 07/15/2014
Relief for America's Main Street Lenders Act [HB-4788]
[Finance ]
[Small Business ]
[Consumer Protection ]
Relief for America's Main Street Lenders Act - Amends the Commodity Exchange Act, the Securities Exchange Act of 1934, the Electronic Fund Transfer Act, and the Dodd-Frank Wall Street Reform and Consumer Protection Act to exclude from the definition of financial entity, solely with respect to an interest rate swap or interest rate security-based swap, financial institutions whose total assets are $50 billion or less.
HB-4788: Relief for America's Main Street Lenders Act
Sponsored by: Rep. Sean Duffy
Referred To The Subcommittee On General Farm Commodities And Risk Management. on 07/07/2014
Regional Financial Relief Act of 2014 [HB-4787]
[Finance ]
[Investments ]
[Small Business ]
[Consumer Protection ]
Regional Financial Relief Act of 2014 - Amends the Bank Holding Company Act of 1956 regarding prohibitions on proprietary trading by banking entities and certain relationships with hedge funds and private equity funds. Directs the appropriate federal banking agencies, the Securities and Exchange Commission (SEC), and the Commodity Futures Trading Commission (CFTC) to promulgate, for banking entities with less than $50 billion in trading assets and liabilities, regulations regarding internal controls and recordkeeping whose requirements are less
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HB-4787: Regional Financial Relief Act of 2014
Sponsored by: Rep. Sean Duffy
Referred To The House Committee On Financial Services. on 05/30/2014
Financial Regulatory Clarity Act of 2014 [HB-4466]
[Finance ]
[Consumer Protection ]
Financial Regulatory Clarity Act of 2014 - Requires the Federal Deposit Insurance Corporation (FDIC), the Office of Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Bureau of Consumer Financial Protection (CFPB), the National Credit Union Administration (NCUA), the Securities and Exchange Commission (SEC), and the Commodity Futures Trading Commission (CFTC), before issuing a regulation or order, to assess other federal regulations and orders to determine whether the agency's proposal is in conflict with, is
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HB-4466: Financial Regulatory Clarity Act of 2014
Sponsored by: Rep. Gregory Meeks
Committee Consideration And Mark-up Session Held. on 05/22/2014
Jumpstarting Opportunities with Bold Solutions Act [HB-4304]
[Labor, Jobs, Employment ]
[Small Business ]
[Energy ]
[Public Lands and National Parks ]
[Environmental ]
[Trade ]
[Budget and Spending ]
[Finance ]
[Taxes ]
[Construction ]
[Mining ]
[National Security ]
[Native American Affairs ]
[Economic Development ]
[Law Enforcement ]
[Technology and Innovation ]
[Transportation and Motor Vehicles ]
[Air Quality ]
[Water ]
[Climate Change ]
[Public Health ]
[Cybersecurity ]
[Artificial Intelligence ]
[Insurance ]
[Real Estate ]
[Housing ]
[Consumer Protection ]
[Veterans ]
[Military ]
[Science ]
[Funding ]
[Grants ]
[International ]
[Manufacturing ]
[Workers' Compensation ]
[Property Tax ]
[Public Safety ]
[Recreation ]
[Retirement ]
[Unemployment ]
[Pensions ]
Jumpstarting Opportunities with Bold Solutions Act - Division I: Labor - Title I: Repeal of Davis-Bacon Act - Repeals the Davis-Bacon Act (which requires that the locally prevailing wage rate be paid to various classes of laborers and mechanics working under federally-financed or federally-assisted contracts for construction, alteration, and repair of public buildings or public works). States that references in any law to a wage requirement of the Davis-Bacon Act after the enactment of this Act shall be null and void. Title II: Union Contract
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HB-4304: Jumpstarting Opportunities with Bold Solutions Act
Sponsored by: Rep. Ted Poe
Referred To The Subcommittee On Health, Employment, Labor, And Pensions. on 06/13/2014
Community Bank Mortgage Servicing Asset Capital Requirements Study Act of 2014 [HB-4042]
[Finance ]
[Housing ]
[Small Business ]
[Investments ]
Community Bank Mortgage Servicing Asset Capital Requirements Study Act of 2014 - Directs the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation (FDIC) (federal banking agencies) to study jointly the appropriate capital requirements for mortgage servicing assets for any banking institution other than an institution identified by the Financial Stability Board as a global systemically important bank. Prohibits regulations to implement the Global Regulatory Framework
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HB-4042: Community Bank Mortgage Servicing Asset Capital Requirements Study Act of 2014
Sponsored by: Rep. Robert Latta
Committee Consideration And Mark-up Session Held. on 07/30/2014
HB-3913: To amend the Bank Holding Company Act of 1956 to require agencies to make considerations relating to the promotion of efficiency, competition, and capital formation before issuing or modifying certain regulations.
Sponsored by: Rep. Sean Duffy
Committee Consideration And Mark-up Session Held. on 07/30/2014
You have voted HB-3913: To amend the Bank Holding Company Act of 1956 to require agencies to make considerations relating to the promotion of efficiency, competition, and capital formation before issuing or modifying certain regulations..
U.S. Financial Services Global Viability Act [HB-3701]
[Finance ]
[International ]
[Trade ]
U.S. Financial Services Global Viability Act - Amends the Bank Holding Company Act of 1956 to delay the effective date for prohibitions or the mandate for related rulemaking against proprietary trading by a banking entity and any equity, partnership, or other ownership interest of a banking entity in or sponsorship of hedge funds or private equity funds. (Currently the effective date of such prohibitions and the mandate to make related regulations is the earlier of 12 months after the date of the issuance of final rules or 2 years after the date
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HB-3701: U.S. Financial Services Global Viability Act
Sponsored by: Rep. Peter King
Referred To The House Committee On Financial Services. on 12/11/2013
New Fair Deal Banking and Housing Stability Act of 2013 [HB-3550]
[Finance ]
[Real Estate ]
[Housing ]
[Budget and Spending ]
[Consumer Protection ]
[Community Development ]
[Property Tax ]
New Fair Deal Banking and Housing Stability Act of 2013 - Amends the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (FHEFSSA), the Federal National Mortgage Association Charter Act (FNMACA), and the Federal Home Loan Mortgage Corporation Act (FHLMCA) to repeal housing goals and related provisions, including the Housing Trust Fund and the Capital Magnet Fund, with respect to the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government sponsored enterprises)
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HB-3550: New Fair Deal Banking and Housing Stability Act of 2013
Sponsored by: Rep. Jim Jordan
Referred To The Subcommittee On Regulatory Reform, Commercial And Antitrust Law. on 01/09/2014
Holding Individuals Accountable and Deterring Money Laundering Act [HB-3317]
[Finance ]
[Crime ]
[International ]
[National Security ]
Holding Individuals Accountable and Deterring Money Laundering Act - Amends provisions of federal law known as the Bank Secrecy Act of 1970 relating to money laundering violations to: (1) increase civil penalties for willful violations of anti-money laundering laws; (2) increase the civil penalty for negligent violations of such laws and impose a penalty on partners, directors, officers, or employees of a financial institution for such violations; and (3) impose a 20-year maximum prison term for individuals who facilitate evasion of an anti-money
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HB-3317: Holding Individuals Accountable and Deterring Money Laundering Act
Sponsored by: Rep. Gregory Meeks
Referred To The Subcommittee On Crime, Terrorism, Homeland Security, And Investigations. on 01/09/2014
Financial Services and General Government Appropriations Act, 2014 [HB-2786]
[Finance ]
[Taxes ]
[Budget and Spending ]
[Consumer Protection ]
[Cybersecurity ]
[Data Privacy ]
[Elections ]
[Ethics ]
[Funding ]
[Grants ]
[Law Enforcement ]
[National Security ]
[Healthcare ]
[Telecommunications ]
[Crime ]
Financial Services and General Government Appropriations Act, 2014 - Title I: Department of the Treasury - Department of the Treasury Appropriations Act, 2014 - Makes appropriations for FY2014 to the Department of the Treasury for: (1) departmental offices, (2) the Office of Terrorism and Financial Intelligence, (3) the Office of Inspector General, (4) the Treasury Inspector General for Tax Administration, (5) the Special Inspector General for the Troubled Asset Relief Program (TARP), (6) the Financial Crimes Enforcement Network, (7) the Bureau
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HB-2786: Financial Services and General Government Appropriations Act, 2014
Sponsored by: Rep. Ander Crenshaw
The House Committee On Appropriations Reported An Original Measure, H. Rept. 113-172, By Mr. Crenshaw. on 07/23/2013