Consumer Credit

Federal
US Congress 117th Congress

Consumer Credit Control Act of 2021 [S.1343]
A bill to amend the Fair Credit Reporting Act to require that a consumer authorize the release of certain information.

  

Sponsored by: Sen. Jack Reed Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/22/2021

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Federal
US Congress 117th Congress

Stop Debt Collection Abuse Act of 2021 [HB-2572]
To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.

  

Sponsored by: Rep. Emanuel Cleaver Introduced In House on 04/15/2021

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Federal
US Congress 117th Congress

Fair Debt Collection Practices for Servicemembers Act Private Loan Disability Discharge Act of 2021 Consumer Protection for Medical Debt Collections Act Ending Debt Collection Harassment Act of 2021 Stop Debt Collection Abuse Act of 2021 Debt Collection Practices Harmonization Act Non-Judicial Foreclosure Debt Collection Clarification Act Securing Consumers Against Misrepresented Debt Act of 2021 SCAM Debt Act Ryan Frascone Memorial Student Loan Relief Act of 2021 Small Business Lending Fairness Act [HB-2547]
To expand and enhance consumer, student, servicemember, and small business protections with respect to debt collection practices, and for other purposes.

  

Sponsored by: Rep. Gregory Meeks Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/17/2021

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Federal
US Congress 117th Congress

Private Loan Disability Discharge Act of 2021 [HB-2498]
To provide for the discharge of a private education loan in the case of death or total and permanent disability of a student obligor, and for other purposes.

  

Sponsored by: Rep. Madeleine Dean Introduced In House on 04/14/2021

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Federal
US Congress 117th Congress

Small Business Lending Fairness Act [S.1119]
A bill to amend the Truth in Lending Act to prohibit certain unfair credit practices, and for other purposes.

  

Sponsored by: Sen. Benjamin Cardin Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/14/2021

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Federal
US Congress 117th Congress

Studying Barriers to Housing Act Ensuring Diverse Leadership Act of 2022 Ensuring Diversity in Community Banking Act [HB-2543]
To amend the Federal Reserve Act to add additional demographic reporting requirements, to modify the goals of the Federal Reserve System, and for other purposes.

  

Sponsored by: Rep. Joyce Beatty Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 06/21/2022

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Federal
US Congress 117th Congress

Small Business Lending Fairness Act [HB-2540]
To amend the Truth in Lending Act to prohibit certain unfair credit practices, and for other purposes.

  

Sponsored by: Rep. Nydia Velazquez Introduced In House on 04/14/2021

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Federal
US Congress 117th Congress

Consumer Protection for Medical Debt Collections Act [HB-2537]
To amend the Fair Debt Collection Practices Act to provide a timetable for the collection of medical debt by debt collectors, to amend the Fair Credit Reporting Act to prohibit consumer reporting agencies from issuing consumer reports containing information about debts related to medically necessary procedures, and for other purposes.

  

Sponsored by: Rep. Rashida Tlaib Introduced In House on 04/14/2021

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Federal
US Congress 117th Congress

Repeal CFPB Act [S.1090]
A bill to eliminate the Bureau of Consumer Financial Protection.

  

Sponsored by: Sen. Mike Lee Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/13/2021

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Federal
US Congress 117th Congress

Joint Consolidation Loan Separation Act [S.1098]
A bill to amend the Higher Education Act of 1965 to authorize borrowers to separate joint consolidation loans.

  

Sponsored by: Sen. Mark Warner Became Public Law No: 117-200. on 10/11/2022

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Federal
US Congress 117th Congress

Joint Consolidation Loan Separation Act [HB-2460]
To amend the Higher Education Act of 1965 to authorize borrowers to separate joint consolidation loans.

  

Sponsored by: Rep. Ted Lieu Introduced In House on 04/13/2021

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State (Maine)
Maine 130th Legislature

An Act To Improve the Efficiency of Certain Consumer Credit Protection Laws [HB-1466]
An Act To Improve the Efficiency of Certain Consumer Credit Protection Laws

  

Sponsored by: Sen. Denise Tepler Passed To Be Enacted, In Concurrence. on 06/10/2021

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Federal
US Congress 117th Congress

Debt Bondage Repair Act [HB-2332]
To prohibit consumer reporting agencies from furnishing a consumer report containing any adverse item of information about a consumer if such consumer is a victim of trafficking, and for other purposes.

  

Sponsored by: Rep. Ted Lieu Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 06/16/2021

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State (North Carolina)
North Carolina 2021-2022 Session

Helping Consumers in Crisis Act [SB-357]
Helping Consumers in Crisis Act

  

Sponsored by: Sen. Harold Corbin Reptd Fav Com Substitute on 09/21/2021

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Federal
US Congress 117th Congress

End Double Taxation of Successful Consumer Claims Act [S.766]
A bill to amend the Internal Revenue Code of 1986 to allow an above-the-line deduction for attorney fees and costs in connection with consumer claim awards.

  

Sponsored by: Sen. Robert Casey Read Twice And Referred To The Committee On Finance. on 03/16/2021

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Federal
US Congress 117th Congress

HUBS for Veterans Act of 2021 Helping Unleash Benefits and Services for Veterans Act of 2021 [S.711]
A bill to require the Secretary of Labor to award grants to organizations for the provision of transition assistance to members and former members of the Armed Forces who are separated, retired, or discharged from the Armed Forces, and spouses of such members, and for other purposes.

  

Sponsored by: Sen. James Risch Read Twice And Referred To The Committee On Veterans' Affairs. on 03/11/2021

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Federal
US Congress 117th Congress

Rent and Mortgage Cancellation Act of 2021 [HB-1847]
To suspend obligations of residential renters and mortgagors to make payments during the COVID-19 emergency, and for other purposes.

  

Sponsored by: Rep. Raul Grijalva Introduced In House on 03/11/2021

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Federal
US Congress 117th Congress

Fair Access to Banking Act [HB-1729]
To amend the Federal Reserve Act to prohibit certain financial service providers who deny fair access to financial services from using taxpayer funded discount window lending programs, and for other purposes.

  

Sponsored by: Rep. Alexander Mooney Introduced In House on 03/10/2021

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Federal
US Congress 117th Congress

Financial Inclusion in Banking Act of 2021 [HB-1711]
To amend the Consumer Financial Protection Act of 2010 to direct the Office of Community Affairs to identify causes leading to, and solutions for, under-banked, un-banked, and underserved consumers, and for other purposes.

  

Sponsored by: Rep. David Scott Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/19/2021

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Federal
US Congress 117th Congress

Protecting Consumer Access to Credit Act [HB-1645]
To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes.

  

Sponsored by: Rep. Patrick McHenry Introduced In House on 03/08/2021

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