Housing Finance And Home Ownership
US Congress 114th Congress
Energy Savings and Industrial Competitiveness Act of 2015 [S.720]
[Energy ]
[Technology and Innovation ]
[Construction ]
[Housing ]
[Small Business ]
[Environmental ]
[Budget and Spending ]
[Science ]
Energy Savings and Industrial Competitiveness Act of 2015 This bill revises a variety of programs to encourage energy efficiency in buildings, industry, the federal government, and certain appliances. TITLE I--BUILDINGS Subtitle A--Building Energy Codes (Sec. 101) This bill amends the Energy Conservation and Production Act (ECPA) to require states and Indian tribes to measure and certify their compliance with certain residential and commercial building energy codes by a specified deadline. The Department of Energy (DOE) must: (1) provide technical
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Sponsored by: Sen. Susan Collins
Committee On Energy And Natural Resources. Reported By Senator Murkowski With Amendments. With Written Report No. 114-130. on 09/09/2015
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Native American Housing Assistance and Self-Determination Reauthorization Act of 2015 [S.710]
[Housing ]
[Native American Affairs ]
[Veterans ]
[Community Development ]
[Funding ]
[Grants ]
Native American Housing Assistance and Self-Determination Reauthorization Act of 2015 (Sec. 2) Requires an Assistant Secretary of Housing and Urban Development (HUD) to be the head of the HUD Office of Native American Programs. TITLE I--BLOCK GRANTS AND GRANT REQUIREMENTS (Sec. 101) Amends the Native American Housing Assistance and Self-Determination Act of 1996 (NAHASDA) to require any income realized by a recipient from an affordable and self-determined housing assistance grant to: (1) be considered nonprogram income, and (2) have no restrictions
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Sponsored by: Sen. John Barrasso
Senate Committee On Banking, Housing, And Urban Affairs Discharged Pursuant To The Order Of May 27, 1988. on 08/05/2015
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Preserving Access to Manufactured Housing Act of 2015 [S.682]
[Housing ]
[Consumer Protection ]
[Real Estate ]
[Finance ]
Preserving Access to Manufactured Housing Act of 2015 Amends the Truth in Lending Act to revise the exclusion from the meaning of "mortgage originator" of any employee of a retailer of manufactured homes who does not for compensation or gain take residential mortgage loan applications, for compensation or gain offer or negotiate terms of a residential mortgage loan, or advise a consumer on loan terms (including rates, fees, and other costs). Excludes from the meaning of "mortgage originator," instead, any retailer of manufactured or modular homes
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Sponsored by: Sen. Chuck Grassley
Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 04/16/2015
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Mortgage Forgiveness Tax Relief Act [S.608]
[Housing ]
[Real Estate ]
[Taxes ]
Mortgage Forgiveness Tax Relief Act Amends the Internal Revenue Code, as amended by the Tax Increase Prevention Act of 2014, to extend the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence that was discharged subject to an arrangement entered into and evidenced in writing before January 1, 2017.
Sponsored by: Sen. Bernard Sanders
Read Twice And Referred To The Committee On Finance. on 02/27/2015
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Mortgage Finance Act of 2015 [S.495]
[Finance ]
[Real Estate ]
[Housing ]
[Insurance ]
[Investments ]
Mortgage Finance Act of 2015 Appoints the Federal Housing Finance Agency (FHFA) receiver of the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government sponsored enterprises or GSEs) and places them into irrevocable receivership, effective on the date on which the Mortgage Finance Agency (MFA) established by this Act is operational and able to perform the guarantee function for qualified mortgage-backed securities collateralized by qualified residential mortgages. Directs the FHFA
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Sponsored by: Sen. Johnny Isakson
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 02/12/2015
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Budget and Accounting Transparency Act of 2015 [S.399]
[Budget and Spending ]
[Finance ]
[Housing ]
[Real Estate ]
[Taxes ]
Budget and Accounting Transparency Act of 2015 This bill amends the Congressional Budget Act of 1974 to revise the budgetary treatment of federal loans and loan guarantees to account for them on a fair value basis. Under a fair value approach, costs are measured using market rates rather than the lower Treasury interest rates currently used. Estimates for loan guarantees and direct loans in the President's budget are required to include a risk component that reflects the impact of using a fair value estimate to account for market risk. The President's
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Sponsored by: Sen. Deb Fischer
Read Twice And Referred To The Committee On The Budget. on 02/05/2015
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Mortgage Debt Tax Relief Act [S.351]
[Housing ]
[Real Estate ]
[Taxes ]
Mortgage Debt Tax Relief Act Amends the Internal Revenue Code to extend through 2016 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence.
Sponsored by: Sen. Robert Menendez
Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 04/16/2015
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First-Time Homebuyer Credit Act of 2016 [S.3175]
[Housing ]
[Real Estate ]
[Finance ]
[Consumer Protection ]
First-Time Homebuyer Credit Act of 2016
Sponsored by: Sen. Ron Wyden
Read Twice And Referred To The Committee On Finance. on 07/13/2016
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Fair Housing for Domestic Violence and Sexual Assault Survivors Act of 2016 [S.3164]
[Housing ]
[Real Estate ]
[Human Rights ]
[Race and Civil Rights ]
[Family-Related Legislation ]
[Consumer Protection ]
Fair Housing for Domestic Violence and Sexual Assault Survivors Act of 2016 This bill amends the Fair Housing Act to prohibit discrimination against or regarding survivors of domestic violence or sexual assault in: the sale or rental of housing and related activities, residential real estate-related transactions, and the provision of real estate brokerage services. This bill declares that nothing in the Act shall prohibit federal, state, or local government or other assistance or a preference program designed to assist or benefit domestic violence
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Sponsored by: Sen. Cory Booker
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/12/2016
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Preventing Abandoned Foreclosures and Preserving Communities Act of 2016 [S.3146]
[Real Estate ]
[Housing ]
[Community Development ]
[Consumer Protection ]
[Property Tax ]
Preventing Abandoned Foreclosures and Preserving Communities Act of 2016
Sponsored by: Sen. Cory Booker
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/07/2016
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Housing Opportunity Through Modernization Act of 2016 [S.3083]
[Housing ]
[Veterans ]
[Healthcare ]
[Community Development ]
[Funding ]
[Grants ]
[Human Services ]
[Poverty ]
[Public Health ]
[Senior Citizens ]
[Children and Youth ]
[Disabilities ]
Housing Opportunity Through Modernization Act of 2016 This bill amends the United States Housing Act of 1937 and other housing laws to modify the Department of Housing and Urban Development (HUD) rental assistance (including section 8 low-income [voucher]) and public housing programs, Federal Housing Administration (FHA) requirements for condominium mortgage insurance, and the Department of Agriculture (USDA) single family housing guaranteed loan program. The bill revises the requirements for Public House Agencies (PHAs) to inspect dwelling units
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Sponsored by: Sen. Susan Collins
Committee On Banking, Housing, And Urban Affairs Subcommittee On Housing, Transportation, And Community Development. Hearings Held. on 09/22/2016
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Portfolio Lending and Mortgage Access Act [S.2995]
[Finance ]
[Housing ]
[Real Estate ]
[Consumer Protection ]
Portfolio Lending and Mortgage Access Act This bill amends the Truth in Lending Act to create a safe harbor from lawsuit for creditors that are depository institutions for any failure to comply with certain requirements with respect to a residential mortgage loan, and the banking regulators are required to treat such a loan as a qualified mortgage, if the creditor has, since the loan's origination, held it on its balance sheet and all prepayment penalties with respect to the loan comply with specified limitations. A safe harbor from lawsuit is also
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Sponsored by: Sen. Rand Paul
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/26/2016
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Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2017 [S.2844]
[Transportation and Motor Vehicles ]
[Housing ]
[Infrastructure ]
[Budget and Spending ]
[Cybersecurity ]
[Energy ]
[Public Safety ]
[Disaster Relief ]
[Funding ]
[Grants ]
[Community Development ]
[Small Business ]
[Consumer Protection ]
[Senior Citizens ]
[Technology and Innovation ]
[Economic Development ]
[Public Health ]
[Construction ]
[Law Enforcement ]
[Air Quality ]
Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2017 Department of Transportation Appropriations Act, 2017 TITLE I--DEPARTMENT OF TRANSPORTATION Provides FY2017 appropriations for the Department of Transportation (DOT). Provides appropriations for the Office of the Secretary, including: Salaries and Expenses; Research and Technology; National Infrastructure Investments (also known as TIGER grants); the National Surface Transportation and Innovative Finance Bureau; Financial Management Capital; Cyber Security
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Sponsored by: Sen. Susan Collins
Committee On Appropriations. Original Measure Reported To Senate By Senator Collins. With Written Report No. 114-243. on 04/21/2016
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Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2017 [S.2806]
[Defense ]
[Veterans ]
[Healthcare ]
[Construction ]
[Military ]
[National Security ]
[Budget and Spending ]
[Funding ]
[Grants ]
[Law Enforcement ]
[Public Safety ]
[Mental Health ]
[Pharmaceuticals ]
[Data Privacy ]
[Cybersecurity ]
[Technology and Innovation ]
[Real Estate ]
[Housing ]
[Labor, Jobs, Employment ]
[Small Business ]
[Pensions ]
[Ethics ]
[Elections ]
[Cannabis ]
Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2017 TITLE I--DEPARTMENT OF DEFENSE Provides appropriations to DOD for Military Construction for: the Army; the Navy and Marine Corps; the Air Force; Defense-Wide agencies and activities (other than military departments); the Army and Air National Guard; and the Army, Navy, and Air Force Reserves. Provides appropriations to DOD for the North Atlantic Treaty Organization (NATO) Security Investment Program. Provides appropriations for the Department of Defense Base Closure
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Sponsored by: Sen. Mark Kirk
Committee On Appropriations. Original Measure Reported To Senate By Senator Kirk. With Written Report No. 114-237. on 04/18/2016
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Rural Housing Preservation Act of 2016 [S.2783]
[Housing ]
[Agriculture ]
[Funding ]
[Grants ]
[Senior Citizens ]
[Real Estate ]
[Community Development ]
Rural Housing Preservation Act of 2016 This bill amends the Housing Act of 1949 to direct the Department of Agriculture (USDA) to extend rural housing vouchers to any low-income household (including those not receiving rental assistance) residing in a property financed with a loan made or insured for housing and related facilities for elderly or other low-income persons and families which has been prepaid, or which has matured, after September 30, 2005. No owner of a property financed with such a loan, whether outstanding or fully paid, may refuse
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Sponsored by: Sen. Jeanne Shaheen
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/12/2016
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SCRA Enhancement and Improvement Act of 2016 [S.2719]
[Defense ]
[Veterans ]
[Consumer Protection ]
[Finance ]
[Student Loans ]
[Real Estate ]
[Taxes ]
[Military ]
[Law Enforcement ]
SCRA Enhancement and Improvement Act of 2016 This bill amends the Servicemembers Civil Relief Act (SCRA) to require servicers of federally issued or guaranteed student loans to use the Defense Manpower Data Center to monitor the duty status of service member borrowers. A servicer shall notify: (1) the Department of Education, the Consumer Financial Protection Bureau (CFPB), and the service member prior to selling or transferring such loan to another servicer; and (2) a service member regarding any denied SCRA benefit or protection, including an
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Sponsored by: Sen. Bernard Sanders
Read Twice And Referred To The Committee On Veterans' Affairs. (sponsor Introductory Remarks On Measure: Cr S1598-1599) on 03/17/2016
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Federal Reserve Transparency Act of 2015 [S.264]
[Finance ]
[Budget and Spending ]
[Taxes ]
[Consumer Protection ]
[Housing ]
Federal Reserve Transparency Act of 2015 This bill directs the Government Accountability Office (GAO) to: (1) commence and complete an audit of the Board of Governors of the Federal Reserve System and of the Federal Reserve Banks within 12 months of enactment of this Act, and (2) report findings and conclusions to Congress within 90 days of completing the audit. The bill also repeals certain limitations upon such an audit. GAO shall audit and report on the review of loan files of homeowners in foreclosure in 2009 or 2010, required as part of the
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Sponsored by: Sen. Chuck Grassley
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 01/27/2015
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METH Disclosure Act Meth Exposure to the Home Disclosure Act [S.2405]
[Housing ]
[Environmental ]
[Public Health ]
[Consumer Protection ]
[Crime ]
METH Disclosure Act Meth Exposure to the Home Disclosure Act This bill directs the Department of Housing and Urban Development (HUD), in coordination with the Environmental Protection Agency and any other federal agency with knowledge of methamphetamine-based hazards, to promulgate regulations meeting certain criteria for the disclosure of methamphetamine-based hazards in housing (other than newly constructed or never occupied housing) offered for sale or lease. "Methamphetamine-based hazard" means any condition that causes exposure to any hazardous
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Sponsored by: Sen. Charles Schumer
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 12/15/2015
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Foreclosure Relief and Extension for Servicemembers Act of 2015 [S.2393]
[Veterans ]
[Housing ]
[Real Estate ]
[Military ]
[Consumer Protection ]
Foreclosure Relief and Extension for Servicemembers Act of 2015 (Sec. 2) This bill amends the Honoring America's Veterans and Caring for Camp Lejeune Families Act of 2012 to extend through 2017 the one-year period after a service member's military service during which: (1) a court may stay proceedings to enforce an obligation on real or personal property owned by the service member before such military service; and (2) any sale, foreclosure, or seizure of such property shall be invalid without a court order or waiver agreement signed by the service
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Sponsored by: Sen. Sheldon Whitehouse
Presented To President. on 03/31/2016
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Foreclosure Relief and Extension for Servicemembers Act of 2015 [S.2357]
[Veterans ]
[Housing ]
[Real Estate ]
[Military ]
[Consumer Protection ]
Foreclosure Relief and Extension for Servicemembers Act of 2015 This bill amends the Honoring America's Veterans and Caring for Camp Lejeune Families Act of 2012 to extend through 2017 the one-year period after a service member's military service during which: (1) a court may stay proceedings to enforce an obligation on real or personal property owned by the service member before such military service; and (2) any sale, foreclosure, or seizure of such property shall be invalid without a court order or waiver agreement signed by the service member.
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Sponsored by: Sen. Sheldon Whitehouse
Read Twice And Referred To The Committee On Veterans' Affairs. on 12/03/2015