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Affordable Housing Credit Improvement Act of 2019

Overview

This proposed law aims to update how the United States supports affordable housing by adjusting the rules for tax credits given to developers, making it easier for them to build and maintain affordable homes. The main focus is on providing better housing options for low-income families, veterans, students, Native American communities, and people living in rural areas.

Main Updates

1. Changes in State Allocations

Every year, states get certain amounts of money that they can use to incentivize the construction of affordable housing. This bill proposes increasing these amounts gradually over a few years and permanently raises the minimum amount every state receives.

2. Tenant Eligibility

• The eligibility criteria for tenants will be reformed to be more inclusive, considering factors like average income, special rules for students, and those receiving tenant vouchers.
• Protections for victims of domestic violence in housing supported by these tax credits will be improved.

3. Credit Calculation and Rules

• Sets a minimum percentage for credit rates to provide more certainty for developers.
• Clarifies conditions under which tax credits can be claimed, even in cases where buildings need repair due to unforeseen damage.

4. Native American and Rural Assistance

• Includes Indian areas as eligible for more benefits to support development.
• Similar supports are extended to rural areas, ensuring they are covered under difficult development rules.

5. Bond and Tax Credit Revisions

• Adjusts how bonds used for funding facilities contribute towards tax credits, aiming to maximize the amount that can be spent on affordable housing projects.

6. Name Change

The tax credit previously called the "Low-Income Housing Credit" will be renamed to "Affordable Housing Credit" to reflect a broader range of benefits beyond just income level.

Conclusion

This Act is designed to make it simpler and more financially feasible for developers and property owners to build and maintain affordable housing across various communities in need. By reforming state allocations, tenant eligibility, credit calculations, and areas eligible for development aid, the Act aims to address the shortage of affordable housing in the United States.

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Pain-Capable Unborn Child Protection Act

This bill seeks to protect unborn children who are capable of feeling pain, specifying that such capability arises around 20 weeks after fertilization. It outlines provisions for conducting abortions on pain-capable unborn children, including requirements for physicians to assess the age of the unborn child, limitations on when abortions can be performed, exceptions for cases of danger to the mother's life or certain circumstances of conception, and penalties for violations.

The bill also includes provisions for reporting data on such abortions, definitions of key terms like 'abortion', 'physician', and 'unborn child', and outlines civil and criminal penalties for non-compliance with the act.