Mortgages
Maryland 2019 Regular Session
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Government Shutdowns - Employees - Protections [SB-512]
[Consumer Protection ]
[Energy ]
[Housing ]
[Public Safety ]
Prohibiting a public service company from terminating electric or gas service to certain residential customers for nonpayment on a day that a government shutdown is in effect and for 7 days after the government shutdown has ended; authorizing the Public Service Commission to adopt certain regulations; requiring a certain court to stay certain proceedings for the foreclosure or repossession of certain residential property for a certain period of time under certain circumstances; etc.
Sponsored by: Sen. James C. Rosapepe
Approved By The Governor - Chapter 522 on 05/13/2019
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Gettr Maryland 2019 Regular Session
Maryland Collection Agency Licensing Act - Definitions and Legislative Intent [SB-485]
[Consumer Protection ]
[Finance ]
Defining the term "mortgage lender" to mean a person who is duly licensed under certain provisions of the Financial Institutions Article; altering the definition of the term "consumer claim"; and declaring the intent of the General Assembly that the Act be construed as clarifying the Maryland Collection Agency Licensing Act.
Sponsored by: Sen. Delores G Kelley
Unfavorable Report By Finance on 03/29/2019
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Maryland 2019 Regular Session
Real Property - Maryland Condominium Act - Priority of Liens [SB-374]
[Real Estate ]
[Housing ]
[Property Tax ]
Altering, in the case of a certain priority of a condominium's liens in a foreclosure of a mortgage or deed of trust on a condominium unit, the maximum number of months from 4 to 6 of certain unpaid regular assessments of which the condominium's liens shall consist; authorizing a condominium's liens to include certain costs or sums under certain circumstances; repealing the monetary cap for a condominium's liens under certain circumstances; and applying the Act prospectively.
Sponsored by: Sen. James C. Rosapepe
First Reading Judicial Proceedings on 01/31/2019
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Maryland 2019 Regular Session
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Income Tax Subtraction Modification - Mortgage Forgiveness Debt Relief - Extension [SB-265]
[Taxes ]
[Housing ]
[Real Estate ]
[Property Tax ]
Repealing the termination of a certain subtraction modification under the Maryland income tax for income from the discharge of indebtedness related to costs incurred with respect to a principal residence; etc.
Sponsored by: Sen. James C. Rosapepe
Approved By The Governor - Chapter 303 on 04/30/2019
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Maryland 2019 Regular Session
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Anne Arundel County – Ethics – Contributions and Participation in Development Applications [HB-993]
[Ethics ]
[Real Estate ]
[Construction ]
[Housing ]
[Elections ]
[Community Development ]
[Law Enforcement ]
Specifying that certain provisions of law may apply to certain campaign contributions to the County Executive or the members of the County Council of Anne Arundel County or candidates for election to those offices; authorizing the County Council of Anne Arundel County to enact a local law to regulate the participation of a member of the County Council or the County Executive of Anne Arundel County in any legislative action relevant to a zoning change or amendment or to a certain application under certain circumstances; etc.
Sponsored by: Rep. Anne Arundel County Delegation
Approved By The Governor - Chapter 554 on 05/13/2019
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Maryland 2019 Regular Session
Financial Institutions - Maryland Mortgage Lender Law - Exemption [HB-816]
[Finance ]
[Housing ]
[Real Estate ]
[Consumer Protection ]
Exempting a person who makes three or fewer mortgage loans per calendar year and brokers not more than one mortgage loan per calendar year from the Maryland Mortgage Lender Law.
Sponsored by: Sen. Charles E. Sydnor
Unfavorable Report By Economic Matters; Withdrawn on 02/25/2019
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Maryland 2019 Regular Session
Homeowners Associations - Powers, Boards of Directors, Voting, Meetings, and Rules [HB-709]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Altering the fee that a homeowners association may impose for a certain inspection from $50 to $100; altering the circumstances under which the homeowners association is entitled to the inspection fee; establishing that a homeowners association shall be composed of all lot owners and that the bylaws may authorize the delegation of any power of the homeowners association; establishing certain powers of a homeowners association; etc.
Sponsored by: Rep. Bonnie L Cullison
Unfavorable Report By Environment And Transportation on 03/29/2019
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Maryland 2019 Regular Session
✔
Interstate Physical Therapy Licensure Compact [HB-648]
[Healthcare ]
[Labor, Jobs, Employment ]
[Public Health ]
Entering into the Interstate Physical Therapy Licensure Compact; stating that the goal of the Compact is to improve public access to physical therapy services; requiring a state to meet certain requirements to participate in the Compact; requiring a physical therapist to meet certain eligibility requirements to receive certain licensure and exercise a certain privilege; authorizing the State Board of Physical Therapy Examiners to charge a fee for granting a compact privilege; etc.
Sponsored by: Rep. Terri Hill
Approved By The Governor - Chapter 374 on 04/30/2019
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Maryland 2019 Regular Session
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Financial Institutions - Commissioner of Financial Regulation - Mortgage Lenders, Loan Servicers, and Loan Originators [HB-61]
[Finance ]
[Housing ]
[Insurance ]
[Consumer Protection ]
Altering certain net worth requirements for certain applicants and licensees for certain mortgage lending, loan servicing, and loan origination activities; establishing certain net worth requirements for certain applicants and licensees acting as mortgage loan servicers for government-sponsored enterprises and other entities; authorizing the use of an irrevocable letter of credit from certain institutions to satisfy certain requirements under certain circumstances; etc.
Sponsored by: Rep. Economic Matters
Approved By The Governor - Chapter 92 on 04/18/2019
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Maryland 2019 Regular Session
Maryland Collection Agency Licensing Act - Definitions and Legislative Intent [HB-593]
[Consumer Protection ]
[Finance ]
[Real Estate ]
Defining the term "mortgage lender" to mean a person that is duly licensed under certain provisions of the Financial Institutions Article; clarifying the definition of the term "consumer claim"; and declaring the intent of the General Assembly that the Act be construed as clarifying the Maryland Collection Agency Licensing Act and that, with regard to sales of real property to bona fide purchasers, the Act applies only to sales made on or after the June 1, 2019.
Sponsored by: Rep. Dana M Stein
First Reading Senate Rules on 03/28/2019
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Maryland 2019 Regular Session
✔
Financial Institutions - Commissioner of Financial Regulation - Debt Settlement Services [HB-59]
[Finance ]
[Consumer Protection ]
Requiring registrants providing debt settlement services to obtain and maintain a unique identifier and to transfer registration information to Nationwide Mortgage Licensing System and Registry (NMLS) during a certain time period; requiring the Commissioner of Financial Regulation to notify certain registrants of the transfer period; requiring a certain applicant to apply for a registration through NMLS; decreasing fees to $400 from $1,000 for the issuance or renewal of a registration; etc.
Sponsored by: Rep. Economic Matters
Approved By The Governor - Chapter 90 on 04/18/2019
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Maryland 2019 Regular Session
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Civil Actions - Unfair, Abusive, or Deceptive Trade Practices by Mortgage Servicer - Statute of Limitations [HB-425]
[Consumer Protection ]
[Finance ]
[Real Estate ]
[Housing ]
Extending the statute of limitations applicable to certain civil actions relating to unfair, abusive, or deceptive trade practices filed against a mortgage servicer; limiting the application of the Act to claims relating to certain residential property; and providing for the prospective application of the Act.
Sponsored by: Rep. Joseline A Pena-Melnyk
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 650 on 05/25/2019
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Maryland 2019 Regular Session
✔
Property Tax - Optional Installment Payment Schedule [HB-396]
[Property Tax ]
[Taxes ]
[Real Estate ]
Authorizing the governing body of a county or municipal corporation to provide, by law, for a voluntary installment payment schedule for county, municipal corporation, or special taxing district property tax due on real property; authorizing the governing body of a county or municipal corporation to authorize, by law, the payment of certain fees or other charges that are also included on a certain property tax bill through a certain installment payment schedule; applying the Act to taxable years beginning after June 30, 2019; etc.
Sponsored by: Rep. Alfred C Carr
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 647 on 05/25/2019
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Maryland 2019 Regular Session
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Income Tax Subtraction Modification - Mortgage Forgiveness Debt Relief - Extension [HB-380]
[Taxes ]
[Housing ]
[Real Estate ]
[Property Tax ]
Repealing the termination of a certain subtraction modification under the Maryland income tax for income from the discharge of indebtedness related to costs incurred with respect to a principal residence; etc.
Sponsored by: Rep. Jay Walker
Vetoed By The Governor (duplicative) on 05/24/2019
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Maryland 2019 Regular Session
Real Property - Maryland Condominium Act - Priority of Liens [HB-250]
[Real Estate ]
[Housing ]
[Property Tax ]
Altering, in the case of a certain priority of a condominium's liens in a foreclosure of a mortgage or deed of trust on a condominium unit, the maximum number of months from 4 to 6 of certain unpaid regular assessments of which the condominium's liens shall consist; authorizing a condominium's liens to include certain costs or sums under certain circumstances; repealing the monetary cap for a condominium's liens under certain circumstances; and applying the Act prospectively.
Sponsored by: Rep. Terri Hill
Unfavorable Report By Environment And Transportation; Withdrawn on 03/29/2019
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Maryland 2019 Regular Session
Condominiums and Homeowners Associations - Amendment of Governing Documents [HB-207]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Clarifying the circumstances under which unit owners may vote to amend the bylaws of a condominium; and clarifying the circumstances under which lot owners may vote to amend certain governing documents of a homeowners association.
Sponsored by: Rep. Bonnie L Cullison
Hearing 3/19 At 12:00 P.m. on 03/12/2019
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Maryland 2019 Regular Session
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National Capital Strategic Economic Development Program - Established [HB-1266]
[Community Development ]
[Economic Development ]
[Housing ]
[Small Business ]
[Funding ]
[Grants ]
Establishing the National Capital Strategic Economic Development Program to provide strategic investment in local housing and businesses to encourage sustainable communities and to focus on areas where modest investment will have an appreciable neighborhood revitalization effect; establishing the type of project eligible to receive funds; authorizing certain government agencies, including housing authorities, and certain community development organizations to apply to receive Program funds; etc.
Sponsored by: Rep. Tawanna P Gaines
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 732 on 05/25/2019
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Maryland 2019 Regular Session
Department of Housing and Community Development - Social Housing Act of 2019 [HB-1178]
[Housing ]
[Community Development ]
[Budget and Spending ]
[Taxes ]
[Funding ]
Establishing the Social Housing Program in the Division of Development Finance of the Department of Housing and Community Development; establishing the Social Housing Fund as a special, nonlapsing fund; requiring the Governor to appropriate $2,500,000,000 in the annual State operating or capital budget to the Fund for fiscal year 2021; altering the State income tax rate for individuals with a certain taxable income; etc.
Sponsored by: Rep. Lorig Charkoudian
Unfavorable Report By Environment And Transportation; Withdrawn on 03/16/2019
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Maryland 2019 Regular Session
Financial Consumer Protection Act of 2019 [HB-1127]
[Finance ]
[Consumer Protection ]
Establishing and strengthening consumer protections in certain areas of financial transactions, including mobile home purchases, security breaches, vehicle purchases, money transmission, and other areas; applying certain existing financial consumer protections to new forms of financial transactions; establishing that a mobile home retailer has a duty of good faith and fair dealing; prohibiting a mobile home retailer from steering a consumer borrower to products that offer less favorable terms; etc.
Sponsored by: Rep. Terri Hill
Hearing 3/13 At 1:00 P.m. on 02/11/2019
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Maryland 2019 Regular Session
✔
Real Property - Residential Property Foreclosure Procedures [HB-107]
[Real Estate ]
[Finance ]
[Housing ]
[Consumer Protection ]
Substituting the Commissioner of Financial Regulation for the Department of Labor, Licensing, and Regulation in certain provisions of law relating to the Foreclosed Property Registry.
Sponsored by: Rep. Environment and Transportation
Approved By The Governor - Chapter 93 on 04/18/2019