Debt Collection

Federal
US Congress 117th Congress

Medical Debt Relief Act of 2021 [HB-773] [Healthcare ] [Consumer Protection ] [Finance ] [Public Health ]
To amend the Fair Credit Reporting Act to institute a 1-year waiting period before medical debt will be reported on a consumer's credit report and to remove paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes.

  

Sponsored by: Rep. Barbara Lee Introduced In House on 02/03/2021

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Federal
US Congress 117th Congress

Medical Debt Relief Act of 2021 [S.214] [Healthcare ] [Consumer Protection ] [Finance ] [Public Health ]
A bill to amend the Fair Credit Reporting Act to institute a 1-year waiting period before medical debt will be reported on a consumer's credit report and to remove paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes.

  

Sponsored by: Sen. Richard Blumenthal Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 02/03/2021

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State (Maryland)
Maryland 2021 Regular Session

Maryland Transportation Authority – Video Tolls – Collection [HB-912] [Transportation and Motor Vehicles ]
Extending, from May 31, 2021, to May 31, 2024, the termination date for certain provisions of law relating to the authority of the Central Collection Unit to collect certain unpaid video tolls and associated penalties that are recalled by the Maryland Transportation Authority.

  

Sponsored by: Rep. Mary Ann Lisanti Hearing 2/18 At 1:30 P.m. on 02/04/2021

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State (Maryland)
Maryland 2021 Regular Session

Courts - Judgments - Exemptions from Execution [HB-772] [Consumer Protection ] [Finance ] [Law Enforcement ] [Public Safety ]
Exempting up to $2,600 in certain accounts of a judgment debtor from execution on the judgment without an election by the debtor to exempt the money; establishing a $6,000 limit on the cumulative value of property and cash that may be exempted; and providing for the prospective application of the Act.

  

Sponsored by: Rep. Pamela Queen Withdrawn By Sponsor on 03/16/2021

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Federal
US Congress 117th Congress

Preventing Disaster Revictimization Act [HB-539] [Disaster Relief ] [Funding ] [Public Safety ]
To amend the Disaster Recovery Reform Act of 2018 to require the Administrator of the Federal Emergency Management Agency to waive certain debts owed to the United States related to covered assistance provided to an individual or household, and for other purposes.

  

Sponsored by: Rep. Doug LaMalfa Placed On Senate Legislative Calendar Under General Orders. Calendar No. 359. on 05/03/2022

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State (Maryland)
Maryland 2021 Regular Session

Property Tax - Tax Sales - Homeowner Protection Program [HB-852] [Property Tax ] [Housing ] [Taxes ] [Consumer Protection ] [Senior Citizens ] [Funding ] [Grants ] [Human Services ]
Establishing the Homeowner Protection Program in the Department of Assessments and Taxation for the purpose of diverting vulnerable homeowners from the private tax lien sale process into an alternative program with the intent of minimizing tax collection costs to owners, assisting owners to pay their taxes, and allowing owners to remain in their homes; establishing the Homeowner Protection Fund consisting of tax and interest payments made by homeowners and a $750,000 appropriation to the Fund in Fiscal years 2023 to 2025; etc.

  

Sponsored by: Rep. Anne Kaiser Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 382 on 05/30/2021

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Federal
US Congress 117th Congress

Support for Global Financial Institution Pandemic Response Act of 2021 [S.67] [Finance ] [Healthcare ] [International ] [Public Health ] [Funding ] [Grants ] [Economic Development ]
A bill to support efforts by international financial institutions to provide a robust global response to the COVID-19 pandemic.

  

Sponsored by: Sen. Jack Reed Read Twice And Referred To The Committee On Foreign Relations. on 01/27/2021

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State (Maryland)
Maryland 2021 Regular Session

Health Facilities - Hospitals - Medical Debt Protection [SB-514] [Healthcare ] [Consumer Protection ] [Public Health ]
Specifying the method for calculating family income to be used to consider free or reduced-cost medical care under a certain hospital financial assistance policy; requiring that the description of a hospital's financial assistance policy include a section that allows a patient to initial that the patient has been made aware of the policy; prohibiting a hospital from charging interest or fees on certain debts incurred by certain patients; requiring the Health Services Cost Review Commission to develop certain guidelines; etc.

  

Sponsored by: Sen. Delores Kelley Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 769 on 05/30/2021

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State (Maryland)
Maryland 2021 Regular Session

Commercial Law – Maryland Credit Services Business Act – Revisions [HB-657] [Consumer Protection ] [Finance ] [Data Privacy ]
Prohibiting a credit services business, its employees, and independent contractors from attempting to remove or advising a consumer to remove certain information from the consumer's credit report, calling or sending certain communications to certain entities, and sending certain communications to a person without disclosing certain information; requiring a certain credit services business, its employees, and independent contractors to provide certain information to a certain credit reporting agency or data furnisher; etc.

  

Sponsored by: Rep. Brian Crosby Withdrawn By Sponsor on 02/10/2021

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Federal
US Congress 117th Congress

COVID–19 Student Loan Relief Extension Act [HB-394] [Student Loans ] [Education ] [Funding ]
To expand loan relief to all Federal student loan borrowers, and for other purposes.

  

Sponsored by: Rep. Ted Lieu Introduced In House on 01/21/2021

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State (Maryland)
Maryland 2021 Regular Session

Video Lottery Operator - Reconciliation of Proceeds - Uncollectible Debt [HB-546] [Gaming ] [Finance ]
Altering the definition of "proceeds" to allow a video lottery operator, under certain circumstances, to reduce the amount of proceeds received from video lottery terminals and table games by the amount of certain uncollectible negotiable instruments for up to 7 days following a determination that a counter check is uncollectable; requiring a video lottery operator to report certain information to certain committees of the General Assembly at least quarterly; terminating the Act on July 1, 2023; etc.

  

Sponsored by: Rep. Kevin Hornberger First Reading Ways And Means on 01/20/2021

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State (Maryland)
Maryland 2021 Regular Session

Health Facilities - Hospitals - Medical Debt Protection [HB-565] [Healthcare ] [Consumer Protection ] [Public Health ]
Specifying the method for calculating family income to be used to consider free or reduced-cost medical care under a certain hospital financial assistance policy; requiring that the description of a hospital's financial assistance policy include a section that allows a patient to indicate the patient is aware of the policy; prohibiting a hospital from charging interest or fees on certain debts incurred by patients; requiring the Health Services Cost Review Commission to develop guidelines for an income-based payment plan; etc.

  

Sponsored by: Rep. Lorig Charkoudian Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 770 on 05/30/2021

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State (Maryland)
Maryland 2021 Regular Session

Commercial Law - Consumer Protection - Financial Capabilities and Legal Assistance Fund [HB-585] [Consumer Protection ] [Finance ] [Law Enforcement ] [Funding ] [Grants ] [Nonprofit ] [Public Safety ]
Prohibiting a collection agency from passing to a consumer any costs associated with certain filing fees; establishing the Financial Capabilities and Legal Assistance Fund as a special, nonlapsing fund to receive and distribute funds to qualified nonprofit entities that provide counselling services and legal assistance to consumers related to consumer credit and debt collections; requiring the Division to adopt certain regulations; requiring the State Treasurer to hold the Fund and the Comptroller to account for the Fund; etc.

  

Sponsored by: Rep. Debra Davis Unfavorable Report By Economic Matters on 02/25/2021

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State (Maryland)
Maryland 2021 Regular Session

Commissioner of Financial Regulation - Licensing of Nondepository Institutions - Elimination of Paper License Requirements [SB-251] [Finance ] [Technology and Innovation ] [Consumer Protection ]
Providing for the elimination of certain paper licenses for collection agencies, credit services, lenders, installment lenders, mortgage lenders, mortgage loan originators, sales finance companies, check cashing services, money transmission businesses, and debt management services; providing for the licensing of certain persons for certain activities through the Nationwide Mortgage Licensing System and Registry (NMLS); requiring that certain licenses provided for through NMLS include certain information; etc.

  

Sponsored by: Sen. Hearing 1/20 At 1:00 P.m. on 12/23/2021

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State (Maryland)
Maryland 2021 Regular Session

State Finance and Procurement - Central Collection Unit - Powers [HB-364] [Finance ] [Budget and Spending ] [Consumer Protection ]
Repealing the authority of the Central Collection Unit to settle a debt or claim without suit; reducing the maximum amount of a certain fee that may be assessed and collected from a debtor under certain circumstances; and repealing a requirement that a certain fee be assessed and collected sufficient to cover certain collection and administrative costs.

  

Sponsored by: Rep. Pat Young Withdrawn By Sponsor on 04/09/2021

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State (Maryland)
Maryland 2021 Regular Session

Commercial Law – Maryland Credit Services Business Act – Revisions [SB-255] [Consumer Protection ] [Finance ] [Data Privacy ]
Prohibiting a credit services business, its employees, and independent contractors from attempting to remove or advising a consumer to remove certain information from the consumer's credit report, calling or sending certain communications to certain entities, and sending certain communications to a person without disclosing certain information; requiring a certain credit services business, its employees, and independent contractors to provide certain information to a certain credit reporting agency or data furnisher; etc.

  

Sponsored by: Sen. Stephen Hershey Hearing 1/27 At 1:00 P.m. on 12/23/2021

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State (Maryland)
Maryland 2021 Regular Session

State Collection Agency Licensing Board - Sunset Extension [SB-206] [Consumer Protection ] [Finance ] [Budget and Spending ]
Continuing the State Collection Agency Licensing Board in accordance with the provisions of the Maryland Program Evaluation Act (sunset law) by extending to July 1, 2032, the termination provisions relating to certain statutory and regulatory authority of the Board.

  

Sponsored by: Sen. Hearing 1/14 At 11:00 A.m. on 12/23/2021

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State (Maryland)
Maryland 2021 Regular Session

Action to Collect a Private Education Loan - Required Documents [HB-26] [Student Loans ] [Consumer Protection ] [Education ]
Prohibiting private education lenders and private education loan collectors from initiating a certain action except under certain circumstances; prohibiting a court from entering a certain judgment unless the private education lender or private education loan collector introduces certain documents; providing that the failure of a private education lender or private education loan collector to provide certain information at a certain time constitutes an unfair, abusive, or deceptive trade practice; etc.

  

Sponsored by: Rep. Lesley Lopez Hearing 3/30 At 1:00 P.m. on 03/19/2021

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Federal
US Congress 116th Congress

Calling on the President of the United States to take Executive action to broadly cancel Federal student loan debt. [HR-1269] [Student Loans ]
Calling on the President of the United States to take Executive action to broadly cancel Federal student loan debt.

  

Sponsored by: Rep. Barbara Lee Introduced In House on 12/17/2020

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State (Maryland)
Maryland 2018 Regular Session

Maryland Automobile Insurance Fund - Uninsured Division - Uninsured Motorists [SB-856] [Insurance ] [Transportation and Motor Vehicles ] [Consumer Protection ] [Funding ] [Economic Development ] [Public Safety ]
Establishing certain legislative findings and declarations; establishing the Uninsured Motorist Education and Enforcement Fund to provide funding for the education of drivers about the security requirements for motor vehicles in the State; establishing in the Uninsured Division a Program to Incentivize and Enable Uninsured Vehicle Owners to Be Insured to reduce the number of uninsured vehicles in the State; providing that an individual is eligible to participate in the Program under certain circumstances; etc.

  

Sponsored by: Sen. Thomas Middleton Approved By The Governor - Chapter 196 on 04/24/2018

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