Mortgages
Maryland 2024 Regular Session
State Government – Maryland Reparations Commission – Establishment (Maryland Repair Act) [HB-851]
[Race and Civil Rights ]
[Budget and Spending ]
[Funding ]
[Grants ]
[Human Rights ]
[Human Services ]
[Poverty ]
[Community Development ]
[Economic Development ]
Establishing the Maryland Reparations Commission to develop and administer a program to provide compensatory benefits to the descendants of individuals enslaved in the State; providing that any individual whose ancestors were enslaved in the State is eligible to receive certain benefits; authorizing the Commission to seek the assistance of State agencies to develop and evaluate processes and applications; requiring the Governor to include in the annual budget bill such sums as necessary to carry out the Act; etc.
Sponsored by: Rep. Diana M. Fennell
Hearing 2/20 At 1:00 P.m. on 02/02/2024
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Gettr Maryland 2024 Regular Session
Sale of Residential Real Property - Offers to Purchase and Transfer Tax [HB-751]
[Real Estate ]
[Taxes ]
[Community Development ]
[Nonprofit ]
[Housing ]
Authorizing a person who offers for sale to a third party improved single-family residential real property, for the first 30 days, to accept an offer to purchase the property made only by an individual, a community development organization, a nonprofit organization, or a real estate enterprise that owns an interest in less than 3% of all residential real property in the county; and altering the rate of the State transfer tax payable for an instrument of writing for a sale of certain residential real property under certain circumstances.
Sponsored by: Rep. Marlon Amprey
Hearing 2/20 At 1:00 P.m. (environment And Transportation) on 02/06/2024
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Maryland 2024 Regular Session
Real Property - Land Installment Contracts - Requirements and Vendor Duties and Limitations [SB-664]
[Real Estate ]
[Consumer Protection ]
[Housing ]
Requiring the vendor to provide a purchaser under a land installment contract with the results of a title search for the property at or before the time the purchaser signs the contract; requiring the inclusion of certain notice, terms, and recitals in a land installment contract formed in the State; altering, from 40% to 20%, the percentage of the original cash price of a land installment contract that the purchaser must pay before the purchaser may demand a grant of the deed to the property to the purchaser; etc.
Sponsored by: Sen. Nick Charles
Hearing Canceled on 02/12/2024
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Maryland 2024 Regular Session
Foreclosure Proceedings - Residential Mortgagors and Grantors - Access to Counsel [SB-671]
[Housing ]
[Law Enforcement ]
[Funding ]
[Grants ]
[Consumer Protection ]
[Real Estate ]
Requiring that individuals have access to legal representation in certain foreclosure proceedings; establishing the Access to Counsel in Foreclosure Proceedings Program to organize and direct services and resources to provide covered individuals with access to certain legal representation; establishing a Special Fund to provide funding to fully implement access to legal representation in foreclosure proceedings; requiring the Maryland Legal Services Corporation to provide access to legal representation under the Program; etc.
Sponsored by: Sen. Nick Charles
Hearing 2/20 At 1:00 P.m. on 01/31/2024
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Maryland 2024 Regular Session
Real Property - Land Installment Contracts - Requirements and Vendor Duties and Limitations [HB-480]
[Real Estate ]
[Consumer Protection ]
[Housing ]
Requiring the vendor to provide a purchaser under a land installment contract with the results of a title search for the property at or before the time the purchaser signs the contract; requiring the inclusion of certain notice, terms, and recitals in a land installment contract formed in the State; altering, from 40% to 20%, the percentage of the original cash price of a land installment contract that the purchaser must pay before the purchaser may demand a grant of the deed to the property to the purchaser; etc.
Sponsored by: Rep. Marvin E Holmes
Referred Judicial Proceedings on 02/26/2024
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Maryland 2024 Regular Session
Districting - Single Member Districts and Legislative and Congressional Redistricting and Apportionment Convention [HB-182]
[Elections ]
Requiring that each legislative district established for the purpose of electing members of the House of Delegates consist of a certain number of single-member delegate districts; requiring the General Assembly to enact a law establishing and governing a Legislative and Congressional Redistricting and Apportionment Convention to establish legislative and congressional districts and establishing certain requirements regarding the Redistricting Convention; establishing the Redistricting Convention; etc.
Sponsored by: Rep. Christopher Eric Bouchat
Hearing 3/11 At 1:00 P.m. on 03/06/2024
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Maryland 2024 Regular Session
Commercial Law - Mortgage Loans - Verification of Ability to Repay [HB-223]
[Finance ]
[Housing ]
[Community Development ]
[Small Business ]
[Consumer Protection ]
Exempting mortgage loans made by community development financial institutions from certain requirements to verify the borrower's ability to repay.
Sponsored by: Rep. Pamela Queen
Motion Special Order Until Later Today (senator Bailey) Adopted on 04/05/2024
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Maryland 2024 Regular Session
Community Development Administration - Live Near Where You Teach Program - Establishment [HB-69]
[Community Development ]
[Education ]
[Housing ]
[Real Estate ]
[Funding ]
[Grants ]
[Public Safety ]
Authorizing the Community Development Administration in the Department of Housing and Community Development to administer a home buyer assistance program, a rental assistance program, and certain community development projects that assist certain school staff members with the purchase or rental of homes near where the school staff member is employed; requiring a school staff member, to qualify for home buyer assistance, to have been employed at an elementary or secondary school in the State for at least the preceding 18 months; etc.
Sponsored by: Rep. Marlon Amprey
Hearing Canceled on 01/22/2024
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Maryland 2024 Regular Session
Real Property - Residential Foreclosures - Procedures [HB-247]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Repealing the use of a preliminary loss mitigation affidavit in an order to docket or complaint to foreclose a mortgage or deed of trust on residential property; altering certain requirements for the filing of an action to foreclose a mortgage or deed of trust on residential property and altering certain requirements for an order to docket or a complaint to foreclose a mortgage or deed of trust; establishing that a copy of a notice of intent to foreclose is not a public record and is not subject to the Public Information Act; etc.
Sponsored by: Rep. Environment and Transportation
Withdrawn By Sponsor on 02/07/2024
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Virginia 2024 Regular Session
✔
Foreclosure procedures; subordinate mortgage, affidavit required. [HB-184]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Foreclosure procedures; subordinate mortgage; affidavit required. Provides that, when a foreclosure sale is initiated due to a default in payment of a subordinate security instrument, such subordinate mortgage lienholder shall submit to the trustee an affidavit affirming whether monthly statements were sent to a property owner for each period of assessed interest, fees, or other charges and to include in such affidavit an itemized list of the current amount owed. The bill also requires that any purchaser at a foreclosure sale pay off any priority
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Sponsored by: Rep. Marcus B. Simon
Governor: Acts Of Assembly Chapter Text (chap0803) on 04/17/2024
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North Carolina 2023-2024 Session
Working Families Act [HB-569]
[Labor, Jobs, Employment ]
[Family-Related Legislation ]
[Poverty ]
[Human Services ]
[Economic Development ]
Working Families Act
Sponsored by: Rep. Mary G. Belk
Passed 1st Reading on 04/05/2023
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North Carolina 2023-2024 Session
Addressing the Workforce Housing Crisis [HB-562]
[Housing ]
[Labor, Jobs, Employment ]
[Economic Development ]
[Community Development ]
Addressing the Workforce Housing Crisis
Sponsored by: Rep. Hugh Blackwell
Passed 1st Reading on 04/05/2023
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North Carolina 2023-2024 Session
Workforce Housing Act [HB-537]
[Housing ]
[Labor, Jobs, Employment ]
[Economic Development ]
Workforce Housing Act
Sponsored by: Rep. Shelly Willingham
Serial Referral To Finance Stricken on 04/25/2023
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North Carolina 2023-2024 Session
No Privilege Tax for Certain Professions [HB-335]
[Taxes ]
[Small Business ]
No Privilege Tax for Certain Professions
Sponsored by: Rep. John Steven Tyson
Passed 1st Reading on 03/13/2023
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Maine 131st Legislature
✔
An Act to Require Supervised Lenders or Mortgage Loan Servicers to Notify Private Mortgage Insurance Consumers of Their Rights Under the Federal Homeowners Protection Act of 1998 [SB-1080]
[Consumer Protection ]
[Finance ]
[Housing ]
[Real Estate ]
[Insurance ]
An Act to Require Supervised Lenders or Mortgage Loan Servicers to Notify Private Mortgage Insurance Consumers of Their Rights Under the Federal Homeowners Protection Act of 1998
Sponsored by: Sen. Matthea Elisabeth Larsen Daughtry
Passed To Be Enacted. on 06/14/2023
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North Carolina 2023-2024 Session
Real Property-Tenancy in Common Changes [SB-217]
[Real Estate ]
Real Property-Tenancy in Common Changes
Sponsored by: Sen. Warren Todd Daniel
Withdrawn From Com on 03/21/2023
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North Carolina 2023-2024 Session
No Privilege Tax for Certain Professions [SB-182]
[Taxes ]
[Small Business ]
No Privilege Tax for Certain Professions
Sponsored by: Sen. Vickie Sawyer
Passed 1st Reading on 03/02/2023
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Maryland 2023 Regular Session
Commercial Law - Ability to Repay Verification - Exemption [SB-943]
[Finance ]
[Housing ]
[Community Development ]
[Small Business ]
[Consumer Protection ]
Exempting mortgage loans made by community development financial institutions from certain requirements to verify the borrower's ability to repay.
Sponsored by: Sen. J.B. Jennings
First Reading Senate Rules on 02/20/2023
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Maryland 2023 Regular Session
✔
Commercial Law and Financial Institutions - Credit Regulation - Shared Appreciation Agreements [HB-1150]
[Finance ]
[Consumer Protection ]
[Housing ]
Making certain shared appreciation agreements subject to the Maryland Mortgage Lender Law and other provisions of law that regulate certain loans of single extensions of closed end credit and revolving credit plans; and authorizing the Commissioner of Financial Regulation to adopt certain regulations regarding the enforcement of and compliance with provisions of law that regulate shared appreciation agreements.
Sponsored by: Rep. Pamela Queen
Approved By The Governor - Chapter 568 on 05/08/2023
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Maryland 2023 Regular Session
State Government - Maryland Reparations Commission - Establishment [HB-875]
[Race and Civil Rights ]
[Budget and Spending ]
[Human Rights ]
[Funding ]
[Grants ]
[Economic Development ]
[Community Development ]
Establishing the Maryland Reparations Commission to develop and administer a program to provide compensatory benefits to the descendants of individuals enslaved in the State; providing that any individual whose ancestors were enslaved in the State is eligible to receive certain benefits; authorizing the Commission to seek the assistance of State agencies to develop and evaluate processes and applications; requiring the Governor to include in the annual budget bill such sums as are necessary to carry out the Act; etc.
Sponsored by: Rep. Anne R Kaiser
Withdrawn By Sponsor on 03/13/2023