Housing Finance And Home Ownership
US Congress 115th Congress
Community Institution Mortgage Relief Act of 2017 [HB-3971]
[Finance ]
[Real Estate ]
[Consumer Protection ]
[Housing ]
[Small Business ]
[Insurance ]
Community Institution Mortgage Relief Act of 2017 (Sec. 2) This bill amends the Truth in Lending Act to create a safe harbor from requirements for an escrow or impound account for the payment of taxes and hazard insurance in the case of mortgage loans made by a creditor with consolidated assets of $10 billion or less that holds the loan on its balance sheet for three years after its origination. A creditor shall be deemed to have complied with the three-year balance sheet requirement if it transfers a loan by reason of its bankruptcy or failure,
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Sponsored by: Rep. David Loebsack
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 12/13/2017
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Tax Cuts and Jobs Act Short Titles as Introduced for portions of this bill Tax Cuts and Jobs Act Official Titles Official Titles - Senate Official Titles as Introduced An original bill to provide for reconciliation pursuant to title II of the concurrent resolution on the budget for fiscal year 2018. [S.1]
[Taxes ]
[Energy ]
[Budget and Spending ]
[Healthcare ]
Tax Cuts and Jobs Act Short Titles as Introduced for portions of this bill Tax Cuts and Jobs Act Official Titles Official Titles - Senate Official Titles as Introduced An original bill to provide for reconciliation pursuant to title II of the concurrent resolution on the budget for fiscal year 2018. Tax Cuts and Jobs Act This bill amends the Internal Revenue Code to reduce tax rates and modify policies, credits, and deductions for individuals and businesses. With respect to individuals, the bill: replaces the existing tax brackets (10%,
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Sponsored by: Sen. Michael B. Enzi
Committee On The Budget. Original Measure Reported To Senate By Senator Enzi. Without Written Report. on 11/28/2017
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ACCESS BROADBAND Act Advancing Critical Connectivity Expands Service, Small Business Resources, Opportunities, Access, and Data Based on Assessed Need and Demand Act [HB-3994]
[Telecommunications ]
[Technology and Innovation ]
[Small Business ]
[Funding ]
[Grants ]
[Economic Development ]
[Cybersecurity ]
ACCESS BROADBAND Act Advancing Critical Connectivity Expands Service, Small Business Resources, Opportunities, Access, and Data Based on Assessed Need and Demand Act (Sec. 2) This bill requires the Department of Commerce to establish the Office of Internet Connectivity and Growth within the National Telecommunications and Information Administration. (Sec. 3) The office shall: connect with communities that need access to high-speed Internet and improved digital inclusion efforts, hold regional workshops to share best practices and effective strategies
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Sponsored by: Rep. H. Morgan Griffith
Received In The Senate And Read Twice And Referred To The Committee On Commerce, Science, And Transportation. on 07/24/2018
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Comprehensive Consumer Credit Reporting Reform Act of 2017 [HB-3755]
[Consumer Protection ]
[Finance ]
[Data Privacy ]
Comprehensive Consumer Credit Reporting Reform Act of 2017 This bill amends the Fair Credit Reporting Act to revise requirements for disputes regarding consumer credit information reported by a consumer reporting agency (CRA). The bill prescribes requirements for: record maintenance by furnishers of credit information, CRA action when notified of inaccurate or incomplete information from furnishers, and injunctive relief for consumers in the event of noncompliance. The bill limits the circumstances in which a CRA may furnish a consumer report for
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Sponsored by: Rep. Barbara Lee
Introduced In House on 09/13/2017
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International Violence Against Women Act of 2018 [HB-5034]
[International ]
[Human Rights ]
[Human Services ]
International Violence Against Women Act of 2018 This bill provides for a U.S. global strategy to prevent and respond to violence against women and girls. The bill establishes in the Department of State an Office of Global Women's Issues which shall be headed by an Ambassador-at-Large for Global Women's Issues. The Ambassador-at-Large shall: (1) coordinate U.S. government efforts regarding gender equality and the advancement of women and girls in foreign policy, and (2) develop or update periodically a U.S. global strategy to prevent and respond
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Sponsored by: Rep. Sean Patrick Maloney
Introduced In House on 02/15/2018
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USAccounts: Investing in America's Future Act of 2018 [HB-5118]
[Education ]
[Taxes ]
[Budget and Spending ]
[Children and Youth ]
[Investments ]
[Retirement ]
USAccounts: Investing in America's Future Act of 2018 This bill establishes in the Treasury the USAccount Fund from which the Department of the Treasury must make an initial $500 automatic contribution and subsequent matching contributions of up to $500 annually to accounts known as USAccounts. USAccounts shall be established under this bill for individuals born after December 31, 2018, who have not yet attained age 18. The bill provides for contributions by the government and the private sector to such USAccounts and allows tax-exempt distributions
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Sponsored by: Rep. Keith Ellison
Introduced In House on 02/27/2018
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Families of Fallen Servicemembers First Act [S.2430]
[Veterans ]
[Military ]
[Budget and Spending ]
[Funding ]
[Human Services ]
Families of Fallen Servicemembers First Act This bill provides a permanent appropriation for the payment of death gratuities and related benefits to survivors of deceased members of the uniformed services during a period of lapsed appropriations. The bill provides the appropriations at the rate and under the conditions provided for the most recent fiscal year for which an Act making appropriations for the uniformed services has been enacted. The appropriations are provided during a period of lapsed appropriations, in which appropriations are unavailable
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Sponsored by: Sen. Cory A. Booker
Read Twice And Referred To The Committee On Appropriations. on 02/14/2018
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PARITY Act of 2018 Preserving Access to Rural Installment Transactions for Years Act of 2018 [HB-5287]
[Finance ]
[Real Estate ]
[Housing ]
[Consumer Protection ]
PARITY Act of 2018 Preserving Access to Rural Installment Transactions for Years Act of 2018 This bill amends the Truth in Lending Act to revise the definition of a mortgage originator for the purposes of compliance with registration, compensation, and other requirements under that Act.
Sponsored by: Rep. Denny Heck
Introduced In House on 03/14/2018
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Economic Growth, Regulatory Relief, and Consumer Protection Act [S.2155]
[Consumer Protection ]
[Finance ]
[Real Estate ]
[Housing ]
[Insurance ]
[Cybersecurity ]
[Veterans ]
[Senior Citizens ]
[Student Loans ]
[Economic Development ]
[Investments ]
Economic Growth, Regulatory Relief, and Consumer Protection Act TITLE I--IMPROVING CONSUMER ACCESS TO MORTGAGE CREDIT (Sec. 101) This bill amends the Truth in Lending Act (TILA) to allow a depository institution or credit union with assets below a specified threshold to forgo certain ability-to-pay requirements regarding residential mortgage loans. Specifically, those requirements are waived if a loan: (1) is originated by and retained by the institution, (2) complies with requirements regarding prepayment penalties and points and fees, and (3)
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Sponsored by: Sen. Angus S. King
Became Public Law No: 115-174. on 05/24/2018
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National Disaster Tax Relief Act of 2017 [HB-3679]
[Disaster Relief ]
[Taxes ]
National Disaster Tax Relief Act of 2017
Sponsored by: Rep. Bill Pascrell
Introduced In House on 09/05/2017
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SAFE Transitional License Act [S.1753]
[Finance ]
[Housing ]
[Consumer Protection ]
SAFE Transitional License Act This bill amends the S.A.F.E. Mortgage Licensing Act of 2008 to temporarily allow loan originators that meet specified requirements to continue to originate loans after moving: (1) from one state to another, or (2) from a depository institution to a non-depository institution.
Sponsored by: Sen. Angus S. King
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 08/03/2017
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Taxpayer Protections and Market Access for Mortgage Finance Act of 2017 [HB-3556]
[Finance ]
[Real Estate ]
[Housing ]
[Small Business ]
[Insurance ]
[Investments ]
Taxpayer Protections and Market Access for Mortgage Finance Act of 2017 This bill amends the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 to direct the Federal Housing Finance Agency (FHFA) to establish guidelines requiring the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) to engage in significant, increasing, and varied credit-risk transfer transactions. A "risk transfer transaction" provides for: (1) the sale, disposition, retention, or transfer within
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Sponsored by: Rep. Gwen Moore
Referred To The Subcommittee On Commodity Exchanges, Energy, And Credit. on 09/01/2017
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To amend title 38, United States Code, to permit appraisers approved by the Secretary of Veterans Affairs to make appraisals for purposes of chapter 37 of such title based on inspections performed by third parties. [HB-3561]
[Veterans ]
[Housing ]
[Real Estate ]
To amend title 38, United States Code, to permit appraisers approved by the Secretary of Veterans Affairs to make appraisals for purposes of chapter 37 of such title based on inspections performed by third parties. This bill directs the Department of Veterans Affairs (VA) to permit a VA-approved appraiser to make a housing loan appraisal based solely on information gathered by a person with whom the appraiser has entered into an agreement for such services.
Sponsored by: Rep. Jenniffer Gonzalez-Colon
Committee Consideration And Mark-up Session Held. on 10/12/2017
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Interior and Environment, Agriculture and Rural Development, Commerce, Justice, Science, Financial Services and General Government, Homeland Security, Labor, Health and Human Services, Education, State and Foreign Operations, Transportation, Housing and Urban Development, Defense, Military Construction and Veterans Affairs, Legislative Branch, and Energy and Water Development Appropriations Act, 2018 Make America Secure and Prosperous Appropriations Act, 2018 [HB-3354]
[Agriculture ]
[Environmental ]
[Finance ]
[Energy ]
[Healthcare ]
[Housing ]
[Labor, Jobs, Employment ]
[Medicare and Medicaid ]
[Taxes ]
[Transportation and Motor Vehicles ]
[Budget and Spending ]
[Insurance ]
[Animals ]
[Water ]
[Arts and Culture ]
[Construction ]
[Race and Civil Rights ]
[Science ]
[Community Development ]
[Food ]
[Senior Citizens ]
[Education ]
[Veterans ]
[Cybersecurity ]
[Artificial Intelligence ]
[Climate Change ]
[Public Health ]
[Manufacturing ]
[Mental Health ]
[Tourism ]
[Workers' Compensation ]
[Children and Youth ]
[Criminal Justice ]
[Data Privacy ]
[Disabilities ]
[Disaster Relief ]
[Economic Development ]
[Elections ]
[Ethics ]
[Funding ]
[Grants ]
[Human Rights ]
[Human Services ]
[Inflation ]
[Investments ]
[Law Enforcement ]
[Libraries ]
[Military ]
[Mining ]
[Unemployment ]
[National Security ]
[Native American Affairs ]
[Nonprofit ]
[Overdose Prevention ]
[Pensions ]
[Pharmaceuticals ]
[Poverty ]
[Property Tax ]
[Public Safety ]
[Recreation ]
[Retirement ]
[Crime ]
Interior and Environment, Agriculture and Rural Development, Commerce, Justice, Science, Financial Services and General Government, Homeland Security, Labor, Health and Human Services, Education, State and Foreign Operations, Transportation, Housing and Urban Development, Defense, Military Construction and Veterans Affairs, Legislative Branch, and Energy and Water Development Appropriations Act, 2018 Make America Secure and Prosperous Appropriations Act, 2018 DIVISION A--DEPARTMENT OF THE INTERIOR, ENVIRONMENT, AND RELATED AGENCIES APPROPRIATIONS
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Sponsored by: Rep. Ken Calvert
Read The Second Time. Placed On Senate Legislative Calendar Under General Orders. Calendar No. 230. on 09/27/2017
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Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2018 [HB-3353]
[Transportation and Motor Vehicles ]
[Housing ]
[Infrastructure ]
[Budget and Spending ]
[Cybersecurity ]
[Public Safety ]
[Construction ]
[Small Business ]
[Consumer Protection ]
[Economic Development ]
[Funding ]
[Grants ]
[Law Enforcement ]
[Technology and Innovation ]
[Community Development ]
[Senior Citizens ]
[Public Health ]
[Poverty ]
[Real Estate ]
Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2018 Department of Transportation Appropriations Act, 2018 TITLE I--DEPARTMENT OF TRANSPORTATION Provides FY2018 appropriations for the Department of Transportation (DOT). Provides appropriations for the Office of the Secretary, including: Salaries and Expenses; Research and Technology; the National Surface Transportation and Innovative Finance Bureau; Cyber Security Initiatives; the Office of Civil Rights; Transportation Planning, Research, and Development;
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Sponsored by: Rep. Mario Diaz-Balart
The House Committee On Appropriations Reported An Original Measure, H. Rept. 115-237, By Mr. Diaz-balart. on 07/21/2017
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Financial Services and General Government Appropriations Act, 2018 [HB-3280]
[Finance ]
[Cybersecurity ]
[Taxes ]
[Technology and Innovation ]
[Budget and Spending ]
[Small Business ]
[Consumer Protection ]
[Data Privacy ]
[Economic Development ]
[Elections ]
[Ethics ]
[Funding ]
[Grants ]
[Law Enforcement ]
[National Security ]
[Property Tax ]
[Crime ]
Financial Services and General Government Appropriations Act, 2018 Provides FY2018 appropriations for financial services and general government, including programs within the Department of the Treasury, the Executive Office of the President, the federal judiciary, the District of Columbia, and several independent agencies. Department of the Treasury Appropriations Act, 2018 TITLE I--DEPARTMENT OF THE TREASURY Provides appropriations to the Department of the Treasury for Departmental Offices, including: Salaries and Expenses, the Office of Terrorism
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Sponsored by: Rep. Tom Graves
Committee On Appropriations Senate Subcommittee On Financial Services And General Government. Hearings Held On The Subject Prior To Measure Being Received From The House. Hearings Printed: S. Hrg. 115-191. on 07/26/2017
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Defense, Military Construction, Veterans Affairs, Legislative Branch, and Energy and Water Development National Security Appropriations Act, 2018 Make America Secure Appropriations Act, 2018 [HB-3219]
[Defense ]
[Energy ]
[Veterans ]
[National Security ]
[Military ]
[Budget and Spending ]
[Construction ]
[Healthcare ]
[Transportation and Motor Vehicles ]
[Public Safety ]
[Technology and Innovation ]
[Cybersecurity ]
[Science ]
[Family-Related Legislation ]
[Housing ]
[Labor, Jobs, Employment ]
[Small Business ]
[Economic Development ]
[Education ]
[Funding ]
[Grants ]
[Infrastructure ]
[Law Enforcement ]
[Medicare and Medicaid ]
[Mental Health ]
[Public Health ]
[Crime ]
Defense, Military Construction, Veterans Affairs, Legislative Branch, and Energy and Water Development National Security Appropriations Act, 2018 Make America Secure Appropriations Act, 2018 Department of Defense Appropriations Act, 2018 DIVISION A--DEPARTMENT OF DEFENSE APPROPRIATIONS ACT, 2018 This division provides FY2018 appropriations to the Department of Defense (DOD) for military activities, including appropriations for Overseas Contingency Operations (OCO)/ Global War on Terrorism. TITLE I--MILITARY PERSONNEL Provides appropriations for
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Sponsored by: Rep. Kay Granger
Read The Second Time. Placed On Senate Legislative Calendar Under General Orders. Calendar No. 187. on 08/01/2017
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State Flood Mitigation Revolving Fund Act of 2017 [S.1507]
[Disaster Relief ]
[Funding ]
[Grants ]
[Infrastructure ]
[Water ]
[Environmental ]
[Housing ]
[Community Development ]
[Public Safety ]
State Flood Mitigation Revolving Fund Act of 2017 This bill amends the National Flood Insurance Act of 1968 to permit the Federal Emergency Management Agency (FEMA) to provide capitalization grants to states to establish revolving funds to address flood risks. Revolving funds may be used to provide: (1) financial assistance to participants in the National Flood Insurance Program, including homeowners, businesses, nonprofit organizations, and local governments; or (2) support for leveraged loans or state bonds. Financial assistance may be used for
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Sponsored by: Sen. Jack Reed
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. (sponsor Introductory Remarks On Measure: Cr S3862-3863) on 06/29/2017
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Energy and Natural Resources Act of 2017 [S.1460]
[Energy ]
[Cybersecurity ]
[Infrastructure ]
[Public Lands and National Parks ]
[Water ]
[Climate Change ]
[Manufacturing ]
[Native American Affairs ]
[Science ]
[Technology and Innovation ]
[Transportation and Motor Vehicles ]
[Environmental ]
[Recreation ]
Energy and Natural Resources Act of 2017 This bill amends the Energy Conservation and Production Act, the Energy Policy and Conservation Act, and the Energy Independence and Security Act of 2007 with respect to energy efficiency for sectors such as buildings, transportation, schools, and manufacturing. Energy infrastructure concerns are addressed, including cybersecurity threats, pipeline permitting, and requirements for enhanced electric grid storage and security as well as bulk-power system reliability. The bill amends the Energy Policy Act of
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Sponsored by: Sen. Lisa Murkowski
Committee On Energy And Natural Resources. Hearings Held. on 09/19/2017
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Tax Cuts and Jobs Act [HB-1]
[Taxes ]
[Labor, Jobs, Employment ]
[Small Business ]
[Energy ]
[Budget and Spending ]
[Healthcare ]
[Insurance ]
[Investments ]
[Real Estate ]
[International ]
[Trade ]
[Pensions ]
[Retirement ]
[Alcoholic Beverages ]
[Manufacturing ]
[Construction ]
[Property Tax ]
[Public Lands and National Parks ]
[Finance ]
Tax Cuts and Jobs Act This bill amends the Internal Revenue Code (IRC) to reduce tax rates and modify policies, credits, and deductions for individuals and businesses. It also establishes an oil and gas leasing program for the Coastal Plain of the Arctic National Wildlife Refuge (ANWR) in Alaska. (Unless otherwise specified, provisions referred to in this summary as temporary or as a suspension of an existing provision apply for taxable years beginning after December 31, 2017, and before January 1, 2026.) TITLE I Subtitle A-- Individual Tax Reform
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Sponsored by: Rep. Tom Rice
Signed By President. on 12/22/2017