Debt Collection
Maryland 2024 Regular Session
Real Property - Residential Leases - Fee in Lieu of a Security Deposit [SB-1167]
[Real Estate ]
[Housing ]
[Insurance ]
[Consumer Protection ]
Authorizing a landlord to offer the payment of a fee in lieu of a security deposit in a residential lease subject to certain requirements; requiring a landlord to purchase certain insurance coverage using a fee in lieu of a security deposit; establishing certain procedural requirements for a landlord and an insurer relating to certain insurance claims; authorizing a tenant to dispute certain claims by a landlord and providing that claims by a landlord or an insurer are void under certain circumstances; etc.
Sponsored by: Sen. Joanne Benson
Rereferred To Judicial Proceedings on 03/21/2024
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Gettr Maryland 2024 Regular Session
Commercial Law - Earned Wage Access Services [HB-1425]
[Finance ]
[Consumer Protection ]
[Labor, Jobs, Employment ]
Requiring a certain provider of earned wage access services to register with the Commissioner of Financial Regulation; requiring a provider to file a certain surety bond or an irrevocable letter of credit with the Commissioner in a certain manner; regulating providers and earned wage access services; authorizing a certain consumer to submit a written complaint to the Commissioner under certain circumstances; providing the Commissioner with certain investigatory and enforcement authority; etc.
Sponsored by: Rep. David Fraser-hidalgo
First Reading Economic Matters on 02/09/2024
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Maryland 2024 Regular Session
Real Property - Residential Leases - Fee in Lieu of a Security Deposit [HB-1108]
[Real Estate ]
[Housing ]
[Insurance ]
[Consumer Protection ]
Authorizing a landlord to offer the payment of a fee in lieu of a security deposit in a residential lease subject to certain requirements; requiring a landlord to purchase certain insurance coverage using a fee in lieu of a security deposit; establishing certain procedural requirements for a landlord and an insurer relating to certain insurance claims; authorizing a tenant to dispute certain claims by a landlord and providing that claims by a landlord or an insurer are void under certain circumstances; etc.
Sponsored by: Rep. Regina Boyce
Hearing 2/23 At 1:00 P.m. on 02/08/2024
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Maryland 2024 Regular Session
Nonpublic Schools – Transcripts – Prohibition on Punitive Measures Related to Student Debt [HB-1164]
[Education ]
[Student Loans ]
[Consumer Protection ]
Prohibiting nonpublic schools that participate in State-funded education programs from refusing to provide a current or former student or the student's parent or guardian with a transcript or taking other punitive measures regarding a student's transcript request because the student owes a debt to the nonpublic school.
Sponsored by: Rep. Stephanie Smith
Hearing 4/02 At 1:00 P.m. on 03/19/2024
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Maryland 2024 Regular Session
Commercial Law - Earned Wage Access Services [SB-998]
[Finance ]
[Consumer Protection ]
[Labor, Jobs, Employment ]
Requiring a certain provider of earned wage access services to register with the Commissioner of Financial Regulation; requiring a provider to file a certain surety bond or an irrevocable letter of credit with the Commissioner in a certain manner; regulating providers and earned wage access services; authorizing a certain consumer to submit a written complaint to the Commissioner under certain circumstances; providing the Commissioner with certain investigatory and enforcement authority; etc.
Sponsored by: Sen. Katherine Klausmeier
Hearing 3/06 At 1:00 P.m. on 02/06/2024
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Maryland 2024 Regular Session
Hospitals - Medical Debt Collection - Sale of Patient Debt [SB-1006]
[Healthcare ]
[Consumer Protection ]
[Public Health ]
Authorizing a hospital, under certain circumstances, to sell the medical debt of patients if the debt is sold to a governmental unit or an entity that is under contract with the unit for the purpose of canceling the debt; requiring that a hospital's financial policy require the hospital to dismiss actions pending against a patient for the collection of debt that was sold and prohibit the hospital from engaging in specified collection activities; requiring a purchaser of medical debt to notify the patient of certain information; etc.
Sponsored by: Sen. Antonio Hayes
Favorable With Amendments Report By Health And Government Operations on 04/08/2024
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Maryland 2024 Regular Session
Institutions of Postsecondary Education - Institutional Debt - Report [HB-708]
[Education ]
[Student Loans ]
[Funding ]
Requiring institutions of postsecondary education to submit a report on institutional debt to the Maryland Higher Education Commission by October 1 each year, beginning in 2025; authorizing the Commission to assess a civil penalty, up to $10,000 per violation, against an institution for failure to submit a report or knowingly including inaccurate information in a report; and establishing certain notice, appeal, and hearing procedures that the Commission must follow before assessing a civil penalty.
Sponsored by: Rep. Lesley Lopez
Hearing 2/20 At 12:00 P.m. on 02/01/2024
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Maryland 2024 Regular Session
Real Property - Contract Liens - Medical Debt [SB-630]
[Healthcare ]
[Real Estate ]
[Consumer Protection ]
[Housing ]
Prohibiting the creation of a lien on owner-occupied residential property by contract or as a result of a breach of contract for the payment of medical debt.
Sponsored by: Sen. Ariana Kelly
Hearing Canceled on 02/12/2024
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Maryland 2024 Regular Session
Real Property - Contract Liens - Medical Debt [HB-673]
[Healthcare ]
[Real Estate ]
[Consumer Protection ]
[Housing ]
Prohibiting the creation of a lien on owner-occupied residential property by contract or as a result of a breach of contract for the payment of medical debt.
Sponsored by: Rep. Anne Kaiser
Referred Judicial Proceedings on 03/08/2024
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Maryland 2024 Regular Session
Electric Vehicles – Repeal of Excise Tax Credit and Establishment of Rebate Program [HB-689]
[Transportation and Motor Vehicles ]
[Energy ]
[Taxes ]
[Consumer Protection ]
[Technology and Innovation ]
[Environmental ]
[Budget and Spending ]
[Economic Development ]
Repealing the electric vehicle excise tax credit; establishing the Electric Vehicle Rebate Program; requiring the Motor Vehicle Administration to establish a website to administer the rebate program; requiring a participating dealer to provide a rebate to an eligible buyer at the time the buyer purchases an eligible vehicle; requiring the Administration to reimburse a dealer for rebates provided by the dealer; providing that the "total purchase price" of the vehicle may not be reduced by the amount of the rebate; etc.
Sponsored by: Rep. Dana Stein
Favorable With Amendments {653825/1 Adopted on 04/08/2024
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Maryland 2024 Regular Session
Consumer Protection and Debt Collection - Exemptions From Attachment and Requirements on Judgment Creditors [HB-661]
[Consumer Protection ]
[Finance ]
[Labor, Jobs, Employment ]
Altering the amount of wages of a judgment debtor that are exempt from attachment; establishing and altering certain requirements on judgment creditors; making a violation of certain requirements on judgment creditors relating to a judgment arising out of a consumer transaction an unfair, abusive, or deceptive trade practice that is subject to enforcement and penalties under the Maryland Consumer Protection Act; making certain conduct a prohibited debt collection practice; etc.
Sponsored by: Rep. Lorig Charkoudian
Withdrawn By Sponsor on 03/14/2024
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Hawaii 2024 Regular Session
Relating To Condominium Associations. [HB-2286]
[Real Estate ]
[Consumer Protection ]
[Housing ]
[Law Enforcement ]
Requires fees for attorneys retained by a condominium association to be paid from the association's funds or reserves, except in matters involving the collection of delinquent assessments. Prohibits associations from assessing, demanding, or seeking reimbursement from unit owners for legal fees that are in excess of twenty-five per cent of the original debt. Requires attorneys retained by an association to confine their communications to the board, except when requesting essential information from unit owners, and refrain from billing unit owners
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Sponsored by: Rep. Della au Belatti
The Committee(s) On Cpc Recommend(s) That The Measure Be Deferred. on 02/06/2024
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Maryland 2024 Regular Session
Property Tax - Transfer to Heir or Legatee - Payment Plans [HB-54]
[Property Tax ]
[Real Estate ]
[Taxes ]
Exempting a grant of land transferring residential real property from the estate of a decedent to an heir or a legatee of the decedent from certain requirements for the payment of taxes on real property if the heir or legatee of the decedent enters into a payment plan to pay all the taxes due and owed on the property; exempting a grant of land that is subject to a payment plan for property taxes from certain requirements for the payment of taxes if the grantee agrees to assume the grantor's obligations under the payment plan; etc.
Sponsored by: Rep. Terri Hill
Approved By The Governor - Chapter 771 on 05/16/2024
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Maryland 2024 Regular Session
Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization [HB-246]
[Finance ]
[Consumer Protection ]
[Labor, Jobs, Employment ]
[Technology and Innovation ]
[Data Privacy ]
Subjecting certain earned wage access products to the Maryland Consumer Loan Law and other provisions that regulate entities that provide consumer credit, revolving credit, and closed end credit; restricting the acceptance of tips by certain lenders under certain circumstances; providing for the licensing or registration of certain entities offering earned wage access products with certain exemptions; limiting the costs and fees associated with obtaining an earned wage access product; etc.
Sponsored by: Rep.
Hearing 3/26 At 1:00 P.m. on 03/19/2024
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Maryland 2024 Regular Session
Charitable Organizations - Late Fees and Registration - Suspension and Cancellation Requirements [SB-262]
[Nonprofit ]
Authorizing the Secretary of State to suspend payment of certain late fees assessed to certain charitable organizations under certain circumstances; and authorizing the Secretary of State to cancel a charitable organization's registration or reinstate a charitable organization's canceled registration under certain circumstances.
Sponsored by: Sen.
Hearing 3/27 At 1:00 P.m. on 03/19/2024
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Maine 131st Legislature
An Act to Prohibit Unfair Practices Related to the Collection of Medical Debt [SB-2115]
[Healthcare ]
[Consumer Protection ]
[Public Health ]
An Act to Prohibit Unfair Practices Related to the Collection of Medical Debt
Sponsored by: Sen. Craig Hickman
Passed To Be Enacted, In Concurrence. on 04/11/2024
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Maryland 2023 Regular Session
Financial Institutions - Student Financing Companies - Required Registration and Reporting [HB-913]
[Finance ]
[Student Loans ]
[Consumer Protection ]
[Education ]
Requiring student financing companies to register with the Commissioner of Financial Regulation before providing services in the State; requiring a student financing company to renew its registration on an annual basis; authorizing the Commissioner to adopt registration procedures for student financing companies, which may include certain fees; and requiring student financing companies to annually report certain information, to be made publicly accessible on a certain website, to the Commissioner beginning March 15, 2024.
Sponsored by: Rep. Charlotte Crutchfield
Approved By The Governor - Chapter 456 on 05/08/2023
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Maryland 2023 Regular Session
Execution on a Judgment - Child Support Arrearages - Workers' Compensation [HB-800]
[Family-Related Legislation ]
[Labor, Jobs, Employment ]
[Workers' Compensation ]
[Children and Youth ]
Specifying that 25% of the net recovery by the debtor on a claim for workers' compensation is subject to execution on a judgment for a child support arrearage.
Sponsored by: Rep. Jheanelle Wilkins
Approved By The Governor - Chapter 320 on 05/03/2023
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Maryland 2023 Regular Session
Financial Regulation - Modernizing Licensing of Non-Depository Institutions and Elimination of Branch License Requirements [HB-686]
[Finance ]
[Insurance ]
[Consumer Protection ]
[Small Business ]
[Economic Development ]
Eliminating requirements for collection agencies and certain non-depository financial institutions to maintain separate licenses for branch locations and authorizing them to conduct business at multiple licensed locations under a single license; and altering certain other requirements and provisions governing the licensing and regulation of collection agencies and certain non-depository financial institutions, including applications, assessments, and bond requirements.
Sponsored by: Rep. Pamela Queen
Approved By The Governor - Chapter 567 on 05/08/2023
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Maryland 2023 Regular Session
Environment – Collection and Reporting of Drinking Water and Wastewater Data and Information – Requirements [SB-513]
[Environmental ]
[Water ]
[Public Health ]
[Data Privacy ]
Requiring a water utility operating in the State to provide certain data and information to the Department of the Environment and comply with certain reporting requirements; requiring the Department to develop a certain protocol and form to provide and report certain drinking water and wastewater data and information; requiring the Department to create, operate, and maintain a statewide Open Water Data Reporting Platform that includes certain data and information for each water utility operating in the State; etc.
Sponsored by: Sen. Clarence Lam
Hearing 2/23 At 1:00 P.m. on 02/07/2023