Debt Collection
US Congress 116th Congress
Expressing the sense of Congress that financial institutions and other companies should work proactively with their customers affected by the shutdown of the Federal Government who may be facing short-term financial hardship and long-term damage to their creditworthiness through no fault of their own. [HR-77]
[Finance ]
[Consumer Protection ]
[Budget and Spending ]
[Economic Development ]
This resolution expresses the sense of Congress that financial institutions and other entities should take steps to mitigate the financial hardships faced by customers and tenants as a result of any federal government shutdown, including the shutdown that began on December 22, 2018.
Sponsored by: Rep. Maxine Waters
Ms. Waters Moved To Suspend The Rules And Agree To The Resolution, As Amended. on 01/29/2019
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North American Wetlands Conservation Extension Act [HB-925]
[Environmental ]
[Public Lands and National Parks ]
[Animals ]
[Water ]
[Funding ]
[Grants ]
Reauthorizes the North American Wetlands Conservation Act through FY2024.
Sponsored by: Rep. Mike Johnson
On Motion To Concur In The Senate Amendments With An Amendment Agreed To By The Yeas And Nays: 214 - 207 (roll No. 214). (text: Cr H5202-5417) on 10/01/2020
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Protecting Families from Government Shutdowns Act [HB-819]
[Consumer Protection ]
[Housing ]
[Finance ]
[Budget and Spending ]
[Public Safety ]
Makes it unlawful for an entity to do any of the following with respect to a person if the person is unable to meet an obligation because government service is unavailable during a lapse in appropriations: (1) debt collection; (2) collection of interest on loans accrued during the lapse; (3) eviction; (4) foreclosure; (5) acceleration or downgrading of credit; or (6) enforcement of any other obligation required by law or contract that relies on a government service that is unavailable during a lapse in appropriations. Penalty provisions in a contract
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Sponsored by: Rep. Ted Lieu
Referred To The Subcommittee On Consumer Protection And Commerce. on 02/12/2019
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PRRADA Puerto Rico Recovery Accuracy in Disclosures Act of 2020 [HB-683]
[Finance ]
[Consumer Protection ]
[Law Enforcement ]
[Ethics ]
Requires professionals employed in debt adjustment cases involving Puerto Rico to file verified statements disclosing their connections with the debtor, creditors, and other interested parties before seeking compensation for their services.
Sponsored by: Rep. Andy Biggs
Received In The Senate And Read Twice And Referred To The Committee On Energy And Natural Resources. on 12/09/2020
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REDUCE Government Waste Act Removing Excessive Dollars to Uproot and Cut Expensive Government Waste Act [S.3716]
[Agriculture ]
[Alcoholic Beverages ]
[Food ]
[Budget and Spending ]
[Waste Management / Recycling ]
REDUCE Government Waste Act Removing Excessive Dollars to Uproot and Cut Expensive Government Waste Act This bill amends the Agricultural Act of 2014 to repeal the rules for peanuts under the nonrecourse marketing assistance loan program administered by the Department of Agriculture (USDA). (Under a nonrecourse marketing assistance loan, a farmer pledges a commodity as collateral and may deliver the pledged collateral to USDA to repay the loan.) The bill also prohibits federal funds from being used for the development of: (1) a beerbot or other
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Sponsored by: Sen. Jeff Flake
Read Twice And Referred To The Committee On Agriculture, Nutrition, And Forestry. on 12/06/2018
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Immigration in the National Interest Act of 2017 [HB-3775]
[Immigration ]
[National Security ]
Immigration in the National Interest Act of 2017
Sponsored by: Rep. Alexander Mooney
Referred To The Subcommittee On Immigration And Border Security. on 09/28/2017
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Credit Access and Inclusion Act of 2018 [S.3040]
[Consumer Protection ]
[Housing ]
[Telecommunications ]
[Energy ]
[Data Privacy ]
Credit Access and Inclusion Act of 2018 This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may
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Sponsored by: Sen. Angus S. King
Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 07/12/2018
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Congressional Accountability Act of 1995 Reform Act [S.2952]
[Labor, Jobs, Employment ]
[Ethics ]
[Human Rights ]
[Law Enforcement ]
[Public Safety ]
Congressional Accountability Act of 1995 Reform Act This bill amends the Congressional Accountability Act of 1995 (CAA) to revise administrative and judicial dispute resolution procedures for initiating and resolving claims by employees alleging that employing offices have violated their CAA rights and protections, including protections against sexual harassment. The bill revises CAA provisions, including to: eliminate CAA counseling requirements and make mediation an employee's option before filing a claim with the Office of Compliance (OOC) alleging
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Sponsored by: Sen. Robert P. Casey
Received In The House. on 05/29/2018
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Veterans Fair Debt Notice Act of 2018 [S.2884]
[Veterans ]
[Consumer Protection ]
[Funding ]
[Grants ]
[Technology and Innovation ]
[Cybersecurity ]
[Data Privacy ]
[Public Health ]
[Healthcare ]
[Human Services ]
Veterans Fair Debt Notice Act of 2018 This bill directs the Department of Veterans Affairs (VA) to collaborate with veterans service organizations to write a standard letter to be provided to individuals who owe debts to the VA. Such letter shall be written in plain language and shall include a notice of the debt and a clear explanation of: (1) why the individual owes such money, and (2) available options. The VA shall develop a method by which individuals may elect to receive debt notification letters by electronic means and shall ensure that the
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Sponsored by: Sen. Elizabeth Warren
Read Twice And Referred To The Committee On Veterans' Affairs. on 05/17/2018
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Protection of Social Security Benefits Restoration Act [HB-4500]
[Social Security ]
[Senior Citizens ]
Protection of Social Security Benefits Restoration Act This bill amends title II (Old Age, Survivors and Disability Insurance) of the Social Security Act to prohibit the application of, and repeal authority for, administrative offsets to Social Security, railroad retirement, and black lung benefits. (An administrative offset is the withholding of funds payable by or held by the United States to satisfy a debt.)
Sponsored by: Rep. Raul M. Grijalva
Introduced In House on 11/30/2017
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HANGUP Act Help Americans Never Get Unwanted Phone Calls Act of 2018 [HB-5633]
[Technology and Innovation ]
[Telecommunications ]
[Consumer Protection ]
HANGUP Act Help Americans Never Get Unwanted Phone Calls Act of 2018 This bill amends the Communications Act of 1934 to repeal provisions that authorize the use of automated telephone equipment (robocall or robotext equipment) to call cellular telephones or residential telephone lines for the purpose of collecting debts owed to the U.S. government.
Sponsored by: Rep. Anna G. Eshoo
Introduced In House on 04/26/2018
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21st Century IRS Act Taxpayer First Act Short Titles as Reported to House Taxpayer First Act [HB-5444]
[Taxes ]
[Budget and Spending ]
[Consumer Protection ]
[Finance ]
[Law Enforcement ]
21st Century IRS Act Taxpayer First Act Short Titles as Reported to House Taxpayer First Act This bill amends the Internal Revenue Code to modify the organizational structure, enforcement procedures, and services of the Internal Revenue Service (IRS). The bill establishes within the IRS the Independent Office of Appeals to resolve tax controversies and review administrative decisions. With respect to the services provided to taxpayers, the bill requires the IRS to: submit to Congress a customer service strategy, continue to operate the IRS Free
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Sponsored by: Rep. James P. McGovern
Received In The Senate And Read Twice And Referred To The Committee On Finance. on 04/19/2018
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Practice of Law Technical Clarification Act of 2017 [HB-4550]
[Consumer Protection ]
[Law Enforcement ]
[Finance ]
Practice of Law Technical Clarification Act of 2017 This bill amends the Fair Debt Collection Practices Act to exclude from the definition of "debt collector" any law firm or licensed attorney: (1) serving, filing, or conveying formal legal pleadings, discovery requests, or other documents pursuant to the applicable rules of civil procedure; or (2) communicating in connection with a legal action to collect a debt on behalf of a client in, or at the direction of, a court of law or in the enforcement of a judgment.
Sponsored by: Rep. Alexander Mooney
Introduced In House on 12/05/2017
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RAISE Act Reforming American Immigration for a Strong Economy Act [S.1720]
[Immigration ]
[Labor, Jobs, Employment ]
[Economic Development ]
[Human Services ]
[National Security ]
RAISE Act Reforming American Immigration for a Strong Economy Act This bill: eliminates the diversity visa program; replaces the current employment visa system with a skills-based point system; revises the worldwide level of family-sponsored immigrants, including by eliminating certain family-based immigration preferences; establishes a 50,000 annual limit for refugees given permanent resident status; and creates a nonimmigrant visa for parents of U.S. citizen children who are at least 21 years old. The bill prohibits an alien from being be naturalized
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Sponsored by: Sen. Roger F. Wicker
Read Twice And Referred To The Committee On The Judiciary. on 08/02/2017
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Social Security Debt Recovery Act of 2017 [HB-3594]
[Social Security ]
Social Security Debt Recovery Act of 2017 This bill amends title II (Old Age, Survivors, and Disability Insurance) (OASDI) of the Social Security Act to specify that the amount of any overpayment of OASDI benefits to an individual, and any obligation of the individual to repay such overpayment, shall be determined solely under the OASDI program. Therefore, such overpayment shall not otherwise be subject to garnishment or to the operation of any bankruptcy or insolvency law.
Sponsored by: Rep. Lynn Jenkins
Referred To The Subcommittee On Regulatory Reform, Commercial And Antitrust Law. on 09/06/2017
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Protecting Servicemembers from Debt Collectors Act [HB-3196]
[Consumer Protection ]
[Military ]
[Veterans ]
Protecting Servicemembers from Debt Collectors Act
Sponsored by: Rep. Sean Patrick Maloney
Referred To The Subcommittee On Military Personnel. on 07/26/2017
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Save Rural Hospitals Act [HB-2957]
[Healthcare ]
[Medicare and Medicaid ]
[Budget and Spending ]
[Funding ]
[Grants ]
[Social Security ]
[Public Health ]
Save Rural Hospitals Act This bill amends titles XVIII (Medicare) of the Social Security Act (SSAct) to increase payments to, and modify various requirements regarding, rural health care providers under the Medicare program. Among other provisions, the bill: (1) reverses cuts to reimbursement of bad debt for critical access hospitals (CAHs) and rural hospitals, as well as alters certain requirements with regard to CAHs; (2) extends payment levels for low-volume hospitals and Medicare-dependent hospitals (MDHs); (3) reinstates revised diagnosis-related
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Sponsored by: Rep. Steve Russell
Referred To The Subcommittee On Health. on 07/11/2017
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RECOUP Act REcovering and COllecting Unclaimed federal Property Act of 2017 [S.1329]
[Budget and Spending ]
[Finance ]
[Taxes ]
RECOUP Act REcovering and COllecting Unclaimed federal Property Act of 2017 This bill authorizes the Department of the Treasury to: (1) locate and recover assets of the U.S. government on behalf of any executive, judicial, or legislative agency; and (2) retain a portion of the amounts recovered to cover the administrative and operational costs of Treasury for locating and recovering the assets. Any savings from carrying out this bill must be transferred to the general fund of the Treasury for deficit reduction.
Sponsored by: Sen. Joe Manchin
Read Twice And Referred To The Committee On Finance. on 06/08/2017
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National Defense Authorization Act for Fiscal Year 2018 [HB-2810]
[Defense ]
[Military ]
[National Security ]
[Budget and Spending ]
[Healthcare ]
[Veterans ]
National Defense Authorization Act for Fiscal Year 2018 This bill authorizes FY2018 appropriations and sets forth policies for Department of Defense (DOD) programs and activities, including military personnel strengths. It does not provide budget authority, which is provided in subsequent appropriations legislation. The bill authorizes appropriations to DOD for: (1) Procurement, including aircraft, missiles, weapons and tracked combat vehicles, ammunition, shipbuilding and conversion, space procurement, and other procurement; (2) Research, Development,
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Sponsored by: Rep. Adam Smith
Signed By President. on 12/12/2017
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Abolish Human Trafficking Act of 2017 [HB-2803]
[Crime ]
[Human Rights ]
[Human Services ]
[Public Safety ]
[Children and Youth ]
[Criminal Justice ]
Abolish Human Trafficking Act of 2017 This bill sets forth a variety of measures to address the prevention and punishment of human trafficking and to assist trafficking victims. Included among these are provisions concerning: restitution for victims; funding of investigations of offenses relating to sexual abuse of children; grants to states and localities and other entities for victim service assistance; training of health, victim service, and federal law enforcement personnel, including through the use of a victim screening protocol by the Department
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Sponsored by: Rep. Ted Poe
Referred To The Subcommittee On Crime, Terrorism, Homeland Security, And Investigations. on 07/12/2017