BillCam

Consumer Credit

«
1
2
3
4
5
6
7
8
9
10
11
»

Number	Legislature	Summary	Subjects
S.2181	Federal	Military Families Credit Reporting Act of 2017 This bill amends the Fair Credit Reporting Act to: (1) allow a consumer to provide proof to a consumer reporting agency that an adverse credit report item occurred while on active duty, and (2) require a consumer reporting agency to provide an active duty military consumer's relevant active duty status on adverse credit report items. The Consumer Financial Protection Bureau is required to publish a model form that allows a consumer to: (1) notify a consumer reporting agency that the consumer is an active duty military consumer, and (2) provide contact information for communicating with the consumer while on active duty. Notice of active duty status may not be the basis for an adverse credit action. A consumer reporting agency must notify an active duty military consumer of negative information received about that consumer. Democrat: 100% (3) 100% Democrat support	Finance And Financial Sector Consumer Affairs Consumer Credit Military Personnel And Dependents
HB-4544	Federal	Consumer Data Protection Act This bill amends the Fair Credit Reporting Act to direct a consumer reporting agency experiencing a data breach to: (1) notify the Federal Trade Commission, the Consumer Financial Protection Bureau (CFPB), other appropriate law enforcement agencies, and affected individuals; (2) provide affected individuals with free credit freezes and credit monitoring services; and (3) establish a consumer assistance unit. The bill also establishes legal enforcement provisions concerning data breaches at consumer reporting agencies. The CFPB may examine a consumer reporting agency to assess compliance with personal information protection laws. Democrat: 100% (1) 100% Democrat support	Finance And Financial Sector Civil Actions And Liability Computer Security And Identity Theft Congressional Oversight Consumer Credit Criminal Investigation, Prosecution, Interrogation Government Studies And Investigations Right Of Privacy
S.3040	Federal	Credit Access and Inclusion Act of 2018 This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan. Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill. The Government Accountability Office must report on the consumer impact of such reporting. Republican: 42% (3) Democrat: 42% (3) Independent: 14% (1) 42% Republican support 42% Democrat support 14% Independent support	Finance And Financial Sector Congressional Oversight Consumer Credit Debt Collection Government Studies And Investigations Low- And Moderate-income Housing Public Utilities And Utility Rates
HB-4028	Federal	PROTECT Act of 2017 Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017 This bill amends the Federal Financial Institutions Examination Council Act of 1978 to require supervision and examination of large consumer reporting agencies regarding cybersecurity measures. The bill amends the Fair Credit Reporting Act to allow consumers to request a consumer reporting agency to place a security freeze on their reports. The bill includes provisions for fees and exceptions from such fees. Consumer reporting agencies may not use a consumer's Social Security number in a consumer report or as a method to identify the consumer. Republican: 100% (2) 100% Republican support	Finance And Financial Sector Banking And Financial Institutions Regulation Computer Security And Identity Theft Consumer Credit Crime Victims Right Of Privacy
HB-3971	Federal	Community Institution Mortgage Relief Act of 2017 (Sec. 2) This bill amends the Truth in Lending Act to create a safe harbor from requirements for an escrow or impound account for the payment of taxes and hazard insurance in the case of mortgage loans made by a creditor with consolidated assets of $10 billion or less that holds the loan on its balance sheet for three years after its origination. A creditor shall be deemed to have complied with the three-year balance sheet requirement if it transfers a loan by reason of its bankruptcy or failure, the purchase of it by another, or by a supervisory act or recommendation from a state or federal regulator. The Consumer Financial Protection Bureau is required to exempt mortgage servicers that service 20,000 or fewer mortgage loans from requirements of the Real Estate Settlement Procedures Act of 1974 pertaining to the servicing of mortgage loans and administration of escrow accounts. Republican: 60% (3) Democrat: 40% (2) 60% Republican support 40% Democrat support	Finance And Financial Sector Administrative Law And Regulatory Procedures Banking And Financial Institutions Regulation Consumer Financial Protection Bureau Consumer Credit Housing Finance And Home Ownership
HB-3760	Federal	Protecting Consumers from Unreasonable Credit Rates Act of 2017 This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%. The bill also sets forth criminal penalties for violations and empowers state Attorneys General to enforce the bill. Credit card billing statements must include the fee and interest rate, displayed as "FAIR," instead of the total finance charge expressed as an annual percentage rate (APR). Democrat: 100% (23) 100% Democrat support	Finance And Financial Sector Administrative Law And Regulatory Procedures Civil Actions And Liability Consumer Financial Protection Bureau Consumer Credit Fraud Offenses And Financial Crimes Interest, Dividends, Interest Rates
HB-5660	Federal	Small Business Credit Card Act of 2018 This bill amends the Truth in Lending Act to extend to qualified small businesses credit card protections currently provided to consumers, including limitations and disclosures regarding fees and interest rates. The bill defines "qualified small business" as any business concern having 50 or fewer employees, whether or not: (1) the credit card account is in the name of an individual or a business entity, and (2) any credit transaction involving such account is for business or personal purposes. A qualified small business may elect to opt out of such coverage. A creditor is prohibited from: (1) discriminating against a qualified small business in connection with any credit card account; or (2) requiring any qualified small business to make an opt-out election as a condition for opening a credit card account, or for providing more advantageous terms for such an account. Democrat: 100% (1) 100% Democrat support	Finance And Financial Sector Consumer Credit Credit And Credit Markets Interest, Dividends, Interest Rates Small Business
HB-5534	Federal	GUIDE Compliance Act Give Useful Information to Define Effective Compliance Act This bill amends the Consumer Financial Protection Act of 2010 to require certain procedures for guidance issued by the Consumer Financial Protection Bureau. Republican: 75% (9) Democrat: 25% (3) 75% Republican support 25% Democrat support	Finance And Financial Sector Administrative Law And Regulatory Procedures Civil Actions And Liability Consumer Financial Protection Bureau Consumer Credit Government Information And Archives
HB-3755	Federal	Comprehensive Consumer Credit Reporting Reform Act of 2017 This bill amends the Fair Credit Reporting Act to revise requirements for disputes regarding consumer credit information reported by a consumer reporting agency (CRA). The bill prescribes requirements for: record maintenance by furnishers of credit information, CRA action when notified of inaccurate or incomplete information from furnishers, and injunctive relief for consumers in the event of noncompliance. The bill limits the circumstances in which a CRA may furnish a consumer report for employment purposes. No CRA may furnish a consumer report containing any adverse item of information relating to a delinquent or defaulted private education loan of a borrower who has a specified demonstrated history of loan repayment. The bill revises requirements relating to information contained in credit reports, requires removal of adverse information that resulted from specified fraudulent lending activity, and shortens the time period adverse information stays on reports. The Consumer Financial Protection Bureau (CFPB) must issue final regulations for development of credit scoring models. CRAs must disclose free credit scores to consumers with their free annual consumer reports. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements. The bill establishes requirements related to credit report sales, required disclosures, and credit freezes. The CFPB is directed to create a nationwide CRA registry. Democrat: 100% (35) 100% Democrat support	Finance And Financial Sector Administrative Law And Regulatory Procedures Civil Actions And Liability Computer Security And Identity Theft Congressional Oversight Consumer Financial Protection Bureau Consumer Affairs Consumer Credit Contracts And Agency Crime Victims
HB-4764	Federal	Improving Access to Traditional Banking Act of 2018 This bill amends the Consumer Financial Protection Act of 2010 to establish in the Consumer Financial Protection Bureau the Office for Under-Banked and Un-Banked Consumers. The office must, in part: (1) report on impeding factors for individuals and families that do not participate in the banking system, and (2) develop strategies to increase such participation. Democrat: 100% (1) 100% Democrat support	Finance And Financial Sector Bank Accounts, Deposits, Capital Congressional Oversight Consumer Financial Protection Bureau Consumer Credit Executive Agency Funding And Structure
S.2289	Federal	Data Breach Prevention and Compensation Act of 2018 This bill creates the Office of Cybersecurity within the Federal Trade Commission (FTC) that, in part, must: supervise, evaluate, and regulate specified agencies' management of data security; examine agencies annually for compliance with regulations; investigate an agency in the event of a breach covered by the bill or suspected noncompliance with regulations, and report on any findings of such investigation; and coordinate with the National Institute of Standards and Technology and the National Cybersecurity and Communications Integration Center of the Department of Homeland Security. The office is authorized to: (1) investigate an agency's compliance with regulations regarding any data breach, and (2) enjoin an agency from violating specified regulations. Specified consumer reporting agencies, in part, must: provide the office with information relating to security measures, demonstrate reasonable data protection measures, and notify the FTC of a covered breach. The bill establishes civil penalties for violations and directs the FTC to enforce compliance. Democrat: 100% (4) 100% Democrat support	Finance And Financial Sector Administrative Law And Regulatory Procedures Civil Actions And Liability Computer Security And Identity Theft Consumer Financial Protection Bureau Consumer Credit Department Of Commerce Department Of Homeland Security Executive Agency Funding And Structure Federal Trade Commission (ftc)
HB-4081	Federal	Consumer Privacy Protection Act of 2017 This bill amends the federal criminal code to make it a crime to intentionally and willfully conceal knowledge of a security breach that results in economic harm of at least $1,000 to any individual. It imposes criminal penalties on a violator and authorizes the U.S. Secret Service and the Federal Bureau of Investigation to investigate offenses. The bill authorizes the Department of Justice (DOJ) to file a civil action: (1) to prevent ongoing conduct that damages 100 or more protected computers (e.g., government computers); and (2) to prevent the disposition of unlawfully obtained property. The bill also adds to the list of money laundering predicate offenses financial transactions that involve proceeds of unlawful manufacturing, distribution, possession, and advertising of wire, oral, or electronic communication intercepting devices. Finally, the bill requires certain commercial entities to implement a comprehensive consumer privacy and data security program. A commercial entity must notify a U.S. resident whose sensitive personally identifiable information (PII) has been, or is reasonably believed to have been, accessed or acquired. Sensitive PII includes electronic or digital forms of personal, financial, health, and biometric data, geographic location, and password-protected photographs and videos. It establishes civil penalties for violations and authorizes DOJ, the Federal Trade Commission, and states to enforce compliance. Democrat: 100% (12) 100% Democrat support	Crime And Law Enforcement Administrative Law And Regulatory Procedures Civil Actions And Liability Computer Security And Identity Theft Congressional Oversight Consumer Affairs Consumer Credit Criminal Investigation, Prosecution, Interrogation Criminal Justice Information And Records Federal Trade Commission (ftc)
S.2362	Federal	Control Your Personal Credit Information Act of 2018 This bill amends the Fair Credit Reporting Act to require a consumer's affirmative written consent before a consumer reporting agency may share that consumer's report with third parties for specified purposes. A consumer must provide proper identification when giving this consent. (Currently, this sharing is generally allowed unless a consumer opts out.) If the consumer provides consent, a consumer reporting agency may share information with a third party for: an extension of credit, or the underwriting of insurance. A consumer reporting agency may provide a consumer report in connection with transactions not initiated by the consumer only if: the consumer provides affirmative consent, and the transaction consists of a firm offer of credit or insurance. The Government Accountability Office must report on how best to protect information collected in consumer files. Consumer reporting agencies may not charge consumers fees in connection with furnishing consumer reports. The bill requires consumer reporting agencies to use reasonable efforts to prevent data breaches of consumer reports. Democrat: 100% (1) 100% Democrat support	Finance And Financial Sector Computer Security And Identity Theft Congressional Oversight Consumer Credit Credit And Credit Markets Government Studies And Investigations
HB-5166	Federal	Protecting Consumer Information Act of 2018 This bill requires the Federal Trade Commission to review protections of customer information against cyber threats. The bill includes provisions related to investigations, enforcement, and regulations that apply to consumer reporting agencies. Democrat: 100% (1) 100% Democrat support	Finance And Financial Sector Administrative Law And Regulatory Procedures Civil Actions And Liability Computer Security And Identity Theft Consumer Credit Federal Trade Commission (ftc) Government Studies And Investigations State And Local Government Operations
HJR-122	Federal	Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Payday, Vehicle Title, and Certain High-Cost Installment Loans". This joint resolution nullifies the rule finalized by the Consumer Financial Protection Bureau on November 17, 2017, regarding payday, vehicle title, and other high-cost installment loans. Republican: 93% (42) Democrat: 6% (3) 93% Republican support 6% Democrat support	Finance And Financial Sector Administrative Law And Regulatory Procedures Business Records Congressional Oversight Consumer Financial Protection Bureau Consumer Credit Credit And Credit Markets Government Information And Archives Licensing And Registrations
HB-5445	Federal	21st Century IRS Act This bill amends the Internal Revenue Code to establish requirements for the Internal Revenue Service (IRS) regarding cybersecurity, the protection of taxpayer identities, information technology, and electronic systems. With respect to cybersecurity and identity protection, the bill: requires the IRS to work with the public and private sectors to protect taxpayers from identity theft refund fraud, requires the Electronic Tax Administration Advisory Committee to make recommendations to prevent identity theft and refund fraud, authorizes the IRS to participate in an information sharing and analysis center for identity theft tax refund fraud, and prohibits the disclosure of returns or return information to contractors or other agents for agencies that do not comply with confidentiality safeguards. The IRS must develop and implement: online accounts to provide services to taxpayers and return preparers, a process for accepting electronic tax forms and supporting documents, an Internet platform for Form 1099 filings, a fully automated program for disclosing taxpayer information for third-party income verification using the Internet, and uniform standards and procedures for the acceptance of electronic signatures. The bill also: establishes the position of IRS Chief Information Officer; limits redisclosures and uses of tax return information by individuals designated by taxpayers to receive the information; allows the IRS to require additional taxpayers to file returns electronically; and allows the IRS to pay fees for the use of credit, debit, or charge cards for tax payments if the fees are recouped by charging taxpayers. Republican: 71% (5) Democrat: 28% (2) 71% Republican support 28% Democrat support	Taxation Administrative Law And Regulatory Procedures Advisory Bodies Civil Actions And Liability Computer Security And Identity Theft Computers And Information Technology Congressional Oversight Consumer Credit Department Of The Treasury Executive Agency Funding And Structure
HJR-132	Federal	Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act". This joint resolution nullifies the rule submitted by the Consumer Financial Protection Bureau and printed in the Congressional Record on December 6, 2017, relating to indirect auto lending and compliance with the Equal Credit Opportunity Act. The rule provides guidance for compliance with fair lending requirements for third-party auto lenders. Republican: 100% (8) 100% Republican support	Finance And Financial Sector Administrative Law And Regulatory Procedures Congressional Oversight Consumer Financial Protection Bureau Consumer Credit Interest, Dividends, Interest Rates Motor Vehicles
HB-5287	Federal	PARITY Act of 2018 Preserving Access to Rural Installment Transactions for Years Act of 2018 This bill amends the Truth in Lending Act to revise the definition of a mortgage originator for the purposes of compliance with registration, compensation, and other requirements under that Act. Republican: 66% (2) Democrat: 33% (1) 66% Republican support 33% Democrat support	Finance And Financial Sector Consumer Credit Housing Finance And Home Ownership Licensing And Registrations
SJR-57	Federal	A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act". This joint resolution nullifies the rule submitted by the Consumer Financial Protection Bureau and printed in the Congressional Record on December 6, 2017, relating to indirect auto lending and compliance with the Equal Credit Opportunity Act. The rule provides guidance for compliance with fair lending requirements for third-party auto lenders. Republican: 100% (25) 100% Republican support	Finance And Financial Sector Administrative Law And Regulatory Procedures Congressional Oversight Consumer Financial Protection Bureau Consumer Credit Interest, Dividends, Interest Rates Motor Vehicles
SJR-56	Federal	A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Payday, Vehicle, Title, and Certain High-Cost Installment Loans". This joint resolution nullifies the rule finalized by the Consumer Financial Protection Bureau on November 17, 2017, regarding payday, vehicle title, and other high-cost installment loans. Republican: 100% (4) 100% Republican support	Finance And Financial Sector Administrative Law And Regulatory Procedures Business Records Congressional Oversight Consumer Financial Protection Bureau Consumer Credit Credit And Credit Markets Government Information And Archives Licensing And Registrations

Title: Military Families Credit Reporting Act of 2017

Session: US Congress 2017-2018 115th Congress

Number: S.2181

Subjects: Finance And Financial Sector, Consumer Affairs, Consumer Credit, Military Personnel And Dependents

Democrat: 100% (3)

Title: Consumer Data Protection Act

Session: US Congress 2017-2018 115th Congress

Number: HB-4544

Subjects: Finance And Financial Sector, Civil Actions And Liability, Computer Security And Identity Theft, Congressional Oversight, Consumer Credit, Criminal Investigation, Prosecution, Interrogation, Government Studies And Investigations, Right Of Privacy

Democrat: 100% (1)

Title: Credit Access and Inclusion Act of 2018

Session: US Congress 2017-2018 115th Congress

Number: S.3040

Subjects: Finance And Financial Sector, Congressional Oversight, Consumer Credit, Debt Collection, Government Studies And Investigations, Low- And Moderate-income Housing, Public Utilities And Utility Rates

Republican: 42% (3) Democrat: 42% (3) Independent: 14% (1)

Title: PROTECT Act of 2017 Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017

Session: US Congress 2017-2018 115th Congress

Number: HB-4028

Subjects: Finance And Financial Sector, Banking And Financial Institutions Regulation, Computer Security And Identity Theft, Consumer Credit, Crime Victims, Right Of Privacy

Republican: 100% (2)

Title: Community Institution Mortgage Relief Act of 2017

Session: US Congress 2017-2018 115th Congress

Number: HB-3971

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Banking And Financial Institutions Regulation, Consumer Financial Protection Bureau, Consumer Credit, Housing Finance And Home Ownership

Republican: 60% (3) Democrat: 40% (2)

Title: Protecting Consumers from Unreasonable Credit Rates Act of 2017

Session: US Congress 2017-2018 115th Congress

Number: HB-3760

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Civil Actions And Liability, Consumer Financial Protection Bureau, Consumer Credit, Fraud Offenses And Financial Crimes, Interest, Dividends, Interest Rates

Democrat: 100% (23)

Title: Small Business Credit Card Act of 2018

Session: US Congress 2017-2018 115th Congress

Number: HB-5660

Subjects: Finance And Financial Sector, Consumer Credit, Credit And Credit Markets, Interest, Dividends, Interest Rates, Small Business

Democrat: 100% (1)

Title: GUIDE Compliance Act Give Useful Information to Define Effective Compliance Act

Session: US Congress 2017-2018 115th Congress

Number: HB-5534

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Civil Actions And Liability, Consumer Financial Protection Bureau, Consumer Credit, Government Information And Archives

Republican: 75% (9) Democrat: 25% (3)

Title: Comprehensive Consumer Credit Reporting Reform Act of 2017

Session: US Congress 2017-2018 115th Congress

Number: HB-3755

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Civil Actions And Liability, Computer Security And Identity Theft, Congressional Oversight, Consumer Financial Protection Bureau, Consumer Affairs, Consumer Credit, Contracts And Agency, Crime Victims

Democrat: 100% (35)

Title: Improving Access to Traditional Banking Act of 2018

Session: US Congress 2017-2018 115th Congress

Number: HB-4764

Subjects: Finance And Financial Sector, Bank Accounts, Deposits, Capital, Congressional Oversight, Consumer Financial Protection Bureau, Consumer Credit, Executive Agency Funding And Structure

Democrat: 100% (1)

Title: Data Breach Prevention and Compensation Act of 2018

Session: US Congress 2017-2018 115th Congress

Number: S.2289

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Civil Actions And Liability, Computer Security And Identity Theft, Consumer Financial Protection Bureau, Consumer Credit, Department Of Commerce, Department Of Homeland Security, Executive Agency Funding And Structure, Federal Trade Commission (ftc)

Democrat: 100% (4)

Title: Consumer Privacy Protection Act of 2017

Session: US Congress 2017-2018 115th Congress

Number: HB-4081

Subjects: Crime And Law Enforcement, Administrative Law And Regulatory Procedures, Civil Actions And Liability, Computer Security And Identity Theft, Congressional Oversight, Consumer Affairs, Consumer Credit, Criminal Investigation, Prosecution, Interrogation, Criminal Justice Information And Records, Federal Trade Commission (ftc)

Democrat: 100% (12)

Title: Control Your Personal Credit Information Act of 2018

Session: US Congress 2017-2018 115th Congress

Number: S.2362

Subjects: Finance And Financial Sector, Computer Security And Identity Theft, Congressional Oversight, Consumer Credit, Credit And Credit Markets, Government Studies And Investigations

Democrat: 100% (1)

Title: Protecting Consumer Information Act of 2018

Session: US Congress 2017-2018 115th Congress

Number: HB-5166

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Civil Actions And Liability, Computer Security And Identity Theft, Consumer Credit, Federal Trade Commission (ftc), Government Studies And Investigations, State And Local Government Operations

Democrat: 100% (1)

Title: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Payday, Vehicle Title, and Certain High-Cost Installment Loans".

Session: US Congress 2017-2018 115th Congress

Number: HJR-122

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Business Records, Congressional Oversight, Consumer Financial Protection Bureau, Consumer Credit, Credit And Credit Markets, Government Information And Archives, Licensing And Registrations

Republican: 93% (42) Democrat: 6% (3)

Title: 21st Century IRS Act

Session: US Congress 2017-2018 115th Congress

Number: HB-5445

Subjects: Taxation, Administrative Law And Regulatory Procedures, Advisory Bodies, Civil Actions And Liability, Computer Security And Identity Theft, Computers And Information Technology, Congressional Oversight, Consumer Credit, Department Of The Treasury, Executive Agency Funding And Structure

Republican: 71% (5) Democrat: 28% (2)

Title: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act".

Session: US Congress 2017-2018 115th Congress

Number: HJR-132

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Congressional Oversight, Consumer Financial Protection Bureau, Consumer Credit, Interest, Dividends, Interest Rates, Motor Vehicles

Republican: 100% (8)

Title: PARITY Act of 2018 Preserving Access to Rural Installment Transactions for Years Act of 2018

Session: US Congress 2017-2018 115th Congress

Number: HB-5287

Subjects: Finance And Financial Sector, Consumer Credit, Housing Finance And Home Ownership, Licensing And Registrations

Republican: 66% (2) Democrat: 33% (1)

Title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act".

Session: US Congress 2017-2018 115th Congress

Number: SJR-57

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Congressional Oversight, Consumer Financial Protection Bureau, Consumer Credit, Interest, Dividends, Interest Rates, Motor Vehicles

Republican: 100% (25)

Title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Payday, Vehicle, Title, and Certain High-Cost Installment Loans".

Session: US Congress 2017-2018 115th Congress

Number: SJR-56

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Business Records, Congressional Oversight, Consumer Financial Protection Bureau, Consumer Credit, Credit And Credit Markets, Government Information And Archives, Licensing And Registrations

Republican: 100% (4)

«
1
2
3
4
5
6
7
8
9
10
11
»