Consumer Credit

Federal
US Congress 117th Congress

TABS Act of 2021 Taking Account of Bureaucrats’ Spending Act of 2021 [HB-790]
To amend the Consumer Financial Protection Act of 2010 to bring the Bureau of Consumer Financial Protection into the regular appropriations process, and for other purposes.

  

Sponsored by: Rep. Alexander Mooney Introduced In House on 02/04/2021

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Federal
US Congress 117th Congress

Fair Access to Credit Scores Act of 2021 [HB-745]
To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.

  

Sponsored by: Rep. Eleanor Norton Introduced In House on 02/03/2021

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Federal
US Congress 117th Congress

Medical Debt Relief Act of 2021 [HB-773]
To amend the Fair Credit Reporting Act to institute a 1-year waiting period before medical debt will be reported on a consumer's credit report and to remove paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes.

  

Sponsored by: Rep. Barbara Lee Introduced In House on 02/03/2021

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Federal
US Congress 117th Congress

Medical Debt Relief Act of 2021 [S.214]
A bill to amend the Fair Credit Reporting Act to institute a 1-year waiting period before medical debt will be reported on a consumer's credit report and to remove paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes.

  

Sponsored by: Sen. Richard Blumenthal Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 02/03/2021

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Federal
US Congress 117th Congress

Medical Bankruptcy Fairness Act of 2021 [S.146]
A bill to amend title 11, United States Code, to provide bankruptcy protections for medically distressed debtors, and for other purposes.

  

Sponsored by: Sen. Sheldon Whitehouse Read Twice And Referred To The Committee On The Judiciary. on 02/02/2021

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Federal
US Congress 117th Congress

Public Health Emergency Privacy Act [HB-651]
To protect the privacy of health information during a national health emergency.

  

Sponsored by: Rep. Raul Grijalva Referred To The Subcommittee On Consumer Protection And Commerce. on 02/02/2021

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Federal
US Congress 117th Congress

Public Health Emergency Privacy Act [S.81]
A bill to protect the privacy of health information during a national health emergency.

  

Sponsored by: Sen. Cory Booker Read Twice And Referred To The Committee On Health, Education, Labor, And Pensions. on 01/28/2021

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Federal
US Congress 117th Congress

CFPB Dual Mandate and Economic Analysis Act [HB-527]
To amend the Consumer Financial Protection Act of 2010 to update the purpose of the Bureau of Consumer Financial Protection, and for other purposes.

  

Sponsored by: Rep. Tom Emmer Introduced In House on 01/28/2021

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Federal
US Congress 117th Congress

No CFPB in the PPP Act [S.49]
A bill to prohibit the Bureau of Consumer Financial Protection from overseeing lending institutions' participation in the Paycheck Protection Program.

  

Sponsored by: Sen. Mike Lee Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 01/26/2021

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Federal
US Congress 117th Congress

Protecting Consumer Information Act of 2021 [HB-474]
To direct the Federal Trade Commission to review and potentially revise its standards for safeguarding customer information to ensure that such standards require certain consumer reporting agencies and service providers of such agencies to maintain sufficient safeguards against cyber attacks and related threats, to provide for additional authority to enforce such standards with respect to such agencies and providers, and for other purposes.

  

Sponsored by: Rep. Ted Lieu Referred To The Subcommittee On Consumer Protection And Commerce. on 02/02/2021

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Federal
US Congress 117th Congress

COVID–19 Student Loan Relief Extension Act [HB-394]
To expand loan relief to all Federal student loan borrowers, and for other purposes.

  

Sponsored by: Rep. Ted Lieu Introduced In House on 01/21/2021

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Federal
US Congress 117th Congress

Fair Lending for All Act [HB-166]
To establish an Office of Fair Lending Testing to test for compliance with the Equal Credit Opportunity Act, to strengthen the Equal Credit Opportunity Act and to provide for criminal penalties for violating such Act, and for other purposes.

  

Sponsored by: Rep. Al Green Reported (amended) By The Committee On Financial Services. H. Rept. 117-349. on 06/07/2022

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State (Utah)
Utah 2019 General Session

Statute of Limitations Modifications [HB-83]
Statute of Limitations Modifications

  

Sponsored by: Rep. V. Lowry Snow Governor Signed In Lieutenant Governor's Office For Filing on 03/22/2019

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Federal
US Congress 116th Congress

Rural Revitalization Now Act [HB-8835]
To amend the Higher Education Act of 1965 to provide for a relocation and retention student loan repayment program, and for other purposes.

  

Sponsored by: Rep. Antonio Delgado Introduced In House on 12/02/2020

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Federal
US Congress 116th Congress

Justice for Black Farmers Act of 2020 [S.4929]
A bill to address the history of discrimination against Black farmers and ranchers, to require reforms within the Department of Agriculture to prevent future discrimination, and for other purposes.

  

Sponsored by: Sen. Cory Booker Read Twice And Referred To The Committee On Finance. on 11/30/2020

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Federal
US Congress 116th Congress

PASS Act Pandemic Accommodation to Support Students Act [HB-8820]
Directs the Department of Education (ED) to extend certain temporary relief related to federal student loans. Specifically, the bill extends to September 30, 2021, the suspension of payments and interest due on Federal Direct Loans and Federal Family Education Loans that are held by ED. Further, ED must carry out a program, beginning on August 1, 2021, to provide at least six notices to borrowers that normal payment obligations will resume.

  

Sponsored by: Rep. Raul Grijalva Introduced In House on 11/24/2020

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State (Utah)
Utah 2016 General Session

Deferred Deposit Lending Amendments [HB-292]
Deferred Deposit Lending Amendments

  

Sponsored by: Sen. Curtis Bramble Governor Signed In Lieutenant Governor's Office For Filing on 03/24/2016

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Federal
US Congress 114th Congress

A resolution designating the week beginning on the first Friday after Thanksgiving in 2016 as "National Electronic Payments Week". [SR-603]
A resolution designating the week beginning on the first Friday after Thanksgiving in 2016 as "National Electronic Payments Week". Designates the week beginning on the first Friday after Thanksgiving in 2016 as National Electronic Payments Week. Recognizes the significant contributions and great importance of electronic payments and the advantages they provide to consumers, merchants, small businesses, and the economy as a whole. Appreciates the significant role electronic payments play in the global marketplace and acknowledges their growth domestically (continued...)

  

Sponsored by: Sen. David Perdue Referred To The Committee On The Judiciary. (text Of Measure As Introduced: Cr S6278) on 09/29/2016

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Federal
US Congress 114th Congress

Data Security Act of 2015 [S.961]
Data Security Act of 2015 Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Directs (continued...)

  

Sponsored by: Sen. Christopher Coons Read Twice And Referred To The Committee On Commerce, Science, And Transportation. on 04/15/2015

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Federal
US Congress 114th Congress

A bill to amend the Consumer Financial Protection Act of 2010 to provide consumers with a free annual disclosure of information the Bureau of Consumer Financial Protection maintains on them, and for other purposes. [S.96]
A bill to amend the Consumer Financial Protection Act of 2010 to provide consumers with a free annual disclosure of information the Bureau of Consumer Financial Protection maintains on them, and for other purposes. Amends the Consumer Financial Protection Act of 2010 to direct the Consumer Financial Protection Bureau (CFPB) to: (1) disclose to a consumer all information (and their sources) held by the CFPB with respect to that consumer, including any person or other federal department or agency to which the CFPB disclosed the information; and (2) (continued...)

  

Sponsored by: Sen. David Vitter Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 01/07/2015

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