Debt Collection
Maryland 2020 Regular Session
Maryland Collection Agency Licensing Act - Definitions and Legislative Intent [HB-334]
[Consumer Protection ]
[Finance ]
[Real Estate ]
Defining "mortgage lender" to mean a person that is duly licensed under certain provisions of the Financial Institutions Article; clarifying the definition of "consumer claim"; and declaring the intent of the General Assembly that the Act be construed as clarifying the Maryland Collection Agency Licensing Act and that, with regard to sales of real property to bona fide purchasers, the Act applies only to sales made on or after June 1, 2020.
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Gettr
US Congress 116th Congress
Taxi Medallion Loan Forgiveness Debt Relief Act of 2020 [HB-5617]
[Taxes ]
[Transportation and Motor Vehicles ]
[Small Business ]
[Economic Development ]
Excludes from gross income, for income tax purposes, income of a taxpayer, other than a C corporation, attributable to the discharge of qualified taxi medallion indebtedness that is discharged before 2023.
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Maryland 2020 Regular Session
Election Law - Campaign Finance Entities - Termination [HB-199]
[Elections ]
[Voting Rights ]
[Finance ]
Altering the circumstances under which a certain provision of law requiring a campaign finance entity to terminate and file a final campaign finance report applies; altering the time period within which a certain campaign finance entity is required to terminate and file a final campaign finance report; requiring the State Board of Elections to provide a certain notification to certain persons affiliated with a campaign finance entity that is required to terminate under a certain provision of law; etc.
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Maryland 2020 Regular Session
Environment - On-Site Wastewater Services - Regulation [HB-136]
[Environmental ]
[Water ]
[Waste Management / Recycling ]
[Public Health ]
Establishing the State Board of On-Site Wastewater Professionals in the Department of the Environment to regulate individuals who perform on-site wastewater services in the State and to establish minimum standards for certain on-site waste water systems; requiring the Department, in consultation with the Board, to set by regulation certain fees for the issuance and renewal of licenses and other services provided by the Board; establishing the On-Site Wastewater Professionals Fund; etc.
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Maryland 2020 Regular Session
Consumer Protection - Mobile Home Purchasers [HB-93]
[Consumer Protection ]
[Housing ]
[Finance ]
Requiring, except under certain circumstances, certain lenders to serve on the borrower at least 30 days before a lender repossesses mobile home a written notice of the lender's intention to repossess a certain mobile home; providing that a mobile home retailer has a duty of good faith and fair dealing in providing financial information to a prospective consumer borrower; prohibiting a mobile home retailer from steering a prospective consumer borrower to certain financing products; etc.
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Maryland 2020 Regular Session
Consumer Protection - Mobile Home Purchasers [SB-155]
[Consumer Protection ]
[Housing ]
[Finance ]
Requiring, except under certain circumstances, certain lenders to serve on the borrower at least 30 day before a lender repossesses a mobile home a written notice of the lender's intention to repossess a certain mobile home; providing that a mobile home retailer has a duty of good faith and fair dealing in providing financial information to a prospective consumer borrower; prohibiting a mobile home retailer from steering a prospective consumer borrower to certain financing products; etc.
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US Congress 116th Congress
Increasing Opportunity for Former Foster Youth Act [S.3025]
[Children and Youth ]
[Funding ]
[Grants ]
[Human Services ]
[Housing ]
[Poverty ]
[Family-Related Legislation ]
Establishes and funds grants to provide services to youth aging out of the foster care system. Such grants must be awarded based on specified degrees of evidence-based effectiveness. Grant applications must specify the target population for the grant, such as foster youth who (1) are at risk of homelessness; (2) have, or are expecting, a child; (3) lack financial stability; or (4) have been involved with the juvenile justice system. The bill also modifies child welfare programs to facilitate the enforcement of child support orders.
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US Congress 116th Congress
Consumer Protection for Medical Debt Collections Act [HB-5330]
[Consumer Protection ]
[Healthcare ]
[Finance ]
Restricts the inclusion of medical debt on a consumer credit report. A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old. A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports. Furthermore, a debt collector is prohibited from collecting
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US Congress 116th Congress
Fair Student Loan Debt Collection Practices Act [HB-5287]
[Student Loans ]
[Consumer Protection ]
Prohibits a debt collector from collecting on federal student loan debt owed by a borrower earning under a certain income. Specifically, a federal student loan debt collector may not attempt to collect if a borrower would qualify for a zero-dollar payment under an income-driven repayment plan. Additionally, a debt collector may not attempt to collect an amount greater than the payment the borrower would owe under such a plan.
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US Congress 116th Congress
SHIELD for Veterans Act Stopping Harm and Implementing Enhanced Lead-time for Debts for Veterans Act [HB-5245]
[Veterans ]
[Funding ]
[Grants ]
[Pensions ]
[Social Security ]
[Public Safety ]
[Healthcare ]
[Disabilities ]
[Human Services ]
Updates debt collection and overpayment processes related to Department of Veterans Affairs (VA) benefits or programs. Specifically, the bill prohibits the VA from collecting all or any part of an amount owed under a VA program if the amount is owed for any payment or overpayment that was caused by the amount of time taken by the VA to process information provided by or on behalf of an individual. If the VA has made an overpayment to an individual, the VA must provide notice to the individual of the overpayment and any action the VA plans to take
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US Congress 116th Congress
Transparency in Government Act of 2019 [HB-5150]
[Ethics ]
[Funding ]
[Law Enforcement ]
To amend the Ethics in Government Act of 1978, the Rules of the House of Representatives, the Lobbying Disclosure Act of 1995, the Legislative Reorganization Act of 1946, the Duncan Hunter National Defense Authorization Act for Fiscal Year 2009, the Internal Revenue Code of 1986, the Foreign Agents Registration Act of 1938, the Financial Stability Act of 2010, and the Federal Funding Accountability and Transparency Act of 2006 to improve access to information in the legislative and executive branches of the Government, and for other purposes.
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US Congress 116th Congress
Fair Debt Collection Improvement Act [HB-5034]
[Consumer Protection ]
[Finance ]
Prohibits a debt collector from collecting a consumer debt if the applicable statute of limitations has expired.
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US Congress 116th Congress
Small Business Fair Debt Collection Protection Act [HB-5013]
[Small Business ]
[Consumer Protection ]
[Finance ]
Applies consumer debt collection protections to small businesses, including protections regarding debt collection methods and third-party debt collection.
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US Congress 116th Congress
Fair Debt Collection Practices for Servicemembers Act [HB-5003]
[Consumer Protection ]
[Defense ]
[Military ]
[National Security ]
[Veterans ]
Prohibits a debt collector from representing to servicemembers that failure to cooperate with a debt collector will result in a reduction of rank, a revocation of security clearance, or military prosecution. The Government Accountability Office must report on the impact of this prohibition on the timely delivery of information to servicemembers, military readiness, and national security.
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US Congress 116th Congress
Non-Judicial Foreclosure Debt Collection Clarification Act [HB-5001]
[Consumer Protection ]
[Finance ]
[Real Estate ]
Applies requirements for debt collectors to businesses engaged in nonjudicial foreclosures (i.e., the enforcement of security interests). These requirements include debt verification and prohibitions on the means of debt collection.
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US Congress 116th Congress
Ending Debt Collection Harassment Act of 2019 [HB-5021]
[Consumer Protection ]
[Finance ]
[Technology and Innovation ]
[Data Privacy ]
Prohibits a debt collector from sending electronic communications to a consumer without the consumer's consent. The Consumer Financial Protection Bureau (CFPB) may not issue rules that allow a debt collector to send unlimited electronic communications. Additionally, the CFPB must report on consumer complaints about electronic communications and enforcement actions taken against debt collectors.
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US Congress 116th Congress
Universal School Meals Program Act of 2019 [S.2609]
[Food ]
[Education ]
[Children and Youth ]
[Public Health ]
A bill to amend the Child Nutrition Act of 1966 and the Richard B. Russell National School Lunch Act to make breakfasts and lunches free for all children, and for other purposes.
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US Congress 116th Congress
Universal School Meals Program Act of 2019 [HB-4684]
[Food ]
[Education ]
[Children and Youth ]
[Public Health ]
To amend the Child Nutrition Act of 1966 and the Richard B. Russell National School Lunch Act to make breakfasts and lunches free for all children, and for other purposes.
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US Congress 116th Congress
Monitoring and Curbing Abusive Debt Collection Practices Act [HB-4664]
[Consumer Protection ]
[Finance ]
[Data Privacy ]
Prohibits the Consumer Financial Protection Bureau (CFPB) from issuing rules that allow a debt collector to send unlimited electronic communications to a consumer. Additionally, the CFPB must report on consumer complaints about debt collection and enforcement actions taken against debt collectors.
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US Congress 116th Congress
Private Loan Disability Discharge Act of 2019 [HB-4545]
[Student Loans ]
[Taxes ]
[Healthcare ]
[Disabilities ]
Directs the holder of a private education loan to discharge the loan in the event of the borrower's death or total and permanent disability. The obligation of a cosigner for a private education loan is also discharged in the event of total and permanent disability of the borrower. The bill also extends indefinitely the exclusion of student loan debt discharge from gross income for federal income tax purposes.