Debt Management
Maryland 2025 Regular Session
Hospitals - Medical Debt Collection - Sale of Patient Debt to Nonprofit Organizations [HB-1324]
[Healthcare ]
[Consumer Protection ]
[Nonprofit ]
[Public Health ]
Authorizing a hospital to sell the medical debt of patients if the debt is sold to a nonprofit organization for the purpose of canceling the debt; and requiring that a hospital's financial policy require the hospital to dismiss actions pending against a patient for the collection of debt that was sold and prohibit the hospital from engaging in specified collection activities on patient debt that was sold.
Sponsored by: Rep. Anne Kaiser
Hearing 2/26 At 1:00 P.m. on 02/10/2025
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Gettr Maryland 2025 Regular Session
Electricity and Gas - Emissions Reductions, Rate Regulation, Cost Recovery, Infrastructure, Planning, Renewable Energy Portfolio Standard, and Energy Assistance Programs (Next Generation Energy Act) [HB-1035]
[Energy ]
[Environmental ]
[Infrastructure ]
[Climate Change ]
[Housing ]
[Budget and Spending ]
[Public Health ]
Authorizing the Department of Housing and Community Development to issue loans, in addition to grants, for certain purposes relating to reducing direct greenhouse gas emissions from certain multifamily residential buildings; requiring the Maryland Energy Administration, in coordination with the Public Service Commission and the Department of Natural Resources, to pursue certain agreements with neighboring states and federal agencies related to the development of new nuclear energy generation stations; etc.
Sponsored by: Rep. C.T. Wilson
Approved By The Governor - Chapter 626 on 05/20/2025
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Maryland 2025 Regular Session
Montgomery County - Common Ownership Communities - Disputes, Payments, and Elections MC 11-25 [HB-1117]
[Community Development ]
[Housing ]
[Real Estate ]
[Consumer Protection ]
Establishing certain requirements for elections to governing bodies and organizing activities of cooperative housing corporations, condominiums, and homeowners associations in Montgomery County; establishing procedures and requirements during a dispute between a member or an owner and a cooperative housing corporation, condominium, or homeowners association in Montgomery County; etc.
Sponsored by: No sponsors
Hearing 2/27 At 1:00 P.m. on 02/14/2025
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Maryland 2025 Regular Session
Electricity and Gas - Emissions Reductions, Rate Regulation, Cost Recovery, Infrastructure, Planning, Renewable Energy Portfolio Standard, and Energy Assistance Programs (Next Generation Energy Act) [SB-937]
[Energy ]
[Environmental ]
[Climate Change ]
[Housing ]
[Infrastructure ]
[Public Health ]
[Budget and Spending ]
Authorizing the Department of Housing and Community Development to issue loans, in addition to grants, for certain purposes relating to reducing direct greenhouse gas emissions from certain multifamily residential buildings; requiring the Maryland Energy Administration, in coordination with the Public Service Commission and the Department of Natural Resources, to pursue certain agreements with neighboring states and federal agencies related to the development of new nuclear energy generation stations; etc.
Sponsored by: Sen. Brian Feldman
Approved By The Governor - Chapter 625 on 05/20/2025
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Maryland 2025 Regular Session
Insurance - Enforcement, Impaired Entities, Homeowner's Insurance Policies, and Unfair Claim Settlement Practices - Revisions [SB-893]
[Insurance ]
[Consumer Protection ]
Establishing and altering requirements governing the regulation of insurance in the State, including requirements related to reviews and examinations undertaken by the Maryland Insurance Commissioner, premium discounts, the temporary suspension of writing new homeowner's insurance policies, and claims handling; providing that certain insurers may be subject to additional market conduct examinations under certain circumstances; etc.
Sponsored by: Sen. Nick Charles
Hearing 3/05 At 1:00 P.m. on 02/06/2025
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Maryland 2025 Regular Session
Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act) [HB-1020]
[Consumer Protection ]
[Healthcare ]
[Data Privacy ]
Prohibiting a consumer reporting agency from furnishing any consumer report containing certain adverse information relating to a consumer's medical debt, or any collection action against a consumer for medical debt, or maintain a file on a consumer related to medical debt or collections; prohibiting a person from using medical debt information from a consumer report for certain purposes; prohibiting a health care facility, a health care practitioner, or an ambulance service from disclosing medical debt to a consumer reporting agency; etc.
Sponsored by: Rep. Julie Palakovich Carr
Approved By The Governor - Chapter 121 on 04/22/2025
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Maryland 2025 Regular Session
Institutions of Higher Education - Mandatory Disclosures for New and Prospective Students (Informed Enrollment Act) [SB-713]
[Education ]
[Student Loans ]
[Data Privacy ]
[Consumer Protection ]
Requiring each institution of higher education in the State that admits first-time undergraduate students, by July 1, 2026, to prominently display on its publicly accessible website a link to the U.S. Department of Education College Scorecard website; and requiring the Maryland Higher Education Commission to make certain data available to institutions of higher education in the State under certain circumstances.
Sponsored by: Sen. Benjamin Brooks
Hearing 3/05 At 1:00 P.m. on 02/05/2025
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Maryland 2025 Regular Session
Commercial Financing - Small Business Truth in Lending Act [SB-754]
[Finance ]
[Small Business ]
[Consumer Protection ]
[Economic Development ]
Regulating commercial financing transactions, including by establishing requirements related to certain disclosures, calculations of annual percentage rates, terms of repayments, and other related items, and the extension of specific offers.
Sponsored by: Sen. Benjamin Kramer
Referred Economic Matters on 03/07/2025
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Maryland 2025 Regular Session
Institutions of Postsecondary Education - Institutional Debt - Report [HB-920]
[Education ]
[Student Loans ]
[Funding ]
Requiring institutions of postsecondary education to submit a report on institutional debt to the Maryland Higher Education Commission by October 1 each year, beginning in 2026; authorizing the Commission to assess a civil penalty, up to $10,000 per violation, against an institution for failure to submit a report or knowingly including inaccurate information in a report; and establishing certain notice and hearing procedures that the Commission must follow before assessing a civil penalty.
Sponsored by: Rep. Jennifer Terrasa
Hearing Canceled on 04/02/2025
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Maryland 2025 Regular Session
Public Utilities - Nuclear Energy - Renewable Energy Portfolio Standard and Procurement (Decarbonization Infrastructure Solutions Act of 2025) [SB-716]
[Energy ]
[Technology and Innovation ]
[Climate Change ]
Altering the renewable energy portfolio standard; including nuclear energy generated by certain nuclear energy reactors as a Tier 1 renewable source; establishing a certified nuclear renewable energy credit for use in meeting certain renewable energy portfolio standard requirements; establishing a procurement process for the Public Service Commission to evaluate and approve an application for nuclear energy generation projects; etc.
Sponsored by: Sen. James Rosapepe
Hearing 3/06 At 1:00 P.m. on 02/05/2025
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Maryland 2025 Regular Session
School Psychologist Interstate Licensure Compact [HB-959]
[Education ]
[Healthcare ]
[Mental Health ]
[Children and Youth ]
Entering into the School Psychologist Interstate Licensure Compact for the purpose of authorizing licensed school psychologists who hold multistate licenses to provide school psychological services in member states; establishing requirements for multistate licensure; establishing the School Psychologist Interstate Licensure Compact Commission; providing for the withdrawal from the Compact; and providing the Act is contingent on the enactment of substantially similar legislation in seven other states.
Sponsored by: Rep. Bernice Mireku-North
Hearing Canceled on 02/07/2025
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Maryland 2025 Regular Session
Estates and Trusts - Interpretation of Wills - Evidence of Intent (Granny's Law) [HB-868]
[Law Enforcement ]
Authorizing, under certain circumstances, a personal representative to petition the orphans' court to interpret a decedent's will in accordance with the decedent's intent as demonstrated by certain extrinsic evidence; establishing a certain rebuttable presumption as to a decedent's intent; authorizing the personal representative to require a certain legatee to demonstrate the use of a legacy under the decedent's will; requiring the court to interpret a will in a certain manner if certain language is included in the will; etc.
Sponsored by: Rep. Edith Patterson
Hearing 2/27 At 1:00 P.m. on 02/10/2025
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Maryland 2025 Regular Session
Real Property - Residential Foreclosures - Materially Delinquent Mortgages [SB-682]
[Real Estate ]
[Housing ]
[Finance ]
[Consumer Protection ]
Altering certain requirements for an order to docket or a complaint to foreclose a mortgage or deed of trust on residential property; requiring a secured party to provide certain loan-related correspondence in order to enforce a materially delinquent mortgage, subject to certain exceptions; and permitting a mortgagor to raise a defense of laches in an action to enforce a materially delinquent mortgage.
Sponsored by: Sen. Nick Charles
Hearing 2/25 At 1:00 P.m. on 02/04/2025
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Maryland 2025 Regular Session
Federal Public Service Loan Forgiveness Program - Employee Certification and Awareness Materials [HB-795]
[Student Loans ]
[Education ]
[Consumer Protection ]
Establishing requirements related to the certification of employment by public service employers under the federal Public Service Loan Forgiveness Program, including requirements regarding determinations of whether employees are full-time; and requiring the Student Loan Ombudsman in the Office of the Commissioner of Financial Regulation to develop and disseminate information to increase awareness of and participation in the Program.
Sponsored by: Rep. Anne Kaiser
Approved By The Governor - Chapter 324 on 05/06/2025
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Maryland 2025 Regular Session
Maryland Uniform Disposition of Abandoned Property Act – Revisions [SB-665]
[Finance ]
[Technology and Innovation ]
[Consumer Protection ]
[Data Privacy ]
Making certain virtual currency subject to the abandoned property laws in the State; establishing certain provisions to determine certain information about certain apparent owners of abandoned property; altering and establishing certain provisions pertaining to the presumption of abandonment for certain types of property; establishing certain procedures to establish the death of a certain insured or certain annuitant; altering the dollar value at which the Comptroller is required to publish certain notice; etc.
Sponsored by: No sponsors
Approved By The Governor - Chapter 635 on 05/20/2025
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Maryland 2025 Regular Session
Real Property - Residential Foreclosures - Commencement Restrictions [HB-769]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Establishing certain restrictions for the commencement of a foreclosure and an order to docket or a complaint to foreclose a mortgage or deed of trust on residential property.
Sponsored by: Rep. Anne Healey
Third Reading Passed (139-0) on 03/17/2025
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Maryland 2025 Regular Session
Hospitals - Medical Debt Collection - Sale of Patient Debt [HB-765]
[Healthcare ]
[Consumer Protection ]
[Nonprofit ]
Authorizing a hospital, under certain circumstances, to sell the medical debt of patients if the debt is sold to a governmental unit or an entity that is under contract with the unit or a nonprofit organization for the purpose of canceling the debt; requiring that a hospital's financial policy require the hospital to dismiss actions pending against a patient for the collection of debt that was sold and prohibit the hospital from engaging in specified collection activities; etc.
Sponsored by: Rep. Anne Kaiser
Approved By The Governor - Chapter 750 on 05/20/2025
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Maryland 2025 Regular Session
Maryland Financial Empowerment Center Network Pilot Program - Establishment [HB-801]
[Finance ]
[Budget and Spending ]
[Consumer Protection ]
[Economic Development ]
[Funding ]
[Grants ]
[Poverty ]
Establishing the Maryland Financial Empowerment Center Network Pilot Program within the Office of the Comptroller to establish a statewide network of financial empowerment centers in different regions of the State; requiring each Center to provide one-on-one financial counseling and coaching services free of charge; and requiring the Governor to include in the annual budget bill for fiscal years 2027 and 2028 an appropriation to the Comptroller sufficient to cover the costs of the Pilot Program.
Sponsored by: Rep. Anne Kaiser
Hearing 3/27 At 1:00 P.m. on 03/24/2025
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Maryland 2025 Regular Session
Maryland Uniform Disposition of Abandoned Property Act - Revisions [HB-761]
[Consumer Protection ]
[Data Privacy ]
[Technology and Innovation ]
Making certain virtual currency subject to the abandoned property laws in the State; establishing certain provisions to determine certain information about certain apparent owners of abandoned property; altering and establishing certain provisions pertaining to the presumption of abandonment for certain types of property; establishing certain procedures to establish the death of a certain insured or certain annuitant; altering from $100 to $50 the value at which the Comptroller is required to publish a certain notice; etc.
Sponsored by: No sponsors
Approved By The Governor - Chapter 636 on 05/20/2025
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Maryland 2025 Regular Session
Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act) [SB-614]
[Consumer Protection ]
[Healthcare ]
[Data Privacy ]
[Finance ]
Prohibiting a consumer reporting agency from including certain medical debt information in a consumer report; prohibiting a person from using medical debt information included in a consumer report when making a creditworthiness determination; prohibiting certain entities from disclosing medical debt to a consumer reporting agency; requiring certain entities to include a certain provision in contracts entered into with a collection entity regarding medical debt; etc.
Sponsored by: Sen. Clarence Lam
Referred Rules And Executive Nominations on 04/05/2025