Consumer Credit

Federal
US Congress 115th Congress

Fair Access to Credit Scores Act of 2017 [HB-402] [Consumer Protection ] [Finance ] [Data Privacy ]
Fair Access to Credit Scores Act of 2017 This bill amends the Fair Credit Reporting Act to require certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure: (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education. Consumer reporting agencies shall maintain such scores or predictors (continued...)

  

Sponsored by: Rep. Raul Grijalva Introduced In House on 01/10/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

State (Utah)
Utah 2017 General Session

Expenses of Minor Children Amendments [HB-278] [Family-Related Legislation ] [Children and Youth ]
Expenses of Minor Children Amendments

  

Sponsored by: Sen. Todd Weiler Governor Signed In Lieutenant Governor's Office For Filing on 03/24/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

FHA Alternative Credit Pilot Program Reauthorization Act of 2017 [HB-123] [Housing ] [Finance ] [Consumer Protection ]
FHA Alternative Credit Pilot Program Reauthorization Act of 2017 This bill amends the National Housing Act to reauthorize a pilot program that establishes for mortgagees an automated process for providing alternative credit rating information on mortgagors and prospective mortgagors under mortgages on one- to four-family residences who have insufficient credit histories for determining their creditworthiness.

  

Sponsored by: Rep. Al Green Introduced In House on 01/03/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Cyber Privacy Fortification Act of 2017 [HB-135] [Cybersecurity ] [Data Privacy ] [Technology and Innovation ] [Law Enforcement ] [National Security ] [Public Safety ] [Criminal Justice ] [Crime ]
Cyber Privacy Fortification Act of 2017 This bill amends the federal criminal code to provide criminal penalties for intentional failures to provide required notices regarding security breaches of computerized data that there is reason to believe resulted in improper access to specified sensitive personally identifiable information that is electronic or digital. A person who owns or possesses data in electronic form containing a means of identification, and who has knowledge of a major security breach of the system containing such data, must notify (continued...)

  

Sponsored by: Rep. Henry Johnson Referred To The Subcommittee On Crime, Terrorism, Homeland Security, And Investigations. on 01/12/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Shiloh National Military Park Boundary Adjustment and Parker's Crossroads Battlefield Designation Act [HB-88] [Public Lands and National Parks ] [Military ] [Arts and Culture ] [Recreation ] [Community Development ] [Funding ] [Grants ] [Tourism ]
Shiloh National Military Park Boundary Adjustment and Parker's Crossroads Battlefield Designation Act (Sec. 3) This bill modifies the boundary of Shiloh National Military Park in Tennessee and Mississippi to include the Fallen Timbers Battlefield, the Russell House Battlefield, and the Davis Bridge Battlefield. The Department of the Interior may acquire such lands, which shall be administered as part of the park. (Sec. 4) The bill establishes the Parker's Crossroads Battlefield in Tennessee as an affiliated area of the National Park System. The (continued...)

  

Sponsored by: Sen. Marsha Blackburn Message On House Action Received In Senate And At Desk: House Amendment To Senate Amendment. on 12/21/2018

Weigh In

Votes for: 2 Votes against: 0

Federal
US Congress 115th Congress

Freedom from Discrimination in Credit Act of 2017 [HB-2498] [Consumer Protection ] [Human Rights ] [Race and Civil Rights ] [Data Privacy ] [Law Enforcement ] [Finance ]
Freedom from Discrimination in Credit Act of 2017 This bill amends the Equal Credit Opportunity Act (ECOA) to expand the categories of prohibited discrimination when extending credit to include discrimination on account of sexual orientation or gender identity. (Currently, such discrimination in credit is prohibited only on the basis of race, color, religion, national origin, sex or marital status, or age.) The bill defines: (1) "gender identity" as the gender-related identity, appearance, or mannerisms or other gender-related characteristics of (continued...)

  

Sponsored by: Rep. Sean Maloney Introduced In House on 05/17/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Freedom from Discrimination in Credit Act of 2017 [S.1143] [Consumer Protection ] [Human Rights ] [Race and Civil Rights ] [Data Privacy ] [Finance ]
Freedom from Discrimination in Credit Act of 2017 This bill amends the Equal Credit Opportunity Act (ECOA) to expand the categories of prohibited discrimination when extending credit to include discrimination on account of sexual orientation or gender identity. (Currently, such discrimination in credit is prohibited only on the basis of race, color, religion, national origin, sex or marital status, or age.) The bill defines: (1) "gender identity" as the gender-related identity, appearance, or mannerisms or other gender-related characteristics of (continued...)

  

Sponsored by: Sen. Susan Collins Read Twice And Referred To The Committee On Health, Education, Labor, And Pensions. on 05/17/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Stop Online Booking Scams Act of 2017 [S.1164] [Consumer Protection ] [Technology and Innovation ] [Public Safety ]
Stop Online Booking Scams Act of 2017 This bill prohibits third-party online hotel reservation sellers from charging a consumer's credit card or financial accounts in an Internet transaction for a hotel unless they disclose: (1) a description of the offered good or service, the cost, and other material terms before the conclusion of the transaction; (2) that the third-party seller is not affiliated with the hotel owner or an entity that provides the hotel services or accommodations; (3) that the third-party seller is not an exhibition organizer, (continued...)

  

Sponsored by: Sen. Susan Collins Read Twice And Referred To The Committee On Commerce, Science, And Transportation. (sponsor Introductory Remarks On Measure: Cr S3017; Text Of Measure As Introduced: Cr S3016-3017) on 05/17/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Stop Online Booking Scams Act of 2017 [HB-2495] [Consumer Protection ] [Technology and Innovation ] [Tourism ] [Public Safety ]
Stop Online Booking Scams Act of 2017 This bill prohibits third-party online hotel reservation sellers from charging a consumer's credit card or financial accounts in an Internet transaction for a hotel unless they disclose: (1) a description of the offered good or service, the cost, and other material terms before the conclusion of the transaction; (2) that the third-party seller is not affiliated with the hotel owner or an entity that provides the hotel services or accommodations; (3) that the third-party seller is not an exhibition organizer, (continued...)

  

Sponsored by: Rep. Kathy Castor Referred To The Subcommittee On Digital Commerce And Consumer Protection. on 05/19/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

FAIR Student Credit Act of 2017 Federal Adjustment in Reporting Student Credit Act of 2017 [S.1066] [Student Loans ] [Consumer Protection ] [Education ]
FAIR Student Credit Act of 2017 Federal Adjustment in Reporting Student Credit Act of 2017 This bill amends the Fair Credit Reporting Act to allow a person to request the removal of a previously reported default regarding a qualified education loan from a consumer report if: (1) the lender chooses to offer a loan-rehabilitation program that requires a number of consecutive on-time monthly payments equal to the number of payments specified in a default reduction program under the Higher Education Act of 1965, and (2) the consumer of the loan successfully (continued...)

  

Sponsored by: Sen. Shelley Capito Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/08/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Privacy Notification Technical Clarification Act [HB-2396] [Consumer Protection ] [Data Privacy ] [Technology and Innovation ] [Finance ]
Privacy Notification Technical Clarification Act (Sec. 2) This bill amends the Gramm-Leach-Bliley Act to exempt a vehicle financial company, under specified circumstances, from the requirement to annually disclose its privacy policies to consumers. A vehicle financial company shall be exempt from such requirement if: (1) the company has not changed its privacy policies since its last disclosure, (2) the current policy is available on its website and via mail, (3) notice is provided to customers regarding availability of the company's privacy policies, (continued...)

  

Sponsored by: Rep. Gregory Meeks Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 12/18/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

FCRA Liability Harmonization Act [HB-2359] [Consumer Protection ] [Finance ]
FCRA Liability Harmonization Act This bill amends the Fair Credit Reporting Act to limit the recovery amount available in a class action lawsuit to the lesser of $500,000 or 1% of the net worth of the defendant. The bill also eliminates the awarding of punitive damages.

  

Sponsored by: Rep. Keith Rothfus Hearings Held By The Subcommittee On Financial Institutions And Consumer Credit Prior To Referral. on 09/07/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Equality Act [HB-2282] [Human Rights ] [Race and Civil Rights ] [Labor, Jobs, Employment ] [Housing ] [Consumer Protection ] [Healthcare ] [Law Enforcement ] [Religion ] [Children and Youth ] [Disabilities ]
Equality Act This bill amends the Civil Rights Act of 1964 to include sex, sexual orientation, and gender identity among the prohibited categories of discrimination or segregation in places of public accommodation. The bill defines: "sex" to include a sex stereotype, sexual orientation or gender identity, and pregnancy, childbirth, or a related medical condition; "sexual orientation" as homosexuality, heterosexuality, or bisexuality; and "gender identity" as gender-related identity, appearance, mannerisms, or characteristics, regardless of the individual's (continued...)

  

Sponsored by: Rep. Sean Maloney Referred To The Subcommittee On The Constitution And Civil Justice. on 06/02/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Equality Act [S.1006] [Human Rights ] [Race and Civil Rights ] [Labor, Jobs, Employment ] [Housing ] [Consumer Protection ] [Healthcare ] [Law Enforcement ] [Religion ] [Education ] [Public Safety ] [Children and Youth ] [Criminal Justice ] [Disabilities ]
Equality Act This bill amends the Civil Rights Act of 1964 to include sex, sexual orientation, and gender identity among the prohibited categories of discrimination or segregation in places of public accommodation. The bill defines: "sex" to include a sex stereotype, sexual orientation or gender identity, and pregnancy, childbirth, or a related medical condition; "sexual orientation" as homosexuality, heterosexuality, or bisexuality; and "gender identity" as gender-related identity, appearance, mannerisms, or characteristics, regardless of the individual's (continued...)

  

Sponsored by: Sen. Robert Casey Read Twice And Referred To The Committee On The Judiciary. on 05/02/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

CLEAR Relief Act of 2017 Community Lending Enhancement and Regulatory Relief Act of 2017 [S.1002] [Finance ] [Consumer Protection ] [Small Business ]
CLEAR Relief Act of 2017 Community Lending Enhancement and Regulatory Relief Act of 2017 This bill amends the Sarbanes-Oxley Act of 2002 to exempt from specified reporting and attestation requirements a community bank with assets of $1 billion or less. The bill amends the Truth in Lending Act to exempt from certain escrow requirements and residential mortgage loan standards a residential mortgage loan held by a depository institution with assets of $10 billion or less. The bill further amends that Act, as well as the Consumer Protection Act of 2010, (continued...)

  

Sponsored by: Sen. Chuck Grassley Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 06/15/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Free Credit Score Act of 2017 [HB-2262] [Consumer Protection ] [Finance ] [Data Privacy ]
Free Credit Score Act of 2017 This bill amends the Fair Credit Reporting Act to require nationwide consumer reporting agencies to include the consumer's credit score when furnishing a consumer with a free annual report.

  

Sponsored by: Rep. Barbara Lee Introduced In House on 05/01/2017

Weigh In

Votes for: 1 Votes against: 0

Federal
US Congress 115th Congress

Financial CHOICE Act of 2017 [HB-10] [Finance ] [Insurance ] [Small Business ] [Consumer Protection ] [Investments ] [Housing ] [Real Estate ] [Budget and Spending ] [Taxes ] [Technology and Innovation ] [Trade ] [Economic Development ] [Senior Citizens ] [Retirement ]
Financial CHOICE Act of 2017 (Sec. 2) This bill repeals provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act and other laws. Any rule that was issued or revised pursuant to a provision repealed by the bill is nullified. TITLE I--ENDING "TOO BIG TO FAIL" AND BANK BAILOUTS Subtitle A--Repeal of the Orderly Liquidation Authority (Sec. 111) The bill repeals the orderly liquidation authority of the Federal Deposit Insurance Corporation (FDIC). The FDIC's orderly liquidation authority, as established under the Dodd-Frank Act, allows (continued...)

  

Sponsored by: Rep. Alexander Mooney Committee On Banking, Housing, And Urban Affairs. Hearings Held. Hearings Printed: S.hrg. 115-108. on 07/13/2017

Weigh In

Votes for: 2 Votes against: 1

Federal
US Congress 115th Congress

SEAL Act Shrinking Emergency Account Losses Act of 2017 [S.940] [Labor, Jobs, Employment ] [Taxes ] [Retirement ] [Unemployment ]
SEAL Act Shrinking Emergency Account Losses Act of 2017 This bill amends the Internal Revenue Code, with respect to loans made from a qualified employer plan, to: (1) extend the period for repayment of loans if a plan terminates or a plan participant becomes unemployed, and (2) prohibit qualified employer plans from making loans using credit cards or any other similar arrangement. The bill also requires the Department of the Treasury to modify regulations governing hardship distributions from qualified employer plans to allow participants to make (continued...)

  

Sponsored by: Sen. Michael Enzi Read Twice And Referred To The Committee On Finance. on 04/25/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Tax Refund Protection Act of 2017 [HB-1996] [Taxes ] [Consumer Protection ] [Finance ]
Tax Refund Protection Act of 2017 This bill amends the Internal Revenue Code to direct the Department of the Treasury to establish a program to license or certify and regulate tax return preparers. The program must require tax return preparers to: (1) demonstrate good character, good reputation, necessary qualifications, and competency; (2) pay a reasonable fee for licensing or certification; and (3) make certain disclosures regarding fees charged and the average amount of time expected to receive a tax refund. Treasury may take enforcement actions (continued...)

  

Sponsored by: Rep. Suzanne Bonamici Introduced In House on 04/06/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0

Federal
US Congress 115th Congress

Savings Enhancement by Alleviating Leakage in 401(k) Savings Act [HB-2030] [Labor, Jobs, Employment ] [Retirement ] [Unemployment ] [Pensions ]
Savings Enhancement by Alleviating Leakage in 401(k) Savings Act This bill amends the Internal Revenue Code, with respect to loans made from a qualified employer plan, to extend the period for repayment of loans if a plan terminates or a plan participant becomes unemployed. The bill also requires the Department of the Treasury to modify regulations governing hardship distributions from qualified employer plans to allow participants to make additional contributions to a plan during the six-month period following a hardship distribution.

  

Sponsored by: Rep. Vicente Gonzalez Introduced In House on 04/06/2017

Weigh In

No votes yet!
Cast yours now to be the first.

Votes for: 0 Votes against: 0