National Credit Union Administration
US Congress 111th Congress
To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for health care practices with 20 or fewer employees. [HB-2345]
[Healthcare ]
[Consumer Protection ]
[Small Business ]
[Data Privacy ]
Amends the Fair Credit Reporting Act with respect to the duties of users of consumer reports taking adverse actions on the basis of information contained in such reports. Excludes any health care practice with 20 or fewer employees from the meaning of creditor subject to Red Flag Guidelines regarding identity theft promulgated by the proper federal financial regulatory agency.
Sponsored by: Rep. Leonard Lance
Referred To The House Committee On Financial Services. on 05/12/2009
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Mortgage Reform and Anti-Predatory Lending Act [HB-1728]
[Real Estate ]
[Housing ]
[Consumer Protection ]
[Finance ]
[Funding ]
[Grants ]
[Law Enforcement ]
[Property Tax ]
[Public Safety ]
[Small Business ]
[Insurance ]
[Economic Development ]
[Crime ]
Mortgage Reform and Anti-Predatory Lending Act - Title I: Residential Mortgage Loan Origination Standards - (Sec. 102) Amends the Truth in Lending Act (TILA) to prescribe fiduciary standards for originators of residential mortgages, including complete and timely written disclosure of: (1) the comparative costs and benefits of each residential mortgage loan product presented by the originator; (2) the nature of the originator's relationship to the consumer, including the cost of services provided by the originator; and (3) any relevant conflicts
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Sponsored by: Rep. Gregory Meeks
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/12/2009
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Community Reinvestment Modernization Act of 2009 [HB-1479]
[Finance ]
[Housing ]
[Insurance ]
[Community Development ]
[Consumer Protection ]
[Small Business ]
[Economic Development ]
Community Reinvestment Modernization Act of 2009 - Repeals specified revisions to regulations governing the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Director of the Office of Thrift Supervision.Reinstates banking agency regulations in effect before the publication of such revisions.Amends the Bank Holding Company Act of 1956 (BHCA) to subject to the Community Reinvestment Act of 1977 (CRA) nonbank affiliates of bank holding companies that offer banking products
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Sponsored by: Rep. Raul Grijalva
Referred To The Committee On Financial Services, And In Addition To The Committee On Rules, For A Period To Be Subsequently Determined By The Speaker, In Each Case For Consideration Of Such Provisions As Fall Within The Jurisdiction Of The Committee Concerned. on 03/12/2009
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Financial Consumer Hotline Act of 2009 [HB-1455]
[Finance ]
[Consumer Protection ]
[Telecommunications ]
Financial Consumer Hotline Act of 2009 - Amends the Federal Financial Institutions Examination Council Act of 1978 to require federal financial institution regulatory agencies, coordinating through the Federal Financial Institutions Examination Council, to establish: (1) a single, toll-free telephone number for consumer complaints and inquiries concerning institutions under their jurisdiction; and (2) a system for routing such calls to the federal financial institution regulatory agency that primarily supervises the financial institution, or that
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Sponsored by: Rep. Carolyn Maloney
Sponsor Introductory Remarks On Measure. (cr E651) on 03/12/2009
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Federal Accounting Oversight Board Act of 2009 [HB-1349]
[Finance ]
[Budget and Spending ]
[Taxes ]
Federal Accounting Oversight Board Act of 2009 - Establishes the Federal Accounting Oversight Board (FAOB) to approve and oversee accounting principles and standards for purposes of the federal financial regulatory agencies and the reporting requirements they require. Directs the FAOB to report annually to Congress, the Financial Accounting Standards Board, and the International Accounting Standards Board on the principles and standards it has reviewed and approved Amends the Securities Act of 1933 and the Securities Exchange Act of 1934 to transfer
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Sponsored by: Sen. Shelley Capito
Referred To The House Committee On Financial Services. on 03/05/2009
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Helping Families Save Their Homes Act of 2009 [HB-1106]
[Finance ]
[Real Estate ]
[Housing ]
[Law Enforcement ]
[Consumer Protection ]
[Veterans ]
[Economic Development ]
[Funding ]
[Grants ]
[Public Safety ]
[Senior Citizens ]
Helping Families Save Their Homes Act of 2009 - Title I: Prevention of Mortgage Foreclosures - Subtitle A: Modification of Residential Mortgages - (Sec. 101) Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income) to exclude from the computation of debts the secured or unsecured portions of: (1) debts secured by the debtor's principal residence if the value of the residence is less than the applicable maximum amount of noncontingent, liquidated, secured debts; or (2) debts secured or
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Sponsored by: Rep. Henry Johnson
Referred To The Subcommittee On Commercial And Administrative Law. on 07/23/2009
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Omnibus Appropriations Act, 2009 [HB-1105]
[Agriculture ]
[Food ]
[Budget and Spending ]
[Energy ]
[Water ]
[Environmental ]
[Trade ]
[Telecommunications ]
[Science ]
[Technology and Innovation ]
[Manufacturing ]
[Healthcare ]
[Pharmaceuticals ]
[Public Health ]
[Consumer Protection ]
[Transportation and Motor Vehicles ]
[Law Enforcement ]
[Criminal Justice ]
[Immigration ]
[Disaster Relief ]
[National Security ]
[Defense ]
[Military ]
[Construction ]
[Small Business ]
[Economic Development ]
[Human Services ]
[Public Safety ]
[Arts and Culture ]
[Education ]
[Children and Youth ]
[Labor, Jobs, Employment ]
[Veterans ]
[Native American Affairs ]
[Housing ]
[Real Estate ]
[Insurance ]
[Animals ]
[Waste Management / Recycling ]
[Air Quality ]
[Cybersecurity ]
[Funding ]
[Grants ]
[Poverty ]
[Senior Citizens ]
[Crime ]
Omnibus Appropriations Act, 2009 - (Sec. 4) Declares that the explanatory statement regarding this Act printed in the House of Representatives section of the Congressional Record on or about February 23, 2009, by the Chairman of the Committee on Appropriations of the House shall have the same effect with respect to the allocation of funds and implementation of this Act as if it were a joint explanatory statement of a committee of conference. (Sec. 5) Makes the following appropriations for FY2009. Division A: Agriculture, Rural Development, Food
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Sponsored by: Rep. David Obey
Message On Senate Action Sent To The House. on 03/11/2009
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The Heroes Act [HB-8406]
[Budget and Spending ]
[Funding ]
[Grants ]
[Disaster Relief ]
Making emergency supplemental appropriations for the fiscal year ending September 30, 2021, and for other purposes.
Sponsored by: Rep. Raul Grijalva
Introduced In House on 09/29/2020
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Promoting and Advancing Communities of Color through Inclusive Lending Act [HB-7993]
[Finance ]
[Race and Civil Rights ]
[Small Business ]
[Budget and Spending ]
[Community Development ]
[Economic Development ]
[Funding ]
[Grants ]
[Poverty ]
Revises requirements applicable to Community Development Financial Institutions (CDFIs) and Minority Depository Institutions (MDIs) and addresses lending during the COVID-19 (i.e., coronavirus disease 2019) pandemic. The bill establishes mandatory set-asides for (1) minority CDFIs under the CDFI Fund, and (2) CDFIs and MDIs under existing COVID-19 economic aid programs. The bill also establishes an impact bank designation for certain small depository institutions that lend primarily to low-income borrowers and establishes programs for impact banks
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Sponsored by: Rep. Gregory Meeks
Introduced In House on 08/07/2020
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Financial Services and General Government Appropriations Act, 2021 [HB-7668]
[Finance ]
[Budget and Spending ]
[Small Business ]
[Consumer Protection ]
[Elections ]
[Ethics ]
[Funding ]
[Taxes ]
[Technology and Innovation ]
[Telecommunications ]
[Data Privacy ]
Provides FY2021 appropriations for several federal departments and agencies, including the Department of the Treasury, the Executive Office of the President, the judiciary, the District of Columbia, and several independent agencies. The independent agencies funded in the bill include the Administrative Conference of the United States, the Consumer Product Safety Commission, the Election Assistance Commission, the Federal Communications Commission, the Federal Deposit Insurance Corporation, the Federal Election Commission, the Federal Labor Relations
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Sponsored by: Rep. Mike Quigley
The House Committee On Appropriations Reported An Original Measure, H. Rept. 116-456, By Mr. Quigley. on 07/17/2020
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The Heroes Act [HB-6800]
[Healthcare ]
[Housing ]
[Immigration ]
[Student Loans ]
[Medicare and Medicaid ]
[Taxes ]
[Budget and Spending ]
[Small Business ]
[Consumer Protection ]
[Food ]
[Veterans ]
[Public Health ]
[Mental Health ]
[Children and Youth ]
[Economic Development ]
[Elections ]
[Funding ]
[Grants ]
[Human Services ]
[Pensions ]
[Pharmaceuticals ]
[Poverty ]
[Retirement ]
[Labor, Jobs, Employment ]
[Telecommunications ]
[Transportation and Motor Vehicles ]
[Insurance ]
[Cybersecurity ]
[Data Privacy ]
[Disaster Relief ]
[Unemployment ]
Responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Among other things, the bill provides FY2020 emergency supplemental appropriations to federal agencies; provides payments and other assistance to state, local, tribal, and territorial governments; provides additional direct payments of up to $1,200 per individual; expands paid sick days, family and medical leave, unemployment compensation, nutrition and food assistance programs,
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Sponsored by: Rep. Raul Grijalva
Committee On Small Business And Entrepreneurship. Hearings Held. on 07/23/2020
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Access to Credit for Small Businesses Impacted by the COVID–19 Crisis Act of 2020 [S.3676]
[Small Business ]
[Finance ]
[Disaster Relief ]
[Economic Development ]
[Funding ]
A bill to extend certain temporary credit union provisions enacted under the CARES Act, to include an exception for disaster area member business loans made by insured credit unions, and for other purposes.
Sponsored by: Sen. Ron Wyden
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/11/2020
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Access to Credit for Small Businesses Impacted by the COVID–19 Crisis Act of 2020 [HB-6789]
[Small Business ]
[Disaster Relief ]
[Economic Development ]
[Funding ]
[Grants ]
[Finance ]
[Budget and Spending ]
To extend certain temporary credit union provisions enacted under the CARES Act, to include an exception for disaster area member business loans made by insured credit unions, and for other purposes.
Sponsored by: Rep. Earl Blumenauer
Introduced In House on 05/08/2020
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Access to Credit for Small Businesses Impacted by the COVID–19 Crisis Act of 2020 [HB-6550]
[Small Business ]
[Finance ]
[Economic Development ]
[Funding ]
[Grants ]
[Public Health ]
Temporarily provides credit unions with an exception to limits on outstanding member business loans. Specifically, for a three-year period, loans used for recovery from the COVID-19 (i.e., coronavirus disease 2019) emergency do not count towards this limit.
Sponsored by: Rep. Kathy Castor
Introduced In House on 04/17/2020
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Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act [HB-6321]
[Finance ]
[Healthcare ]
[Housing ]
[Small Business ]
[Consumer Protection ]
[Funding ]
[Grants ]
[Human Services ]
[Student Loans ]
[Budget and Spending ]
[Economic Development ]
[Senior Citizens ]
[Insurance ]
[Public Health ]
[Disaster Relief ]
[Poverty ]
Responds to the COVID-19 (i.e., coronavirus disease 2019) emergency and generally provides for financial assistance and other aid to individuals, businesses, and state and local governments for the duration of the emergency period. Among other things, the bill provides direct payments to individuals of up to $2,000 a month, subject to limits based on adjusted gross income; establishes digital wallets for individuals without bank accounts to receive such payments; provides for the suspension of specified housing and consumer loan payments, evictions,
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Sponsored by: Rep. Maxine Waters
Introduced In House on 03/23/2020
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Interagency Pandemic Guidance for Consumers Act [HB-6378]
[Consumer Protection ]
[Disaster Relief ]
[Finance ]
[Public Health ]
Directs financial regulators to issue interagency guidance regarding consumer debt relief options (e.g., deferment, forbearance, and affordable payment plans) in the event of a major disaster or pandemic. Financial regulators must also test financial institutions' response to a pandemic or major disaster every five years and report the results to Congress.
Sponsored by: Rep. Maxine Waters
Introduced In House on 03/23/2020
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Interagency Pandemic Guidance for Consumers Act [HB-6378]
[Consumer Protection ]
[Disaster Relief ]
[Finance ]
[Public Health ]
Directs financial regulators to issue interagency guidance regarding consumer debt relief options (e.g., deferment, forbearance, and affordable payment plans) in the event of a major disaster or pandemic. Financial regulators must also test financial institutions' response to a pandemic or major disaster every five years and report the results to Congress.
Sponsored by: Rep. Maxine Waters
Introduced In House on 03/23/2020
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Coronavirus Guidance for Financial Institutions Act [HB-6265]
[Finance ]
[Healthcare ]
[Consumer Protection ]
[Public Health ]
[Funding ]
[Small Business ]
[Economic Development ]
Directs the Federal Reserve Board, the Consumer Financial Protection Bureau, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration to report on the effectiveness of the joint release issued by federal and state financial regulators on March 9, 2020, encouraging financial institutions to meet the needs of customers affected by the coronavirus (i.e., the virus that causes COVID-19).
Sponsored by: Rep. Steve Stivers
Introduced In House on 03/12/2020
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Credit Union Board Modernization Act [HB-5981]
[Finance ]
[Small Business ]
[Consumer Protection ]
Reduces the frequency of meetings required to be held by a credit union's board of directors. Specifically, the bill requires at least six meetings annually, with at least one meeting held during each fiscal quarter. Currently, boards must meet at least once a month.
Sponsored by: Rep. Mark Amodei
Introduced In House on 02/26/2020
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Financial Transparency Act of 2019 [HB-4476]
[Finance ]
[Technology and Innovation ]
[Data Privacy ]
Requires federal financial regulatory agencies to adopt specified data standards with respect to format, searchability, and transparency.
Sponsored by: Rep. Mike Quigley
Referred To The Subcommittee On Commodity Exchanges, Energy, And Credit. on 10/11/2019