Jobs and Neighborhood Investment Act [HB-7709]
[Community Development ]
[Economic Development ]
[Finance ]
[Funding ]
[Grants ]
[Housing ]
[Labor, Jobs, Employment ]
[Small Business ]
[Poverty ]
Establishes investment programs and generally revises provisions related to community development financial institutions and minority depository institutions. The Department of the Treasury must establish a Neighborhood Capital Investment Program to facilitate direct capital investments in low- and moderate-income community financial institutions. To qualify for the program, these institutions must, among other things, (1) demonstrate specified lending history regarding low-and moderate-income borrowers and other targeted populations, and (2) provide
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HB-7709: Jobs and Neighborhood Investment Act
Sponsored by: Rep. Gregory Meeks
Introduced In House on 07/21/2020
Ryan Frascone Memorial Student Loan Relief Act of 2020 [HB-7625]
[Student Loans ]
[Consumer Protection ]
Retroactively applies certain borrower protections related to cosigners of private student loans. Specifically, all private student loan agreements must (1) prohibit a creditor from declaring a default or accelerating the debt of a private student loan on the sole basis of the death or bankruptcy of a cosigner to such a loan, and (2) require loan holders to release cosigners from any obligation upon the death of the student borrower. Under current law, these protections apply only to private student loan agreements entered into on or after November
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HB-7625: Ryan Frascone Memorial Student Loan Relief Act of 2020
Sponsored by: Rep. Angela Craig
Introduced In House on 07/16/2020
Emergency Broadband Connections Act of 2020 [S.4095]
[Telecommunications ]
[Technology and Innovation ]
[Consumer Protection ]
[Cybersecurity ]
[Data Privacy ]
[Economic Development ]
[Funding ]
[Grants ]
[Public Health ]
A bill to provide emergency benefits for broadband service during periods relating to COVID-19, and for other purposes.
S.4095: Emergency Broadband Connections Act of 2020
Sponsored by: Sen. Jack Reed
Read Twice And Referred To The Committee On Commerce, Science, And Transportation. on 06/29/2020
Patient Credit Protection Act of 2020 [S.4037]
[Healthcare ]
[Consumer Protection ]
[Insurance ]
[Medicare and Medicaid ]
[Public Health ]
[Data Privacy ]
Prohibits credit reporting agencies from including certain medical debt on a credit report if (1) the consumer was covered by a health insurance plan at the time of the medical event; and (2) the consumer has paid, or is paying as part of a payment plan, the consumer's share of copayments, deductibles, and coinsurance. Credit reporting agencies are also prohibited from reporting certain debts incurred for unconscionably excessive medical expenses for health care items and services furnished at a hospital participating in Medicare. The bill also
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S.4037: Patient Credit Protection Act of 2020
Sponsored by: Sen. Kelly Loeffler
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 06/23/2020
Financial Product Safety Commission Act of 2020 [S.3990]
[Finance ]
[Consumer Protection ]
Removes the Consumer Financial Protection Bureau from the Federal Reserve System, converts the bureau into an independent commission, and modifies its leadership structure. Specifically, the bill eliminates the positions of director and deputy director and establishes a five-person commission appointed by the President and confirmed by the Senate.
S.3990: Financial Product Safety Commission Act of 2020
Sponsored by: Sen. David Perdue
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 06/17/2020
Financial Compensation for CFPB Whistleblowers Act [S.3975]
[Finance ]
[Consumer Protection ]
[Law Enforcement ]
[Funding ]
Requires the Consumer Financial Protection Bureau to provide rewards to whistleblowers who report information relating to a violation of consumer financial law resulting in certain monetary sanctions exceeding $1 million. Specifically, the bureau must award compensation to whistleblowers for 10%-30% of the collected monetary sanctions. In cases where the bureau is unable to collect at least $1 million of the imposed sanctions, the bureau must award any single whistleblower 10% of the amount collected or $50,000, whichever is greater. The bill also
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S.3975: Financial Compensation for CFPB Whistleblowers Act
Sponsored by: Sen. Ron Wyden
Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 07/29/2020
Veteran Debt Relief During COVID–19 Act of 2020 [S.3887]
[Veterans ]
[Disaster Relief ]
[Healthcare ]
[Public Health ]
[Funding ]
Defers certain debts arising from benefits under laws administered by the Department of Veterans Affairs (VA) during the covered period, which is the COVID-19 (i.e., coronavirus disease 2019) emergency period plus the 60 days following the end of such period. Specifically, the bill prohibits the VA from doing the following during the covered period: collecting or recording certain debts, issuing notice of certain debts to a person or consumer reporting agency, allowing any interest to accrue on certain debts, or applying any administrative fee to
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S.3887: Veteran Debt Relief During COVID–19 Act of 2020
Sponsored by: Sen. Jeanne Shaheen
Read Twice And Referred To The Committee On Veterans' Affairs. on 06/03/2020
To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes. [HB-3821]
[Consumer Protection ]
[Cybersecurity ]
[Data Privacy ]
[Finance ]
[Healthcare ]
Revises requirements related to credit reporting agencies and the reporting of adverse credit information. Credit reporting agencies are prohibited from using social security numbers in credit reports and as a method of verifying a consumer's identity. The Consumer Financial Protection Bureau must supervise and examine the cybersecurity of certain credit reporting agencies. The bill prohibits a credit reporting agency from reporting paid, medically-necessary debt if the debt was paid over a year prior. A credit reporting agency is also prohibited
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HB-3821: To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes.
Sponsored by: Rep. Suzan DelBene
Introduced In House on 07/18/2019
You have voted HB-3821: To amend the Fair Credit Reporting Act to make improvements to the regulation of consumer reporting agencies and protect consumers, and for other purposes..
Coronavirus E-BD Act of 2020 Coronavirus Emergency Borrower Defense Act of 2020 [S.3745]
[Student Loans ]
[Education ]
[Consumer Protection ]
[Funding ]
[Grants ]
[Public Health ]
Requires the Department of Education (ED) to discharge, within 30 days, the federal student loan debt of three categories of borrowers. Specifically, ED must discharge the federal student loan debt of a borrower (1) who is covered by ED findings against an institution of higher education (IHE) for job placement rate misrepresentation; (2) for whom a state attorney general has asserted a right to borrower defense discharge; or (3) who was subject to a misrepresentation made by the IHE related to guaranteed employment or transferability of credits,
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S.3745: Coronavirus E-BD Act of 2020 Coronavirus Emergency Borrower Defense Act of 2020
Sponsored by: Sen. Jack Reed
Read Twice And Referred To The Committee On Health, Education, Labor, And Pensions. on 05/14/2020
Public Health Emergency Privacy Act [S.3749]
[Healthcare ]
[Public Health ]
[Data Privacy ]
[Cybersecurity ]
[National Security ]
A bill to protect the privacy of health information during a national health emergency.
S.3749: Public Health Emergency Privacy Act
Sponsored by: Sen. Cory Booker
Read Twice And Referred To The Committee On Health, Education, Labor, And Pensions. on 05/14/2020
Public Health Emergency Privacy Act [HB-6866]
[Healthcare ]
[Public Health ]
[Data Privacy ]
[Cybersecurity ]
[National Security ]
To protect the privacy of health information during a national health emergency.
HB-6866: Public Health Emergency Privacy Act
Sponsored by: Rep. Raul Grijalva
Introduced In House on 05/14/2020
UNITE Act of 2020 Undertaking National Initiatives to Tackle Epidemic Act of 2020 [HB-6853]
[Public Health ]
[Disaster Relief ]
[Labor, Jobs, Employment ]
[Elections ]
[Funding ]
[Grants ]
[Human Services ]
Responds to the COVID-19 (i.e., coronavirus disease 2019) public health emergency by increasing volunteer opportunities within AmeriCorps and employment opportunities at the Federal Emergency Management Agency (FEMA), and requiring the re-enrollment of Peace Corps volunteers whose service ended involuntarily on March 15, 2020, or earlier for volunteers who were serving in China and Mongolia. Among other things, the bill reauthorizes through FY2022 AmeriCorps programs; increases recruitment levels of its volunteers to 500,000 in FY2020-FY2022; sets
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HB-6853: UNITE Act of 2020 Undertaking National Initiatives to Tackle Epidemic Act of 2020
Sponsored by: Rep. Eleanor Norton
Referred To The Subcommittee On Economic Development, Public Buildings, And Emergency Management. on 05/14/2020
Health Force and Resilience Force Act of 2020 [HB-6808]
[Healthcare ]
[Public Health ]
[Disaster Relief ]
[Funding ]
[Grants ]
To provide for the establishment of a Health Force and a Resilience Force to respond to public health emergencies and meet public health needs.
HB-6808: Health Force and Resilience Force Act of 2020
Sponsored by: Rep. Gregory Meeks
Referred To The Subcommittee On Economic Development, Public Buildings, And Emergency Management. on 05/13/2020
The Heroes Act [HB-6800]
[Healthcare ]
[Housing ]
[Immigration ]
[Student Loans ]
[Medicare and Medicaid ]
[Taxes ]
[Budget and Spending ]
[Small Business ]
[Consumer Protection ]
[Food ]
[Veterans ]
[Public Health ]
[Mental Health ]
[Children and Youth ]
[Economic Development ]
[Elections ]
[Funding ]
[Grants ]
[Human Services ]
[Pensions ]
[Pharmaceuticals ]
[Poverty ]
[Retirement ]
[Labor, Jobs, Employment ]
[Telecommunications ]
[Transportation and Motor Vehicles ]
[Insurance ]
[Cybersecurity ]
[Data Privacy ]
[Disaster Relief ]
[Unemployment ]
Responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Among other things, the bill provides FY2020 emergency supplemental appropriations to federal agencies; provides payments and other assistance to state, local, tribal, and territorial governments; provides additional direct payments of up to $1,200 per individual; expands paid sick days, family and medical leave, unemployment compensation, nutrition and food assistance programs,
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HB-6800: The Heroes Act
Sponsored by: Rep. Raul Grijalva
Committee On Small Business And Entrepreneurship. Hearings Held. on 07/23/2020
HB-6835: To require residential mortgage servicers receiving certain emergency relief under the CARES Act to provide reports on loan-level data, and for other purposes.
Sponsored by: Rep. Katie Porter
Introduced In House on 05/12/2020
You have voted HB-6835: To require residential mortgage servicers receiving certain emergency relief under the CARES Act to provide reports on loan-level data, and for other purposes..
To prohibit confessions of judgment in connection with the extension of covered credit or creation of covered debt, and for other purposes. [HB-6795]
[Consumer Protection ]
[Finance ]
[Small Business ]
[Law Enforcement ]
[Public Safety ]
[Economic Development ]
Prohibits a confession of judgment or similar agreement as a condition to a loan or extension of credit of $2 million or less during the COVID-19 (i.e., coronavirus disease 2019) emergency period and for 120 days following. (A confession of judgment is an agreement to a judgment of liability without notice and opportunity to be heard in court in the event of the default of a borrower.)
HB-6795: To prohibit confessions of judgment in connection with the extension of covered credit or creation of covered debt, and for other purposes.
Sponsored by: Rep. Nydia Velazquez
Introduced In House on 05/08/2020
You have voted HB-6795: To prohibit confessions of judgment in connection with the extension of covered credit or creation of covered debt, and for other purposes..