Mortgages

State (Maryland)
Maryland 2025 Regular Session

Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures [SB-689] [Finance ] [Real Estate ] [Housing ] [Family-Related Legislation ] [Consumer Protection ]
Requiring banking institutions, credit unions, mortgage lenders, mortgage lending businesses, and mortgage loan originators to include a certain provision in certain conventional home mortgage loans authorizing a certain borrower to purchase the property interest of a certain borrower in connection with a decree of absolute divorce if the lending entity determines that the assuming borrower qualifies for the loan; and applying certain provisions of the Act retroactively.

  

Sponsored by: Sen. Dawn Gile Approved By The Governor - Chapter 203 on 04/22/2025

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State (Maryland)
Maryland 2025 Regular Session

Real Property - Residential Foreclosures - Commencement Restrictions [HB-769] [Real Estate ] [Housing ] [Consumer Protection ]
Establishing certain restrictions for the commencement of a foreclosure and an order to docket or a complaint to foreclose a mortgage or deed of trust on residential property.

  

Sponsored by: Rep. Anne Healey Third Reading Passed (139-0) on 03/17/2025

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State (Maryland)
Maryland 2025 Regular Session

Real Property – Filing Fee for Residential Mortgage Foreclosure – Increase [HB-796] [Real Estate ] [Finance ] [Housing ] [Property Tax ]
Increasing the filing fee required to accompany an order to docket or a complaint to foreclose a mortgage or deed of trust on residential property from $300 to $450.

  

Sponsored by: Rep. Marvin Holmes Approved By The Governor - Chapter 581 on 05/13/2025

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State (Maryland)
Maryland 2025 Regular Session

Environment - On-Site Wastewater Systems - Requirements for Inspection and Pumping Services and Extension of Sunset and Implementation Dates [HB-747] [Environmental ] [Water ] [Housing ] [Public Health ]
Requiring a landlord of property that is served by an on-site wastewater system to ensure, on or before July 1, 2028, and before each new tenant occupies the property thereafter, that the system has been inspected and pumped out in a certain manner; requiring a landlord or an owner of property to notify a certain delegated approval authority that an on-site sewage disposal system has failed and when the system is fixed, under certain circumstances; extending certain dates; etc.

  

Sponsored by: Rep. Michele Guyton Motion Laid Over (senator Ready) Adopted on 04/07/2025

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State (Maryland)
Maryland 2025 Regular Session

Real Property - Filing Fee for Residential Mortgage Foreclosure - Increase [SB-566] [Real Estate ] [Finance ] [Housing ] [Property Tax ]
Increasing the filing fee required to accompany an order to docket or a complaint to foreclose a mortgage or deed of trust on residential property from $300 to $450.

  

Sponsored by: Sen. Charles Sydnor Approved By The Governor - Chapter 569 on 05/13/2025

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State (Maryland)
Maryland 2025 Regular Session

State Government - Maryland Reparations Commission - Establishment (Harriet Tubman Community Investment Act) [SB-469] [Race and Civil Rights ] [Budget and Spending ] [Funding ] [Grants ] [Human Rights ] [Human Services ] [Poverty ] [Community Development ] [Economic Development ]
Establishing the Maryland Reparations Commission to develop and administer a program to provide compensatory benefits to the descendants of individuals enslaved in the State; providing that any individual whose ancestors were enslaved in the State is eligible to receive certain benefits; authorizing the Commission to seek the assistance of State agencies to develop and evaluate processes and applications; requiring the Governor to include in the annual budget bill such sums as necessary to carry out the Act; etc.

  

Sponsored by: Sen. Joanne Benson Hearing 2/20 At 1:00 P.m. (education, Energy, And The Environment) on 01/30/2025

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State (Maine)
Maine 132nd Legislature

Resolve, Establishing the Commission to Study the Foreclosure Process [HB-184] [Real Estate ] [Housing ] [Finance ] [Consumer Protection ]
Resolve, Establishing the Commission to Study the Foreclosure Process

  

Sponsored by: Rep. Amy Arata Placed In The Legislative Files. (dead) on 06/17/2025

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State (Maryland)
Maryland 2025 Regular Session

Real Property – Recordation and Land Records – Requirements [HB-347] [Real Estate ]
Altering certain provisions relating to the filing, maintenance, and transmittal of land records; and defining "land record" as any document recorded by a clerk of the circuit court relating to property.

  

Sponsored by: Rep. Marvin Holmes Approved By The Governor - Chapter 65 on 04/08/2025

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State (Maryland)
Maryland 2025 Regular Session

Real Property - Recordation and Land Records - Requirements [SB-150] [Real Estate ]
Altering certain provisions relating to the filing, maintenance, and transmittal of land records; and defining "land record" as any document recorded by a clerk of the circuit court relating to property.

  

Sponsored by: Sen. Ronald Watson Approved By The Governor - Chapter 66 on 04/08/2025

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State (North Carolina)
North Carolina 2023-2024 Session

Homes for Heroes [HB-1012] [Housing ] [Veterans ]
Homes for Heroes

  

Sponsored by: Rep. Mary Belk Passed 1st Reading on 05/06/2024

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State (North Carolina)
North Carolina 2023-2024 Session

Homes for Heroes [SB-827] [Housing ] [Veterans ]
Homes for Heroes

  

Sponsored by: Sen. Jay Chaudhuri Passed 1st Reading on 05/06/2024

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State (North Carolina)
North Carolina 2023-2024 Session

GSC Moral Turpitude/Occupational Licensure [HB-938] [Labor, Jobs, Employment ] [Law Enforcement ] [Public Safety ]
GSC Moral Turpitude/Occupational Licensure

  

Sponsored by: Rep. Robert Davis Regular Message Sent To Senate on 06/06/2024

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State (Louisiana)
Louisiana 2024 Regular Session

Provides certain limitations on the amount of property insurance required by mortgage lenders [HB-478] [Insurance ] [Real Estate ] [Housing ] [Consumer Protection ]
Provides certain limitations on the amount of property insurance required by mortgage lenders

  

Sponsored by: Rep. Brian Glorioso Read By Title, Under The Rules, Referred To The Committee On Commerce. on 03/11/2024

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State (Louisiana)
Louisiana 2024 Regular Session

Provides relative to residential mortgage loan transactions [HB-486] [Finance ] [Real Estate ] [Housing ] [Consumer Protection ]
Provides relative to residential mortgage loan transactions

  

Sponsored by: Rep. Dixon McMakin Read By Title, Under The Rules, Referred To The Committee On Commerce. on 03/11/2024

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State (Maine)
Maine 131st Legislature

Resolve, to Establish the Commission to Recommend Methods for Preventing Deed Fraud in the State [SB-2240] [Real Estate ] [Consumer Protection ] [Crime ] [Public Safety ]
Resolve, to Establish the Commission to Recommend Methods for Preventing Deed Fraud in the State

  

Sponsored by: Rep. Matthew Moonen Carried Over, In The Same Posture, To Any Special Session Of The 131st Legislature, Pursuant To Joint Order Hp 1482. on 05/10/2024

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State (Maryland)
Maryland 2024 Regular Session

School Construction - Public Charter School Facility Fund - Establishment [HB-1061] [Education ] [Construction ] [Funding ] [Grants ] [Budget and Spending ]
Establishing the Public Charter School Facility Fund to provide funding on an annual basis to public charter schools in the State for eligible expenses associated with school facilities; exempting the Fund from a requirement that interest earnings on State money accrue to the General Fund of the State; requiring the Interagency Commission on School Construction to administer the Fund; and requiring the Fund to be used only to acquire, plan, develop, finance, construct, lease, improve, repair, and maintain public charter school facilities.

  

Sponsored by: Rep. Caylin Young Hearing Canceled on 03/05/2024

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State (Maryland)
Maryland 2024 Regular Session

Revitalizing Neighborhoods Through Homeownership Program and Fund – Established [HB-1090] [Housing ] [Community Development ] [Real Estate ] [Finance ] [Funding ] [Grants ] [Economic Development ] [Budget and Spending ] [Poverty ]
Establishing the Revitalizing Neighborhoods Through Homeownership Program to provide financial assistance in the form of loans to political subdivisions to support the purchase and renovation of HUD dollar homes and abandoned residential properties for resale to low-to moderate-income buyers; and establishing the Revitalizing Neighborhoods Through Homeownership Fund as a special, nonlapsing fund to provide financial assistance in the form of loans under the provisions of the Program.

  

Sponsored by: Rep. Marvin Holmes Hearing 2/27 At 1:00 P.m. on 02/08/2024

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State (Maryland)
Maryland 2024 Regular Session

Real Property - Residential Contracts of Sale - Buyer Privacy Rights [HB-1000] [Real Estate ] [Consumer Protection ] [Housing ] [Data Privacy ]
Prohibiting a contract of sale for single-family residential real property from containing the name of an individual buyer prior to acceptance of the contract of sale by the seller; and applying the Act prospectively.

  

Sponsored by: Rep. Malcolm Ruff Hearing 2/27 At 1:00 P.m. on 02/07/2024

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State (Maryland)
Maryland 2024 Regular Session

Financial Institutions - Heritage Areas - Canal Place [SB-1070] [Community Development ] [Economic Development ] [Finance ]
Altering the Canal Place Preservation and Development Authority to be the Passages of the Western Potomac Heritage Area Authority; altering and repealing certain duties and powers of the Authority; establishing the Canal Place Preservation and Development Board to manage the Canal Place Properties; requiring the Board, to the extent practicable, to enter into certain memoranda of understanding to delegate the management of certain Canal Place Properties and other projects; etc.

  

Sponsored by: Sen. Mike McKay Withdrawn By Sponsor on 03/04/2024

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State (Maryland)
Maryland 2024 Regular Session

School Construction - Public Charter School Facility Fund - Establishment [SB-892] [Education ] [Construction ] [Funding ] [Grants ] [Budget and Spending ]
Establishing the Public Charter School Facility Fund to provide funding on an annual basis to public charter schools in the State for eligible expenses associated with school facilities; exempting the Fund from a requirement that interest earnings on State money accrue to the General Fund of the State; requiring the Interagency Commission on School Construction to administer the Fund; and requiring the Fund to be used only to acquire, plan, develop, finance, construct, lease, improve, repair, and maintain public charter school facilities.

  

Sponsored by: Sen. James Rosapepe Hearing 3/27 At 1:00 P.m. on 03/20/2024

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