Maryland Mortgage Lender Law - Considerations of a Mortgage Servicer - Borrower's Ability to Repay [SB-621]
[Finance ]
[Housing ]
[Real Estate ]
[Consumer Protection ]
Prohibiting a mortgage servicer from making or modifying certain mortgage loans without giving due regard to the borrower's ability to repay the loans; requiring that due regard to a borrower's ability to repay include consideration of a debt-to-income ratio and verification of certain income and assets through the review of certain written documentation; and exempting certain mortgage loans from the Act.
SB-621: Maryland Mortgage Lender Law - Considerations of a Mortgage Servicer - Borrower's Ability to Repay
Sponsored by: Sen. James Rosapepe
Hearing 3/10 At 1:00 P.m. on 02/07/2020
Financial Institutions - Abandoned Property - Notice and Records [HB-882]
[Finance ]
[Consumer Protection ]
[Property Tax ]
Requiring the holder of presumed abandoned property valued at $1,000 or more to send certain written notice to the apparent owner by registered mail requiring a signature, rather than by first-class mail; requiring the holder of abandoned property valued at $1,000 or more to keep records relating to that property for at least 3 years; requiring that certain records be sufficient to allow a person who is able to recover the abandoned property to establish a tax basis; etc.
HB-882: Financial Institutions - Abandoned Property - Notice and Records
Sponsored by: Rep. Sid Saab
Favorable With Amendments Report By Finance on 03/18/2020
Baltimore County - Foreclosure Proceedings - Affidavit That Property Is Vacant or Unfit for Human Habitation [SB-675]
[Real Estate ]
[Housing ]
[Law Enforcement ]
[Property Tax ]
[Public Safety ]
Authorizing a person with a secured interest in residential property in Baltimore County, under certain circumstances, to file an order to docket or complaint to foreclose accompanied by an affidavit that the residential property is vacant or unfit for human habitation under certain housing codes; providing, with a certain exception, that the requirements of certain provisions of law do not apply to an action to foreclose a mortgage or deed of trust on the property for which the affidavit is issued; etc.
SB-675: Baltimore County - Foreclosure Proceedings - Affidavit That Property Is Vacant or Unfit for Human Habitation
Sponsored by: Sen. Chris West
Hearing 2/25 At 12:00 P.m. on 02/06/2020
Opportunity Zone Enhancement Program - Eligibility - Lead-Based Paint Affected Properties [SB-713]
[Taxes ]
[Housing ]
[Community Development ]
[Economic Development ]
[Property Tax ]
Altering the information required to be provided to the Department of Commerce in order to qualify for certain tax credit enhancements under the Opportunity Zone Enhancement Program to include, with respect to certain qualified opportunity zone business property, certain information on the performance of certain lead hazard reduction activities; applying the Act to taxable years beginning after December 31, 2019; etc.
SB-713: Opportunity Zone Enhancement Program - Eligibility - Lead-Based Paint Affected Properties
Sponsored by: Sen. Cheryl Kagan
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 255 on 05/08/2020
Bay Restoration Fund - Allocation of Fees, Authorized Uses, and County Authority to Incur Indebtedness [SB-671]
[Environmental ]
[Water ]
[Budget and Spending ]
[Funding ]
[Public Health ]
Requiring the Comptroller to set aside and deposit into a certain separate account in the Bay Restoration Fund $25,000,000 from certain Bay Restoration Fees in fiscal year 2021 and each fiscal year thereafter; authorizing the use of certain funds in a certain separate account for all costs associated with the installation of a certain new on-site sewage disposal system or the repair or replacement of a failing on-site sewage disposal system with a certain new system; etc.
SB-671: Bay Restoration Fund - Allocation of Fees, Authorized Uses, and County Authority to Incur Indebtedness
Sponsored by: Sen. Chris West
Hearing 2/19 At 1:00 P.m. (education, Health, And Environmental Affairs) on 02/05/2020
Criminal Law - Exploitation of Vulnerable Adult or Elderly Individual - Undue Influence [SB-702]
[Crime ]
[Senior Citizens ]
[Criminal Justice ]
Altering the definition of "undue influence" for purposes of provisions of law prohibiting the exploitation of certain vulnerable adults or individuals at least 68 years old; requiring a court, in determining whether a transfer of property was induced by undue influence, to consider certain factors; and applying the Act prospectively.
SB-702: Criminal Law - Exploitation of Vulnerable Adult or Elderly Individual - Undue Influence
Sponsored by: Sen. Jeff Waldstreicher
Hearing 2/20 At 12:00 P.m. on 02/06/2020
Real Property - Residential Leases - Voter Registration [HB-816]
[Real Estate ]
[Voting Rights ]
[Housing ]
Requiring a landlord to provide a residential tenant and each individual at least 16 years old who is authorized to reside at the residential rental property with a State voter registration application within 15 days after the date of occupancy; making a landlord liable for $25 in damages for each voter registration application that the landlord failed to provide; providing that the Act may not be construed to require a landlord to assist residents with completion of the State voter registration application; etc.
HB-816: Real Property - Residential Leases - Voter Registration
Sponsored by: Rep. Jazz Lewis
Unfavorable Report By Environment And Transportation on 03/06/2020
State Court Administrator - Warrants of Restitution and Writs of Possession - Data Collection and Reporting [HB-797]
[Housing ]
[Data Privacy ]
[Law Enforcement ]
[Public Safety ]
Requiring the State Court Administrator to collect, maintain, provide certain access to, and, on or before July 1, 2021, and quarterly thereafter, make and publish on a website accessible to the public a report on certain information related to certain warrants of restitution and writs of possession.
HB-797: State Court Administrator - Warrants of Restitution and Writs of Possession - Data Collection and Reporting
Sponsored by: Rep. Maggie McIntosh
Hearing 2/19 At 1:00 P.m. on 02/04/2020
Insurance - Rate Effectiveness and People's Insurance Counsel Division [HB-849]
[Insurance ]
[Consumer Protection ]
Prohibiting certain rates from taking effect without prior approval from the Maryland Insurance Commissioner; altering the definition of "insurer" for the purposes of certain provisions of law governing the People's Insurance Counsel to include property and casualty insurers; requiring the Commissioner to collect a certain annual assessment from each property and casualty insurer; requiring the People's Insurance Counsel Division to review certain rate increases filed with the Commissioner by a property and casualty insurer; etc.
HB-849: Insurance - Rate Effectiveness and People's Insurance Counsel Division
Sponsored by: Rep. Kathleen Dumais
Unfavorable Report By Economic Matters; Withdrawn on 03/02/2020
Higher Education - Freedom of Speech on Campus - Protection (Forming Open and Robust University Minds (FORUM) Act) [HB-796]
[Education ]
[Human Rights ]
Specifying that outdoor areas on campuses of public institutions of higher education are public forums; prohibiting public institutions of higher education from designating areas in which expressive activities are prohibited; authorizing public institutions of higher education to create reasonable time, place, and manner restrictions on expressive activities; prohibiting public institutions of higher education from denying benefits to student organizations for reasons related to the expressive activities of the organizations; etc.
HB-796: Higher Education - Freedom of Speech on Campus - Protection (Forming Open and Robust University Minds (FORUM) Act)
Sponsored by: Rep. Robin Grammer
Hearing 3/10 At 1:00 P.m. on 02/10/2020
Real Property - Condominiums and Homeowners Associations - Governing Bodies [SB-652]
[Real Estate ]
[Housing ]
[Construction ]
Requiring the governing body of a condominium to convene at least two meetings each year; requiring the developer of a condominium to establish a certain board of directors, if the developer has not done so already, and appoint a certain unit owner to the board of directors within 30 days after the date 25% of currently subdivided units are conveyed under certain circumstances; etc.
SB-652: Real Property - Condominiums and Homeowners Associations - Governing Bodies
Sponsored by: Sen. Ronald Young
Hearing 3/11 At 12:00 P.m. on 02/06/2020
Montgomery County - Residential Property Advertisements and Sales - School District Information MC 20-20 [HB-825]
[Real Estate ]
[Education ]
[Housing ]
[Consumer Protection ]
Prohibiting a certain real estate broker, associate real estate broker, or real estate salesperson from including the name of the school district in which the residential property is located in an advertisement for the sale or rental of a residential property in Montgomery County; providing that certain provisions of law do not prohibit a certain real estate broker, associate real estate broker, or real estate salesperson from including the name of a certain school district in a certain written communication: etc.
HB-825: Montgomery County - Residential Property Advertisements and Sales - School District Information MC 20-20
Sponsored by: Rep.
Hearing 2/25 At 1:00 P.m. (economic Matters) on 02/11/2020
Historic Revitalization Tax Credit – Expansion – Rehabilitations of Common Elements of Condominiums and Cooperative Projects [HB-759]
[Taxes ]
[Real Estate ]
[Housing ]
[Community Development ]
[Construction ]
[Economic Development ]
Altering the definition of "small commercial project" under the historic revitalization tax credit program to include rehabilitations of structures that are condominiums and cooperative projects if the rehabilitations target only common elements of the condominiums or cooperative projects; requiring the Director of the Maryland Historical Trust, in consultation with the Smart Growth Subcabinet, to adopt regulations establishing application procedures for governing bodies of condominiums; etc.
HB-759: Historic Revitalization Tax Credit – Expansion – Rehabilitations of Common Elements of Condominiums and Cooperative Projects
Sponsored by: Rep. Maggie McIntosh
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 314 on 05/08/2020
Real Property - Notice of Easements, Covenants, Restrictions, and Conditions - Recordation [SB-570]
[Real Estate ]
Authorizing notice of certain easements, covenants, restrictions, and conditions to be recorded in the land records of the county in which the property interest is located; specifying the information required to be provided in the notice; requiring that the notice be indexed for recording; providing that failure to record a notice in accordance with the Act does not impair the rights or interests of the holder of a certain easement, covenant, restriction, or condition or waive, release, or otherwise affect certain obligations; etc.
SB-570: Real Property - Notice of Easements, Covenants, Restrictions, and Conditions - Recordation
Sponsored by: Sen. Chris West
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 566 on 05/08/2020
Home Builders and Home Improvement Contractors - Contract Requirements - Consumer Protection Information [HB-776]
[Consumer Protection ]
[Construction ]
[Housing ]
[Real Estate ]
Requiring a registered home builder or a registered sales representative to include in any initial contract for the initial sale of a new home a copy of the most recent edition of "Buying a New Home: Consumer Rights and Remedies Under Maryland Law"; requiring a contract for the initial sale of a new home to contain a certain acknowledgment that the purchaser received certain consumer protection information; requiring a certain acknowledgment to be independently initialed by the purchaser; etc.
HB-776: Home Builders and Home Improvement Contractors - Contract Requirements - Consumer Protection Information
Sponsored by: Rep. Teresa Reilly
Unfavorable Report By Economic Matters; Withdrawn on 03/02/2020
Baltimore City - Repossession for Failure to Pay Rent - Registration and License Information [HB-768]
[Housing ]
[Real Estate ]
[Consumer Protection ]
[Public Safety ]
Requiring a landlord, at the time of filing a certain complaint in an action for repossession for failure to pay rent in Baltimore City, to be in compliance with certain local license requirements and certain lead-based paint abatement laws; providing that a landlord has the burden of proving, by a certain standard of evidence, that a property is in compliance with certain local license requirements; authorizing a landlord to provide an electronic copy of a license as proof of compliance with certain local license requirements; etc.
HB-768: Baltimore City - Repossession for Failure to Pay Rent - Registration and License Information
Sponsored by: Rep. Barrie Ciliberti
Referred Judicial Proceedings on 03/16/2020
Landlord and Tenant - Residential Leases - Tenant Rights and Protections (Tenant Protection Act) [HB-744]
[Housing ]
[Consumer Protection ]
[Real Estate ]
Requiring a landlord to make a certain disclosure to prospective tenants if the landlord uses a ratio utility billing system; requiring that a certain lease provision is unenforceable if a landlord fails to make a certain disclosure; requiring a landlord to provide a tenant with information to document a bill for certain utilities; providing that a tenant organization has the right of free assembly in certain areas within an apartment facility during reasonable hours and on reasonable notice to the landlord; etc.
HB-744: Landlord and Tenant - Residential Leases - Tenant Rights and Protections (Tenant Protection Act)
Sponsored by: Rep. Jheanelle Wilkins
Referred Judicial Proceedings on 03/16/2020
Real Property - Homeowners Associations - Number of Declarant Votes [SB-543]
[Real Estate ]
[Housing ]
Altering the method of determining the date on which a declarant has a certain number of votes when voting on a homeowners association matter from the date on which all lots that may be part of the development have been subdivided and recorded in a certain manner to the date on which any lot that may be part of the development has been subdivided and recorded in a certain manner.
SB-543: Real Property - Homeowners Associations - Number of Declarant Votes
Sponsored by: Sen. Ronald Young
First Reading Judicial Proceedings on 01/30/2020
Real Property - Recording Costs - Exemption [HB-676]
[Real Estate ]
[Taxes ]
[Budget and Spending ]
Adding units of State government to the list of entities that are exempt from paying certain recording costs and other fees.
HB-676: Real Property - Recording Costs - Exemption
Sponsored by: Rep. Jason Buckel
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 299 on 05/08/2020