Debt Collection
US Congress 116th Congress
Small Business and Consumer Debt Collection Emergency Relief Act of 2020 [S.3565]
[Consumer Protection ]
[Small Business ]
[Disaster Relief ]
[Finance ]
[Public Health ]
[Housing ]
[Law Enforcement ]
[Economic Development ]
Places restrictions on the collection of consumer and small business debts during a major disaster or emergency, including during the COVID-19 (i.e., coronavirus disease 2019) emergency period. Among other things, debt collectors may not during such a period enforce a security interest through a repossession or foreclosure, commence or continue litigation to collect a debt, terminate utility service, seize assets, commence or continue an eviction, or charge fees or apply a higher interest rate as a result of nonpayment. After such a period, debt
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Sponsored by: Sen. Cory Booker
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 03/22/2020
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Gettr US Congress 116th Congress
Members of Congress Tax Liability and Garnishment Accountability Act of 2020 [HB-6177]
[Taxes ]
[Finance ]
[Ethics ]
To require Members of Congress to disclose delinquent tax liabilities and wage garnishments, and for other purposes.
Sponsored by: Rep. Kevin McCarthy
Introduced In House on 03/10/2020
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US Congress 116th Congress
Preventing Disaster Revictimization Act [HB-5953]
[Disaster Relief ]
[Funding ]
[Grants ]
[Public Safety ]
[Budget and Spending ]
[Human Services ]
Requires the Federal Emergency Management Agency (FEMA) to waive certain debts owed to the United States related to disaster assistance provided to an individual or household. Specifically, FEMA must waive a debt owed to the United States related to disaster assistance provided to an individual or household if such assistance (1) was distributed based on an error by FEMA and such debt is construed as a hardship, and (2) is subject to a claim or legal action. FEMA must report to Congress on (1) actions that it will take to reduce the error rate,
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Sponsored by: Rep. Doug LaMalfa
Received In The Senate And Read Twice And Referred To The Committee On Homeland Security And Governmental Affairs. on 11/18/2020
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US Congress 116th Congress
SCAM Debt Act Securing Consumers Against Misrepresented Debt Act of 2020 [HB-5934]
[Consumer Protection ]
[Finance ]
To amend the Fair Debt Collection Practices Act to safeguard access to information for consumers and to stop abusive debt litigation, and for other purposes.
Sponsored by: Rep. James McGovern
Introduced In House on 02/21/2020
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Idaho 2020 Regular Session
Adds to existing law to establish the Idaho Patient Act to provide requirements for certain medical debt collections. [HB-515]
[Healthcare ]
[Consumer Protection ]
DEBT COLLECTION -- Adds to existing law to establish the Idaho Patient Act to provide requirements for certain medical debt collections.
Sponsored by: Rep.
Reported Signed By Governor On March 16, 2020 Session Law Chapter 139 Effective: 01/01/2021 on 03/18/2020
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US Congress 116th Congress
No Garnishing of Social Security for Student Debt Act [HB-5907]
[Student Loans ]
[Social Security ]
[Senior Citizens ]
Prohibits administrative offsets that use an individual's Social Security benefits to pay a federal student loan debt. (An administrative offset is the withholding of funds payable by or held by the United States to satisfy a debt.)
Sponsored by: Rep. Eleanor Norton
Referred To The Subcommittee On Antitrust, Commercial, And Administrative Law. on 03/10/2020
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Maryland 2020 Regular Session
Video Lottery Operator - Reconciliation of Proceeds - Uncollectible Debt [HB-1430]
[Gaming ]
[Finance ]
Altering the definition of "proceeds" to allow a video lottery operator, under certain circumstances, to reduce the amount of proceeds received from video lottery terminals and table games by the amount of certain uncollectible negotiable instruments for up to 7 days following a certain determination; requiring the State Lottery and Gaming Control Commission to adopt certain regulations; requiring the video lottery operator to provide a quarterly report to certain committees regarding certain uncollectible or forgiven debts; etc.
Sponsored by: Rep. Jason Buckel
Referred Budget And Taxation on 03/18/2020
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Maryland 2020 Regular Session
Hospitals - Financial Assistance Policies and Bill Collections [HB-1420]
[Healthcare ]
[Consumer Protection ]
[Public Health ]
Increasing the family income threshold at which a hospital's financial assistance policy must provide free and reduced cost medically necessary care to patients; requiring that a certain financial assistance policy include a certain payment plan, available to uninsured patients with family income between 200% and 500% of the federal poverty level and a certain mechanism for a patient to request a reconsideration; requiring that a certain financial assistance policy provide presumptive eligibility for certain care; etc.
Sponsored by: Rep. Samuel Rosenberg
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 470 on 05/08/2020
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Maryland 2020 Regular Session
Public Schools - Student Meal Programs and Meal Charge Policies [HB-1173]
[Education ]
[Food ]
[Children and Youth ]
[Public Health ]
Requiring each county board of education to establish a meal charge policy that addresses payment for meals, unpaid meal debt, prohibition of stigmatizing action, and other issues related to the administration of school meal programs and management of payments for school meals; requiring the State Department of Education to create and maintain a database of the county board meal charge policies, publish the policies on its website, and report to the General Assembly on certain matters by December 1, 2020 and 2021; etc.
Sponsored by: Rep. Mark Chang
Hearing 2/26 At 1:00 P.m. on 02/11/2020
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Idaho 2020 Regular Session
Adds to existing law to establish the Idaho Patient Act to provide requirements for certain medical debt collections. [HB-425]
[Healthcare ]
[Consumer Protection ]
DEBT COLLECTION -- Adds to existing law to establish the Idaho Patient Act to provide requirements for certain medical debt collections.
Sponsored by: Rep.
Reported Printed And Referred To Business on 02/07/2020
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Maryland 2020 Regular Session
Health Facilities - Hospitals - Medical Debt Protection [HB-1081]
[Healthcare ]
[Public Health ]
[Race and Civil Rights ]
[Consumer Protection ]
Requiring a hospital to annually submit a report to the Health Services Cost Review Commission on the total number of patients by race or ethnicity, gender, and zip code against whom the hospital has filed an action to collect a debt, or to whom the hospital has and has not reported or classified a bad debt, and the total amount of costs owed but not collected; requiring that a certain policy provide a mechanism to a patient to modify a payment plan and prohibit the hospital from collecting a certain debt for a certain patient; etc.
Sponsored by: Rep. Diana Fennell
Unfavorable Report By Health And Government Operations; Withdrawn on 03/09/2020
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Maryland 2020 Regular Session
Health Facilities - Hospitals - Medical Debt Protection [SB-873]
[Healthcare ]
[Public Health ]
[Race and Civil Rights ]
[Consumer Protection ]
Requiring a hospital to annually submit a report to the Health Services Cost Review Commission on the total number of patients by race or ethnicity, gender, and zip code against whom the hospital has filed an action to collect a debt, or to whom the hospital has and has not reported or classified a bad debt, and the total amount of costs owed but not collected; requiring that a certain policy provide a mechanism to a patient to modify a payment plan and prohibit the hospital from collecting a certain debt for a certain patient; etc.
Sponsored by: Sen. Brian Feldman
Unfavorable Report By Finance; Withdrawn on 03/06/2020
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Maryland 2020 Regular Session
Public Schools – Student Meal Programs and Policies [SB-760]
[Education ]
[Food ]
[Children and Youth ]
[Public Health ]
Requiring a public school to notify a student's parent or legal guardian about the status of certain school meal accounts under certain circumstances; prohibiting a public school from communicating about unpaid meal debt directly with a student; prohibiting a public school from taking certain actions in response to an unpaid meal debt; requiring a public school to ensure that parents and legal guardians are notified about the application process and eligibility requirements for meal programs; etc.
Sponsored by: Sen. Clarence Lam
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 581 on 05/08/2020
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Maryland 2020 Regular Session
Institutions of Postsecondary Education – Disorderly School Closures [SB-446]
[Education ]
[Student Loans ]
[Consumer Protection ]
Authorizing the Secretary of Higher Education to require certain institutions of postsecondary education to refund all tuition and fees to certain Maryland students under certain circumstances; establishing that an institution that closes programs in a manner that is a disorderly closure is in violation of the enrollment agreement or other contract with an enrolled student; authorizing the Commission to approve a certain plan for the of filing certain records of former students with a certain successor institution; etc.
Sponsored by: Sen. Cheryl Kagan
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 554 on 05/08/2020
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Maryland 2020 Regular Session
Debt Collection - Exemptions From Attachment and Execution [SB-425]
[Labor, Jobs, Employment ]
[Consumer Protection ]
Altering the amount of wages of a judgment debtor that are exempt from attachment to be the greater of 75% of the disposable wages due or 30 times the State minimum hourly wage in effect at the time the wages are due, multiplied by the number of weeks during which the wages due were earned; and applying the Act prospectively.
Sponsored by: Sen. Delores Kelley
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 184 on 05/08/2020
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Maryland 2020 Regular Session
Institutions of Postsecondary Education - Disorderly School Closures [HB-469]
[Education ]
[Student Loans ]
[Consumer Protection ]
Authorizing the Secretary of Higher Education to require certain institutions of postsecondary education to refund all tuition and fees to certain Maryland students if the institution does not file all essential records of the academic achievement of a former student with the Commission in a certain manner; establishing that an institution that closes programs in a manner that is a disorderly closure is in violation of the enrollment agreement or other contract with a student enrolled at the time of the closure; etc.
Sponsored by: Rep. Maggie McIntosh
Hearing 2/18 At 1:00 P.m. on 01/29/2020
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Maryland 2020 Regular Session
Higher Education - Report on Collection Practices for Unpaid Fees and Services [HB-419]
[Education ]
[Student Loans ]
[Funding ]
Requiring each institution of higher education to collect data on the number of students who have unpaid fees, the average amount of unpaid fees, the common categories for which fees are owed, the number of academic documents withheld because of unpaid fees, the threshold triggering the withholding of certain information, and any payments plans offered; requiring the data be submitted to the Maryland Higher Education Commission; requiring the Commission to report to the General Assembly each year for 3 years; etc.
Sponsored by: Rep. Eric Luedtke
Hearing 2/11 At 1:00 P.m. on 01/24/2020
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Maryland 2020 Regular Session
Real Property - Allegany County - Transfer of Property on Assessment Books [SB-289]
[Real Estate ]
[Property Tax ]
Prohibiting the transfer of property in Allegany County on the assessment books or records until certain charges due a municipal corporation have been paid as required by law, subject to certain exceptions; and requiring the certificate of a certain collecting agent and municipal corporation to be endorsed on the deed and providing that the endorsement is sufficient authority for transfer on the assessment books.
Sponsored by: Sen. George Edwards
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 302 on 05/08/2020
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Maryland 2020 Regular Session
Debt Collection - Exemptions From Attachment and Execution [HB-365]
[Consumer Protection ]
[Labor, Jobs, Employment ]
Altering the amount of wages of a judgment debtor that are exempt from attachment to 30 times the State minimum hourly wage in effect at the time the wages are due, multiplied by the number of weeks during which the wages due were earned; and applying the Act prospectively.
Sponsored by: Rep. Kathleen Dumais
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 183 on 05/08/2020
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Maryland 2020 Regular Session
Maryland Collection Agency Licensing Act - Definitions and Legislative Intent [SB-262]
[Consumer Protection ]
[Finance ]
[Real Estate ]
Defining "mortgage lender" to mean a person that is duly licensed under certain provisions of the Financial Institutions Article; clarifying the definition of "consumer claim"; and declaring the intent of the General Assembly that the Act be construed as clarifying the Maryland Collection Agency Licensing Act and that, with regard to sales of real property to bona fide purchasers, the Act applies only to sales made on or after June 1, 2020.
Sponsored by: Sen. Delores Kelley
Hearing 2/11 At 1:00 P.m. on 01/22/2020