Consumer Credit

Federal
US Congress 115th Congress

Overdraft Protection Act of 2017 [HB-3606] [Consumer Protection ] [Finance ]
Overdraft Protection Act of 2017

  

Sponsored by: Rep. Michael E. Capuano Introduced In House on 07/28/2017

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Federal
US Congress 115th Congress

Protecting Consumers' Access to Credit Act of 2017 [S.1642] [Finance ] [Consumer Protection ] [Investments ]
Protecting Consumers' Access to Credit Act of 2017 This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

  

Sponsored by: Sen. Mark R. Warner Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/27/2017

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Federal
US Congress 115th Congress

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". [HJR-111] [Consumer Protection ] [Finance ]
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". This joint resolution nullifies a rule submitted by the Consumer Financial Protection Bureau (CFPB) regarding arbitration agreements. (The rule regulates the use of arbitration agreements in contracts for specific consumer financial products and services. It prohibits the use of a predispute arbitration agreement to prevent a consumer from filing or participating (continued...)

  

Sponsored by: Rep. Alexander Mooney Signed By President. on 11/01/2017

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Federal
US Congress 115th Congress

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". [SJR-47] [Consumer Protection ] [Finance ]
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". This joint resolution nullifies a rule submitted by the Consumer Financial Protection Bureau (CFPB) regarding arbitration agreements. (The rule regulates the use of arbitration agreements in contracts for specific consumer financial products and services. It prohibits the use of a predispute arbitration agreement to prevent a consumer from (continued...)

  

Sponsored by: Sen. Mike Lee Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/20/2017

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Federal
US Congress 115th Congress

Financial Services and General Government Appropriations Act, 2018 [HB-3280] [Finance ] [Cybersecurity ] [Taxes ] [Technology and Innovation ] [Budget and Spending ] [Small Business ] [Consumer Protection ] [Data Privacy ] [Economic Development ] [Elections ] [Ethics ] [Funding ] [Grants ] [Law Enforcement ] [National Security ] [Property Tax ] [Crime ]
Financial Services and General Government Appropriations Act, 2018 Provides FY2018 appropriations for financial services and general government, including programs within the Department of the Treasury, the Executive Office of the President, the federal judiciary, the District of Columbia, and several independent agencies. Department of the Treasury Appropriations Act, 2018 TITLE I--DEPARTMENT OF THE TREASURY Provides appropriations to the Department of the Treasury for Departmental Offices, including: Salaries and Expenses, the Office of Terrorism (continued...)

  

Sponsored by: Rep. Tom Graves Committee On Appropriations Senate Subcommittee On Financial Services And General Government. Hearings Held On The Subject Prior To Measure Being Received From The House. Hearings Printed: S. Hrg. 115-191. on 07/26/2017

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Federal
US Congress 115th Congress

Justice is Not For Sale Act of 2017 [HB-3227] [Crime ] [Telecommunications ] [Immigration ] [Consumer Protection ] [Human Rights ] [Criminal Justice ] [Family-Related Legislation ] [Public Safety ]
Justice is Not For Sale Act of 2017 This bill requires federal, state, and local governments to directly operate and perform core services at adult prisons and detention centers. It reestablishes parole for eligible federal prisoners sentenced on or after January 1, 2017. (The Sentencing Reform Act of 1984 eliminated parole for offenders convicted of federal crimes committed after November 1, 1987.) It requires financial service providers at prisons and detention centers to impose reasonable and proportional fees and charges for money transfer services. (continued...)

  

Sponsored by: Rep. Raul M. Grijalva Referred To The Subcommittee On Crime, Terrorism, Homeland Security, And Investigations. on 08/03/2017

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Federal
US Congress 115th Congress

Protecting Servicemembers from Debt Collectors Act [HB-3196] [Consumer Protection ] [Military ] [Veterans ]
Protecting Servicemembers from Debt Collectors Act

  

Sponsored by: Rep. Sean Patrick Maloney Referred To The Subcommittee On Military Personnel. on 07/26/2017

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Federal
US Congress 115th Congress

ISA Act of 2017 Investing in Student Achievement Act of 2017 [HB-3145] [Education ] [Student Loans ]
ISA Act of 2017 Investing in Student Achievement Act of 2017

  

Sponsored by: Rep. Matthew A. Cartwright Referred To The Subcommittee On Military Personnel. on 07/26/2017

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Federal
US Congress 115th Congress

Airline Passengers' Bill of Rights [S.1418] [Transportation and Motor Vehicles ] [Consumer Protection ] [Public Safety ]
Airline Passengers' Bill of Rights This bill directs the Department of Transportation to prescribe regulations relating to: protections for airline passengers from being required to involuntarily relinquish their seats, unless necessary for safety or security; the elimination of the dollar limitations on compensation to passengers denied boarding due to overbooking; compensation to passengers for delayed or cancelled flights; interline agreements between air carriers and other transportation providers; training on the rights of passengers; unreasonable (continued...)

  

Sponsored by: Sen. Edward J. Markey Read Twice And Referred To The Committee On Commerce, Science, And Transportation. on 06/22/2017

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Federal
US Congress 115th Congress

Joint Consolidation Loan Separation Act [HB-2949] [Student Loans ]
Joint Consolidation Loan Separation Act

  

Sponsored by: Rep. Luke Messer Introduced In House on 06/20/2017

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Federal
US Congress 115th Congress

Joint Consolidation Loan Separation Act [S.1384] [Student Loans ]
Joint Consolidation Loan Separation Act

  

Sponsored by: Sen. Mark R. Warner Read Twice And Referred To The Committee On Health, Education, Labor, And Pensions. on 06/20/2017

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Federal
US Congress 115th Congress

Home Mortgage Disclosure Adjustment Act [HB-2954] [Finance ] [Housing ] [Real Estate ] [Consumer Protection ]
Home Mortgage Disclosure Adjustment Act (Sec. 2) This bill amends the Home Mortgage Disclosure Act of 1975 to exempt a depository institution from certain records and disclosure requirements related to the itemization of loan data: (1) with respect to closed-end mortgage loans, if the depository institution originated fewer than 500 such loans in each of the two preceding years; and (2) with respect to open-end lines of credit, if the depository institution originated fewer than 500 such lines of credit in each of the two preceding years. (Sec. (continued...)

  

Sponsored by: Rep. Robert E. Latta Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 01/19/2018

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Federal
US Congress 115th Congress

National Defense Authorization Act for Fiscal Year 2018 [HB-2810] [Defense ] [Military ] [National Security ] [Budget and Spending ] [Healthcare ] [Veterans ]
National Defense Authorization Act for Fiscal Year 2018 This bill authorizes FY2018 appropriations and sets forth policies for Department of Defense (DOD) programs and activities, including military personnel strengths. It does not provide budget authority, which is provided in subsequent appropriations legislation. The bill authorizes appropriations to DOD for: (1) Procurement, including aircraft, missiles, weapons and tracked combat vehicles, ammunition, shipbuilding and conversion, space procurement, and other procurement; (2) Research, Development, (continued...)

  

Sponsored by: Rep. Adam Smith Signed By President. on 12/12/2017

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Federal
US Congress 115th Congress

Home Mortgage Disclosure Adjustment Act [S.1310] [Finance ] [Housing ] [Real Estate ] [Consumer Protection ] [Small Business ]
Home Mortgage Disclosure Adjustment Act This bill amends the Home Mortgage Disclosure Act of 1975 to exempt a depository institution from certain records and disclosure requirements related to the itemization of loan data: (1) with respect to closed-end mortgage loans, if the depository institution originated fewer than 500 such loans in each of the two preceding years; and (2) with respect to open-end lines of credit, if the depository institution originated fewer than 500 such lines of credit in each of the two preceding years.

  

Sponsored by: Sen. Michael B. Enzi Committee On Banking, Housing, And Urban Affairs. Hearings Held. Hearings Printed: S.hrg. 115-81. on 06/08/2017

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Federal
US Congress 115th Congress

Protecting Veterans Credit Act of 2018 [HB-2683] [Veterans ] [Consumer Protection ] [Healthcare ]
Protecting Veterans Credit Act of 2018 This bill amends the Fair Credit Reporting Act to limit, and establish a dispute process and verification procedures with respect to, the inclusion of a veteran's medical debt in a consumer credit report.

  

Sponsored by: Rep. Alcee L. Hastings Reported (amended) By The Committee On Financial Services. H. Rept. 115-1025. on 11/14/2018

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Federal
US Congress 115th Congress

Combating Money Laundering, Terrorist Financing, and Counterfeiting Act of 2017 [S.1241] [Finance ] [Crime ] [International ] [Taxes ] [National Security ]
Combating Money Laundering, Terrorist Financing, and Counterfeiting Act of 2017 This bill modifies various prohibitions on money laundering. It requires that for certain reporting requirements, a blank check shall be considered to have a value of more than $10,000 if it was drawn on an account that contained more than $10,000. Whoever violates a currency smuggling law is subject to fines, which may be enhanced in aggravated cases. Commingled funds and aggregated transactions can be counted towards the value requirement for offenses involving prohibited (continued...)

  

Sponsored by: Sen. Chuck Grassley Committee On The Judiciary. Hearings Held. on 11/28/2017

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Federal
US Congress 115th Congress

Mortgage Fairness Act of 2017 [HB-2570] [Finance ] [Housing ] [Consumer Protection ] [Real Estate ]
Mortgage Fairness Act of 2017 This bill amends the Truth in Lending Act to revise the definition of "points and fees," for purposes of determining whether a mortgage is a "high-cost mortgage," to: (1) exclude compensation taken into account in setting the interest rate and for which the consumer was not separately charged, and (2) include compensation paid by a consumer or creditor to an individual employed by or contracting with a mortgage originator. (A high-cost mortgage designation restricts the terms of a loan and requires a lender to make (continued...)

  

Sponsored by: Rep. Dana Rohrabacher Reported By The Committee On Financial Services. H. Rept. 115-1024. on 11/14/2018

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State (Alabama)
Alabama Regular Session 2017

Consumer credit transactions, creditors, provision of credit life, disability or involuntary unemployment as joint coverage, Sec. 5-19-20 am'd. [HB-541] [Consumer Protection ] [Insurance ] [Unemployment ]
Consumer credit transactions, creditors, provision of credit life, disability or involuntary unemployment as joint coverage, Sec. 5-19-20 am'd.

  

Sponsored by: Rep. Ken Johnson Read For The First Time And Referred To The Senate Committee On Banking And Insurance on 05/17/2017

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State (Maine)
Maine 128th Legislature

An Act To Allow Credit and Debit Card Surcharges [SB-660] [Finance ] [Consumer Protection ]
An Act To Allow Credit and Debit Card Surcharges

  

Sponsored by: Sen. Kimberley C. Rosen Reports Read. on 03/28/2018

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State (Maine)
Maine 128th Legislature

An Act To Allow Consumers To Shop for Credit without Damaging Their Credit Scores [HB-360] [Consumer Protection ] [Finance ]
An Act To Allow Consumers To Shop for Credit without Damaging Their Credit Scores

  

Sponsored by: Sen. Everett Brownie Carson Pursuant To Joint Rule 310.3 Placed In Legislative Files (dead) on 03/23/2017

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