Housing Finance And Home Ownership
US Congress 115th Congress
Justice for Servicemembers and Veterans Act of 2017 [S.646]
[Veterans ]
[Labor, Jobs, Employment ]
[Military ]
[Law Enforcement ]
[National Security ]
Justice for Servicemembers and Veterans Act of 2017 This bill authorizes the Department of Justice (DOJ) to initiate an action for relief in a service member's employment or reemployment rights action with respect to: (1) a private or state employer, or (2) a state or private employer that is engaged in a pattern or practice to infringe upon such rights. The bill provides that: (1) a person may bring an action against a state, state instrumentality, or state officer or employee acting in his or her official capacity in U.S. district court or state
(continued...)
Sponsored by: Sen. Sheldon Whitehouse
Read Twice And Referred To The Committee On Veterans' Affairs. on 03/15/2017
Spread the world
Gettr US Congress 115th Congress
HOME Act Housing Opportunities Made Easier Act [S.639]
[Housing ]
[Real Estate ]
[Finance ]
[Taxes ]
[Consumer Protection ]
HOME Act Housing Opportunities Made Easier Act This bill amends the Truth in Lending Act to deem mortgage appraisal services donated by a fee appraiser to an organization that is eligible to receive tax-deductible charitable contributions to be customary and reasonable.
Sponsored by: Sen. Rob Portman
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 03/15/2017
Spread the world
US Congress 115th Congress
Recognizing the 50th anniversary of Lake of the Woods Association of Orange County, Virginia. [HR-190]
[Community Development ]
[Water ]
Recognizing the 50th anniversary of Lake of the Woods Association of Orange County, Virginia. Recognizes the 50th anniversary of the Lake of the Woods Association in Orange County, Virginia.
Sponsored by: Rep. Dave Brat
Introduced In House on 03/10/2017
Spread the world
US Congress 115th Congress
Energy Savings and Industrial Competitiveness Act [HB-1443]
[Energy ]
[Manufacturing ]
[Housing ]
[Construction ]
[Environmental ]
[Climate Change ]
[Technology and Innovation ]
[Small Business ]
[Science ]
[Budget and Spending ]
[Grants ]
[Water ]
Energy Savings and Industrial Competitiveness Act This bill revises a variety of programs to encourage energy efficiency in buildings, industry, the federal government, and certain appliances, including by: requiring states and Indian tribes to measure their compliance with certain residential and commercial building energy codes; requiring the Department of Energy (DOE) to provide grants for establishing building training and assessment centers at institutions of higher education; requiring DOE to establish a process to recognize schools for implementing
(continued...)
Sponsored by: Rep. Janice D. Schakowsky
Referred To The Subcommittee On Energy. on 04/25/2017
Spread the world
US Congress 115th Congress
Welfare Benefit Reform and Alignment Commission (BRAC) Act [HB-1469]
[Budget and Spending ]
[Funding ]
[Poverty ]
[Human Services ]
[Labor, Jobs, Employment ]
[Social Security ]
Welfare Benefit Reform and Alignment Commission (BRAC) Act This bill establishes within the legislative branch the Benefit Reform and Alignment Commission to review certain means-tested welfare programs. A "means-tested welfare program" is any federal program that is designed to specifically provide assistance or benefits exclusively to low-income Americans. The bill specifies several programs that are either considered or not considered means-tested welfare programs for the purpose of this bill. The commission must identify changes in law to structure
(continued...)
Sponsored by: Rep. David Rouzer
Referred To The Subcommittee On Nutrition. on 03/23/2017
Spread the world
US Congress 115th Congress
Private Flood Insurance Market Development Act of 2017 [HB-1422]
[Insurance ]
[Housing ]
[Disaster Relief ]
[Real Estate ]
Private Flood Insurance Market Development Act of 2017 This bill amends the Flood Disaster Protection Act of 1973 to revise requirements for federal and private flood insurance. The bill revises the financial requirements that apply to flood insurance for home loans or loan guarantees by the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and other federal mortgage entities. Private flood insurance must meet any financial strength requirements set forth by the Federal Housing Finance
(continued...)
Sponsored by: Rep. Alexander Mooney
Reported (amended) By The Committee On Financial Services. H. Rept. 115-220. on 07/14/2017
Spread the world
US Congress 115th Congress
Flood Insurance Market Parity and Modernization Act [S.563]
[Insurance ]
[Disaster Relief ]
[Housing ]
[Real Estate ]
Flood Insurance Market Parity and Modernization Act This bill amends the Flood Disaster Protection Act of 1973 to revise requirements for federal and private flood insurance. This bill revises the financial requirements that apply to flood insurance for home loans or loan guarantees by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). Private flood insurance must meet any financial strength requirements set forth by Fannie Mae and Freddie Mac. Private flood insurance may include
(continued...)
Sponsored by: Sen. Rob Portman
Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 05/04/2017
Spread the world
US Congress 115th Congress
Affordable Housing Credit Improvement Act of 2017 [S.548]
[Housing ]
[Taxes ]
[Real Estate ]
[Community Development ]
[Native American Affairs ]
[Construction ]
[Funding ]
[Grants ]
Affordable Housing Credit Improvement Act of 2017 This bill amends the Internal Revenue Code, with respect to the low-income housing credit, to rename the credit "the affordable housing credit" and make several modifications to the credit. The bill increases state allocations for the credit and modifies the cost-of-living adjustments. It also revises tenant eligibility requirements, with respect to: the average income test, income eligibility for rural projects, increased tenant income, student occupancy rules, and tenant voucher payments that are
(continued...)
Sponsored by: Sen. Robert P. Casey
Read Twice And Referred To The Committee On Finance. on 03/07/2017
Spread the world
US Congress 115th Congress
Seller Finance Enhancement Act [HB-1360]
[Finance ]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Seller Finance Enhancement Act This bill amends the S.A.F.E. Mortgage Licensing Act of 2008 to exempt from certain licensing and registration requirements a person (other than a depository institution) that: (1) originates not more than 24 residential mortgage loans in a 12-month period, and (2) originates residential mortgage loans only with respect to property owned by the person. The Department of Housing and Urban Development and the Department of the Treasury shall jointly study and report to Congress on specified issues related to seller financing.
Sponsored by: Rep. Ted Poe
Introduced In House on 03/02/2017
Spread the world
US Congress 115th Congress
To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. [HB-1321]
[Housing ]
[Finance ]
[Insurance ]
[Real Estate ]
To amend the National Housing Act to require the Secretary of Housing and Urban Development to issue guidance to reduce up-front premiums for FHA-insured mortgages if the capital ratio of the Mutual Mortgage Insurance Fund exceeds the statutory limit, and for other purposes. This bill amends the National Housing Act to require the Department of Housing and Urban Development (HUD) to: (1) on a monthly basis, review the capital ratio of the Mutual Mortgage Insurance Fund; and (2) upon determining whether the fund's capital ratio exceeds a specified
(continued...)
Sponsored by: Rep. Anthony G. Brown
Introduced In House on 03/02/2017
Spread the world
US Congress 115th Congress
Equal Opportunity for Residential Representation Act [HB-1146]
[Housing ]
[Finance ]
[Taxes ]
[Law Enforcement ]
[Poverty ]
[Human Services ]
[Family-Related Legislation ]
[Consumer Protection ]
Equal Opportunity for Residential Representation Act This bill requires the Department of Housing and Urban Development's (HUD's) Office of Community Planning and Development to carry out a program to make grants to organizations to provide legal services and other related supportive services on behalf of low-income families (including individuals and victims of domestic violence) who reside in a rental dwelling unit and have an income that does not exceed 80% of the median income for the area in which the family resides. The following organizations
(continued...)
Sponsored by: Rep. Barbara Lee
Introduced In House on 02/16/2017
Spread the world
US Congress 115th Congress
Mortgage Choice Act of 2017 [HB-1153]
[Finance ]
[Real Estate ]
[Housing ]
[Consumer Protection ]
[Insurance ]
Mortgage Choice Act of 2017 (Sec. 2) This bill amends the Truth in Lending Act to specify that neither escrow charges for insurance nor affiliated title charges shall be considered "points and fees" for purposes of determining whether a mortgage is a "high-cost mortgage." (A high-cost mortgage designation restricts the terms of the loan and requires a lender to make certain disclosures to the borrower.)
Sponsored by: Rep. Gregory W. Meeks
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 02/12/2018
Spread the world
US Congress 115th Congress
Energy Savings and Industrial Competitiveness Act [S.385]
[Energy ]
[Environmental ]
[Technology and Innovation ]
[Manufacturing ]
[Construction ]
[Small Business ]
[Budget and Spending ]
[Science ]
[Housing ]
[Consumer Protection ]
[Public Health ]
[Climate Change ]
[Economic Development ]
[Grants ]
[Funding ]
Energy Savings and Industrial Competitiveness Act This bill revises a variety of programs to encourage energy efficiency in buildings, industry, the federal government, and certain appliances. TITLE I--BUILDINGS Subtitle A--Building Energy Codes (Sec. 101) This bill amends the Energy Conservation and Production Act (ECPA) to require states and Indian tribes to measure and certify their compliance with certain residential and commercial building energy codes by a specified deadline. The Department of Energy (DOE) must: (1) provide technical and financial
(continued...)
Sponsored by: Sen. Susan M. Collins
Committee On Energy And Natural Resources. Reported By Senator Murkowski Without Amendment. With Written Report No. 115-60. on 05/10/2017
Spread the world
US Congress 115th Congress
Military Hunger Prevention Act [HB-1078]
[Military ]
[Food ]
[Human Services ]
[Veterans ]
[Poverty ]
Military Hunger Prevention Act This bill excludes the value of a housing allowance for a member of a uniformed service from any income, assets, or resources calculation for determining eligibility for any federal program issuing benefits for nutrition assistance (including the family subsistence supplemental allowance program).
Sponsored by: Rep. Sean Patrick Maloney
Referred To The Subcommittee On Military Personnel. on 03/23/2017
Spread the world
US Congress 115th Congress
Medicaid HOME Improvement Act Medicaid Home Owner Maximum Equity Improvement Act [HB-1082]
[Healthcare ]
[Medicare and Medicaid ]
[Housing ]
[Senior Citizens ]
[Social Security ]
Medicaid HOME Improvement Act Medicaid Home Owner Maximum Equity Improvement Act This bill amends title XIX (Medicaid) of the Social Security Act to disallow a state from using, for purposes of determining Medicaid eligibility for long-term care assistance, a home equity limit that exceeds the statutory minimum. Current law allows a state Medicaid program to set its maximum home equity limit at any amount between a specified range. The bill disallows a program from setting its limit above the amount that represents, under current law, the bottom
(continued...)
Sponsored by: Rep. Brett Guthrie
Referred To The Subcommittee On Health. on 02/17/2017
Spread the world
US Congress 115th Congress
Today's American Dream Act [HB-1084]
[Community Development ]
[Technology and Innovation ]
[Taxes ]
[Small Business ]
[Healthcare ]
[Labor, Jobs, Employment ]
[Education ]
[Science ]
[Telecommunications ]
[Budget and Spending ]
[Grants ]
[Funding ]
[Economic Development ]
[Senior Citizens ]
[Public Health ]
Today's American Dream Act This bill establishes new programs or amends existing programs related to workforce and community development. It directs: (1) the Department of Labor to award grants for job skills training for older individuals (older than age 45) and for workers in highly-skilled industries; and (2) the Department of Education to award scholarships to students pursuing degrees in science, technology, engineering, or mathematics (STEM) and teaching certifications. The bill also amends the Internal Revenue Code to: (1) expand and extend
(continued...)
Sponsored by: Rep. Barbara Lee
Referred To The Subcommittee On General Farm Commodities And Risk Management. on 03/10/2017
Spread the world
US Congress 115th Congress
21st Century Respect Act [HB-995]
[Agriculture ]
[Race and Civil Rights ]
21st Century Respect Act This bill requires the Department of Agriculture (USDA) and the General Services Administration to change the terminology used to describe the racial background or place of origin of people in regulations concerning: (1) USDA programs for financing and insuring loans for properties in rural areas, and (2) the 1974 development plan for Pennsylvania Avenue in Washington, DC.
Sponsored by: Rep. Hakeem S. Jeffries
Placed On Senate Legislative Calendar Under General Orders. Calendar No. 513. on 07/12/2018
Spread the world
US Congress 115th Congress
Permanently Protecting Tenants at Foreclosure Act of 2017 [HB-915]
[Housing ]
[Real Estate ]
[Consumer Protection ]
Permanently Protecting Tenants at Foreclosure Act of 2017 This bill restores and revives the Protecting Tenants at Foreclosure Act of 2009, and any regulations promulgated pursuant to it, as if the Act had not expired after 2014.
Sponsored by: Rep. Raul M. Grijalva
Introduced In House on 02/07/2017
Spread the world
US Congress 115th Congress
Permanently Protecting Tenants at Foreclosure Act of 2017 [S.325]
[Housing ]
[Real Estate ]
[Consumer Protection ]
Permanently Protecting Tenants at Foreclosure Act of 2017 This bill restores and revives the Protecting Tenants at Foreclosure Act of 2009, and any regulations promulgated pursuant to it, as if the Act had not expired after 2014.
Sponsored by: Sen. Jack Reed
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 02/07/2017
Spread the world
US Congress 115th Congress
Credit Score Competition Act of 2017 [HB-898]
[Finance ]
[Housing ]
[Consumer Protection ]
Credit Score Competition Act of 2017 This bill amends the Federal National Mortgage Association Charter Act and the Federal Home Loan Mortgage Corporation Act to allow the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac), when determining whether to purchase a residential mortgage, to consider a borrower's credit score only if certain procedural requirements are met with respect to the validation and approval of credit-scoring models. The Federal Housing Finance Agency may, by regulation,
(continued...)
Sponsored by: Rep. Alexander Mooney
Introduced In House on 02/07/2017