Federal Reserve System
US Congress 114th Congress
Data Security Act of 2015 [HB-2205]
[Technology and Innovation ]
[Cybersecurity ]
[Data Privacy ]
[Consumer Protection ]
[Law Enforcement ]
[Telecommunications ]
[Healthcare ]
[Finance ]
[Public Safety ]
[Crime ]
Data Security Act of 2015 Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts.
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Sponsored by: Rep. Ted Poe
Reported (amended) By The Committee On Financial Services. H. Rept. 114-867, Part I. on 12/12/2016
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Hire More Heroes Act of 2015 [HB-22]
[Transportation and Motor Vehicles ]
[Infrastructure ]
[Small Business ]
[Labor, Jobs, Employment ]
[Energy ]
[Technology and Innovation ]
[Tourism ]
[Economic Development ]
[Funding ]
[Grants ]
[Public Safety ]
[Construction ]
[Trade ]
[Budget and Spending ]
[Environmental ]
[Air Quality ]
[Water ]
[Science ]
[Data Privacy ]
[Cybersecurity ]
[Telecommunications ]
[National Security ]
Hire More Heroes Act of 2015 DIVISION A--SURFACE TRANSPORTATION (Sec. 1002) Directs the Department of Transportation (DOT) to reduce the amount apportioned for a surface transportation program, project, or activity for FY2016 by amounts apportioned or allocated under any extension of the Moving Ahead for Progress in the 21st Century Act (MAP-21) for the period beginning October 1, 2015, and ending upon enactment of this Act. TITLE I--FEDERAL-AID HIGHWAYS Subtitle A--Authorizations and Programs (Sec. 1101) Reauthorizes through FY2020: certain core
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Sponsored by: Rep. David Valadao
Message On Senate Action Sent To The House. on 12/04/2015
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Financial Institutions Examination Fairness and Reform Act [HB-1941]
[Finance ]
[Consumer Protection ]
[Law Enforcement ]
[Economic Development ]
Financial Institutions Examination Fairness and Reform Act (Sec. 2) This bill amends the Federal Financial Institutions Examination Council Act of 1978 to require a federal financial institutions regulatory agency to make a final examination report to a financial institution within 60 days after the later of: (1) the exit interview for an examination of the institution, or (2) the provision of additional information by the institution relating to the examination. The bill sets a deadline for the exit interview if a financial institution is not subject
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Sponsored by: Rep. Gerald Connolly
Reported By The Committee On Financial Services. H. Rept. 114-874. on 12/12/2016
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RATE Act of 2015 Rate of Average Time Execution Act of 2015 [HB-163]
[Finance ]
[Budget and Spending ]
RATE Act of 2015 Rate of Average Time Execution Act of 2015 Amends the Federal Reserve Act to direct the Board of Governors of the Federal Reserve System to collect, publish, and keep current a set of indices, meeting specified criteria, that report the rate for dollar-denominated loans of various maturities.
Sponsored by: Rep. David Schweikert
Introduced In House on 01/06/2015
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Financial Stability Oversight Council Improvement Act of 2015 [HB-1550]
[Finance ]
[Budget and Spending ]
[Insurance ]
[Investments ]
Financial Stability Oversight Council Improvement Act of 2015 Amends the Financial Stability Act of 2010 to require the Financial Stability Oversight Council, when determining whether to subject a U.S. or a foreign nonbank financial company to supervision by the Board of Governors of the Federal Reserve System (Board), including prudential standards, to consider the appropriateness of imposing such standards as opposed to other forms of regulation to mitigate identified risks to U.S. financial stability. Directs the Council to: (1) reevaluate annually
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Sponsored by: Rep. Gerald Connolly
Reported By The Committee On Financial Services. H. Rept. 114-871. on 12/12/2016
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Community Bank Access to Capital Act of 2015 [HB-1523]
[Finance ]
[Small Business ]
[Investments ]
Community Bank Access to Capital Act of 2015 This bill directs the Board of Governors of the Federal Reserve System to increase the asset threshold under the Small Bank Holding Company Policy Statement on Assessment of Financial and Managerial Factors from less than $1 billion to less than $5 billion. The Comptroller of the Currency, the Board, and the Federal Deposit Insurance Corporation (FDIC) shall exempt community banks from regulations implementing the International Regulatory Framework for Banks (Basel III), and, as they determine appropriate,
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Sponsored by: Rep. Barbara Comstock
Introduced In House on 03/23/2015
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TABS Act of 2016 Taking Account of Bureaucrats' Spending Act of 2016 [HB-1486]
[Budget and Spending ]
[Consumer Protection ]
[Finance ]
TABS Act of 2016 Taking Account of Bureaucrats' Spending Act of 2016 (Sec. 2) This bill amends the Consumer Financial Protection Act of 2010 to eliminate provisions that fund the Consumer Financial Protection Bureau (CFPB) using transfers from the earnings of the Federal Reserve System. The transfers under current law permit the CFPB to be funded outside of the annual appropriations process, and this bill brings the CFPB into the regular process.
Sponsored by: Rep. David Young
Reported (amended) By The Committee On Financial Services. H. Rept. 114-538. on 05/06/2016
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Policyholder Protection Act of 2015 [HB-1478]
[Insurance ]
[Finance ]
[Consumer Protection ]
Policyholder Protection Act of 2015 (Sec. 2) This bill amends the Federal Deposit Insurance Act to declare that any action of the Federal Deposit Insurance Corporation (FDIC) that requires a bank holding company to provide funds or other assets to a subsidiary depository institution is neither effective nor enforceable with respect to a savings and loan holding company that is also an insurance company, an affiliate of an insured depository institution that is an insurance company, or any other company that is an insurance company and directly or
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Sponsored by: Rep. Rod Blum
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 11/17/2015
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Mortgage Servicing Asset Capital Requirements Act of 2015 [HB-1408]
[Finance ]
[Housing ]
[Real Estate ]
[Investments ]
Mortgage Servicing Asset Capital Requirements Act of 2015 This bill directs the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration to study jointly the appropriate capital requirements for mortgage servicing assets for banking institutions.
Sponsored by: Rep. Ed Perlmutter
Received In The Senate And Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/15/2015
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American Jobs and Community Revitalization Act of 2015 [HB-1389]
[Finance ]
[Housing ]
[Small Business ]
[Consumer Protection ]
[Community Development ]
[Economic Development ]
[Funding ]
[Taxes ]
American Jobs and Community Revitalization Act of 2015 Directs the Consumer Financial Protection Bureau (CFPB) to establish an application process under which a person who lives or does business in a state may apply to have an area in the state identified as a rural area if it has not yet been so designated by the CFPB for purposes of federal consumer financial law. Prescribes criteria for the CFPB to consider when evaluating the application.Requires the CFPB to: (1) grant or deny the application within 90 days after the public comment period ends;
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Sponsored by: Sen. Kevin Cramer
Referred To The Subcommittee On Commodity Exchanges, Energy, And Credit. on 04/08/2015
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Systemic Risk Designation Improvement Act of 2015 [HB-1309]
[Finance ]
[Budget and Spending ]
[Small Business ]
[Consumer Protection ]
[Cybersecurity ]
[Economic Development ]
Systemic Risk Designation Improvement Act of 2015 (Sec. 3) This bill amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to authorize the Financial Stability Oversight Council (FSOC) to subject a bank holding company to enhanced supervision and prudential standards by the Board of Governors of the Federal Reserve System if the FSOC makes a final determination that material financial distress at the bank holding company, or the nature, scope, size, scale, concentration, interconnectedness, or mix of its activities, could threaten
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Sponsored by: Rep. Ted Poe
Reported By The Committee On Financial Services. H. Rept. 114-752. on 09/19/2016
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Financial Product Safety Commission Act of 2015 [HB-1266]
[Consumer Protection ]
[Finance ]
Financial Product Safety Commission Act of 2015 Amends the Consumer Financial Protection Act of 2010 to replace the Consumer Financial Protection Bureau as an independent bureau within the Federal Reserve System, with an independent Financial Product Safety Commission that is to regulate the offering and provision of consumer financial products or services. States that the Commission shall be composed of five members with strong competencies and experiences regarding consumer financial products and services, each to serve for a term of five years,
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Sponsored by: Rep. Ted Poe
Reported (amended) By The Committee On Financial Services. H. Rept. 114-872. on 12/12/2016
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Bureau of Consumer Financial Protection Accountability Act of 2015 [HB-1261]
[Consumer Protection ]
[Finance ]
[Budget and Spending ]
Bureau of Consumer Financial Protection Accountability Act of 2015 This bill amends the Consumer Financial Protection Act of 2010 to eliminate provisions that fund the Consumer Financial Protection Bureau (CFPB) using transfers from the earnings of the Federal Reserve System. The transfers under current law permit the CFPB to be funded outside of the annual appropriations process, and this bill brings the CFPB into the regular process.
Sponsored by: Rep. Sean Duffy
Introduced In House on 03/04/2015
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CLEARR Act of 2015 Community Lending Enhancement and Regulatory Relief Act of 2015 [HB-1233]
[Finance ]
[Real Estate ]
[Housing ]
[Small Business ]
[Consumer Protection ]
[Investments ]
CLEARR Act of 2015 Community Lending Enhancement and Regulatory Relief Act of 2015 This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices regarding disclosures of nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. The federal banking agencies are directed to study jointly the
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Sponsored by: Rep. Alexander Mooney
Introduced In House on 03/04/2015
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Federal Reserve Accountability and Transparency Act of 2015 [HB-113]
[Finance ]
[Budget and Spending ]
[Ethics ]
[Consumer Protection ]
[Agriculture ]
Federal Reserve Accountability and Transparency Act of 2015 Amends the Federal Reserve Act to require the Board of Governors of the Federal Reserve System (Board) to consider specified economic impacts of any regulation before issuing it. Directs the Board, in deciding whether and how to regulate, to assess the costs and benefits of regulatory alternatives, including the alternative of not regulating, and choose the approach that maximizes net benefits. Prescribes forth additional considerations, including market liquidity in the securities markets
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Sponsored by: Rep. Scott Garrett
Introduced In House on 01/06/2015
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Return to Prudent Banking Act of 2013 [S.985]
[Finance ]
[Investments ]
[Law Enforcement ]
Return to Prudent Banking Act of 2013 - Amends the Federal Deposit Insurance Act (FDIA) to prohibit an insured depository institution from being an affiliate of any broker or dealer, investment adviser, investment company, or any other person or entity engaged principally in the issue, flotation, underwriting, public sale, or distribution of stocks, bonds, debentures, notes, or other securities. Prohibits officers, directors and employees of securities firms from simultaneous service on the boards of depository institutions, except in specified
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Sponsored by: Sen. Tom Harkin
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/16/2013
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TBTF Act [S.798]
[Finance ]
[Budget and Spending ]
[Small Business ]
[Insurance ]
[Consumer Protection ]
Terminating Bailouts for Taxpayer Fairness Act of 2013 or TBTF Act - Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Prohibits such requirements from requiring a financial institution with more than $50 billion in total consolidated assets to have a ratio of less than 8% of equity capital to total consolidated assets. Requires the equity capital requirement for a financial institution with $50 billion or less in total consolidated assets
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Sponsored by: Sen. Bernard Sanders
Committee On Banking, Housing, And Urban Affairs Subcommittee On Financial Institutions And Consumer Protection. Hearings Held. on 01/08/2014
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Basel III Impact Study Act [S.737]
[Finance ]
[Budget and Spending ]
[International ]
[Consumer Protection ]
Basel III Impact Study Act - Directs the federal banking agencies (the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation [FDIC]), before issuing any final rule amending their general risk-based capital requirements for revising advanced-approaches risk-based capital requirements, determining risk-weighted assets, and determining minimum regulatory capital ratios as proposed in certain August and June 2012 notices of proposed rule making (NPRs), to study and report to
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Sponsored by: Sen. Richard Shelby
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/16/2013
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Basel III CASE Act [S.731]
[Finance ]
[Small Business ]
[Consumer Protection ]
[Economic Development ]
Basel III Commonsense Approach for Small Entities Act or Basel III CASE Act - Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community,
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Sponsored by: Sen. John McCain
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/16/2013
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Financial Institutions Examination Fairness and Reform Act [S.727]
[Finance ]
[Consumer Protection ]
[Investments ]
Financial Institutions Examination Fairness and Reform Act - Amends the Federal Financial Institutions Examination Council Act of 1978 to require a federal financial institutions regulatory agency to make a final examination report to a financial institution within 60 days of the later of: (1) the exit interview for an examination of the institution, or (2) the provision of additional information by the institution relating to the examination. Sets a deadline for the exit interview if a financial institution is not subject to a resident examiner
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Sponsored by: Sen. Susan Collins
Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 09/16/2014