Contracts And Agency
US Congress 111th Congress
Consumer Rental-Purchase Agreement Act of 2009 [S.738]
[Consumer Protection ]
[Finance ]
[Crime ]
[Law Enforcement ]
Consumer Rental-Purchase Agreement Act of 2009 - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures.Declares that an action for civil liability may be brought against
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Sponsored by: Sen. Roger Wicker
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 03/30/2009
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Pharmaceutical Market Access and Drug Safety Act of 2009 [S.525]
[Pharmaceuticals ]
[Healthcare ]
[Consumer Protection ]
[Public Health ]
[Trade ]
Pharmaceutical Market Access and Drug Safety Act of 2009 - Amends the Federal Food, Drug, and Cosmetic Act (FFDCA) to revise provisions governing the importation of prescription drugs. Waives the limitation on importation of prescription drugs that have been exported from the United States. Prohibits the importation of a qualifying drug unless such drug is imported by: (1) a registered importer; or (2) an individual for personal use. Establishes registration conditions for importers and exporters. Requires the Secretary of Health and Human Services
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Sponsored by: Sen. Robert Casey
Sponsor Introductory Remarks On Measure. (cr S2780-2781) on 03/05/2009
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Fairness in Nursing Home Arbitration Act [S.512]
[Healthcare ]
[Consumer Protection ]
[Senior Citizens ]
[Human Services ]
[Public Health ]
Fairness in Nursing Home Arbitration Act - Provides that a pre-dispute arbitration agreement between a long-term care facility and a resident (or anyone acting on the resident's behalf) shall not be valid or specifically enforceable.
Sponsored by: Sen. Patrick Leahy
Read Twice And Referred To The Committee On The Judiciary. on 03/03/2009
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Defined Contribution Fee Disclosure Act of 2009 [S.401]
[Labor, Jobs, Employment ]
[Pensions ]
[Retirement ]
Defined Contribution Fee Disclosure Act of 2009 - Amends the Employee Retirement Income Security Act of 1974 (ERISA) to prohibit an administrator of an individual account plan that includes a qualified cash or deferred arrangement from contracting for services to the plan unless the administrator has received in advance a written statement that describes the services to be provided, identifies any other entity performing such services, provides the expected total annual service charges allocated among specified components, and discloses financial
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Sponsored by: Sen. Herb Kohl
Read Twice And Referred To The Committee On Health, Education, Labor, And Pensions. on 02/09/2009
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Credit Card Reform Act of 2009 [S.392]
[Consumer Protection ]
[Finance ]
Credit Card Reform Act of 2009 - Amends the Fair Credit Reporting Act to permit a consumer reporting agency to furnish a consumer report in connection with any credit or insurance transaction that is not initiated by the consumer only if the report indicates that the consumer is age 21 or older. Allows 18-year olds to elect to have their name and address included in any agency list. Amends the Truth in Lending Act to prohibit a credit card issuer from changing the terms of a credit card under an open end consumer credit plan: (1) before the scheduled
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Sponsored by: Sen. Robert Menendez
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 02/06/2009
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Professional Boxing Amendments Act of 2009 [S.38]
[Sports ]
[Consumer Protection ]
[Law Enforcement ]
[Public Safety ]
[Healthcare ]
Professional Boxing Amendments Act of 2009 - (Sec. 3) Amends the Professional Boxing Safety Act of 1996 to: (1) authorize a tribal organization to establish a boxing commission to regulate professional boxing matches held on Indian land; and (2) provide that its provisions shall apply to professional boxing matches held on tribal lands to the same extent and in the same way as they apply to such matches held in any state. Requires health and safety standards and licensing requirements for matches to be at least as restrictive as: (1) standards and
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Sponsored by: Sen. John McCain
Committee On Commerce, Science, And Transportation. Reported By Senator Rockefeller Without Amendment. With Written Report No. 111-157. on 03/04/2010
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Preserve Access to Affordable Generics Act [S.369]
[Pharmaceuticals ]
[Consumer Protection ]
[Healthcare ]
[Medicare and Medicaid ]
[Technology and Innovation ]
Preserve Access to Affordable Generics Act - Declares as the purposes of this Act to: (1) enhance competition in the pharmaceutical market by stopping anticompetitive agreements between brand name and generic drug manufacturers; and (2) support the purpose and intent of antitrust laws by prohibiting anticompetitive practices in the pharmaceutical industry that harm consumers. Amends the Federal Trade Commission Act to authorize the Federal Trade Commission (FTC) to initiate a proceeding against parties to any agreement resolving or settling, on
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Sponsored by: Sen. Susan Collins
By Senator Leahy From Committee On The Judiciary Filed Written Report. Report No. 111-123. Minority Views Filed. on 02/02/2010
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Family Farm Estate Tax Deferral Act of 2010 [S.3664]
[Agriculture ]
[Taxes ]
[Real Estate ]
[Family-Related Legislation ]
[Small Business ]
[Property Tax ]
Family Farm Estate Tax Deferral Act of 2010 - Amends the Internal Revenue Code to: (1) exclude from the value of a decedent's gross estate farmland used by the decedent or a member of the decedent's family for farming purposes for periods aggregating five years or more during the eight-year period ending on the date of the decedent's death; (2) impose a recapture tax on an heir who disposes of such farmland after the decedent's death or who ceases to use such farmland for farming purposes; and (3) increase the limitation on the estate tax exclusion
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Sponsored by: Sen. Dianne Feinstein
Sponsor Introductory Remarks On Measure. (cr S6440-6441) on 07/28/2010
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Debt Settlement Consumer Protection Act of 2010 [S.3264]
[Consumer Protection ]
[Finance ]
[Law Enforcement ]
[Funding ]
Debt Settlement Consumer Protection Act of 2010 - Amends the Consumer Credit Protection Act to prohibit debt settlement providers from providing a debt settlement service or receiving a fee from a consumer without a signed written contract meeting specified requirements. Prohibits debt settlement providers from engaging in certain acts or practices, including: (1) making loans or offering credit or soliciting or accepting any note, mortgage, or negotiable instrument other than a check signed by the consumer and dated no later than the date of signature;
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Sponsored by: Sen. Claire McCaskill
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/27/2010
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Payday Lending Limitation Act of 2010 [S.3245]
[Consumer Protection ]
[Finance ]
Payday Lending Limitation Act of 2010 - Amends the Truth in Lending Act to prohibit extending consumer credit of $3,000 or less, with an annual percentage rate (APR) exceeding 36% (or, in specified circumstances, 25%) and a term or amortization period of 91 days or less (covered loan), to an individual who has had in the aggregate: (1) six covered loans extended during the preceding 12-month period; or (2) covered loan obligations of 90 days or longer during the preceding 12-month period. Requires the Board of Governors of the Federal Reserve System
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Sponsored by: Sen. Richard Durbin
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/22/2010
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Bipartisan Tax Fairness and Simplification Act of 2010 [S.3018]
[Finance ]
[Taxes ]
[Budget and Spending ]
[Medicare and Medicaid ]
[Social Security ]
[Gaming ]
Bipartisan Tax Fairness and Simplification Act of 2010 - Declares as the purposes of this Act to: (1) make the federal individual income tax system simpler, fairer, and more transparent; (2) reduce the income tax rate on corporations, repeal the individual and corporate alternative minimum tax (AMT), and eliminate special tax preferences; and (3) reduce the federal budget deficit. Amends the Internal Revenue Code to: (1) reduce the number of tax brackets for individual taxpayers from six to three (i.e., 15, 25, and 35%); (2) increase the standard
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Sponsored by: Sen. Ron Wyden
Read Twice And Referred To The Committee On Finance. on 02/23/2010
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Taxpayer Responsibility, Accountability, and Consistency Act of 2009 [S.2882]
[Taxes ]
[Labor, Jobs, Employment ]
[Small Business ]
Taxpayer Responsibility, Accountability and Consistency Act of 2009 - Amends the Internal Revenue Code to: (1) require reporting to the Internal Revenue Service (IRS) of payments (including payments of amounts in consideration for property or of gross proceeds) of $600 or more made by or to corporations (other than tax-exempt organizations); (2) set forth safe harbor criteria and rules relating to the treatment of workers as employees or independent contractors; and (3) increase penalties for failure to file correct tax return information or comply
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Sponsored by: Sen. Ron Wyden
Sponsor Introductory Remarks On Measure. (cr S13253-13254) on 12/15/2009
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Discount Pricing Consumer Protection Act [S.148]
[Consumer Protection ]
[Trade ]
Discount Pricing Consumer Protection Act - Amends the Sherman Act to declare that any contract, combination, conspiracy, or agreement setting a minimum price below which a product or service cannot be sold by a retailer, wholesaler, or distributor violates the Act.
Sponsored by: Sen. Dianne Feinstein
Committee On The Judiciary. Reported By Senator Leahy Without Amendment. With Written Report No. 111-227. Minority Views Filed. on 07/21/2010
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Fixed Indexed Annuities and Insurance Products Classification Act of 2009 [S.1389]
[Insurance ]
Fixed Indexed Annuities and Insurance Products Classification Act of 2009 - Amends the Securities Act of 1933 to include within the class of securities exempt from its coverage any insurance or endowment policy or annuity contract or optional annuity contract: (1) whose value does not vary according to the performance of a separate account; and (2) which satisfies standard nonforfeiture laws or similar requirements of the applicable state, Territory, or District of Columbia at time of issue or, in the absence of applicable standard nonforfeiture
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Sponsored by: Sen. Chuck Grassley
Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 06/25/2009
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Automobile Dealer Economic Rights Restoration Act of 2009 [S.1304]
[Consumer Protection ]
[Transportation and Motor Vehicles ]
[Small Business ]
[Economic Development ]
Automobile Dealer Economic Rights Restoration Act of 2009 - Prohibits an automobile manufacturer (manufacturer) in which the federal government has an ownership interest, or which receives loans from the federal government, from depriving an automobile dealer (dealer) of its economic rights. Requires the manufacturer to honor those rights as they existed for Chrysler LLC and General Motors Corporation dealers prior to the commencement of the bankruptcy cases of each corporation, including dealer rights to recourse under state law. Requires the appropriate
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Sponsored by: Sen. Robert Casey
Read Twice And Referred To The Committee On The Judiciary. on 06/18/2009
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Automobile Dealers Assistance Act of 2009 [S.1253]
[Transportation and Motor Vehicles ]
[Finance ]
[Small Business ]
[Consumer Protection ]
[Law Enforcement ]
[Economic Development ]
Automobile Dealers Assistance Act of 2009 - Conditions the provision of federal funds to automobile manufacturers or distributors in connection with a bankruptcy proceeding on their use of such funds to fully reimburse their dealers for certain costs the dealers incurred over the nine months preceding the commencement of such bankruptcy. Counts as reimbursable costs over that period: (1) the costs of acquiring all parts and inventory in the dealer's possession on the same basis as if the dealer were terminating pursuant to an existing franchise
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Sponsored by: Sen. Chuck Grassley
Read Twice And Referred To The Committee On The Judiciary. (text Of Measure As Introduced: Cr S6560) on 06/11/2009
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Pharmaceutical Market Access and Drug Safety Act of 2009 [S.1232]
[Pharmaceuticals ]
[Healthcare ]
[Consumer Protection ]
[Public Health ]
[Trade ]
[Technology and Innovation ]
[Cybersecurity ]
Pharmaceutical Market Access and Drug Safety Act of 2009 - Amends the Federal Food, Drug, and Cosmetic Act (FFDCA) to revise provisions governing the importation of prescription drugs. Waives the limitation on importation of prescription drugs that have been exported from the United States. Prohibits the importation of a qualifying drug unless such drug is imported by: (1) a registered importer; or (2) an individual for personal use. Establishes registration conditions for importers and exporters. Requires the Secretary of Health and Human Services
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Sponsored by: Sen. Robert Casey
Read The Second Time. Placed On Senate Legislative Calendar Under General Orders. Calendar No. 73. on 06/11/2009
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Credit Card Fair Fee Act of 2009 [S.1212]
[Consumer Protection ]
[Finance ]
[Small Business ]
[Trade ]
Credit Card Fair Fee Act of 2009 - Authorizes providers of a single covered electronic payment system (e.g., Visa or Mastercharge credit cards) and any merchants to jointly negotiate and agree upon the fees and terms for access to such a system. Defines covered electronic payment system as any system that has been used for at least 10% of the combined dollar value of credit and debit card payments processed in the most recent year. Grants limited antitrust immunity to such providers and merchants, as well as to those providers who jointly determine
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Sponsored by: Sen. Richard Durbin
Read Twice And Referred To The Committee On The Judiciary. (text Of Measure As Introduced: Cr S6366-6371) on 06/09/2009
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A bill to protect the property and security of homeowners who are subject to foreclosure proceedings, and for other purposes. [S.117]
[Real Estate ]
[Housing ]
[Consumer Protection ]
[Finance ]
[Law Enforcement ]
[Property Tax ]
[Crime ]
Foreclosure Rescue Fraud Act of 2009 - Prohibits a foreclosure consultant from: (1) receiving compensation from a homeowner for services performed regarding residential real property until such consultant has fully performed each service contracted for; (2) holding power of attorney from any homeowner, except to inspect documents; (3) receiving consideration from a third party in connection with services rendered to a homeowner regarding the foreclosure, unless such consideration is fully, clearly, and conspicuously disclosed before such services
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Sponsored by: Sen. Susan Collins
Sponsor Introductory Remarks On Measure. (cr S89) on 01/06/2009
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Livestock Marketing Fairness Act [S.1086]
[Agriculture ]
[Consumer Protection ]
[Food ]
Livestock Marketing Fairness Act - Amends the Packers and Stockyards Act, 1921 to prohibit a livestock sale forward contract (with an exception for specified cooperatives) that: (1) does not contain a firm base price that may be equated to a fixed dollar amount on the contract day; (2) is not offered for open public bid; (3) is based on a formula price; or (4) provides for the sale of more that 40 cattle, 30 swine, or other livestock in a quantity as determined by the Secretary of Agriculture. Defines: (1) "firm base price" as a transaction using
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Sponsored by: Sen. Chuck Grassley
Sponsor Introductory Remarks On Measure. (cr S5702-5703) on 05/20/2009