Bill Explanation in Layman's Terms:
This bill ensures that health insurance plans in Kentucky cover cancer screening tests and procedures that are consistent with national guidelines. It also includes coverage for follow-up screenings and tests before a cancer diagnosis. The bill specifies that these coverages should not be subject to utilization management requirements or additional costs like deductibles, coinsurance, or copayments.
Additionally, the bill extends these coverage requirements to limited health service plans and organizations, as well as Medicaid services in Kentucky. It also addresses health insurance coverage for employees of state postsecondary educational institutions and other government agencies.
The bill also includes provisions related to liability insurance for governing boards of educational institutions, retirement annuity allowances, and restrictions on coverage for certain services.
Overall, the bill aims to improve access to cancer detection services and ensure adequate health insurance coverage for various medical procedures and screenings in Kentucky.