Financial Institutions Examination Fairness and Reform Act [HB-3461]
[Finance ]
[Consumer Protection ]
[Investments ]
Financial Institutions Examination Fairness and Reform Act - Amends the Federal Financial Institutions Examination Council Act of 1978 to require a federal financial institutions regulatory agency to make a final examination report to a financial institution within 60 days of the later of: (1) the exit interview for an examination of the institution, or (2) the provision of additional information by the institution relating to the examination. Sets a deadline for the exit interview if a financial institution is not subject to a resident examiner
(continued...)
HB-3461: Financial Institutions Examination Fairness and Reform Act
Sponsored by: Rep. Ted Poe
Subcommittee Hearings Held. on 02/01/2012
Neighborhood Preservation Act of 2011 [HB-2636]
[Housing ]
[Real Estate ]
[Finance ]
[Consumer Protection ]
Directs the federal banking agencies to jointly prescribe specified safety and soundness regulations, including minimum capital requirements for such institutions or affiliates. Permits extension of such a lease beyond five years if any federal or state law, including the Bank Holding Company Act of 1956, so permits. Applies this Act only to leases entered into during the three-year period beginning on the date of the enactment of this Act. Declares it is the intent of Congress that: (1) no permanent change in policy on leasing foreclosed property
(continued...)
HB-2636: Neighborhood Preservation Act of 2011
Sponsored by: Rep. Steve Cohen
Referred To The Subcommittee On Financial Institutions And Consumer Credit. on 08/22/2011
Financial Services and General Government Appropriations Act, 2012 [HB-2434]
[Finance ]
[Taxes ]
[Budget and Spending ]
[Consumer Protection ]
[Healthcare ]
[Small Business ]
[Telecommunications ]
[Elections ]
[Technology and Innovation ]
[Data Privacy ]
[Law Enforcement ]
[National Security ]
[Criminal Justice ]
[Crime ]
Financial Services and General Government Appropriations Act, 2012 - Title I: Department of the Treasury - Makes appropriations for FY2012 to the Department of the Treasury for: (1) departmental offices, (2) the Office of Terrorism and Financial Intelligence, (3) the Office of Inspector General, (4) the Treasury Inspector General for Tax Administration, (5) the Special Inspector General for the Troubled Asset Relief Program (TARP), (6) the Financial Crimes Enforcement Network, (7) the Financial Management Service, (8) the Alcohol and Tobacco Tax
(continued...)
HB-2434: Financial Services and General Government Appropriations Act, 2012
Sponsored by: Rep. Jo Emerson
The House Committee On Appropriations Reported An Original Measure, H. Rept. 112-136, By Mrs. Emerson. on 07/07/2011
Consolidated Appropriations Act, 2012 [HB-2055]
[Defense ]
[Environmental ]
[Finance ]
[Energy ]
[Healthcare ]
[International ]
[Labor, Jobs, Employment ]
[Taxes ]
[Technology and Innovation ]
[Trade ]
[Transportation and Motor Vehicles ]
[Budget and Spending ]
[Small Business ]
[Insurance ]
[Water ]
[Education ]
[Veterans ]
[Cybersecurity ]
[Artificial Intelligence ]
[Climate Change ]
[Public Health ]
[Manufacturing ]
[Mental Health ]
[Economic Development ]
[Elections ]
[Ethics ]
[Funding ]
[Grants ]
[Human Rights ]
[Law Enforcement ]
[Military ]
[National Security ]
[Pharmaceuticals ]
[Public Safety ]
[Crime ]
Consolidated Appropriations Act, 2012 - Division A: Department of Defense Appropriations Act, 2012 - Department of Defense Appropriations Act, 2012 - Title I: Military Personnel - Appropriates funds for FY2012 for active-duty and reserve personnel in the Army, Navy, Marine Corps, and Air Force (the military departments), and for National Guard personnel in the Army and Air Force. Title II: Operation and Maintenance - Appropriates funds for FY2012 for operation and maintenance (O&M) for the military departments, the defense agencies, the reserve
(continued...)
HB-2055: Consolidated Appropriations Act, 2012
Sponsored by: Rep. John Culberson
Signed By President. on 12/23/2011
Small Business Lending Enhancement Act of 2011 [HB-1418]
[Finance ]
[Small Business ]
[Labor, Jobs, Employment ]
[Economic Development ]
Small Business Lending Enhancement Act of 2011 - Amends the Federal Credit Union Act to prohibit an insured credit union from making any member business loan that would result in the total amount of such loans outstanding at that credit union at any one time exceeding either: (1) 1.75 times the actual net worth of the credit union, or (2) 12.25% of the total assets of the credit union. Authorizes the National Credit Union Administration Board to approve an application by an insured credit union to make one or more member business loans that would
(continued...)
HB-1418: Small Business Lending Enhancement Act of 2011
Sponsored by: Rep. Ted Poe
Subcommittee Hearings Held. on 10/12/2011
Helping Families Save Their Homes Act of 2009 [S.896]
[Housing ]
[Real Estate ]
[Finance ]
[Budget and Spending ]
[Consumer Protection ]
[Senior Citizens ]
[Veterans ]
[Funding ]
[Grants ]
[Poverty ]
[Property Tax ]
[Public Safety ]
[Law Enforcement ]
[Community Development ]
[Human Services ]
[Disaster Relief ]
[Family-Related Legislation ]
[Children and Youth ]
[Mental Health ]
[Public Health ]
[Criminal Justice ]
[Labor, Jobs, Employment ]
[Small Business ]
[Economic Development ]
Division A: Preventing Mortgage Foreclosures - Helping Families Save Their Homes Act of 2009 - Title I: Prevention of Mortgage Foreclosures - (Sec. 101) Amends the Housing Act of 1949 with respect to guaranteed rural housing loans to require mortgagees, upon either actual or imminent default of a guaranteed mortgage, to engage in loss mitigation actions as an alternative to foreclosure (including special forbearance, loan modification, pre-foreclosure sale, deed in lieu of foreclosure, support for borrower housing counseling, subordinate lien resolution,
(continued...)
S.896: Helping Families Save Their Homes Act of 2009
Sponsored by: Sen. Richard Durbin
Became Public Law No: 111-22. on 05/20/2009
Helping Families Save Their Homes Act of 2009 [S.895]
[Finance ]
[Real Estate ]
[Housing ]
[Veterans ]
[Agriculture ]
[Consumer Protection ]
[Law Enforcement ]
[Property Tax ]
[Public Safety ]
[Economic Development ]
[Funding ]
[Grants ]
[Investments ]
Helping Families Save Their Homes Act of 2009 - Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). Excludes from computation of debts specified debts secured by the debtor's principal residence. Applies the credit counseling requirement to a Chapter 13 debtor who certifies receipt of notice that the holder of a claim secured by the debtor's principal residence may commence a foreclosure on it. Allows such a debtor to satisfy the requirement within 30 days after filing a petition
(continued...)
S.895: Helping Families Save Their Homes Act of 2009
Sponsored by: Sen. Richard Durbin
Read The Second Time. Placed On Senate Legislative Calendar Under General Orders. Calendar No. 51. on 04/27/2009
Credit Card Accountability Responsibility and Disclosure Act of 2009 [S.414]
[Consumer Protection ]
[Finance ]
[Data Privacy ]
Credit Card Accountability Responsibility and Disclosure Act of 2009 or the Credit CARD Act of 2009 - (Sec. 3) States that this Act shall become effective nine months after its date of enactment. Title I: Consumer Protection - Amends the Truth in Lending Act to require advance notice of any increase in the annual percentage rate of interest (APR) pertaining to a credit card account under an open end consumer credit plan. Requires such advance notice to include a statement of the obligor's right to cancel the account before the effective date of
(continued...)
S.414: Credit Card Accountability Responsibility and Disclosure Act of 2009
Sponsored by: Sen. Robert Casey
By Senator Dodd From Committee On Banking, Housing, And Urban Affairs Filed Written Report. Report No. 111-16. on 05/04/2009
Financial Services and General Government Appropriations Act, 2011 [S.3677]
[Finance ]
[Budget and Spending ]
[Taxes ]
[Telecommunications ]
[Consumer Protection ]
[Small Business ]
[Insurance ]
[Law Enforcement ]
[National Security ]
[Public Safety ]
[Healthcare ]
[Technology and Innovation ]
[Trade ]
[Elections ]
[Criminal Justice ]
[Public Health ]
[Education ]
[Cybersecurity ]
[Data Privacy ]
[Economic Development ]
[Ethics ]
[Funding ]
[Grants ]
[Human Services ]
[Medicare and Medicaid ]
[Overdose Prevention ]
[Pharmaceuticals ]
[Poverty ]
[Property Tax ]
[Senior Citizens ]
[Social Security ]
[Unemployment ]
[Veterans ]
[Voting Rights ]
[Workers' Compensation ]
[Children and Youth ]
[Community Development ]
[Construction ]
[Defense ]
[Disaster Relief ]
[Energy ]
[Environmental ]
[Family-Related Legislation ]
[Housing ]
[Labor, Jobs, Employment ]
[Libraries ]
[Military ]
[Public Lands and National Parks ]
[Real Estate ]
[Transportation and Motor Vehicles ]
[Crime ]
Financial Services and General Government Appropriations Act, 2011 - Title I: Department of the Treasury - Department of the Treasury Appropriations Act, 2011 - Makes appropriations for FY2011 for the Department of the Treasury for: (1) departmental offices; (2) department-wide systems and capital investments programs; (3) the Office of Inspector General; (4) the Treasury Inspector General for Tax Administration; (5) the Office of the Special Inspector General for the Troubled Asset Relief Program (TARP); (6) the Financial Crimes Enforcement Network;
(continued...)
S.3677: Financial Services and General Government Appropriations Act, 2011
Sponsored by: Sen. Richard Durbin
Committee On Appropriations. Original Measure Reported To Senate By Senator Durbin. With Written Report No. 111-238. on 07/29/2010
Improved Financial and Commodity Markets Oversight and Accountability Act [S.1354]
[Finance ]
[Labor, Jobs, Employment ]
[Pensions ]
[Investments ]
[Budget and Spending ]
Improved Financial and Commodity Markets Oversight and Accountability Act - Amends the Inspector General Act of 1978 to include the Board of Governors of the Federal Reserve System, the Commodity Futures Trading Commission (CFTC), the National Credit Union Administration (NCUA), the Pension Benefit Guaranty Corporation (PBGC), and the Securities and Exchange Commission (SEC) as establishments the Inspector Generals of which shall be appointed by the President. Applies existing pay requirements under the Inspector General Reform Act of 2008 to the
(continued...)
S.1354: Improved Financial and Commodity Markets Oversight and Accountability Act
Sponsored by: Sen. Robert Menendez
Read Twice And Referred To The Committee On Homeland Security And Governmental Affairs. on 06/25/2009
Improved Financial and Commodity Markets Oversight and Accountability Act [HB-885]
[Finance ]
[Budget and Spending ]
[Pensions ]
[Investments ]
[Labor, Jobs, Employment ]
Improved Financial and Commodity Markets Oversight and Accountability Act - Amends the Inspector General Act of 1978 to include the Board of Governors of the Federal Reserve System, the Commodity Futures Trading Commission (CFTC), the National Credit Union Administration (NCUA), the Pension Benefit Guaranty Corporation (PBGC), and the Securities and Exchange Commission (SEC) as establishments the Inspector Generals of which shall be appointed by the President. Applies existing pay requirements under the Inspector General Reform Act of 2008 to the
(continued...)
HB-885: Improved Financial and Commodity Markets Oversight and Accountability Act
Sponsored by: Rep. Gregory Meeks
Committee On Homeland Security And Governmental Affairs. Reported By Senator Lieberman With Amendments. Without Written Report. on 03/16/2010
Dodd-Frank Wall Street Reform and Consumer Protection Act [HB-4173]
[Finance ]
[Consumer Protection ]
[International ]
[Budget and Spending ]
[Insurance ]
[Technology and Innovation ]
[Trade ]
[Cybersecurity ]
[Data Privacy ]
[Economic Development ]
Dodd-Frank Wall Street Reform and Consumer Protection Act - Title I: Financial Stability - Financial Stability Act of 2010 - Subtitle A: Financial Stability Oversight Council - (Sec. 111) Establishes the Financial Stability Oversight Council (Council), consisting of the heads of specified federal financial regulatory bodies and chaired by the Secretary of the Treasury. (Sec. 112) Requires the Council, among other things, to: (1) identify risks to U.S. financial stability that could arise from the material financial distress or failure, or ongoing
(continued...)
HB-4173: Dodd-Frank Wall Street Reform and Consumer Protection Act
Sponsored by: Rep. Barney Frank
Signed By President. on 07/21/2010
Financial Stability Improvement Act of 2009 [HB-3996]
[Finance ]
[Budget and Spending ]
[Consumer Protection ]
[Housing ]
[Real Estate ]
Financial Stability Improvement Act of 2009 - Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified
(continued...)
HB-3996: Financial Stability Improvement Act of 2009
Sponsored by: Rep. Barney Frank
Referred To The Subcommittee On General Farm Commodities And Risk Management. on 03/29/2010
Foreclosure Prevention and Sound Mortgage Servicing Act of 2009 [HB-3451]
[Real Estate ]
[Housing ]
[Finance ]
[Consumer Protection ]
[Investments ]
Foreclosure Prevention and Sound Mortgage Servicing Act of 2009 - Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) to require the mortgagee, upon default of a federally related mortgage loan secured by a lien on the borrower's principal residence, to engage in loss mitigation activities that provide for: (1) the long-term affordability of the loan; and (2) the maximum retention of home equity. Prohibits initiation of foreclosure on any mortgage loan if the mortgagee or servicer has at any time failed to comply with specified loss
(continued...)
HB-3451: Foreclosure Prevention and Sound Mortgage Servicing Act of 2009
Sponsored by: Rep. Maxine Waters
Referred To The House Committee On Financial Services. on 07/31/2009
Consumer Protection and Regulatory Enhancement Act [HB-3310]
[Consumer Protection ]
[Finance ]
[Housing ]
[Taxes ]
[Investments ]
Consumer Protection and Regulatory Enhancement Act - Amends the Judicial Code to prescribe the venue for cases involving non-bank financial institutions. Amends federal bankruptcy law to prescribe procedures for the adjustment of the debts of a non-bank financial institution. Establishes the Market Stability and Capital Adequacy Board (Board) to: (1) monitor the interactions of various sectors of the financial system; and (2) identify risks that could endanger the stability and soundness of the system. Establishes in the executive branch the Financial
(continued...)
HB-3310: Consumer Protection and Regulatory Enhancement Act
Sponsored by: Rep. Steve Scalise
Referred To The Subcommittee On General Farm Commodities And Risk Management. on 06/22/2010
Corporate and Financial Institution Compensation Fairness Act of 2009 [HB-3269]
[Finance ]
[Labor, Jobs, Employment ]
[Consumer Protection ]
[Law Enforcement ]
[Economic Development ]
Corporate and Financial Institution Compensation Fairness Act of 2009 - (Sec. 2) Amends the Securities Exchange Act of 1934 to require that any proxy or consent or authorization for an annual shareholders meeting provide for a separate shareholder vote to approve executive compensation for named executive officers as disclosed pursuant to rules of the Securities and Exchange Commission (SEC). States that the shareholder vote shall not be: (1) binding on the corporation or the board of directors; (2) construed as overruling a board decision, or as
(continued...)
HB-3269: Corporate and Financial Institution Compensation Fairness Act of 2009
Sponsored by: Rep. Michael Capuano
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 08/03/2009
Financial Services and General Government Appropriations Act, 2010 [HB-3170]
[Budget and Spending ]
[Finance ]
[Healthcare ]
[Labor, Jobs, Employment ]
[Taxes ]
[Trade ]
[Consumer Protection ]
[Public Health ]
[Elections ]
[Ethics ]
[Funding ]
[Grants ]
[National Security ]
[Pharmaceuticals ]
[Public Safety ]
[Reproductive Rights / Abortion ]
[Small Business ]
[Technology and Innovation ]
[Transportation and Motor Vehicles ]
[Voting Rights ]
[Data Privacy ]
[Energy ]
[Law Enforcement ]
[Medicare and Medicaid ]
[Overdose Prevention ]
[Real Estate ]
[Religion ]
[Science ]
[Sports ]
[Crime ]
- Sets forth permissions for and restrictions upon the use of funds under this Act. (Sec. 606) Prohibits the expenditure of funds under this Act by an entity unless it agrees that such expenditure will comply with the Buy American Act. (Sec. 607) Prohibits the availability of funds under this Act to any person or entity that has been convicted of violating the Buy American Act. (Sec. 610) Prohibits the availability of funds under this Act for use by the Executive Office of the President to request from the Federal Bureau of Investigation (FBI) any
(continued...)
HB-3170: Financial Services and General Government Appropriations Act, 2010
Sponsored by: Rep. Jose Serrano
Received In The Senate. Read Twice. Placed On Senate Legislative Calendar Under General Orders. Calendar No. 115. on 07/20/2009
Consumer Financial Protection Agency Act of 2009 [HB-3126]
[Finance ]
[Consumer Protection ]
[Small Business ]
[Insurance ]
[Data Privacy ]
Consumer Financial Protection Agency Act of 2009 - Establishes the Consumer Financial Protection Agency as an independent executive agency to regulate the provision of consumer financial products or services (products or services) under: (1) this Act; (2) consumer finance laws including the Electronic Funds Transfer Act, the Equal Credit Opportunity Act, provisions of the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Home Mortgage Disclosure Act, the Real Estate Settlement Procedures Act, the Truth in Lending Act, and the
(continued...)
HB-3126: Consumer Financial Protection Agency Act of 2009
Sponsored by: Rep. Henry Johnson
Reported (amended) By The Committee On Energy And Commerce. H. Rept. 111-367, Part I. on 12/09/2009
Regulatory Capital Enhancement Act of 2009 [HB-2660]
[Finance ]
[Insurance ]
[Investments ]
Regulatory Capital Enhancement Act of 2009 - Amends the Federal Deposit Insurance Act to require each appropriate federal banking agency to prescribe capital standards, including a leverage limit and a risk-based capital requirement, for special purpose entities, or similar types of vehicles or entities, that are sponsored by insured depository institutions it regulates. Requires such capital standards to conform, to the extent practicable, with the capital standards prescribed under the Act. Authorizes an appropriate federal banking agency, by
(continued...)
HB-2660: Regulatory Capital Enhancement Act of 2009
Sponsored by: Rep. Keith Ellison
Referred To The House Committee On Financial Services. on 06/02/2009
Neighborhood Preservation Act [HB-2529]
[Housing ]
[Real Estate ]
[Finance ]
[Consumer Protection ]
[Law Enforcement ]
[Property Tax ]
[Community Development ]
Neighborhood Preservation Act - Amends the Federal Deposit Insurance Act to authorize any depository institution (or affiliate) to lease, including lease with an option to purchase, to any individual for up to five years an interest in residential property which: (1) was or is security for an extension of credit by such depository institution (or affiliate); and (2) came under the institution's or affiliate's ownership or control through foreclosure (or a deed in lieu of foreclosure) on the extension of credit. Directs the federal banking agencies
(continued...)
HB-2529: Neighborhood Preservation Act
Sponsored by: Rep. Al Green
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/30/2009