Medical Debt Relief Act of 2021 [HB-773]
[Healthcare ]
[Consumer Protection ]
[Finance ]
[Public Health ]
To amend the Fair Credit Reporting Act to institute a 1-year waiting period before medical debt will be reported on a consumer's credit report and to remove paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes.
HB-773: Medical Debt Relief Act of 2021
Sponsored by: Rep. Barbara Lee
Introduced In House on 02/03/2021
Medical Debt Relief Act of 2021 [S.214]
[Healthcare ]
[Consumer Protection ]
[Finance ]
[Public Health ]
A bill to amend the Fair Credit Reporting Act to institute a 1-year waiting period before medical debt will be reported on a consumer's credit report and to remove paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes.
S.214: Medical Debt Relief Act of 2021
Sponsored by: Sen. Richard Blumenthal
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 02/03/2021
Maryland Transportation Authority – Video Tolls – Collection [HB-912]
[Transportation and Motor Vehicles ]
Extending, from May 31, 2021, to May 31, 2024, the termination date for certain provisions of law relating to the authority of the Central Collection Unit to collect certain unpaid video tolls and associated penalties that are recalled by the Maryland Transportation Authority.
HB-912: Maryland Transportation Authority – Video Tolls – Collection
Sponsored by: Rep. Mary Ann Lisanti
Hearing 2/18 At 1:30 P.m. on 02/04/2021
Courts - Judgments - Exemptions from Execution [HB-772]
[Consumer Protection ]
[Finance ]
[Law Enforcement ]
[Public Safety ]
Exempting up to $2,600 in certain accounts of a judgment debtor from execution on the judgment without an election by the debtor to exempt the money; establishing a $6,000 limit on the cumulative value of property and cash that may be exempted; and providing for the prospective application of the Act.
HB-772: Courts - Judgments - Exemptions from Execution
Sponsored by: Rep. Pamela Queen
Withdrawn By Sponsor on 03/16/2021
Preventing Disaster Revictimization Act [HB-539]
[Disaster Relief ]
[Funding ]
[Public Safety ]
To amend the Disaster Recovery Reform Act of 2018 to require the Administrator of the Federal Emergency Management Agency to waive certain debts owed to the United States related to covered assistance provided to an individual or household, and for other purposes.
HB-539: Preventing Disaster Revictimization Act
Sponsored by: Rep. Doug LaMalfa
Placed On Senate Legislative Calendar Under General Orders. Calendar No. 359. on 05/03/2022
Property Tax - Tax Sales - Homeowner Protection Program [HB-852]
[Property Tax ]
[Housing ]
[Taxes ]
[Consumer Protection ]
[Senior Citizens ]
[Funding ]
[Grants ]
[Human Services ]
Establishing the Homeowner Protection Program in the Department of Assessments and Taxation for the purpose of diverting vulnerable homeowners from the private tax lien sale process into an alternative program with the intent of minimizing tax collection costs to owners, assisting owners to pay their taxes, and allowing owners to remain in their homes; establishing the Homeowner Protection Fund consisting of tax and interest payments made by homeowners and a $750,000 appropriation to the Fund in Fiscal years 2023 to 2025; etc.
HB-852: Property Tax - Tax Sales - Homeowner Protection Program
Sponsored by: Rep. Anne Kaiser
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 382 on 05/30/2021
Support for Global Financial Institution Pandemic Response Act of 2021 [S.67]
[Finance ]
[Healthcare ]
[International ]
[Public Health ]
[Funding ]
[Grants ]
[Economic Development ]
A bill to support efforts by international financial institutions to provide a robust global response to the COVID-19 pandemic.
S.67: Support for Global Financial Institution Pandemic Response Act of 2021
Sponsored by: Sen. Jack Reed
Read Twice And Referred To The Committee On Foreign Relations. on 01/27/2021
Health Facilities - Hospitals - Medical Debt Protection [SB-514]
[Healthcare ]
[Consumer Protection ]
[Public Health ]
Specifying the method for calculating family income to be used to consider free or reduced-cost medical care under a certain hospital financial assistance policy; requiring that the description of a hospital's financial assistance policy include a section that allows a patient to initial that the patient has been made aware of the policy; prohibiting a hospital from charging interest or fees on certain debts incurred by certain patients; requiring the Health Services Cost Review Commission to develop certain guidelines; etc.
SB-514: Health Facilities - Hospitals - Medical Debt Protection
Sponsored by: Sen. Delores Kelley
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 769 on 05/30/2021
Commercial Law – Maryland Credit Services Business Act – Revisions [HB-657]
[Consumer Protection ]
[Finance ]
[Data Privacy ]
Prohibiting a credit services business, its employees, and independent contractors from attempting to remove or advising a consumer to remove certain information from the consumer's credit report, calling or sending certain communications to certain entities, and sending certain communications to a person without disclosing certain information; requiring a certain credit services business, its employees, and independent contractors to provide certain information to a certain credit reporting agency or data furnisher; etc.
HB-657: Commercial Law – Maryland Credit Services Business Act – Revisions
Sponsored by: Rep. Brian Crosby
Withdrawn By Sponsor on 02/10/2021
Video Lottery Operator - Reconciliation of Proceeds - Uncollectible Debt [HB-546]
[Gaming ]
[Finance ]
Altering the definition of "proceeds" to allow a video lottery operator, under certain circumstances, to reduce the amount of proceeds received from video lottery terminals and table games by the amount of certain uncollectible negotiable instruments for up to 7 days following a determination that a counter check is uncollectable; requiring a video lottery operator to report certain information to certain committees of the General Assembly at least quarterly; terminating the Act on July 1, 2023; etc.
HB-546: Video Lottery Operator - Reconciliation of Proceeds - Uncollectible Debt
Sponsored by: Rep. Kevin Hornberger
First Reading Ways And Means on 01/20/2021
Health Facilities - Hospitals - Medical Debt Protection [HB-565]
[Healthcare ]
[Consumer Protection ]
[Public Health ]
Specifying the method for calculating family income to be used to consider free or reduced-cost medical care under a certain hospital financial assistance policy; requiring that the description of a hospital's financial assistance policy include a section that allows a patient to indicate the patient is aware of the policy; prohibiting a hospital from charging interest or fees on certain debts incurred by patients; requiring the Health Services Cost Review Commission to develop guidelines for an income-based payment plan; etc.
HB-565: Health Facilities - Hospitals - Medical Debt Protection
Sponsored by: Rep. Lorig Charkoudian
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 770 on 05/30/2021
Commercial Law - Consumer Protection - Financial Capabilities and Legal Assistance Fund [HB-585]
[Consumer Protection ]
[Finance ]
[Law Enforcement ]
[Funding ]
[Grants ]
[Nonprofit ]
[Public Safety ]
Prohibiting a collection agency from passing to a consumer any costs associated with certain filing fees; establishing the Financial Capabilities and Legal Assistance Fund as a special, nonlapsing fund to receive and distribute funds to qualified nonprofit entities that provide counselling services and legal assistance to consumers related to consumer credit and debt collections; requiring the Division to adopt certain regulations; requiring the State Treasurer to hold the Fund and the Comptroller to account for the Fund; etc.
HB-585: Commercial Law - Consumer Protection - Financial Capabilities and Legal Assistance Fund
Sponsored by: Rep. Debra Davis
Unfavorable Report By Economic Matters on 02/25/2021
Commissioner of Financial Regulation - Licensing of Nondepository Institutions - Elimination of Paper License Requirements [SB-251]
[Finance ]
[Technology and Innovation ]
[Consumer Protection ]
Providing for the elimination of certain paper licenses for collection agencies, credit services, lenders, installment lenders, mortgage lenders, mortgage loan originators, sales finance companies, check cashing services, money transmission businesses, and debt management services; providing for the licensing of certain persons for certain activities through the Nationwide Mortgage Licensing System and Registry (NMLS); requiring that certain licenses provided for through NMLS include certain information; etc.
SB-251: Commissioner of Financial Regulation - Licensing of Nondepository Institutions - Elimination of Paper License Requirements
Sponsored by: Sen.
Hearing 1/20 At 1:00 P.m. on 12/23/2021
State Finance and Procurement - Central Collection Unit - Powers [HB-364]
[Finance ]
[Budget and Spending ]
[Consumer Protection ]
Repealing the authority of the Central Collection Unit to settle a debt or claim without suit; reducing the maximum amount of a certain fee that may be assessed and collected from a debtor under certain circumstances; and repealing a requirement that a certain fee be assessed and collected sufficient to cover certain collection and administrative costs.
HB-364: State Finance and Procurement - Central Collection Unit - Powers
Sponsored by: Rep. Pat Young
Withdrawn By Sponsor on 04/09/2021
Commercial Law – Maryland Credit Services Business Act – Revisions [SB-255]
[Consumer Protection ]
[Finance ]
[Data Privacy ]
Prohibiting a credit services business, its employees, and independent contractors from attempting to remove or advising a consumer to remove certain information from the consumer's credit report, calling or sending certain communications to certain entities, and sending certain communications to a person without disclosing certain information; requiring a certain credit services business, its employees, and independent contractors to provide certain information to a certain credit reporting agency or data furnisher; etc.
SB-255: Commercial Law – Maryland Credit Services Business Act – Revisions
Sponsored by: Sen. Stephen Hershey
Hearing 1/27 At 1:00 P.m. on 12/23/2021
State Collection Agency Licensing Board - Sunset Extension [SB-206]
[Consumer Protection ]
[Finance ]
[Budget and Spending ]
Continuing the State Collection Agency Licensing Board in accordance with the provisions of the Maryland Program Evaluation Act (sunset law) by extending to July 1, 2032, the termination provisions relating to certain statutory and regulatory authority of the Board.
SB-206: State Collection Agency Licensing Board - Sunset Extension
Sponsored by: Sen.
Hearing 1/14 At 11:00 A.m. on 12/23/2021
Action to Collect a Private Education Loan - Required Documents [HB-26]
[Student Loans ]
[Consumer Protection ]
[Education ]
Prohibiting private education lenders and private education loan collectors from initiating a certain action except under certain circumstances; prohibiting a court from entering a certain judgment unless the private education lender or private education loan collector introduces certain documents; providing that the failure of a private education lender or private education loan collector to provide certain information at a certain time constitutes an unfair, abusive, or deceptive trade practice; etc.
HB-26: Action to Collect a Private Education Loan - Required Documents
Sponsored by: Rep. Lesley Lopez
Hearing 3/30 At 1:00 P.m. on 03/19/2021
Maryland Automobile Insurance Fund - Uninsured Division - Uninsured Motorists [SB-856]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
[Funding ]
[Economic Development ]
[Public Safety ]
Establishing certain legislative findings and declarations; establishing the Uninsured Motorist Education and Enforcement Fund to provide funding for the education of drivers about the security requirements for motor vehicles in the State; establishing in the Uninsured Division a Program to Incentivize and Enable Uninsured Vehicle Owners to Be Insured to reduce the number of uninsured vehicles in the State; providing that an individual is eligible to participate in the Program under certain circumstances; etc.