Credit And Credit Markets

Federal
US Congress 114th Congress

Hire More Heroes Act of 2015 [HB-22] [Transportation and Motor Vehicles ] [Infrastructure ] [Small Business ] [Labor, Jobs, Employment ] [Energy ] [Technology and Innovation ] [Tourism ] [Economic Development ] [Funding ] [Grants ] [Public Safety ] [Construction ] [Trade ] [Budget and Spending ] [Environmental ] [Air Quality ] [Water ] [Science ] [Data Privacy ] [Cybersecurity ] [Telecommunications ] [National Security ]
Hire More Heroes Act of 2015 DIVISION A--SURFACE TRANSPORTATION (Sec. 1002) Directs the Department of Transportation (DOT) to reduce the amount apportioned for a surface transportation program, project, or activity for FY2016 by amounts apportioned or allocated under any extension of the Moving Ahead for Progress in the 21st Century Act (MAP-21) for the period beginning October 1, 2015, and ending upon enactment of this Act. TITLE I--FEDERAL-AID HIGHWAYS Subtitle A--Authorizations and Programs (Sec. 1101) Reauthorizes through FY2020: certain core (continued...)

  

Sponsored by: Rep. David Valadao Message On Senate Action Sent To The House. on 12/04/2015

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Federal
US Congress 114th Congress

Superstorm Sandy Relief and Disaster Loan Program Improvement Act of 2015 [HB-208] [Disaster Relief ] [Small Business ] [Funding ] [Grants ] [Economic Development ] [Public Safety ] [Construction ] [Housing ] [Real Estate ] [Budget and Spending ] [Law Enforcement ]
Superstorm Sandy Relief and Disaster Loan Program Improvement Act of 2015 DIVISION A--SUPERSTORM SANDY RELIEF AND DISASTER LOAN PROGRAM IMPROVEMENTS Superstorm Sandy Relief and Disaster Loan Program Improvement Act of 2015 TITLE I--DISASTER ASSISTANCE IMPROVEMENTS (Sec. 1101) This bill amends the Small Business Act to authorize a small business, homeowner, nonprofit entity, or renter that was located within a declared major disaster area during Superstorm Sandy in 2012 to apply for a Small Business Administration (SBA) loan to: (1) repair, rehabilitate, (continued...)

  

Sponsored by: Rep. Jose Serrano Became Public Law No: 114-88. (txt | Pdf) on 11/25/2015

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Federal
US Congress 114th Congress

Marijuana Businesses Access to Banking Act of 2015 [HB-2076] [Cannabis ] [Finance ] [Small Business ] [Law Enforcement ] [Criminal Justice ]
Marijuana Businesses Access to Banking Act of 2015 This bill provides a safe harbor for depository institutions providing financial services to a marijuana-related legitimate business insofar as it prohibits a federal banking regulator from: (1) terminating or limiting the deposit or share insurance of a depository institution solely because it provides financial services to a marijuana-related legitimate business; or (2) prohibiting, penalizing, or otherwise discouraging a depository institution from offering such services. A federal banking regulator (continued...)

  

Sponsored by: Rep. Raul Grijalva Referred To The Subcommittee On Crime, Terrorism, Homeland Security, And Investigations. on 06/01/2015

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Federal
US Congress 114th Congress

Right to Lend Act of 2015 [HB-1766] [Finance ] [Small Business ] [Consumer Protection ] [Data Privacy ]
Right to Lend Act of 2015 Repeals provisions of the Equal Credit Opportunity Act, as amended by Dodd-Frank Wall Street Reform and Consumer Protection Act, that require financial institutions to: (1) inquire whether businesses applying for credit for a women-owned, minority-owned, or small business are such a business; and (2) submit annually to the Consumer Financial Protection Bureau, in a manner to be made available to the public, a record of the responses to such inquiry, including census tract information and disclosures as to the race, sex, (continued...)

  

Sponsored by: Rep. Steve Stivers Introduced In House on 04/14/2015

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Federal
US Congress 114th Congress

RATE Act of 2015 Rate of Average Time Execution Act of 2015 [HB-163] [Finance ] [Budget and Spending ]
RATE Act of 2015 Rate of Average Time Execution Act of 2015 Amends the Federal Reserve Act to direct the Board of Governors of the Federal Reserve System to collect, publish, and keep current a set of indices, meeting specified criteria, that report the rate for dollar-denominated loans of various maturities.

  

Sponsored by: Rep. David Schweikert Introduced In House on 01/06/2015

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Federal
US Congress 114th Congress

Partnership to Strengthen Homeownership Act of 2015 [HB-1491] [Housing ] [Finance ] [Real Estate ] [Community Development ] [Small Business ] [Insurance ] [Investments ]
Partnership to Strengthen Homeownership Act of 2015 Amends the National Housing Act to remove the Government National Mortgage Association (Ginnie Mae) from the Department of Housing and Urban Development (HUD) and establish it as an independent entity governed by a Board of Directors in place of the HUD Secretary. Transfers to Ginnie Mae the powers, duties, personnel, and property of Federal Housing Finance Agency, that is hereby abolished. Establishes within Ginnie Mae the Issuing Platform, available for use only by eligible mortgage originators (continued...)

  

Sponsored by: Rep. Mike Quigley Introduced In House on 03/19/2015

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Federal
US Congress 114th Congress

Credit Union Residential Loan Parity Act [HB-1422] [Finance ] [Housing ] [Real Estate ] [Small Business ] [Consumer Protection ]
Credit Union Residential Loan Parity Act Amends the Federal Credit Union Act to revise the definition of "member business loan," which currently excludes an extension of credit fully secured by a lien on a 1- to 4-family dwelling that is a member's primary residence. Removes the condition that the dwelling be a member's primary residence, and so denying eligibility for a member business loan to any requested extension of credit that would be fully secured by a lien on a 1- to 4-family dwelling, regardless of whether it is or is not the member's (continued...)

  

Sponsored by: Rep. James Langevin Introduced In House on 03/18/2015

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Federal
US Congress 114th Congress

Firearms Manufacturers and Dealers Protection Act of 2015 [HB-1413] [Firearms/Gun Control ] [Finance ] [Law Enforcement ] [Public Safety ]
Firearms Manufacturers and Dealers Protection Act of 2015 This bill declares that funds appropriated or otherwise made available, including amounts derived from any fee or other source, are denied to the Federal Deposit Insurance Corporation, the Department of Justice, or any other federal agency to carry out Operation Choke Point or any other program designed to discourage the provision or continuation of credit or the processing of payments by financial institutions for dealers and manufacturers of firearms and ammunition.

  

Sponsored by: Rep. Ted Poe Hearings Held By The Subcommittee On Financial Institutions And Consumer Credit Prior To Referral. on 06/11/2015

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Federal
US Congress 114th Congress

American Jobs and Community Revitalization Act of 2015 [HB-1389] [Finance ] [Housing ] [Small Business ] [Consumer Protection ] [Community Development ] [Economic Development ] [Funding ] [Taxes ]
American Jobs and Community Revitalization Act of 2015 Directs the Consumer Financial Protection Bureau (CFPB) to establish an application process under which a person who lives or does business in a state may apply to have an area in the state identified as a rural area if it has not yet been so designated by the CFPB for purposes of federal consumer financial law. Prescribes criteria for the CFPB to consider when evaluating the application.Requires the CFPB to: (1) grant or deny the application within 90 days after the public comment period ends; (continued...)

  

Sponsored by: Sen. Kevin Cramer Referred To The Subcommittee On Commodity Exchanges, Energy, And Credit. on 04/08/2015

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Federal
US Congress 114th Congress

Small Business and Community Investments Expansion Act of 2015 [HB-1355] [Finance ] [Community Development ] [Small Business ] [Investments ]
Small Business and Community Investments Expansion Act of 2015 Amends the Federal Home Loan Bank Act to authorize Federal Home Loan Banks to make long-term secured advances to their members to provide funds to community development financial institutions. Requires a Bank, at the time of origination or renewal of a loan or advance, to obtain and maintain a security interest in collateral eligible pursuant to any secured loan for any community development financial institution.

  

Sponsored by: Rep. Matthew Cartwright Introduced In House on 03/13/2015

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Federal
US Congress 114th Congress

Credit Union Small Business Jobs Creation Act [HB-1188] [Finance ] [Labor, Jobs, Employment ] [Small Business ] [Budget and Spending ] [Economic Development ]
Credit Union Small Business Jobs Creation Act Amends the Federal Credit Union Act to prohibit an insured credit union from making any member business loan that would result in the total amount of such loans outstanding at that credit union at any one time exceeding either: (1) 1.75 times the actual net worth of the credit union, or (2) 12.25% of the total assets of the credit union. Authorizes the National Credit Union Administration Board to approve an application by an insured credit union to make one or more member business loans that would result (continued...)

  

Sponsored by: Rep. Ted Poe Introduced In House on 03/02/2015

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Federal
US Congress 114th Congress

To amend the Federal Credit Union Act to exclude extensions of credit made to veterans from the definition of a member business loan. [HB-1133] [Veterans ] [Finance ] [Small Business ]
To amend the Federal Credit Union Act to exclude extensions of credit made to veterans from the definition of a member business loan. Amends the Federal Credit Union Act to exclude loans made to veterans from the definition of a "member business loan," thus excluding them from the limit on the total amount of member business loans a credit union may have outstanding.

  

Sponsored by: Rep. Ted Lieu Introduced In House on 02/26/2015

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Federal
US Congress 114th Congress

Promoting U.S. Jobs Through Exports Act of 2015 [HB-1031] [Labor, Jobs, Employment ] [Trade ] [Small Business ] [Energy ] [Technology and Innovation ] [Finance ] [Budget and Spending ] [Manufacturing ] [Economic Development ]
Promoting U.S. Jobs Through Exports Act of 2015 This bill amends the Export-Import Bank Act of 1945 to raise the cap on outstanding loans, guarantees, and insurance of the Export-Import Bank of the United States for FY2015-FY2022 and afterwards, subject to specified formulae. The Bank, the Sub-Saharan Africa Advisory Committee, and authority for dual use exports (of nonlethal defense articles or services primarily for civilian use) are reauthorized through FY2022. The Bank shall: provide technical assistance to small businesses on how to apply for (continued...)

  

Sponsored by: Rep. Sean Maloney Motion To Discharge Committee Filed By Mr. Heck (wa). Petition No: 114-1. ( ">discharge Petition Text With Signatures.) on 04/30/2015

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Federal
US Congress 116th Congress

End Polluter Welfare Act of 2020 [S.4887] [Energy ] [Environmental ] [Taxes ] [Climate Change ]
A bill to eliminate certain subsidies for fossil-fuel production.

  

Sponsored by: Sen. Bernard Sanders Read Twice And Referred To The Committee On Finance. on 11/10/2020

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Federal
US Congress 113th Congress

A resolution expressing the sense of the Senate regarding the critical need for political dialogue in Bangladesh, and for other purposes. [SR-318] [International ] [Human Rights ] [Elections ]
Condemns the political violence in Bangladesh and urges political leaders to engage in a dialogue toward free and credible elections. Supports ongoing efforts by United Nations (U.N.) Assistant Secretary General Oscar Fernandez-Taranco to foster political dialogue in Bangladesh. Urges: (1) the government of Bangladesh to ensure judicial independence, end harassment of human rights activists, and restore the independence of the Grameen Bank; and (2) political leaders in Bangladesh to ensure the safety and access of election observers, and to rein (continued...)

  

Sponsored by: Sen. Tim Kaine Resolution Agreed To In Senate Without Amendment And An Amendment To The Title And With A Preamble By Unanimous Consent. (consideration: Cr S82; Text As Passed Senate: Cr S82) on 01/07/2014

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Federal
US Congress 113th Congress

Small Business Lending Enhancement Act of 2013 [S.968] [Finance ] [Small Business ] [Labor, Jobs, Employment ] [Economic Development ]
Small Business Lending Enhancement Act of 2013 - Amends the Federal Credit Union Act to prohibit an insured credit union from making any member business loan that would result in the total amount of such loans outstanding at that credit union at any one time exceeding either: (1) 1.75 times the actual net worth of the credit union, or (2) 12.25% of the total assets of the credit union. Authorizes the National Credit Union Administration Board to approve an application by an insured credit union to make one or more member business loans that would (continued...)

  

Sponsored by: Sen. Jack Reed Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/16/2013

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Federal
US Congress 113th Congress

21st Century Charter School Act [S.88] [Education ] [Funding ] [Grants ] [Children and Youth ]
21st Century Charter School Act - Amends the Charter School program of the Elementary and Secondary Education Act of 1965. Makes public and private nonprofit entities eligible for program grants. (Currently, state educational entities are eligible for such grants.) Allows grantees to award subgrants to charter school developers or nonprofit charter support organizations and award them multiple grants to support multiple campuses of a public charter school. Sets forth additional factors that are to work in favor of grant applicants, including that (continued...)

  

Sponsored by: Sen. David Vitter Read Twice And Referred To The Committee On Health, Education, Labor, And Pensions. on 01/23/2013

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Federal
US Congress 113th Congress

TBTF Act [S.798] [Finance ] [Budget and Spending ] [Small Business ] [Insurance ] [Consumer Protection ]
Terminating Bailouts for Taxpayer Fairness Act of 2013 or TBTF Act - Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Prohibits such requirements from requiring a financial institution with more than $50 billion in total consolidated assets to have a ratio of less than 8% of equity capital to total consolidated assets. Requires the equity capital requirement for a financial institution with $50 billion or less in total consolidated assets (continued...)

  

Sponsored by: Sen. Bernard Sanders Committee On Banking, Housing, And Urban Affairs Subcommittee On Financial Institutions And Consumer Protection. Hearings Held. on 01/08/2014

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Federal
US Congress 113th Congress

Basel III Impact Study Act [S.737] [Finance ] [Budget and Spending ] [International ] [Consumer Protection ]
Basel III Impact Study Act - Directs the federal banking agencies (the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation [FDIC]), before issuing any final rule amending their general risk-based capital requirements for revising advanced-approaches risk-based capital requirements, determining risk-weighted assets, and determining minimum regulatory capital ratios as proposed in certain August and June 2012 notices of proposed rule making (NPRs), to study and report to (continued...)

  

Sponsored by: Sen. Richard Shelby Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/16/2013

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Federal
US Congress 113th Congress

Financial Institutions Examination Fairness and Reform Act [S.727] [Finance ] [Consumer Protection ] [Investments ]
Financial Institutions Examination Fairness and Reform Act - Amends the Federal Financial Institutions Examination Council Act of 1978 to require a federal financial institutions regulatory agency to make a final examination report to a financial institution within 60 days of the later of: (1) the exit interview for an examination of the institution, or (2) the provision of additional information by the institution relating to the examination. Sets a deadline for the exit interview if a financial institution is not subject to a resident examiner (continued...)

  

Sponsored by: Sen. Susan Collins Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 09/16/2014

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