BillCam

Financial Literacy

Number	Legislature	Summary	Subjects
S.3639	Federal	Housing Financial Literacy Act of 2020 Democrat: 50% (1) Republican: 50% (1) 50% Democrat support 50% Republican support	Housing And Community Development Financial Literacy Housing Finance And Home Ownership Life, Casualty, Property Insurance
HB-6515	Federal	Rent and Mortgage Cancellation Act of 2020 This bill provides housing assistance during the COVID-19 (i.e., coronavirus disease 2019) public health emergency. Specifically, the bill suspends rental and mortgage payments for primary residences for a period lasting until 30 days after the termination of the federal emergency declaration relating to COVID-19. The Department of Housing and Urban Development (HUD) must establish funds to reimburse lessors and lenders for payments suspended under the bill. In addition, HUD must establish an Affordable Housing Acquisition Fund to support the acquisition of multifamily housing projects by nonprofit organizations, public housing agencies, cooperative housing associations, community land trusts, and state and local governments. For a five-year period, entities that are approved for such assistance shall be provided the first right of purchase with respect to such projects. Democrat: 100% (30) 100% Democrat support	Housing And Community Development Cardiovascular And Respiratory Health Child Care And Development Civil Actions And Liability Consumer Credit Emergency Medical Services And Trauma Care Financial Literacy Health Care Coverage And Access Homelessness And Emergency Shelter Housing And Community Development Funding
HB-6489	Federal	To improve military family readiness. Republican: 100% (4) 100% Republican support	Armed Forces And National Security Administrative Law And Regulatory Procedures Child Care And Development Congressional Oversight Disability And Paralysis Elementary And Secondary Education Employee Hiring Employment And Training Programs Family Relationships Financial Literacy
HB-6350	Federal	Financial Literacy Education Commission Emergency Response Act This bill requires the Financial Literacy and Education Commission in the Department of the Treasury to convene a special meeting related to the financial impacts of the COVID-19 (i.e., coronavirus disease 2019) emergency. The commission must provide on its website resources to help individuals recover from financial hardships related to the COVID-19 emergency. Democrat: 100% (2) 100% Democrat support	Finance And Financial Sector Advisory Bodies Cardiovascular And Respiratory Health Congressional Oversight Disaster Relief And Insurance Economic Performance And Conditions Emergency Medical Services And Trauma Care Financial Literacy Government Information And Archives Infectious And Parasitic Diseases
HB-6379	Federal	Take Responsibility for Workers and Families Act This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. The bill provides FY2020 supplemental appropriations for federal agencies to respond to the COVID-19 outbreak. The supplemental appropriations are designated as emergency spending, which is exempt from discretionary spending limits. In addition, the bill expands paid sick days, family and medical leave, unemployment compensation, and food assistance programs; provides economic assistance payments of up to $1,500 per individual; eliminates cost-sharing (e.g., deductibles, coinsurance, or copayments) for COVID-19 treatments and vaccines; requires health care facilities to implement a comprehensive infectious disease exposure control plan to protect health care workers; provides grants, loans, and other assistance to hospitals, small businesses, state and local governments, elementary and secondary schools, institutions of higher education, and airports; expands or establishes various tax credits; and establishes requirements for early voting and absentee voting. The bill also modifies or expands a wide range of other programs and policies, including those regarding Medicare and Medicaid, medical product supplies, housing, student loans and financial aid, the federal workforce, veterans benefits environmental and consumer protection requirements, the U.S. Postal Service, aviation workers and the airline industry, and pension and retirement plans. Democrat: 100% (10) 100% Democrat support	Health Agricultural Marketing And Promotion Agricultural Research Agricultural Trade Animal And Plant Health Appropriations Army Corps Of Engineers Cardiovascular And Respiratory Health Coast Guard Computer Security And Identity Theft
HB-6321	Federal	Financial Protections and Assistance for America's Consumers, States, Businesses, and Vulnerable Populations Act This bill responds to the COVID-19 (i.e., coronavirus disease 2019) emergency and generally provides for financial assistance and other aid to individuals, businesses, and state and local governments for the duration of the emergency period. Among other things, the bill provides direct payments to individuals of up to $2,000 a month, subject to limits based on adjusted gross income; establishes digital wallets for individuals without bank accounts to receive such payments; provides for the suspension of specified housing and consumer loan payments, evictions, and foreclosures; creates financial assistance programs regarding housing, student loans, and utilities; establishes credit programs for small businesses, nonprofit organizations, farms, independent contractors, minority depository institutions, and community development financial institutions; authorizes funds for housing assistance, elderly assistance, and emergency production of medical supplies; and provides for investigation, oversight, and other requirements regarding COVID-19 aid. The bill also modifies existing provisions, including those regarding deposit insurance for transaction accounts, Federal Reserve Board purchases of municipal bonds, stock buybacks, required disclosures by issuers of securities, international aid programs, and agency guidance concerning pandemics and major disasters. Democrat: 100% (1) 100% Democrat support	Finance And Financial Sector Administrative Law And Regulatory Procedures Advisory Bodies Africa Agricultural Prices, Subsidies, Credit Air Quality Alternative Dispute Resolution, Mediation, Arbitration Appropriations Atmospheric Science And Weather Bank Accounts, Deposits, Capital
HB-6012	Federal	Consumer Financial Education and Empowerment Act This bill establishes within the Consumer Financial Protection Bureau a program to award grants to certain nonprofit organizations, state governments, and local governments for financial literacy programs. Programs eligible for grants may include education regarding credit, student loan debt, homeownership, investments, retirement, or starting a business. Democrat: 57% (4) Republican: 42% (3) 57% Democrat support 42% Republican support	Finance And Financial Sector Business Investment And Capital Consumer Credit Financial Literacy Financial Services And Investments Higher Education Housing Finance And Home Ownership Social Work, Volunteer Service, Charitable Organizations Student Aid And College Costs
SB-1292	State (Arizona)	Financial literacy; state treasurer; fund Republican: 60% (3) Democrat: 40% (2) 60% Republican support 40% Democrat support	Financial Literacy Fund State Government - Title 41 State Treasurer
HB-5078	Federal	Prison to Proprietorship Act This bill directs the Small Business Administration, in coordination with the Bureau of Prisons, to require women's business centers and small-business development centers to provide entrepreneurship counseling and training services to individuals incarcerated in a minimum-, low-, or medium-security prison. Democrat: 50% (2) Republican: 50% (2) 50% Democrat support 50% Republican support	Commerce Business Education Congressional Oversight Correctional Facilities And Imprisonment Employment And Training Programs Financial Literacy Public-private Cooperation Small Business Women In Business
SR-339	Federal	A resolution supporting the goals and ideals of National Retirement Security Week, including raising public awareness of the various tax-preferred retirement vehicles, increasing personal financial literacy, and engaging the people of the United States on the keys to success in achieving and maintaining retirement security throughout their lifetimes. This resolution expresses support for the goals and ideals of National Retirement Security Week and acknowledges the need to raise public awareness of a variety of tax-preferred retirement vehicles. Republican: 50% (4) Democrat: 50% (4) 50% Republican support 50% Democrat support	Labor And Employment Finance And Financial Sector Commemorative Events And Holidays Employee Benefits And Pensions Financial Literacy Financial Services And Investments Income Tax Deferral
HB-4067	Federal	Financial Inclusion in Banking Act of 2019 This bill expands the duties of the Office of Community Affairs within the Consumer Financial Protection Bureau regarding under-banked, un-banked, and underserved consumers. The office must, in part (1) report on impeding factors for individuals and families that do not participate in the banking system, and (2) develop strategies to increase such participation. The bill also decreases, beginning September 30, 2029, the cap on the surplus funds of the Federal Reserve banks. (Amounts exceeding this cap are deposited in the general fund of the Treasury.) Democrat: 66% (4) Republican: 33% (2) 66% Democrat support 33% Republican support	Finance And Financial Sector Bank Accounts, Deposits, Capital Congressional Oversight Financial Literacy Government Studies And Investigations Consumer Financial Protection Bureau Consumer Credit Executive Agency Funding And Structure
HB-4098	Federal	Higher Education Reform and Opportunity Act of 2019 This bill revises requirements governing the financing and accreditation of postsecondary education. Specifically, the bill makes postsecondary education courses and programs (e.g., apprenticeship programs) that provide credits toward a postsecondary certification, credential, or degree eligible for federal student aid funding if the programs and courses are accredited by a state that has an alternative accreditation agreement with the Department of Education. The bill also requires institutions to publish certain enrollment and financial aid information, such as (1) the percentage of former financial aid recipients who are employed at various intervals following graduation, and (2) the average amount of total federal student loan debt accrued upon graduation. The Government Accountability Office must compile and study all such information published by institutions and submit a report containing the results. In addition, the bill consolidates federal student loans into one student loan program and eliminates loan forgiveness for borrowers. Lastly, the bill requires an institution that receives federal student aid funding to pay a default rate fine that is based on the default rate of loans made to its students. Republican: 100% (44) 100% Republican support	Education Academic Performance And Assessments Congressional Oversight Education Programs Funding Educational Guidance Employment And Training Programs Financial Literacy Government Information And Archives Government Lending And Loan Guarantees Government Studies And Investigations
HB-3547	Federal	Students and Young Consumers Empowerment Act Democrat: 100% (2) 100% Democrat support	Finance And Financial Sector Congressional Oversight Consumer Financial Protection Bureau Consumer Affairs Consumer Credit Executive Agency Funding And Structure Financial Literacy Government Employee Pay, Benefits, Personnel Management Government Information And Archives Government Studies And Investigations
HR-456	Federal	Emphasizing the importance of grassroots investor protection and the investor education missions of State and Federal securities regulators, calling on the Securities and Exchange Commission to collaborate with State securities regulators in the protection of investors, and for other purposes. This resolution (1) supports the efforts of state securities regulators to promote capital investment and educate investors, and (2) urges collaboration between the Securities and Exchange Commission and state securities regulators. Democrat: 50% (2) Republican: 50% (2) 50% Democrat support 50% Republican support	Finance And Financial Sector Consumer Affairs Financial Literacy Financial Services And Investments Intergovernmental Relations Securities Small Business State And Local Government Operations
S.1719	Federal	National Senior Investor Initiative Act of 2019 Senior Security Act of 2019 This bill establishes the Senior Investor Taskforce within the Securities and Exchange Commission. The taskforce must report on topics relating to investors over the age of 65, including industry trends and serious issues impacting such investors, and make recommendations for legislative or regulatory actions to address problems encountered by senior investors. The Government Accountability Office must report on the financial exploitation of senior citizens. Democrat: 50% (6) Republican: 50% (6) 50% Democrat support 50% Republican support	Finance And Financial Sector Aging Banking And Financial Institutions Regulation Congressional Oversight Financial Literacy Financial Services And Investments Fraud Offenses And Financial Crimes Government Studies And Investigations
HB-2974	Federal	Youth Financial Learning Act Democrat: 100% (9) 100% Democrat support	Education Education Programs Funding Elementary And Secondary Education Financial Literacy Teaching, Teachers, Curricula
HB-2798	Federal	Building Supportive Networks for Women Veterans Act Democrat: 100% (5) 100% Democrat support	Armed Forces And National Security Congressional Oversight Financial Literacy Mental Health Veterans' Education, Employment, Rehabilitation Veterans' Medical Care Women's Employment Women's Health
HR-327	Federal	Encouraging greater public-private sector collaboration to promote financial literacy for students and young adults. This resolution expresses support for the efforts of federal financial agencies to partner with organizations focused on developing opportunities to place talented young minorities and women in industry internships, summer employment, and full-time positions. The resolution also expresses support for the efforts of federal financial agencies to provide consumers with relevant information and decision-making tools regarding important financial decisions. Democrat: 73% (14) Republican: 26% (5) 73% Democrat support 26% Republican support	Finance And Financial Sector Adult Education And Literacy Consumer Affairs Employment And Training Programs Financial Literacy Financial Services And Investments Government Studies And Investigations Higher Education Minority Employment Public-private Cooperation
HR-328	Federal	Supporting the protection of elders through financial literacy. This resolution supports the goals of Financial Literacy Month. Specifically, the resolution expresses the understanding that continued education and cooperation among law enforcement, financial institutions, regulatory agencies, and private sector organizations are necessary to combat elder financial exploitation. Additionally, the resolution expresses support for work performed by the Financial Crimes Enforcement Network and its partners to educate those that protect the elder community. Democrat: 66% (2) Republican: 33% (1) 66% Democrat support 33% Republican support	Finance And Financial Sector Aging Commemorative Events And Holidays Crime Prevention Crime Victims Financial Literacy Fraud Offenses And Financial Crimes
HB-2065	Federal	Affordable Loans for Any Student Act Democrat: 100% (1) 100% Democrat support	Education Administrative Law And Regulatory Procedures Congressional Oversight Debt Collection Financial Literacy Government Information And Archives Government Lending And Loan Guarantees Government Studies And Investigations Higher Education Internet And Video Services

Title: Housing Financial Literacy Act of 2020

Session: US Congress 116th Congress

Number: S.3639

Subjects: Housing And Community Development, Financial Literacy, Housing Finance And Home Ownership, Life, Casualty, Property Insurance

Democrat: 50% (1) Republican: 50% (1)

Title: Rent and Mortgage Cancellation Act of 2020

Session: US Congress 116th Congress

Number: HB-6515

Subjects: Housing And Community Development, Cardiovascular And Respiratory Health, Child Care And Development, Civil Actions And Liability, Consumer Credit, Emergency Medical Services And Trauma Care, Financial Literacy, Health Care Coverage And Access, Homelessness And Emergency Shelter, Housing And Community Development Funding

Democrat: 100% (30)

Title: To improve military family readiness.

Session: US Congress 116th Congress

Number: HB-6489

Subjects: Armed Forces And National Security, Administrative Law And Regulatory Procedures, Child Care And Development, Congressional Oversight, Disability And Paralysis, Elementary And Secondary Education, Employee Hiring, Employment And Training Programs, Family Relationships, Financial Literacy

Republican: 100% (4)

Title: Financial Literacy Education Commission Emergency Response Act

Session: US Congress 116th Congress

Number: HB-6350

Subjects: Finance And Financial Sector, Advisory Bodies, Cardiovascular And Respiratory Health, Congressional Oversight, Disaster Relief And Insurance, Economic Performance And Conditions, Emergency Medical Services And Trauma Care, Financial Literacy, Government Information And Archives, Infectious And Parasitic Diseases

Democrat: 100% (2)

Title: Take Responsibility for Workers and Families Act

Session: US Congress 116th Congress

Number: HB-6379

Subjects: Health, Agricultural Marketing And Promotion, Agricultural Research, Agricultural Trade, Animal And Plant Health, Appropriations, Army Corps Of Engineers, Cardiovascular And Respiratory Health, Coast Guard, Computer Security And Identity Theft

Democrat: 100% (10)

Title: Financial Protections and Assistance for America's Consumers, States, Businesses, and Vulnerable Populations Act

Session: US Congress 116th Congress

Number: HB-6321

Subjects: Finance And Financial Sector, Administrative Law And Regulatory Procedures, Advisory Bodies, Africa, Agricultural Prices, Subsidies, Credit, Air Quality, Alternative Dispute Resolution, Mediation, Arbitration, Appropriations, Atmospheric Science And Weather, Bank Accounts, Deposits, Capital

Democrat: 100% (1)

Title: Consumer Financial Education and Empowerment Act

Session: US Congress 116th Congress

Number: HB-6012

Subjects: Finance And Financial Sector, Business Investment And Capital, Consumer Credit, Financial Literacy, Financial Services And Investments, Higher Education, Housing Finance And Home Ownership, Social Work, Volunteer Service, Charitable Organizations, Student Aid And College Costs

Democrat: 57% (4) Republican: 42% (3)

Title: Financial literacy; state treasurer; fund

Session: Arizona Fifty-fourth Legislature - Second Regular Session (2020)

Number: SB-1292

Subjects: Financial Literacy, Fund, State Government - Title 41, State Treasurer

Republican: 60% (3) Democrat: 40% (2)

Title: Prison to Proprietorship Act

Session: US Congress 116th Congress

Number: HB-5078

Subjects: Commerce, Business Education, Congressional Oversight, Correctional Facilities And Imprisonment, Employment And Training Programs, Financial Literacy, Public-private Cooperation, Small Business, Women In Business

Democrat: 50% (2) Republican: 50% (2)

Title: A resolution supporting the goals and ideals of National Retirement Security Week, including raising public awareness of the various tax-preferred retirement vehicles, increasing personal financial literacy, and engaging the people of the United States on the keys to success in achieving and maintaining retirement security throughout their lifetimes.

Session: US Congress 116th Congress

Number: SR-339

Subjects: Labor And Employment, Finance And Financial Sector, Commemorative Events And Holidays, Employee Benefits And Pensions, Financial Literacy, Financial Services And Investments, Income Tax Deferral

Republican: 50% (4) Democrat: 50% (4)

Title: Financial Inclusion in Banking Act of 2019

Session: US Congress 116th Congress

Number: HB-4067

Subjects: Finance And Financial Sector, Bank Accounts, Deposits, Capital, Congressional Oversight, Financial Literacy, Government Studies And Investigations, Consumer Financial Protection Bureau, Consumer Credit, Executive Agency Funding And Structure

Democrat: 66% (4) Republican: 33% (2)

Title: Higher Education Reform and Opportunity Act of 2019

Session: US Congress 116th Congress

Number: HB-4098

Subjects: Education, Academic Performance And Assessments, Congressional Oversight, Education Programs Funding, Educational Guidance, Employment And Training Programs, Financial Literacy, Government Information And Archives, Government Lending And Loan Guarantees, Government Studies And Investigations

Republican: 100% (44)

Title: Students and Young Consumers Empowerment Act

Session: US Congress 116th Congress

Number: HB-3547

Subjects: Finance And Financial Sector, Congressional Oversight, Consumer Financial Protection Bureau, Consumer Affairs, Consumer Credit, Executive Agency Funding And Structure, Financial Literacy, Government Employee Pay, Benefits, Personnel Management, Government Information And Archives, Government Studies And Investigations

Democrat: 100% (2)

Title: Emphasizing the importance of grassroots investor protection and the investor education missions of State and Federal securities regulators, calling on the Securities and Exchange Commission to collaborate with State securities regulators in the protection of investors, and for other purposes.

Session: US Congress 116th Congress

Number: HR-456

Subjects: Finance And Financial Sector, Consumer Affairs, Financial Literacy, Financial Services And Investments, Intergovernmental Relations, Securities, Small Business, State And Local Government Operations

Democrat: 50% (2) Republican: 50% (2)

Title: National Senior Investor Initiative Act of 2019 Senior Security Act of 2019

Session: US Congress 116th Congress

Number: S.1719

Subjects: Finance And Financial Sector, Aging, Banking And Financial Institutions Regulation, Congressional Oversight, Financial Literacy, Financial Services And Investments, Fraud Offenses And Financial Crimes, Government Studies And Investigations

Democrat: 50% (6) Republican: 50% (6)

Title: Youth Financial Learning Act

Session: US Congress 116th Congress

Number: HB-2974

Subjects: Education, Education Programs Funding, Elementary And Secondary Education, Financial Literacy, Teaching, Teachers, Curricula

Democrat: 100% (9)

Title: Building Supportive Networks for Women Veterans Act

Session: US Congress 116th Congress

Number: HB-2798

Subjects: Armed Forces And National Security, Congressional Oversight, Financial Literacy, Mental Health, Veterans' Education, Employment, Rehabilitation, Veterans' Medical Care, Women's Employment, Women's Health

Democrat: 100% (5)

Title: Encouraging greater public-private sector collaboration to promote financial literacy for students and young adults.

Session: US Congress 116th Congress

Number: HR-327

Subjects: Finance And Financial Sector, Adult Education And Literacy, Consumer Affairs, Employment And Training Programs, Financial Literacy, Financial Services And Investments, Government Studies And Investigations, Higher Education, Minority Employment, Public-private Cooperation

Democrat: 73% (14) Republican: 26% (5)

Title: Supporting the protection of elders through financial literacy.

Session: US Congress 116th Congress

Number: HR-328

Subjects: Finance And Financial Sector, Aging, Commemorative Events And Holidays, Crime Prevention, Crime Victims, Financial Literacy, Fraud Offenses And Financial Crimes

Democrat: 66% (2) Republican: 33% (1)

Title: Affordable Loans for Any Student Act

Session: US Congress 116th Congress

Number: HB-2065

Subjects: Education, Administrative Law And Regulatory Procedures, Congressional Oversight, Debt Collection, Financial Literacy, Government Information And Archives, Government Lending And Loan Guarantees, Government Studies And Investigations, Higher Education, Internet And Video Services

Democrat: 100% (1)

Financial Literacy

S.3639

Federal

HB-6515

Federal

HB-6489

Federal

HB-6350

Federal

HB-6379

Federal

HB-6321

Federal

HB-6012

Federal

SB-1292

State (Arizona)

HB-5078

Federal

SR-339

Federal

HB-4067

Federal

HB-4098

Federal

HB-3547

Federal

HR-456

Federal

S.1719

Federal

HB-2974

Federal

HB-2798

Federal

HR-327

Federal

HR-328

Federal

HB-2065

Federal