Debt Management
Maryland 2022 Regular Session
Public High Schools - Financial Literacy - Curriculum, Graduation Requirement, and Professional Development [SB-699]
[Education ]
[Consumer Protection ]
[Finance ]
[Public Safety ]
[Children and Youth ]
Requiring the State Board of Education, with the assistance of the Maryland Council on Economic Education, to develop curriculum content for a certain course in financial literacy; requiring each county board of education to implement the curriculum in every public high school beginning in the 2025-2026 school year; requiring the completion of a certain financial literacy course in order to graduate from high school beginning in 2029; etc.
Sponsored by: Sen. Katherine Klausmeier
Hearing 3/08 At 1:00 P.m. on 02/10/2022
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Gettr Maryland 2022 Regular Session
Public High Schools - Financial Literacy Pilot Program - Establishment [HB-630]
[Education ]
[Finance ]
[Children and Youth ]
[Budget and Spending ]
Requiring the State Board of Education to establish a Financial Literacy Pilot Program for public school students, including public charter school students, in Grades 11 and 12; requiring the curriculum content to include lessons on budgeting, saving money, debt, investments, amortization, interest and other issues as appropriate; authorizing each public school to implement the curriculum content beginning in the 2023-2024 school year; and requiring a report to the General Assembly on the status of the Program by January 1, 2027.
Sponsored by: Rep. Talmadge Branch
Hearing 2/17 At 3:00 P.m. on 02/02/2022
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Maryland 2022 Regular Session
Education - Student Horizon Database and Scorecard (Students Right to Know Act of 2022) [SB-498]
[Education ]
[Labor, Jobs, Employment ]
[Military ]
[Data Privacy ]
[Technology and Innovation ]
Requiring the State Department of Education, in collaboration with certain agencies, to annually collect certain information on the military and jobs, high schools, private career schools, and certain institutions of higher education in the State and to create and maintain a Student Horizon database on the Department's website that contains the information collected; requiring the Department to publish, and each local school system to distribute, the Student Horizon Scorecard on or before certain dates each year; etc.
Sponsored by: Sen. Jason Gallion
Withdrawn By Sponsor on 03/08/2022
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Maryland 2022 Regular Session
Public Institutions of Higher Education - Transcript Requests by Students With Unpaid Student Account Balances [SB-152]
[Student Loans ]
[Education ]
Requiring a public institution of higher education to allow a student with an unpaid balance on a student account of $1,000 or less to request and receive a transcript; and requiring a public institution of higher education to allow a student with an unpaid balance on a student account that is greater than $1,000 to request and receive a transcript if the student enters into an installment agreement within 90 days of making the transcript request.
Sponsored by: Sen. Benjamin Kramer
Hearing Canceled on 03/29/2022
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Maryland 2022 Regular Session
Education - Student Horizon Database and Scorecard (Students Right to Know Act of 2022) [HB-132]
[Education ]
[Labor, Jobs, Employment ]
[Military ]
[Data Privacy ]
[Technology and Innovation ]
Requiring the State Department of Education, in collaboration with certain agencies, to annually collect certain information on the military and jobs, high schools, private career schools, and certain institutions of higher education in the State and to create and maintain a Student Horizon database on the Department's website that contains the information collected; requiring the Department to publish, and each local school system to distribute, the Student Horizon Scorecard on or before certain dates each year; etc.
Sponsored by: Rep. Michael Griffith
Withdrawn By Sponsor on 02/28/2022
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Maryland 2022 Regular Session
Education - Public Middle and High Schools - Financial Literacy Curriculum and Graduation Requirement [HB-200]
[Education ]
[Finance ]
[Taxes ]
[Student Loans ]
[Consumer Protection ]
[Children and Youth ]
Requiring the State Department of Education to update the Maryland State Curriculum for Personal Financial Literacy Education and corresponding financial literacy standards to include content related to managing loans and taxes; requiring the State Board of Education to establish a financial literacy education week; requiring, beginning in the 2023-2023 school year, each county board to offer a certain financial literacy curriculum; requiring each county board to provide a certificate of completion for students completing the course; etc.
Sponsored by: Rep. Marlon Amprey
Hearing 1/27 At 1:00 P.m. on 01/17/2022
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Maryland 2022 Regular Session
Debt Settlement Services – Student Education Loan Debt Relief – Disclosures and Prohibitions [HB-128]
[Student Loans ]
[Consumer Protection ]
[Education ]
Requiring a person registered to provide debt settlement services to make certain disclosures to consumers relating to student education loan debt; requiring that an advertisement for debt settlement services for student education loan debt relief include a certain disclosure; and prohibiting debt settlement services providers from taking certain actions with respect to student education loan debt relief.
Sponsored by: Rep. Lesley Lopez
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 618 on 05/29/2022
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Maryland 2021 Regular Session
Housing and Community Development – Mortgage, Down Payment, and Settlement Expense Assistance [SB-937]
[Housing ]
[Community Development ]
[Student Loans ]
[Finance ]
[Real Estate ]
Requiring the Secretary of Housing and Community Development to take into consideration a family's student loan debt in developing eligibility requirements for certain financial assistance related to residential mortgages; clarifying that the Community Development Administration may purchase notes, mortgages, or partial interests in notes or mortgages that evidence certain new residential mortgage loans for the refinancing of existing residential mortgage loans; etc.
Sponsored by: Sen. Arthur Ellis
Hearing 3/23 At 1:00 P.m. on 03/10/2021
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Maryland 2021 Regular Session
Education - Public Middle and High Schools - Financial Literacy Curriculum and Graduation Requirement [HB-916]
[Education ]
[Student Loans ]
[Taxes ]
[Public Health ]
[Children and Youth ]
Requiring the State Department of Education to update the Maryland State Curriculum for Personal Financial Literacy Education and financial literacy standards to include content related to student loans and taxes; requiring the State Board to develop curriculum content for middle and high school courses in financial literacy; requiring students to complete a financial literacy course in order to graduate from a public middle or high school; etc.
Sponsored by: Rep. Marlon Amprey
Hearing 2/17 At 1:30 P.m. on 02/03/2021
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Maryland 2021 Regular Session
Property Tax - Tax Sales - Homeowner Protection Program [HB-852]
[Property Tax ]
[Housing ]
[Taxes ]
[Consumer Protection ]
[Senior Citizens ]
[Funding ]
[Grants ]
[Human Services ]
Establishing the Homeowner Protection Program in the Department of Assessments and Taxation for the purpose of diverting vulnerable homeowners from the private tax lien sale process into an alternative program with the intent of minimizing tax collection costs to owners, assisting owners to pay their taxes, and allowing owners to remain in their homes; establishing the Homeowner Protection Fund consisting of tax and interest payments made by homeowners and a $750,000 appropriation to the Fund in Fiscal years 2023 to 2025; etc.
Sponsored by: Rep. Anne Kaiser
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 382 on 05/30/2021
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Maryland 2021 Regular Session
Public Institutions of Higher Education - Student Athletes (Jordan McNair Safe and Fair Play Act) [SB-439]
[Education ]
[Sports ]
[Consumer Protection ]
[Labor, Jobs, Employment ]
[Healthcare ]
[Public Health ]
Declaring certain findings of the General Assembly regarding the educational needs and the health and safety of student athletes; prohibiting a public institution of higher education or certain organizations from preventing a student athlete from earning compensation from the use of the athlete's name, image, or likeness; prohibiting a public institution of higher education from providing a prospective student athlete with certain compensation or preventing the athlete from obtaining certain representation; etc.
Sponsored by: Sen. Chris West
Approved By The Governor - Chapter 138 on 05/18/2021
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Maryland 2021 Regular Session
Commissioner of Financial Regulation - Licensing of Nondepository Institutions - Elimination of Paper License Requirements [SB-251]
[Finance ]
[Technology and Innovation ]
[Consumer Protection ]
Providing for the elimination of certain paper licenses for collection agencies, credit services, lenders, installment lenders, mortgage lenders, mortgage loan originators, sales finance companies, check cashing services, money transmission businesses, and debt management services; providing for the licensing of certain persons for certain activities through the Nationwide Mortgage Licensing System and Registry (NMLS); requiring that certain licenses provided for through NMLS include certain information; etc.
Sponsored by: Sen.
Hearing 1/20 At 1:00 P.m. on 12/23/2021
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Maryland 2021 Regular Session
Public Institutions of Higher Education – Student Athletes (Jordan McNair Safe and Fair Play Act) [HB-125]
[Education ]
[Sports ]
[Consumer Protection ]
[Labor, Jobs, Employment ]
[Healthcare ]
Declaring certain findings of the General Assembly regarding the educational needs and the health and safety of student athletes; prohibiting a public institution of higher education or certain organizations from preventing a student athlete from earning compensation from the use of the athlete's name, image, or likeness; prohibiting a public institution of higher education from providing a prospective student athlete with certain compensation or preventing the athlete from obtaining certain legal representation; etc.
Sponsored by: Rep. Brooke Lierman
Vetoed By The Governor (duplicative) on 05/28/2021
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Maryland 2018 Regular Session
Commissioner of Financial Regulation - Student Education Loans - Ombudsman and Licensing of Servicers [SB-1012]
[Student Loans ]
[Finance ]
[Education ]
[Consumer Protection ]
Requiring the Commissioner of Financial Regulation to designate an individual to serve as the Student Loan Ombudsman; establishing the duties and responsibilities of the Student Loan Ombudsman; requiring the Ombudsman, in consultation with the Commissioner, to establish a certain student loan borrower education course with certain requirements; prohibiting a person from engaging in student education loan servicing unless the person is licensed by the Commissioner or is exempt from licensing; establishing application requirements; etc.
Sponsored by: Sen. Susan Lee
Favorable With Amendments Report By Finance on 04/05/2018
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Maryland 2018 Regular Session
Commissioner of Financial Regulation – Student Education Loans – Ombudsman [HB-1642]
[Student Loans ]
[Finance ]
[Consumer Protection ]
[Education ]
Requiring the Commissioner of Financial Regulation to designate an individual as the Student Loan Ombudsman to serve as a liaison between student loan borrowers and student loan servicers; establishing the duties and responsibilities of the Student Loan Ombudsman; requiring the Ombudsman, in consultation with the Commissioner, to establish a certain student loan borrower education course with certain requirements; etc.
Sponsored by: Rep. Kumar Barve
Favorable With Amendments Report By Finance on 04/05/2018
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Maryland 2018 Regular Session
Commercial Law - Maryland Credit Repair Businesses Act [HB-1513]
[Consumer Protection ]
[Finance ]
[Small Business ]
Recodifying provisions relating to the regulation of credit repair businesses by the Commissioner of Financial Regulation; prohibiting a credit repair business and certain persons from receiving certain consideration unless the business is licensed by the Commissioner; prohibiting a credit repair business and certain persons from receiving certain consideration for certain purposes; prohibiting a credit repair business from making, or assisting a consumer to make, a certain false or misleading statement or representation; etc.
Sponsored by: Rep. Dereck Davis
Referred To Interim Study By Economic Matters on 03/15/2018
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Maryland 2018 Regular Session
Workgroup to Study Adopting the Uniform Voidable Transactions Act [HB-1487]
[Consumer Protection ]
[Labor, Jobs, Employment ]
[Small Business ]
[Economic Development ]
Establishing the Workgroup to Study Adopting the Uniform Voidable Transactions Act in Maryland; providing for the composition, chair, and staffing of the Workgroup; prohibiting a member of the Workgroup from receiving certain compensation, but authorizing the reimbursement of certain expenses; requiring the Workgroup to report its findings and recommendations to the Governor and the General Assembly on or before December 1, 2018; etc.
Sponsored by: Rep. Susan McComas
Unfavorable Report By Economic Matters on 03/12/2018
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Maryland 2019 Regular Session
Commercial Law - Maryland Credit Repair Businesses Act [SB-873]
[Consumer Protection ]
[Finance ]
[Small Business ]
[Law Enforcement ]
[Data Privacy ]
Recodifying and redefining credit repair businesses; delineating regulation for credit repair businesses by the Commissioner of Financial Regulation; prohibiting a credit repair business from charging or receiving money or other valuable consideration prior to full and complete performance of certain services; limiting the acceptable terms in subscription agreements; requiring that credit repair businesses be licensed in a certain manner and be subject to certain provisions; etc.
Sponsored by: Sen. Katherine Klausmeier
Hearing 3/20 At 1:00 P.m. on 03/04/2019
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Maryland 2019 Regular Session
Public School Construction - Maryland Stadium Authority - Supplemental Funds [SB-731]
[Education ]
[Construction ]
[Budget and Spending ]
[Funding ]
[Grants ]
[Public Safety ]
Authorizing the Maryland Stadium Authority to issue bonds to finance the construction of or improvements to certain public school facilities subject to certain limitations; establishing the Supplemental Public School Construction Financing Fund and the Supplemental Public School Construction Fund; beginning in fiscal year 2021, requiring $125,000,000 from the State Lottery Fund to be deposited into the Supplemental Public School Construction Financing Fund each fiscal year that bonds are outstanding and unpaid; etc.
Sponsored by: Sen. Douglas Peters
Hearing 2/27 At 1:00 P.m. on 02/06/2019
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Maryland 2019 Regular Session
Insurance - Group Retirement Annuities - Protections [SB-648]
[Insurance ]
[Retirement ]
[Pensions ]
[Consumer Protection ]
Providing for the exemption of certain money and assets under certain retirement plans from certain claims; prohibiting the transfer or assumption of certain retirement annuity contracts between certain insurers except under certain circumstances; requiring the prior approval of the Maryland Insurance Commissioner before transferring certain annuity contracts to certain assuming insurers; authorizing the Commissioner to impose certain penalties for certain violations; etc.
Sponsored by: Sen. Katherine Klausmeier
Hearing 3/08 At 1:00 P.m. on 02/11/2019