Finance And Financial Sector
US Congress 115th Congress
End Congressional Stock Market Abuse Act of 2017 [HB-2277]
[Finance ]
[Ethics ]
[Consumer Protection ]
[Investments ]
End Congressional Stock Market Abuse Act of 2017 This bill amends the Securities Exchange Act of 1934 to prohibit Members of Congress from: (1) receiving a discounted purchase price or a premium sales price in a securities transaction, or (2) purchasing a nonpublic offering of a covered security available on a U.S. or foreign exchange. This prohibition shall not apply if the Member of Congress reasonably believes that the discount or premium was obtained in a manner generally available to the public.
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HOME Act Housing Opportunities Made Easier Act [HB-2255]
[Housing ]
[Small Business ]
[Senior Citizens ]
[Law Enforcement ]
[Consumer Protection ]
[Finance ]
HOME Act Housing Opportunities Made Easier Act TITLE I--HOUSING OPPORTUNITIES MADE EASIER (Sec. 101) This bill amends the Truth in Lending Act to deem mortgage appraisal services donated by a fee appraiser to an organization that is eligible to receive tax-deductible charitable contributions to be customary and reasonable. TITLE II--EXPANDING ACCESS TO CAPITAL FOR RURAL JOB CREATORS (Sec. 201) The bill amends the Securities Exchange Act of 1934 to require the Advocate for Small Business Capital Formation within the Securities and Exchange Commission
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US Congress 115th Congress
Portfolio Lending and Mortgage Access Act [HB-2226]
[Finance ]
[Housing ]
[Real Estate ]
[Consumer Protection ]
Portfolio Lending and Mortgage Access Act (Sec. 2) This bill amends the Truth in Lending Act to allow a depository institution or credit union with assets below a specified threshold to forgo certain ability-to-pay requirements regarding residential mortgage loans. Specifically, those requirements are waived if a loan: (1) is originated by and continuously retained by the institution, (2) complies with requirements regarding prepayment penalties and points and fees, and (3) does not have negative amortization or interest-only terms. Furthermore,
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Christa McAuliffe Commemorative Coin Act of 2017 [HB-2256]
[Arts and Culture ]
[Education ]
Christa McAuliffe Commemorative Coin Act of 2017
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Taxpayer Exposure Mitigation Act of 2017 [HB-2246]
[Insurance ]
[Disaster Relief ]
[Budget and Spending ]
[Funding ]
Taxpayer Exposure Mitigation Act of 2017 This bill amends the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973 to limit the required purchase of flood insurance in certain circumstances to only residential properties (currently, the requirement applies to all types of property). It also requires the Federal Emergency Management Agency (FEMA) to annually transfer a portion of the risk from the National Flood Insurance Program (NFIP) to private reinsurance or capital markets. The amount of transferred risk must be
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SAFE Act of 2017 Secure And Fair Enforcement Banking Act of 2017 [HB-2215]
[Cannabis ]
[Finance ]
[Small Business ]
[Insurance ]
[Law Enforcement ]
[Public Safety ]
SAFE Act of 2017 Secure And Fair Enforcement Banking Act of 2017 This bill prohibits a federal banking regulator from: (1) terminating or limiting the deposit insurance or share insurance of a depository institution solely because the institution provides financial services to a legitimate marijuana-related business; (2) prohibiting or otherwise discouraging a depository institution from offering financial services to such a business; (3) recommending, incentivizing, or encouraging a depository institution not to offer financial services to an account
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Micro Offering Safe Harbor Act [HB-2201]
[Finance ]
[Small Business ]
[Consumer Protection ]
[Investments ]
[Law Enforcement ]
[Economic Development ]
Micro Offering Safe Harbor Act (Sec. 2) This bill amends the Securities Act of 1933 to exempt certain micro-offerings from: (1) state regulation of securities offerings, and (2) federal prohibitions related to interstate solicitation. The exempted micro-offerings must meet all of the following requirements: the purchaser has a substantive pre-existing relationship with the issuer, during the 12-month period preceding the transaction there are no more than 35 purchasers relying on the exemption, and the amount of all securities sold by the issuer
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End Banking for Human Traffickers Act of 2018 [HB-2219]
[Human Rights ]
[Finance ]
[Crime ]
[National Security ]
End Banking for Human Traffickers Act of 2018 (Sec. 2) This bill amends the Victims of Trafficking and Violence Protection Act of 2000 to add the Secretary of the Treasury as a member of the President's Interagency Task Force to Monitor and Combat Trafficking. The task force must submit to Congress recommendations for the revision of anti-money laundering programs specifically targeting severe forms of human trafficking. The Federal Financial Institutions Examination Council must: (1) review and enhance training and procedures to improve the capability
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US Congress 115th Congress
A resolution designating April 2017 as "Financial Literacy Month". [SR-145]
[Consumer Protection ]
[Finance ]
[Education ]
A resolution designating April 2017 as "Financial Literacy Month". Designates April 2017 as Financial Literacy Month.
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US Congress 115th Congress
Financial CHOICE Act of 2017 [HB-10]
[Finance ]
[Insurance ]
[Small Business ]
[Consumer Protection ]
[Investments ]
[Housing ]
[Real Estate ]
[Budget and Spending ]
[Taxes ]
[Technology and Innovation ]
[Trade ]
[Economic Development ]
[Senior Citizens ]
[Retirement ]
Financial CHOICE Act of 2017 (Sec. 2) This bill repeals provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act and other laws. Any rule that was issued or revised pursuant to a provision repealed by the bill is nullified. TITLE I--ENDING "TOO BIG TO FAIL" AND BANK BAILOUTS Subtitle A--Repeal of the Orderly Liquidation Authority (Sec. 111) The bill repeals the orderly liquidation authority of the Federal Deposit Insurance Corporation (FDIC). The FDIC's orderly liquidation authority, as established under the Dodd-Frank Act, allows
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End Banking for Human Traffickers Act of 2017 [S.952]
[Crime ]
[Human Rights ]
[Finance ]
End Banking for Human Traffickers Act of 2017 This bill amends the Victims of Trafficking and Violence Protection Act of 2000 to add the Secretary of the Treasury as a member of the President's Interagency Task Force to Monitor and Combat Trafficking. The task force must submit to Congress recommendations for the revision of anti-money laundering programs to specifically target money laundering related to human trafficking. The Federal Financial Institutions Examination Council must review and enhance, where necessary: (1) training and procedures
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Clarifying Commercial Real Estate Loans [HB-2148]
[Real Estate ]
[Finance ]
[Housing ]
[Community Development ]
[Construction ]
Clarifying Commercial Real Estate Loans (Sec. 2) This bill amends the Federal Deposit Insurance Act to specify that a federal banking agency may not subject a depository institution to higher capital standards with respect to a high-volatility commercial real-estate (HVCRE) exposure unless the exposure is an HVCRE acquisition, development, or construction (ADC) loan. An HVCRE ADC loan is a one that: (1) is secured by land or improved real property; (2) has the purpose of providing financing to acquire, develop, or improve the real property such
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Flood and Agriculture Risk Management Cost Reduction Act of 2017 [HB-2170]
[Agriculture ]
[Disaster Relief ]
[Funding ]
[Grants ]
[Water ]
Flood and Agriculture Risk Management Cost Reduction Act of 2017
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US Congress 115th Congress
Pension, Endowment, and Mutual Fund Access to Banking Act [HB-2121]
[Finance ]
[Pensions ]
Pension, Endowment, and Mutual Fund Access to Banking Act This bill excludes, for purposes of calculating a custodial bank's supplementary leverage ratio, funds of a custodial bank that are deposited with certain central banks. ("Supplementary leverage ratio" is a capital adequacy measure that refers to the ratio of a banking organization's tier-one capital to its leverage exposure.) The amount of such funds shall be limited, as specified by the bill.
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CLEARR Act of 2017 Community Lending Enhancement and Regulatory Relief Act of 2017 [HB-2133]
[Finance ]
CLEARR Act of 2017 Community Lending Enhancement and Regulatory Relief Act of 2017
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Due Process Restoration Act of 2017 [HB-2128]
[Finance ]
[Law Enforcement ]
[Consumer Protection ]
Due Process Restoration Act of 2017 This bill amends the Securities Exchange Act of 1934 to specify that a person against whom the Securities and Exchange Commission (SEC) brings an administrative proceeding may compel the SEC to terminate the proceeding and to instead bring a civil action.
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Reforming Finance for Local Economies Act [S.923]
[Finance ]
[Small Business ]
[Consumer Protection ]
Reforming Finance for Local Economies Act This bill exempts banks, credit unions, and savings associations with $10 billion or less in total consolidated assets from all regulations issued under the Dodd-Frank Wall Street Reform and Consumer Protection Act.
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Duty First Act [S.921]
[Military ]
[Veterans ]
[Arts and Culture ]
[Funding ]
Duty First Act This bill requires the Department of the Treasury to issue up to 20,000 $5 gold coins, 100,000 $1 silver coins, and 200,000 half-dollar clad coins, emblematic of the 100-year anniversary of the 1st Infantry Division. All surcharges received by Treasury from the sale of such coins shall be paid to the Society of the 1st Infantry Division for renovation of the existing 1st Infantry Division Memorial located in the District of Columbia.
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More JOBS for Rural Areas Act More Job Opportunities and Business Startups for Rural Areas Act [HB-2102]
[Finance ]
[Labor, Jobs, Employment ]
[Small Business ]
[Economic Development ]
More JOBS for Rural Areas Act More Job Opportunities and Business Startups for Rural Areas Act This bill requires the Securities and Exchange Commission to report to Congress on topics related to improving access to capital in rural areas.
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21st Century Glass-Steagall Act of 2017 [S.881]
[Finance ]
21st Century Glass-Steagall Act of 2017