Housing Finance And Home Ownership
US Congress 114th Congress
Hire More Heroes Act of 2015 [HB-22]
[Transportation and Motor Vehicles ]
[Infrastructure ]
[Small Business ]
[Labor, Jobs, Employment ]
[Energy ]
[Technology and Innovation ]
[Tourism ]
[Economic Development ]
[Funding ]
[Grants ]
[Public Safety ]
[Construction ]
[Trade ]
[Budget and Spending ]
[Environmental ]
[Air Quality ]
[Water ]
[Science ]
[Data Privacy ]
[Cybersecurity ]
[Telecommunications ]
[National Security ]
Hire More Heroes Act of 2015 DIVISION A--SURFACE TRANSPORTATION (Sec. 1002) Directs the Department of Transportation (DOT) to reduce the amount apportioned for a surface transportation program, project, or activity for FY2016 by amounts apportioned or allocated under any extension of the Moving Ahead for Progress in the 21st Century Act (MAP-21) for the period beginning October 1, 2015, and ending upon enactment of this Act. TITLE I--FEDERAL-AID HIGHWAYS Subtitle A--Authorizations and Programs (Sec. 1101) Reauthorizes through FY2020: certain core
(continued...)
Sponsored by: Rep. David G. Valadao
Message On Senate Action Sent To The House. on 12/04/2015
Spread the world
Gettr US Congress 114th Congress
Energy Savings and Industrial Competitiveness Act of 2015 [HB-2177]
[Energy ]
[Environmental ]
[Infrastructure ]
[Manufacturing ]
[Real Estate ]
[Technology and Innovation ]
[Water ]
[Housing ]
[Small Business ]
[Construction ]
[Consumer Protection ]
Energy Savings and Industrial Competitiveness Act of 2015 This bill revises a variety of programs to encourage energy efficiency in buildings, industry, the federal government, and certain appliances. States and Indian tribes must measure their compliance with certain residential and commercial building energy codes. The Department of Energy (DOE) must: (1) provide technical assistance and incentive funding to implement building energy codes, and (2) establish energy saving targets for updating model building energy codes. DOE must: (1) provide
(continued...)
Sponsored by: Rep. Matthew A. Cartwright
Referred To The Subcommittee On Energy. on 08/18/2015
Spread the world
US Congress 114th Congress
To amend the Internal Revenue Code of 1986 to make permanent the exclusion from gross income of discharges of qualified principal residence indebtedness. [HB-2166]
[Housing ]
[Taxes ]
[Real Estate ]
To amend the Internal Revenue Code of 1986 to make permanent the exclusion from gross income of discharges of qualified principal residence indebtedness. Amends the Internal Revenue Code to make permanent the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence.
Sponsored by: Rep. Alan Grayson
Introduced In House on 04/30/2015
Spread the world
US Congress 114th Congress
To amend the Internal Revenue Code of 1986 to extend for one year the deduction for mortgage insurance premiums. [HB-2162]
[Finance ]
[Housing ]
[Insurance ]
[Taxes ]
[Real Estate ]
To amend the Internal Revenue Code of 1986 to extend for one year the deduction for mortgage insurance premiums. Amends the Internal Revenue Code to extend through 2015 the tax deduction for mortgage insurance premiums.
Sponsored by: Rep. Alan Grayson
Introduced In House on 04/30/2015
Spread the world
US Congress 114th Congress
SAFE Transitional Licensing Act of 2015 [HB-2121]
[Finance ]
[Housing ]
[Consumer Protection ]
SAFE Transitional Licensing Act of 2015 (Sec. 1) This bill amends the S.A.F.E. Mortgage Licensing Act of 2008 (Act) to state that, upon employment by a state-licensed mortgage company, an individual who is a registered loan originator shall be deemed to have temporary authority to act as one in an application state for a specified period if the individual: has not had an application for a loan originator license denied, or had such a license revoked or suspended in any governmental jurisdiction; has not been subject to or served with a cease and
(continued...)
Sponsored by: Rep. Sean Patrick Maloney
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/24/2016
Spread the world
US Congress 114th Congress
Superstorm Sandy Relief and Disaster Loan Program Improvement Act of 2015 [HB-208]
[Disaster Relief ]
[Small Business ]
[Funding ]
[Grants ]
[Economic Development ]
[Public Safety ]
[Construction ]
[Housing ]
[Real Estate ]
[Budget and Spending ]
[Law Enforcement ]
Superstorm Sandy Relief and Disaster Loan Program Improvement Act of 2015 DIVISION A--SUPERSTORM SANDY RELIEF AND DISASTER LOAN PROGRAM IMPROVEMENTS Superstorm Sandy Relief and Disaster Loan Program Improvement Act of 2015 TITLE I--DISASTER ASSISTANCE IMPROVEMENTS (Sec. 1101) This bill amends the Small Business Act to authorize a small business, homeowner, nonprofit entity, or renter that was located within a declared major disaster area during Superstorm Sandy in 2012 to apply for a Small Business Administration (SBA) loan to: (1) repair, rehabilitate,
(continued...)
Sponsored by: Rep. Jose E. Serrano
Became Public Law No: 114-88. (txt | Pdf) on 11/25/2015
Spread the world
US Congress 114th Congress
Military Construction and Veterans Affairs and Related Agencies Appropriations Act, 2016 [HB-2029]
[Defense ]
[Veterans ]
[Agriculture ]
[Food ]
[Healthcare ]
[International ]
[Trade ]
[Budget and Spending ]
[Small Business ]
[Technology and Innovation ]
[Telecommunications ]
[Energy ]
[Environmental ]
[Public Health ]
[Science ]
[Cybersecurity ]
[Military ]
[National Security ]
[Construction ]
[Transportation and Motor Vehicles ]
[Labor, Jobs, Employment ]
[Consumer Protection ]
[Housing ]
[Crime ]
[Criminal Justice ]
[Disaster Relief ]
[Economic Development ]
[Education ]
[Funding ]
[Grants ]
[Human Services ]
[Medicare and Medicaid ]
[Poverty ]
[Public Safety ]
[Senior Citizens ]
[Water ]
[Animals ]
[Air Quality ]
[Waste Management / Recycling ]
[Alcoholic Beverages ]
[Arts and Culture ]
[Cannabis ]
[Children and Youth ]
[Climate Change ]
[Community Development ]
[Data Privacy ]
[Disabilities ]
[Drones ]
[Elections ]
[Ethics ]
[Family-Related Legislation ]
[Film Production ]
[Finance ]
[Firearms/Gun Control ]
[Gaming ]
[Human Rights ]
[Inflation ]
[Insurance ]
[Investments ]
[Libraries ]
[Manufacturing ]
[Media and Advertising ]
[Mental Health ]
[Mining ]
[Native American Affairs ]
[Nonprofit ]
[Overdose Prevention ]
[Pensions ]
[Pharmaceuticals ]
[Property Tax ]
[Race and Civil Rights ]
[Real Estate ]
[Recreation ]
[Religion ]
[Reproductive Rights / Abortion ]
[Retirement ]
[Social Security ]
[Sports ]
[Student Loans ]
[Taxes ]
[Tourism ]
[Unemployment ]
[Voting Rights ]
[Workers' Compensation ]
[Artificial Intelligence ]
[Aerospace ]
[Immigration ]
[Infrastructure ]
[Public Lands and National Parks ]
Military Construction and Veterans Affairs and Related Agencies Appropriations Act, 2016 (Sec. 3) Provides that references to "this Act" included in any division refer only to the provisions of the division unless the bill expressly provides otherwise. (Sec. 4) Provides that the explanatory statement printed in the Congressional Record regarding this bill has the same effect as a joint explanatory statement of a committee of conference. (Sec. 5) Provides that the sums in this bill are appropriated for FY2016. (Sec. 6) Provides that amounts designated
(continued...)
Sponsored by: Rep. Charles W. Dent
Considered As Unfinished Business (consideration: Cr H10696) on 12/18/2015
Spread the world
US Congress 114th Congress
Housing Financial Literacy Act of 2015 [HB-1908]
[Housing ]
[Finance ]
[Consumer Protection ]
[Real Estate ]
[Education ]
Housing Financial Literacy Act of 2015 Amends the National Housing Act to revise the single insurance premium payment for a mortgage (secured by a one- to four-family dwelling that is an obligation of the Mutual Mortgage Insurance Fund) of a first-time homebuyer who completes a program of counseling on the responsibilities and financial management involved in homeownership that is approved by the Secretary of Housing and Urban Development. Repeals the current maximum premium payment of 2.75% of the amount of the mortgage's original insured principal
(continued...)
Sponsored by: Rep. Barbara Lee
Sponsor Introductory Remarks On Measure. (cr E559) on 04/22/2015
Spread the world
US Congress 114th Congress
Making Servicemember Foreclosure Protections Permanent Act [HB-190]
[Veterans ]
[Real Estate ]
[Housing ]
[Military ]
[Consumer Protection ]
Making Servicemember Foreclosure Protections Permanent Act Amends the Honoring America's Veterans and Caring for Camp Lejeune Families Act of 2012 to make permanent the extended one-year period after a servicemember's military service during which: (1) a court may stay proceedings to enforce an obligation on real or personal property owned by the servicemember prior to such military service; and (2) the sale, foreclosure, or seizure of such property is invalid without a court order or agreement.
Sponsored by: Rep. Alan Grayson
Referred To The Subcommittee On Economic Opportunity. on 02/06/2015
Spread the world
US Congress 114th Congress
Servicemember Foreclosure Protections Extension Act of 2015 [HB-189]
[Veterans ]
[Real Estate ]
[Housing ]
[Military ]
[Consumer Protection ]
Servicemember Foreclosure Protections Extension Act of 2015 (Sec. 2) This bill amends the Honoring America's Veterans and Caring for Camp Lejeune Families Act of 2012 to extend through 2016 the one-year period after a service member's military service during which: (1) a court may stay proceedings to enforce an obligation on real or personal property owned by the service member before such military service; and (2) any sale, foreclosure, or seizure of such property shall be invalid without a court order or waiver agreement signed by the service
(continued...)
Sponsored by: Rep. Ann M. Kuster
Reported By The Committee On Veterans' Affairs. H. Rept. 114-356. on 12/01/2015
Spread the world
US Congress 114th Congress
Foreclosure Fairness Act of 2015 [HB-1879]
[Finance ]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Foreclosure Fairness Act of 2015 Prohibits a court, in the case of any federally related mortgage loan made after enactment of this Act, from entering a deficiency judgment requiring the mortgagor to pay any balance on the mortgage loan after a foreclosure sale of the mortgaged property.
Sponsored by: Rep. Matthew A. Cartwright
Referred To The Subcommittee On Regulatory Reform, Commercial And Antitrust Law. on 06/26/2015
Spread the world
US Congress 114th Congress
Keeping Families Home Act of 2015 [HB-1878]
[Housing ]
[Real Estate ]
[Finance ]
[Consumer Protection ]
[Small Business ]
Keeping Families Home Act of 2015 Directs each mortgage servicer to establish a deed-for-lease program which shall permit an eligible mortgagor to: enter into a deed in lieu of foreclosure agreement; continue to occupy and lease the property that is the subject of the agreement for one year; and have a right of first refusal to purchase such property after the end of the one-year lease period, if the owner intends to sell the property at that time. Exempts small servicers from such requirement. Requires a lease to carry a monthly rent amount equal
(continued...)
Sponsored by: Rep. Michelle Lujan Grisham
Introduced In House on 04/16/2015
Spread the world
US Congress 114th Congress
Small Business Taxpayer Bill of Rights Act of 2015 [HB-1828]
[Taxes ]
[Small Business ]
[Budget and Spending ]
[Law Enforcement ]
[Race and Civil Rights ]
Small Business Taxpayer Bill of Rights Act of 2015 Amends the Internal Revenue Code to: (1) allow businesses with average annual gross receipts of not more than $50 million that prevail in an administrative or court proceeding involving the determination, collection, or refund of tax, interest, or penalty to recover their costs incurred in such proceedings; (2) increase the amount of civil damages against Internal Revenue Service (IRS) officers or employees for reckless, intentional, or negligent disregard of internal revenue laws and extend from
(continued...)
Sponsored by: Rep. Mac Thornberry
Introduced In House on 04/15/2015
Spread the world
US Congress 114th Congress
Ending Taxpayer Subsidies for Yachts Act [HB-1823]
[Taxes ]
[Consumer Protection ]
Ending Taxpayer Subsidies for Yachts Act Amends the Internal Revenue Code to deny a tax deduction for interest paid on a mortgage for a second residence of a taxpayer if that residence is a boat.
Sponsored by: Rep. Mike Quigley
Introduced In House on 04/15/2015
Spread the world
US Congress 114th Congress
Enterprise Secondary Reserve Taxpayer Protection and Government Accountability Act of 2015 [HB-1673]
[Finance ]
[Housing ]
[Real Estate ]
[Budget and Spending ]
[Consumer Protection ]
Enterprise Secondary Reserve Taxpayer Protection and Government Accountability Act of 2015 This bill amends the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 to direct the Director of the Federal Housing Finance Agency to: (1) establish for any government sponsored enterprise (GSE, including the Federal National Mortgage Association [Fannie Mae] and the Federal Home Loan Mortgage Corporation [Freddie Mac]) operating in conservatorship a secondary reserve fund, and (2) deposit in it from any GSE revenues an amount equal to
(continued...)
Sponsored by: Sen. Marsha Blackburn
Introduced In House on 03/26/2015
Spread the world
US Congress 114th Congress
Common Sense Housing Investment Act of 2015 [HB-1662]
[Housing ]
[Taxes ]
[Budget and Spending ]
[Real Estate ]
[Construction ]
Common Sense Housing Investment Act of 2015 Amends the Internal Revenue Code, with respect to the tax deduction for mortgage interest, to: (1) allow, in lieu of such deduction, a tax credit for 15% of mortgage interest paid in a taxable year for the taxpayer's principal residence and one other residence; (2) provide for a phaseout of the tax deduction for mortgage interest between 2016 and 2020; (3) allow a deduction for interest and taxes relating to land for dwelling purposes owned or leased by cooperative housing corporations; and (4) increase
(continued...)
Sponsored by: Rep. Barbara Lee
Introduced In House on 03/26/2015
Spread the world
US Congress 114th Congress
To amend the Truth in Lending Act to allow certain loans that are not fully amortizing to be used in seller carryback financing on residential mortgage loans. [HB-162]
[Finance ]
[Real Estate ]
[Housing ]
[Consumer Protection ]
To amend the Truth in Lending Act to allow certain loans that are not fully amortizing to be used in seller carryback financing on residential mortgage loans. Amends the Truth in Lending Act to modify the exclusion from the definition of "mortgage originator" of a seller providing mortgage financing of three properties in a 12-month period to remove the requirement that a residential mortgage loan be fully amortizing. (Allows treatment as a mortgage originator of any seller providing mortgage financing of three properties in a 12-month period even
(continued...)
Sponsored by: Rep. David Schweikert
Introduced In House on 01/06/2015
Spread the world
US Congress 114th Congress
Fannie Mae and Freddie Mac Transparency Act of 2015 [HB-1577]
[Finance ]
[Housing ]
[Real Estate ]
[Consumer Protection ]
Fannie Mae and Freddie Mac Transparency Act of 2015 Requires either the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac) to be considered an agency subject to the public information disclosure requirements of the Freedom of Information Act during any period in which such entity is under conservatorship or receivership.
Sponsored by: Rep. Jason Chaffetz
Introduced In House on 03/24/2015
Spread the world
US Congress 114th Congress
Community Institution Mortgage Relief Act of 2015 [HB-1529]
[Finance ]
[Real Estate ]
[Consumer Protection ]
[Housing ]
[Small Business ]
[Insurance ]
Community Institution Mortgage Relief Act of 2015 (Sec. 2) This bill amends the Truth in Lending Act to create a safe harbor from requirements for an escrow or impound account for the payment of taxes and hazard insurance in the case of mortgage loans made by a creditor with consolidated assets of $10 billion or less that holds the loan on its balance sheet for three years after its origination. A creditor shall be deemed to have complied with the three-year balance sheet requirement if it transfers a loan by reason of its bankruptcy or failure,
(continued...)
Sponsored by: Rep. Brad Sherman
Reported By The Committee On Financial Services. H. Rept. 114-57. on 04/06/2015
Spread the world
US Congress 114th Congress
Partnership to Strengthen Homeownership Act of 2015 [HB-1491]
[Housing ]
[Finance ]
[Real Estate ]
[Community Development ]
[Small Business ]
[Insurance ]
[Investments ]
Partnership to Strengthen Homeownership Act of 2015 Amends the National Housing Act to remove the Government National Mortgage Association (Ginnie Mae) from the Department of Housing and Urban Development (HUD) and establish it as an independent entity governed by a Board of Directors in place of the HUD Secretary. Transfers to Ginnie Mae the powers, duties, personnel, and property of Federal Housing Finance Agency, that is hereby abolished. Establishes within Ginnie Mae the Issuing Platform, available for use only by eligible mortgage originators
(continued...)
Sponsored by: Rep. Mike Quigley
Introduced In House on 03/19/2015