Loans
Maryland 2025 Regular Session
Natural Resources - Maryland Heritage Areas Authority - Funding and Grants [HB-1327]
[Arts and Culture ]
[Funding ]
[Grants ]
[Public Lands and National Parks ]
[Recreation ]
Authorizing the Maryland Heritage Areas Authority to award grants and loans to certain entities for the management of certified heritage areas under certain circumstances; establishing the a maximum funding amount of $300,000 for certain grants, not to exceed 80% of the estimated project cost; Authority; decreasing the percentage from 10% to 7%, or $600,000, whichever amount is greater, of Program Open Space funds transferred to the Maryland Heritage Areas Authority Financing Fund that may be used for certain operating expenses; etc.
Sponsored by: Rep. William J. Wivell
Favorable With Amendments {973729/1 Adopted on 04/07/2025
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Gettr Maryland 2025 Regular Session
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Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization [HB-1294]
[Finance ]
[Consumer Protection ]
[Labor, Jobs, Employment ]
Subjecting certain earned wage access products to the Maryland Consumer Loan Law and other provisions that regulate entities that provide consumer credit; restricting the acceptance of tips by certain lenders under certain circumstances; providing for the licensing or registration of certain entities offering earned wage access products with certain exemptions; regulating earned wage access service agreements; limiting the costs and fees associated with obtaining an earned wage access product; etc.
Sponsored by: Rep. C.T. Wilson
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 847 on 05/25/2025
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Maryland 2025 Regular Session
Maryland Strategic Energy Investment Fund and Customer-Sited Solar Program - Alterations [HB-1273]
[Energy ]
[Environmental ]
[Transportation and Motor Vehicles ]
[Climate Change ]
[Funding ]
[Grants ]
Authorizing the use of the Maryland Strategic Energy Investment Fund for grants and loans for building electrification and transportation electrification; altering the allowed uses of the Regional Greenhouse Gas Initiative auction revenue and certain compliance fee revenue; altering certain reporting requirements for the Fund; and altering the definition of "low to moderate income" for purposes of the Customer-Sited Solar Program.
Sponsored by: Rep. Economic Matters
Hearing Canceled on 03/20/2025
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Maryland 2025 Regular Session
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Economic Development - Western Maryland Economic Future Investment Board and Senator George C. Edwards Fund - Alterations [HB-1459]
[Economic Development ]
[Labor, Jobs, Employment ]
[Funding ]
[Grants ]
[Small Business ]
Altering the composition of the Western Maryland Economic Future Investment Board; providing that the Executive Director serves as a nonvoting member of the Board, but may vote to break a tie; providing criteria for the awarding of grant and loan funding to include the creation or retention of at least 25 jobs, creation or retention of at least 10 jobs each with wages that exceed 120% of the State minimum wage, or creates significant population growth in the area in which the project is located; etc.
Sponsored by: Rep. Jason C. Buckel
Approved By The Governor - Chapter 380 on 05/06/2025
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Maryland 2025 Regular Session
Residential Real Property Sales – Appraisals [HB-1151]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Providing that a seller or the seller's agent may provide certain information to an appraiser of residential real property at certain times and under certain circumstances; requiring an appraiser to provide a lender with certain information under certain circumstances and for the lender to provide notice of the information to a prospective buyer; requiring a buyer to work with a seller to provide certain information for an appraiser under certain circumstances; etc.
Sponsored by: Rep. Anne Healey
Hearing 3/26 At 1:00 P.m. on 03/19/2025
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North Carolina 2025-2026 Session
Farmers Protection Act [HB-62]
[Agriculture ]
Farmers Protection Act
Sponsored by: Rep. Donna McDowell White
Withdrawn From Com on 03/17/2025
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Maryland 2025 Regular Session
Real Property - Insufficient Condominium Reserve Account Grant Fund - Establishment [HB-1040]
[Real Estate ]
[Housing ]
[Community Development ]
[Finance ]
[Funding ]
[Grants ]
[Consumer Protection ]
Requiring regulated financial institutions to develop a community benefit plan in connection with applications to the Commissioner of Financial Regulation relating to financial services for purposes of providing safe and sound loans, and other financial products for low-and moderate-income individuals and communities and other distressed or underserved individuals and communities; requiring the Commissioner to exercise certain oversight authority relating to the adequacy of the community benefit plans and attainment of goals; etc.
Sponsored by: Rep. Samuel I Rosenberg
Withdrawn By Sponsor on 02/10/2025
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Maryland 2025 Regular Session
Land Bank Authorities - Powers and Authority [HB-1128]
[Real Estate ]
[Community Development ]
[Housing ]
[Property Tax ]
Authorizing certain land bank authorities to create a special fund for certain purposes, make loans or grants for certain purposes, and enter into partnerships for certain purposes; requiring a land bank authority to include in the sale, lease, transfer, or disposition of the land bank authority's property a certain agreement; and authorizing a county or municipal corporation to authorize, by law, a land bank authority to foreclose on certain property through a certain in rem foreclosure action.
Sponsored by: Rep. Marvin E Holmes
Hearing 3/20 At 1:00 P.m. on 03/17/2025
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Maryland 2025 Regular Session
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Electricity and Gas - Emissions Reductions, Rate Regulation, Cost Recovery, Infrastructure, Planning, Renewable Energy Portfolio Standard, and Energy Assistance Programs (Next Generation Energy Act) [HB-1035]
[Energy ]
[Environmental ]
[Infrastructure ]
[Climate Change ]
[Housing ]
[Budget and Spending ]
[Public Health ]
Authorizing the Department of Housing and Community Development to issue loans, in addition to grants, for certain purposes relating to reducing direct greenhouse gas emissions from certain multifamily residential buildings; requiring the Maryland Energy Administration, in coordination with the Public Service Commission and the Department of Natural Resources, to pursue certain agreements with neighboring states and federal agencies related to the development of new nuclear energy generation stations; etc.
Sponsored by: Rep. C.T. Wilson
Approved By The Governor - Chapter 626 on 05/20/2025
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Maryland 2025 Regular Session
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Natural Resources - Maryland Heritage Areas Authority - Funding and Grants [SB-980]
[Arts and Culture ]
[Funding ]
[Grants ]
[Public Lands and National Parks ]
[Recreation ]
Authorizing the Maryland Heritage Areas Authority to award grants and loans to certain entities for the management of certified heritage areas under certain circumstances; establishing a maximum funding amount of $300,000 for certain grants, not to exceed 80% of the estimated project cost; decreasing from 10% to 7%, or $600,000, whichever amount is greater, the percentage of Program Open Space funds transferred to the Maryland Heritage Areas Authority Financing Fund that may be used for certain operating expenses; etc.
Sponsored by: Sen. Michael A. Jackson
Vetoed By The Governor (policy) on 05/16/2025
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Maryland 2025 Regular Session
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Electricity and Gas - Emissions Reductions, Rate Regulation, Cost Recovery, Infrastructure, Planning, Renewable Energy Portfolio Standard, and Energy Assistance Programs (Next Generation Energy Act) [SB-937]
[Energy ]
[Environmental ]
[Climate Change ]
[Housing ]
[Infrastructure ]
[Public Health ]
[Budget and Spending ]
Authorizing the Department of Housing and Community Development to issue loans, in addition to grants, for certain purposes relating to reducing direct greenhouse gas emissions from certain multifamily residential buildings; requiring the Maryland Energy Administration, in coordination with the Public Service Commission and the Department of Natural Resources, to pursue certain agreements with neighboring states and federal agencies related to the development of new nuclear energy generation stations; etc.
Sponsored by: Sen. Brian J. Feldman
Approved By The Governor - Chapter 625 on 05/20/2025
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Maryland 2025 Regular Session
Consumer Protection - Third-Party Litigation Financing [SB-985]
[Consumer Protection ]
[Finance ]
Prohibiting certain litigation financiers from engaging in certain conduct with respect to litigation financing transactions and certain litigation financing contracts; requiring that the litigation financing contracts contain certain disclosures and be executed in a certain manner; requiring a certain disclosure of a litigation financing contract in certain civil actions; and imposing a fiduciary duty on litigation financiers in certain class actions.
Sponsored by: Sen. Alonzo T. Washington
Hearing 3/06 At 1:00 P.m. on 02/06/2025
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Maryland 2025 Regular Session
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Economic Development - Western Maryland Economic Future Investment Board and Senator George C. Edwards Fund - Alterations [SB-861]
[Economic Development ]
[Funding ]
[Grants ]
[Labor, Jobs, Employment ]
Altering the composition of the Western Maryland Economic Future Investment Board; providing that the Executive Director serves as a nonvoting member of the Board; altering the purpose of the Senator George C. Edwards Fund to provide grant or loan funding to create jobs and significant economic development opportunities in the region; altering the criteria that the Board must consider when awarding certain grant and loan funding from the fund; etc.
Sponsored by: Sen. Paul Corderman
Approved By The Governor - Chapter 379 on 05/06/2025
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Maryland 2025 Regular Session
Consumer Protection - High-Risk Artificial Intelligence - Developer and Deployer Requirements [SB-936]
[Consumer Protection ]
[Technology and Innovation ]
[Artificial Intelligence ]
[Data Privacy ]
Requiring a certain developer of, and a certain deployer who uses, a certain high-risk artificial intelligence system to use reasonable care to protect consumers from known and reasonably foreseeable risks of certain algorithmic discrimination in a certain high-risk artificial intelligence system; regulating the use of high-risk artificial intelligence systems by establishing certain requirements for disclosures, impact assessments, and other consumer protection provisions; authorizing the Attorney General to enforce the Act; etc.
Sponsored by: Sen. Sara Norris Love
Hearing 2/27 At 1:00 P.m. on 02/06/2025
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Texas 89th Legislature Regular Session
Relating to eligibility for loans from the Veterans' Land Board. [HB-2327]
[Veterans ]
[Real Estate ]
Relating to eligibility for loans from the Veterans' Land Board.
Sponsored by: Rep. J. M. Lozano
Read First Time on 03/14/2025
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Maryland 2025 Regular Session
Commercial Financing - Small Business Truth in Lending Act [SB-754]
[Finance ]
[Small Business ]
[Consumer Protection ]
[Economic Development ]
Regulating commercial financing transactions, including by establishing requirements related to certain disclosures, calculations of annual percentage rates, terms of repayments, and other related items, and the extension of specific offers.
Sponsored by: Sen. Benjamin Fred Kramer
Referred Economic Matters on 03/07/2025
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Maryland 2025 Regular Session
Public Utilities - Nuclear Energy - Renewable Energy Portfolio Standard and Procurement (Decarbonization Infrastructure Solutions Act of 2025) [SB-716]
[Energy ]
[Technology and Innovation ]
[Climate Change ]
Altering the renewable energy portfolio standard; including nuclear energy generated by certain nuclear energy reactors as a Tier 1 renewable source; establishing a certified nuclear renewable energy credit for use in meeting certain renewable energy portfolio standard requirements; establishing a procurement process for the Public Service Commission to evaluate and approve an application for nuclear energy generation projects; etc.
Sponsored by: Sen. James C. Rosapepe
Hearing 3/06 At 1:00 P.m. on 02/05/2025
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Maine 132nd Legislature
An Act to Establish Consumer Protections Regarding Small Dollar Loans [HB-314]
[Consumer Protection ]
[Finance ]
An Act to Establish Consumer Protections Regarding Small Dollar Loans
Sponsored by: Rep. Anne-Marie Mastraccio
Pursuant To Joint Rule 310.3 Placed In Legislative Files (dead) on 03/27/2025
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Maryland 2025 Regular Session
Catastrophic Event Account and Federal Government Shutdown Employee Assistance Loan Fund, Protection of Federal Benefits, and Powers of the Attorney General - Alterations (Protect Our Federal Workers Act) [SB-683]
[Labor, Jobs, Employment ]
[Budget and Spending ]
[Funding ]
[Disaster Relief ]
Renaming the Federal Government Shutdown Employee Assistance Loan Fund to be the Federal Government Employee Assistance Loan Fund; authorizing funds appropriated to the Catastrophic Event Account to be expended to assist in funding costs in connection with a closure, relocation, or mass layoff of a unit of the federal government, or other similar circumstances; and altering the purpose of the Fund and the eligibility criteria to receive loans from the Fund.
Sponsored by: Sen. James C. Rosapepe
Favorable With Amendments Report By Budget And Taxation on 04/07/2025
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Maryland 2025 Regular Session
Real Property - Residential Foreclosures - Materially Delinquent Mortgages [SB-682]
[Real Estate ]
[Housing ]
[Finance ]
[Consumer Protection ]
Altering certain requirements for an order to docket or a complaint to foreclose a mortgage or deed of trust on residential property; requiring a secured party to provide certain loan-related correspondence in order to enforce a materially delinquent mortgage, subject to certain exceptions; and permitting a mortgagor to raise a defense of laches in an action to enforce a materially delinquent mortgage.
Sponsored by: Sen. Nick Charles
Hearing 2/25 At 1:00 P.m. on 02/04/2025