Housing Finance And Home Ownership
US Congress 114th Congress
National Disaster Tax Relief Act of 2015 [HB-3110]
[Taxes ]
[Disaster Relief ]
[Budget and Spending ]
[Small Business ]
[Housing ]
[Construction ]
[Community Development ]
[Funding ]
[Grants ]
[Economic Development ]
National Disaster Tax Relief Act of 2015 Amends the Internal Revenue Code to provide tax relief for disasters declared in 2012, 2013, 2014, and 2015 by: allowing an election to expense qualified disaster expenses (i.e., for the abatement of hazardous substances, removal of debris, demolition, and repair of business-related property); increasing the tax deduction for charitable contributions for disaster relief for individual and corporate taxpayers; allowing through 2015 the deduction of losses and net operating losses attributable to disasters;
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Sponsored by: Rep. Mike Quigley
Introduced In House on 07/16/2015
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Common Sense Economic Recovery Act of 2015 [HB-3109]
[Finance ]
[Investments ]
[Economic Development ]
Common Sense Economic Recovery Act of 2015 This bill cites circumstances under which, for purposes of determining capital requirements or measuring an insured depository institution's capital, such an institution may treat a non-accrual loan as an accrual loan. (Non-accrual [also known as non-performing or doubtful] loans are those on which interest is overdue and full collection of principal is uncertain, and so interest, if it has not been paid in over 90 days, cannot be credited to the bank's revenue account until it has actually been received.)
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Sponsored by: Rep. Bill Posey
Introduced In House on 07/16/2015
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Highway and Transportation Funding Act of 2015, Part II [HB-3038]
[Transportation and Motor Vehicles ]
[Infrastructure ]
[Budget and Spending ]
[Energy ]
[Taxes ]
[Funding ]
[Grants ]
[Pensions ]
[Retirement ]
Highway and Transportation Funding Act of 2015, Part II Directs the Secretary of Transportation to reduce the amount apportioned for a surface transportation program, project, or activity for FY2015 by amounts apportioned or allocated under the Highway and Transportation Funding Act of 2014 and the Highway and Transportation Funding Act of 2015 for the period from October 1, 2014, through July 31, 2015. TITLE I--SURFACE TRANSPORTATION PROGRAM EXTENSION Subtitle A--Federal-Aid Highways (Sec.1001) Amends the Highway and Transportation Funding Act
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Sponsored by: Rep. Bill Shuster
Read The Second Time. Placed On Senate Legislative Calendar Under General Orders. Calendar No. 157. on 07/21/2015
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Capital Access for Small Community Financial Institutions Act of 2015 [HB-299]
[Finance ]
[Small Business ]
[Insurance ]
Capital Access for Small Community Financial Institutions Act of 2015 (Sec. 2) Amends the Federal Home Loan Bank Act to treat certain privately insured credit unions as insured depository institutions for purposes of determining eligibility for membership in a federal home loan bank. Permits a credit union which lacks federal deposit insurance and has applied for membership in a federal home loan bank to be treated as meeting all the eligibility requirements for federal deposit insurance if the supervisor of the chartering state has determined that
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Sponsored by: Rep. Andre Carson
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/14/2015
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Solar and Water-Efficient Homes Act of 2015 [HB-2982]
[Energy ]
[Housing ]
[Water ]
[Consumer Protection ]
[Construction ]
[Environmental ]
[Climate Change ]
Solar and Water-Efficient Homes Act of 2015 This bill amends the National Housing Act, with respect to Department of Housing and Urban Development (HUD) insurance of financial institutions which finance housing alterations, repairs, improvements, or conversions, to increase the premium charge from 1% per annum of the net proceeds of a loan, advance of credit, or purchase, for the term of the obligation, to 1.5% per year of the remaining insured principal balance, with a specified exclusion and without taking into account delinquent payments or prepayments.
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Sponsored by: Rep. James R. Langevin
Introduced In House on 07/08/2015
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Military Consumer Protection Act [HB-2979]
[Consumer Protection ]
[Military ]
[Veterans ]
[Finance ]
[Housing ]
Military Consumer Protection Act This bill amends the Consumer Financial Protection Act to extend Consumer Financial Protection Bureau oversight and protection to provisions under the Servicemembers Civil Relief Act concerning: future financial transactions, excluding insurance; default judgments, excluding child custody proceedings; interest rates on pre-service debts; evictions; purchase or lease installment contracts; mortgages and trusts; motor vehicle leases; telephone service contracts; and waiver of rights pursuant to a written agreement,
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Sponsored by: Rep. Janice D. Schakowsky
Introduced In House on 07/08/2015
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Flood Insurance Market Parity and Modernization Act [HB-2901]
[Insurance ]
[Disaster Relief ]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Flood Insurance Market Parity and Modernization Act (Sec. 2) This bill amends the Flood Disaster Protection Act of 1973 to make technical amendments without substantive change to requirements for flood insurance under either the federal program or private flood insurance. (Under current law, any building, mobile home or personal property that would be financed by a federally-backed mortgage must have flood insurance if the property is located in an area designated as a special flood hazard.) As under current law, the amount of mandatory flood insurance
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Sponsored by: Rep. Steve Scalise
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/09/2016
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Pathways Out of Poverty Act of 2015 [HB-2721]
[Education ]
[Housing ]
[Healthcare ]
[Labor, Jobs, Employment ]
[Medicare and Medicaid ]
[Taxes ]
[Budget and Spending ]
[Food ]
[Poverty ]
[Unemployment ]
[Human Services ]
[Children and Youth ]
[Social Security ]
Pathways Out of Poverty Act of 2015 DIVISION A--EDUCATION TITLE I--STRONG START FOR AMERICA'S CHILDREN Subtitle A--Access to Voluntary Prekindergarten for Low- and Moderate-Income Families Directs the Department of Education (ED) to allot matching grants to states and, through them, subgrants to local educational agencies (LEAs), childhood education program providers, or consortia of those entities to implement high-quality prekindergarten programs for children from low-income families. Allots grants to states based on each state's proportion of
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Sponsored by: Rep. Raul M. Grijalva
Referred To The Subcommittee On Higher Education And Workforce Training. on 11/16/2015
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Community Lender Regulatory Relief and Consumer Protection Act of 2015 [HB-2642]
[Finance ]
[Consumer Protection ]
[Housing ]
[Veterans ]
[Real Estate ]
[Insurance ]
Community Lender Regulatory Relief and Consumer Protection Act of 2015 This bill amends the Truth in Lending Act with respect to the presumption of a mortgagor's ability to pay a qualified residential mortgage loan and the insured depository institutions or insured credit unions meeting specified criteria that may be its creditors. The Gramm-Leach-Bliley Act is amended to exempt from its requirement of annual written privacy notices certain financial institutions. The Federal Deposit Insurance Act is amended to: (1) increase from $500 million to
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Sponsored by: Rep. Gregory W. Meeks
Introduced In House on 06/03/2015
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BARN Act Better Agriculture Resources Now Act [HB-2588]
[Agriculture ]
[Immigration ]
[Labor, Jobs, Employment ]
BARN Act Better Agriculture Resources Now Act Revises the H-2A nonimmigrant agricultural worker visa program, including with respect to: (1) agricultural labor and services, (2) application requirements, (3) wages, (4) period of authorized nonimmigrant status, (5) housing, (6) legal assistance, and (7) violations.
Sponsored by: Rep. Luke Messer
Referred To The Subcommittee On Immigration And Border Security. on 06/16/2015
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Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 [HB-2577]
[Transportation and Motor Vehicles ]
[Housing ]
[Budget and Spending ]
[Defense ]
[Veterans ]
[Healthcare ]
[Construction ]
[Public Health ]
[Military ]
[National Security ]
[Environmental ]
[Water ]
[International ]
[Funding ]
[Grants ]
[Human Services ]
[Medicare and Medicaid ]
[Science ]
[Technology and Innovation ]
[Public Safety ]
[Energy ]
[Law Enforcement ]
[Disaster Relief ]
[Economic Development ]
[Small Business ]
[Consumer Protection ]
[Family-Related Legislation ]
[Children and Youth ]
[Labor, Jobs, Employment ]
[Property Tax ]
[Real Estate ]
[Air Quality ]
[Pharmaceuticals ]
[Pensions ]
[Cybersecurity ]
[Data Privacy ]
[Ethics ]
[Taxes ]
[Waste Management / Recycling ]
[Animals ]
[Food ]
Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 (Sec. 3) Specifies that references to "this Act" included in any division refer only to the provisions of the division unless the bill expressly provides otherwise. (Sec. 4) Specifies that the sums in this bill are appropriated out of any money in the Treasury not otherwise appropriated for FY2017. (Sec. 5) Specifies that each amount in this bill designated by Congress as an emergency requirement is contingent on the President also designating all of the
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Sponsored by: Rep. Mario Diaz-Balart
Conference Report Considered In Senate. (consideration: Cr S5229-5240) on 09/06/2016
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Families of Fallen Servicemembers First Act [HB-250]
[Veterans ]
[Military ]
[Budget and Spending ]
[Funding ]
[Human Services ]
Families of Fallen Servicemembers First Act This bill provides a permanent appropriation for the payment of death gratuities and related benefits to survivors of deceased members of the uniformed services during a period of lapsed appropriations. The bill provides the appropriations at the rate and under the conditions provided for the most recent fiscal year for which an Act making appropriations for the uniformed services has been enacted. The appropriations are provided during a period of lapsed appropriations, in which appropriations are unavailable
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Sponsored by: Rep. Gerald E. Connolly
Introduced In House on 01/09/2015
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Preservation Enhancement and Savings Opportunity Act of 2015 [HB-2482]
[Housing ]
[Real Estate ]
[Budget and Spending ]
Preservation Enhancement and Savings Opportunity Act of 2015 (Sec. 2) Amends the Low-Income Housing Preservation and Resident Homeownership Act of 1990 (LIHPRHA) with respect to a plan of action the Department of Housing and Urban Development (HUD) may approve for extension of the low-income affordability restrictions on any eligible low-income housing. Entitles the owner of a property subject to a plan of action or use agreement to distribute: annually all surplus cash generated by the property, but only if the owner is in material compliance with
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Sponsored by: Rep. Erik Paulsen
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/15/2015
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Stability for Service Members Act [HB-2475]
[Veterans ]
[Real Estate ]
[Military ]
Stability for Service Members Act Amends the Honoring America's Veterans and Caring for Camp Lejeune Families Act of 2012 to extend through calendar year 2016 the one-year period after a service member's military service during which: (1) a court may stay proceedings to enforce an obligation on real or personal property owned by the service member before such military service; and (2) any sale, foreclosure, or seizure of such property shall be invalid without a court order or waiver agreement signed by the service member. (Currently, the extended
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Sponsored by: Rep. Denny Heck
Referred To The Subcommittee On Economic Opportunity. on 06/05/2015
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Preserving Capital Access and Mortgage Liquidity Act of 2015 [HB-2473]
[Finance ]
[Housing ]
[Real Estate ]
[Insurance ]
Preserving Capital Access and Mortgage Liquidity Act of 2015 This bill amends the Federal Home Loan Bank Act to redefine "community financial institution" to include either a federal or state credit union.
Sponsored by: Rep. Mike Quigley
Hearings Held By The Subcommittee On Financial Institutions And Consumer Credit Prior To Referral. on 10/21/2015
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Federal Reserve Transparency Act of 2015 [HB-24]
[Finance ]
[Budget and Spending ]
[Taxes ]
Federal Reserve Transparency Act of 2015 (Sec. 2) This bill directs the Government Accountability Office to: (1) complete, within 12 months of enactment, the required audit of the Board of Governors of the Federal Reserve System (Federal Reserve Board) and of the Federal Reserve Banks; and (2) submit to Congress, within 90 days of audit completion, a detailed report of audit findings and conclusions. The bill repeals certain limitations placed upon audits of the Federal Reserve Board and Federal Reserve banks concerning: (1) international financial
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Sponsored by: Rep. Alexander Mooney
Reported (amended) By The Committee On Oversight And Government Reform. H. Rept. 114-692. on 07/14/2016
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HOME Act Helping Our Middle-Class Entrepreneurs Act [HB-2310]
[Taxes ]
[Small Business ]
[Housing ]
[Economic Development ]
HOME Act Helping Our Middle-Class Entrepreneurs Act Amends the Internal Revenue Code to allow a taxpayer who uses a residence to conduct a trade or business a standard tax deduction equal to the lesser of $1,500 or the taxpayer's gross trade or business income derived from the business use of such residence. Provides for an inflation adjustment to the standard deduction amount in calendar years beginning after 2015.
Sponsored by: Rep. Michelle Lujan Grisham
Introduced In House on 05/13/2015
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Equity in Government Compensation Act of 2015 [HB-2243]
[Housing ]
[Finance ]
[Labor, Jobs, Employment ]
[Budget and Spending ]
Equity in Government Compensation Act of 2015 (Sec. 3) This bill requires the Director of the Federal Housing Finance Agency to: (1) suspend immediately the compensation packages approved for 2015 for the chief executive officers of the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government-sponsored enterprises or GSEs); and (2) establish, in lieu of such packages, the compensation and benefits for each such officer at the same level in effect as of January 1, 2015. Such compensation
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Sponsored by: Rep. Rod Blum
Reported (amended) By The Committee On Financial Services. H. Rept. 114-339, Part I. on 11/16/2015
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Disaster Savings Accounts Act of 2015 [HB-2230]
[Disaster Relief ]
[Taxes ]
[Budget and Spending ]
[Insurance ]
[Inflation ]
Disaster Savings Accounts Act of 2015 Amends the Internal Revenue Code to: (1) establish tax-exempt disaster savings accounts to pay the expenses of homeowners for disaster mitigation and recovery expenses, (2) allow a deduction from gross income (above-the-line deduction) up to $5,000 (adjusted annually for inflation) in a taxable year for cash contributions to such accounts, (3) exclude from gross income distributions from such accounts to pay disaster mitigation and recovery expenses; and (4) set forth tax rules and penalties for excess contributions
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Sponsored by: Rep. Brian Babin
Introduced In House on 05/01/2015
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To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. [HB-2213]
[Real Estate ]
[Finance ]
[Consumer Protection ]
[Housing ]
To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. This bill prohibits until January 1, 2016, enforcement against any person of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974, the Truth in Lending Act, and regulations issued under such Acts. No suit may be filed against any person for a
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Sponsored by: Rep. Ryan A. Costello
Hearings Held By The Subcommittee On Financial Institutions And Consumer Credit Prior To Referral. on 06/11/2015