Interest, Dividends, Interest Rates
US Congress 115th Congress
Protecting Consumers' Access to Credit Act of 2017 [S.1642]
[Finance ]
[Consumer Protection ]
[Investments ]
Protecting Consumers' Access to Credit Act of 2017 This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.
Sponsored by: Sen. Mark R. Warner
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/27/2017
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Student Loan Relief Act of 2017 [HB-3390]
[Student Loans ]
Student Loan Relief Act of 2017
Sponsored by: Rep. Kathy Castor
Introduced In House on 07/25/2017
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Financial Services and General Government Appropriations Act, 2018 [HB-3280]
[Finance ]
[Cybersecurity ]
[Taxes ]
[Technology and Innovation ]
[Budget and Spending ]
[Small Business ]
[Consumer Protection ]
[Data Privacy ]
[Economic Development ]
[Elections ]
[Ethics ]
[Funding ]
[Grants ]
[Law Enforcement ]
[National Security ]
[Property Tax ]
[Crime ]
Financial Services and General Government Appropriations Act, 2018 Provides FY2018 appropriations for financial services and general government, including programs within the Department of the Treasury, the Executive Office of the President, the federal judiciary, the District of Columbia, and several independent agencies. Department of the Treasury Appropriations Act, 2018 TITLE I--DEPARTMENT OF THE TREASURY Provides appropriations to the Department of the Treasury for Departmental Offices, including: Salaries and Expenses, the Office of Terrorism
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Sponsored by: Rep. Tom Graves
Committee On Appropriations Senate Subcommittee On Financial Services And General Government. Hearings Held On The Subject Prior To Measure Being Received From The House. Hearings Printed: S. Hrg. 115-191. on 07/26/2017
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Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 [HB-3285]
[Insurance ]
[Disaster Relief ]
[Housing ]
[Real Estate ]
[Budget and Spending ]
[Funding ]
Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 This bill amends the National Flood Insurance Act of 1968 to extend through FY2023 the National Flood Insurance Program (NFIP). NFIP policy coverage limits for residential and nonresidential buildings are increased. NFIP premiums, surcharges, and fees may not be increased by more than 10% each year. The Federal Emergency Management Agency (FEMA) must provide: (1) loans for mitigation projects, and (2) other financial assistance to qualified
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Sponsored by: Rep. Mike Johnson
Referred To The Subcommittee On Economic Development, Public Buildings And Emergency Management. on 07/19/2017
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Keeping Capital Local for Underserved Communities Act of 2017 [S.1500]
[Community Development ]
[Economic Development ]
[Finance ]
[Small Business ]
Keeping Capital Local for Underserved Communities Act of 2017
Sponsored by: Sen. Mark R. Warner
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 06/29/2017
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Alaska Native Claims Settlement Improvement Act of 2017 [S.1481]
[Native American Affairs ]
[Veterans ]
[Public Lands and National Parks ]
[Real Estate ]
Alaska Native Claims Settlement Improvement Act of 2017 This bill revises provisions concerning Alaska Natives claims to land and Alaska Native regional, village, or urban corporations. The bill amends the Barrow Gas Field Transfer Act of 1984 to require the Department of the Interior to convey to the Ukpeagvik Inupiat Corporation certain sand and gravel deposits. Interior must grant the Shishmaref Native Corporation a transportation easement. Shee Atika Incorporated may opt to receive credits from the Department of Agriculture (USDA) for the sale
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Sponsored by: Sen. Dan Sullivan
Committee On Energy And Natural Resources Subcommittee On Public Lands, Forests, And Mining. Hearings Held. on 02/07/2018
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✔
Tax Cuts and Jobs Act [HB-1]
[Taxes ]
[Labor, Jobs, Employment ]
[Small Business ]
[Energy ]
[Budget and Spending ]
[Healthcare ]
[Insurance ]
[Investments ]
[Real Estate ]
[International ]
[Trade ]
[Pensions ]
[Retirement ]
[Alcoholic Beverages ]
[Manufacturing ]
[Construction ]
[Property Tax ]
[Public Lands and National Parks ]
[Finance ]
Tax Cuts and Jobs Act This bill amends the Internal Revenue Code (IRC) to reduce tax rates and modify policies, credits, and deductions for individuals and businesses. It also establishes an oil and gas leasing program for the Coastal Plain of the Arctic National Wildlife Refuge (ANWR) in Alaska. (Unless otherwise specified, provisions referred to in this summary as temporary or as a suspension of an existing provision apply for taxable years beginning after December 31, 2017, and before January 1, 2026.) TITLE I Subtitle A-- Individual Tax Reform
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Sponsored by: Rep. Tom Rice
Became Public Law No: 115-97. (txt | Pdf) on 12/22/2017
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Student Loan Interest Deduction Act of 2017 [HB-3048]
[Student Loans ]
[Taxes ]
[Education ]
Student Loan Interest Deduction Act of 2017 This bill amends the Internal Revenue Code to: (1) increase the maximum tax deduction for interest paid on any qualified education loan to $5,000 ($10,000 for married couples filing a joint tax return), and (2) repeal the limitation on such deduction based upon modified adjusted gross income.
Sponsored by: Rep. Sean Patrick Maloney
Referred To The Subcommittee On Trade. on 07/05/2017
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Strengthening Loan Forgiveness for Public Servants Act [S.1412]
[Student Loans ]
[Education ]
[Public Safety ]
[Funding ]
[Grants ]
[Budget and Spending ]
Strengthening Loan Forgiveness for Public Servants Act This bill amends title IV (Student Assistance) of the Higher Education Act of 1965 to direct the Department of Education (ED) to cancel 15%, 15%, 20%, 20%, and 30% of the amount a borrower owes after 2, 4, 6, 8, and 10 years of public service employment, respectively, on a William D. Ford Federal Direct Loan made after this bill's enactment. (Currently, the balance of a borrower's Direct Loan is canceled if the borrower is not in default and has made 120 monthly payments on such loan while employed
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Sponsored by: Sen. Dianne Feinstein
Read Twice And Referred To The Committee On Health, Education, Labor, And Pensions. on 06/22/2017
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Strengthening Loan Forgiveness for Public Servants Act [HB-3026]
[Student Loans ]
[Education ]
[Public Safety ]
[Funding ]
[Grants ]
[Budget and Spending ]
Strengthening Loan Forgiveness for Public Servants Act This bill amends title IV (Student Assistance) of the Higher Education Act of 1965 to direct the Department of Education (ED) to cancel 15%, 15%, 20%, 20%, and 30% of the amount a borrower owes after 2, 4, 6, 8, and 10 years of public service employment, respectively, on a William D. Ford Federal Direct Loan made after this bill's enactment. (Currently, the balance of a borrower's Direct Loan is canceled if the borrower is not in default and has made 120 monthly payments on such loan while employed
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Sponsored by: Rep. Henry C. Johnson
Introduced In House on 06/22/2017
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Deferment for Active Cancer Treatment Act of 2017 [HB-2976]
[Healthcare ]
[Public Health ]
Deferment for Active Cancer Treatment Act of 2017
Sponsored by: Rep. Raul M. Grijalva
Introduced In House on 06/21/2017
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Know Your Repayment Options Act [HB-2968]
[Student Loans ]
[Education ]
Know Your Repayment Options Act This bill amends the Higher Education Act of 1965 to require the Department of Education (ED) to annually give federal student loan borrowers who have graduated or departed from school detailed information, including monthly amount and lifetime payment amount, for each repayment option available to the borrower. To provide this individualized information to borrowers, ED must establish a process for annual verification of the borrower's annual income and the outstanding balance of principal and interest due on federal
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Sponsored by: Rep. Earl Blumenauer
Introduced In House on 06/20/2017
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Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 [S.1368]
[Insurance ]
[Disaster Relief ]
[Housing ]
[Real Estate ]
[Budget and Spending ]
[Funding ]
Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 This bill amends the National Flood Insurance Act of 1968 to extend through FY2023 the National Flood Insurance Program (NFIP). NFIP policy coverage limits for residential and nonresidential buildings are increased. NFIP premiums, surcharges, and fees may not be increased by more than 10% each year. The Federal Emergency Management Agency (FEMA) must provide: (1) loans for mitigation projects, and (2) other financial assistance to qualified
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Sponsored by: Sen. Jack Reed
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 06/15/2017
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Federal Student Loan Refinancing Act [HB-2718]
[Student Loans ]
[Education ]
Federal Student Loan Refinancing Act This bill amends title IV (Student Assistance) of the Higher Education Act of 1965 to allow borrowers that received loans under the William D. Ford Federal Direct Loan (DL) or Federal Family Education Loan (FFEL) program on or after July 1, 2006, to consolidate those loans as Federal Direct Consolidation Loans. It directs the Department of Education (ED) to consolidate DLs, and send a completed loan consolidation application to FFEL borrowers, within 90 days of this bill's enactment. It gives FFEL borrowers six
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Sponsored by: Rep. Sean Patrick Maloney
Introduced In House on 05/25/2017
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Earnings Contingent Education Loans Act of 2017 ExCEL Act of 2017 [HB-2580]
[Student Loans ]
[Education ]
Earnings Contingent Education Loans Act of 2017 ExCEL Act of 2017 This bill amends the Higher Education Act of 1965 to replace several existing federal student loan programs with a single repayment plan that caps annual debt repayments based on the borrower's income. The bill terminates the authority of the Department of Education (ED) to make federal Direct Stafford Loans, Direct Unsubsidized Stafford Loans, and Direct PLUS loans, subject to exceptions for existing student borrowers, PLUS loans made to parents of undergraduates, and Direct Consolidation
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Sponsored by: Rep. Lee Zeldin
Introduced In House on 05/19/2017
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Mortgage Fairness Act of 2017 [HB-2570]
[Finance ]
[Housing ]
[Consumer Protection ]
[Real Estate ]
Mortgage Fairness Act of 2017 This bill amends the Truth in Lending Act to revise the definition of "points and fees," for purposes of determining whether a mortgage is a "high-cost mortgage," to: (1) exclude compensation taken into account in setting the interest rate and for which the consumer was not separately charged, and (2) include compensation paid by a consumer or creditor to an individual employed by or contracting with a mortgage originator. (A high-cost mortgage designation restricts the terms of a loan and requires a lender to make
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Sponsored by: Rep. Dana Rohrabacher
Reported By The Committee On Financial Services. H. Rept. 115-1024. on 11/14/2018
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Preserving Access to Manufactured Housing Act of 2017 [HB-1699]
[Housing ]
[Consumer Protection ]
[Finance ]
[Real Estate ]
Preserving Access to Manufactured Housing Act of 2017 (Sec. 2) This bill amends the Truth in Lending Act (TILA) to specify that a retailer of manufactured housing is generally not a "mortgage originator" subject to requirements under that Act. Similarly, the bill amends the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 to specify that such a retailer is generally not a "loan originator" subject to requirements under that Act. (Sec. 3) In addition, the bill increases the annual percentage rates and transaction values at which mortgages
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Sponsored by: Rep. Alexander Mooney
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 12/04/2017
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Infrastructure 2.0 Act [HB-1670]
[Infrastructure ]
[Finance ]
[Taxes ]
[Transportation and Motor Vehicles ]
[Budget and Spending ]
[Energy ]
[Economic Development ]
Infrastructure 2.0 Act This bill amends the Internal Revenue Code, with respect to the taxation of earnings and profits of a deferred foreign income corporation, to: (1) make such earnings and profits subject to taxation in the last year that ends before the enactment of this bill; (2) reduce the tax rate on such earnings and profits by allowing an exemption of 75% (equal to a tax of 8.75% of repatriated earnings and profits); and (3) allow corporations to pay the tax in installments. The bill also: establishes and provides appropriations for a
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Sponsored by: Rep. Sean Patrick Maloney
Referred To The Subcommittee On Coast Guard And Maritime Transportation. on 03/23/2017
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Partnership to Build America Act of 2017 [HB-1669]
[Infrastructure ]
[Finance ]
[Energy ]
[Telecommunications ]
[Transportation and Motor Vehicles ]
[Budget and Spending ]
[Taxes ]
[Water ]
[Construction ]
[Economic Development ]
[Funding ]
Partnership to Build America Act of 2017 This bill establishes the American Infrastructure Fund (AIF) as a wholly-owned government corporation to provide bond guarantees and make loans to state and local governments, non-profit infrastructure providers, private parties, and public-private partnerships for state or local government sponsored transportation, energy, water, communications, or educational facility infrastructure projects (Qualified Infrastructure Projects [QIPs]). The AIF may also to make equity investments in QIPs. The Department of
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Sponsored by: Rep. Sean Patrick Maloney
Referred To The Subcommittee On Aviation. on 03/23/2017
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SAVINGS Act Save Access to a Valuable Investment Needed to Generate Savings Act of 2017 [S.682]
[Finance ]
[Taxes ]
[Investments ]
[Budget and Spending ]
[Consumer Protection ]
[Poverty ]
SAVINGS Act Save Access to a Valuable Investment Needed to Generate Savings Act of 2017 This bill directs the Department of the Treasury to allow: (1) an individual taxpayer to use a portion or all of a tax refund to purchase U.S. savings bonds in paper form for the taxpayer or for any individual designated by the taxpayer; or (2) an option for a tax return that allows for the gifting of such bonds and that serves individuals who rarely, if ever, have held a bank account and individuals who lack access to the Internet.
Sponsored by: Sen. Susan M. Collins
Read Twice And Referred To The Committee On Finance. on 03/21/2017