Consumer Protection

State (Virginia)
Virginia 2008 Regular Session

Credit reports; authorizes consumer to freeze access thereto. [HB-35]
Security freezes on credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report or any information in it without the consumer's express authorization. The measure provides a means by which a consumer may release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $5 for each freeze, removal of the freeze, or temporary (continued...)

Sponsored by: No sponsors House: Incorporated By Commerce And Labor (hb1311-byron) By Voice Vote on 01/29/2008

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State (Virginia)
Virginia 2008 Regular Session

Credit reports; authorizes an individual to freeze access thereto. [HB-345]
Credit reports; freezing access. Authorizes an individual to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer's express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. Violations are a prohibited practice under the Consumer Protection Act. (continued...)

Sponsored by: Rep. Kenneth Plum House: Incorporated By Commerce And Labor (hb1311-byron) By Voice Vote on 01/29/2008

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State (Virginia)
Virginia 2008 Regular Session

Freedom of Information Act; working papers and correspondence. [HB-313]
Freedom of Information Act (FOIA); working papers and correspondence. Removes the current exemption in FOIA for working papers and correspondence for the president or other chief executive officer of any public institution of higher education in Virginia.

Sponsored by: Rep. R. Steven Landes House: Left In General Laws on 02/12/2008

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State (Virginia)
Virginia 2008 Regular Session

Credit reports; authorizes an individual to freeze access thereto. [HB-16]
Credit report security freeze; penalties. Authorizes an individual to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer's express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A consumer reporting agency may charge a fee of no more than $5 (continued...)

Sponsored by: Rep. L. Scott Lingamfelter House: Incorporated By Commerce And Labor (hb1311-byron) By Voice Vote on 01/29/2008

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State (Virginia)
Virginia 2008 Regular Session

Consumer Protection Act; advertising at price after rebate. [HB-1545]
Consumer Protection Act; advertising at price after rebate. Makes it a prohibited practice under the Virginia Consumer Protection Act to advertise goods for sale in manner that would lead a reasonable person to conclude that the price of the goods is the ultimate price paid by the purchaser after the purchaser redeems the manufacturer's rebate offered for the advertised goods. The practice would not be prohibited if the supplier provides the amount of the manufacturer's rebate to the purchaser at the time of purchase.

Sponsored by: Sen. Kenneth Alexander House: Left In Commerce And Labor on 02/12/2008

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State (Virginia)
Virginia 2008 Regular Session

Freedom of Information Act; records and meetings of Innovative Technology Authority. [HB-1458]
Freedom of Information Act; records and meetings of Innovative Technology Authority. Exempts from public disclosure certain proprietary records submitted to the Innovative Technology Authority as part of a grant application. The bill also allows meetings of the Innovative Technology Authority to be closed when the exempt records are being discussed. This bill is identical to

Sponsored by: Sen. John Cosgrove Governor: Acts Of Assembly Chapter Text (chap0743) on 04/14/2008

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State (Virginia)
Virginia 2008 Regular Session

Freedom of Information Act; exemption for local government investment pool. [HB-1367]
Freedom of Information Act (FOIA); exemption for local government investment pool. Adds a FOIA exemption for the records maintained by the Department of the Treasury or participants in the Local Government Investment Pool, to the extent such records relate to information required to be provided by such participants to the Department to establish accounts.

Sponsored by: Rep. S. Chris Jones Governor: Acts Of Assembly Chapter Text (chap0739) on 04/14/2008

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State (Virginia)
Virginia 2008 Regular Session

Credit reports; authorizes consumer to freeze access thereto. [HB-1339]
Security freezes on credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report or any information in it without the consumer’s express authorization. The measure provides a means by which a consumer may release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $5 for each freeze, removal of the freeze, or temporary (continued...)

Sponsored by: Rep. William Barlow House: Incorporated By Commerce And Labor (hb1311-byron) By Voice Vote on 01/29/2008

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State (Virginia)
Virginia 2008 Regular Session

Credit reports; authorizes consumer to freeze access thereto. [HB-1311]
Freezing access to credit reports. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer's express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A fee of up to $10 may be charged for establishing a freeze, except identity (continued...)

Sponsored by: Rep. John O'Bannon Governor: Acts Of Assembly Chapter Text (chap0496) on 03/14/2008

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State (Virginia)
Virginia 2008 Regular Session

Credit reports; fee exemption for security freezes for military personnel [HB-1307]
Credit freeze; fee exemption for military personnel. Prohibits any credit reporting agency that permits consumers to freeze access to their credit reports from charging a fee for establishing, temporarily lifting, or removing a security freeze to any consumer domiciled in Virginia who is a member of the United States military services or the Virginia National Guard, or the spouse of such a person. This bill is incorporated into

Sponsored by: Rep. Vivian Watts House: Incorporated By Commerce And Labor (hb1311-byron) By Voice Vote on 01/29/2008

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State (Virginia)
Virginia 2008 Regular Session

Freedom of Information Act; exemption for local franchises, exception. [HB-1271]
Freedom of Information Act (FOIA); exemption for local franchises. Broadens the current FOIA exemption to apply to any type of franchise and protects trade secrets and confidential proprietary information from both bidders for the franchise and the person who is ultimately awarded the franchise. Currently, the exemption is limited to cable TV franchises. The bill provides that no bidder, applicant, or franchisee may invoke the exclusion provided by this subdivision if the bidder, applicant, or franchisee is owned or controlled by a public body (continued...)

Sponsored by: Sen. Adam Ebbin Governor: Acts Of Assembly Chapter Text (chap0736) on 04/14/2008

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State (Virginia)
Virginia 2008 Regular Session

Consumer Real Estate Settlement Protection Act; licensing standards. [HB-1264]
Consumer Real Estate Settlement Protection Act. Allows a person who has been convicted of a felony involving fraud, deceit or misrepresentation to be employed by a settlement agent and assist in the performance of escrow, closing or settlement services involving the receipt or disbursement of funds if he works under the direct supervision of a licensed attorney.

Sponsored by: Rep. William Janis House: Stricken From House Calendar on 02/08/2008

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State (Virginia)
Virginia 2008 Regular Session

Freedom of Information Act; records containing social security numbers. [HB-1102]
Freedom of Information Act; records containing social security numbers. Exempts from the mandatory disclosure requirements of the Freedom of Information Act those portions of records containing an individual's social security number; except that access shall not be denied to the person who is the subject thereof. Any person who is the subject of any such record and who is 18 years of age or older may waive, in writing, these protections. If the protections are so waived, the public body shall open such records for inspection and copying.

Sponsored by: Rep. Mark Sickles House: Left In General Laws on 02/12/2008

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State (Virginia)
Virginia 2008 Regular Session

Freedom of Information Act; electronic meetings of interim study committees. [HB-1020]
Freedom of Information Act; electronic meetings; interim study committees. Permits interim study committees of the General Assembly to conduct meetings using electronic communications without meeting physical presence requirements for a quorum. Members participating in such meetings through electronic communications shall count towards quorum requirements and have full voting rights.

Sponsored by: Rep. Timothy Hugo House: Left In General Laws on 02/12/2008

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State (West Virginia)
West Virginia 2008 Regular Session

Providing notice of availability of owner's title insurance [SB-67]
The purpose of this bill is to provide notice of availability of owner's title insurance to purchasers of residential property.

Sponsored by: Sen. Dan Foster Filed For Introduction on 01/09/2008

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State (West Virginia)
West Virginia 2008 Regular Session

Clarifying consumer protection law [SB-500]
The purpose of this bill is to clarify West Virginia's consumer protection law; provide for statement of legislative intent; provide exemption for matters regulated by the Federal Trade Commission; provide standards for actions by consumers; provide for jury trials; and establish an effective date.

Sponsored by: Sen. Robert Plymale Filed For Introduction on 01/30/2008

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State (West Virginia)
West Virginia 2008 Regular Session

Legalizing and regulating fireworks sale and use [SB-5]
The purpose of this bill is to legalize and regulate the selling of fireworks.

Sponsored by: Sen. Billy Bailey Filed For Introduction on 01/09/2008

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State (West Virginia)
West Virginia 2008 Regular Session

Creating Oil and Gas Surface Owner's Bill of Rights [SB-482]
The purpose of this bill is to expand rights for owners of the surface property where oil and gas wells are drilled.

Sponsored by: Sen. Robert Plymale Filed For Introduction on 01/29/2008

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State (West Virginia)
West Virginia 2008 Regular Session

Requiring advance notice of negative credit reports [SB-38]
The purpose of this bill is to compel consumer reporting agencies to notify consumers of negative credit reports to allow consumers an opportunity to correct any discrepancies before the report is relied upon by a potential creditor. The bill provides for a cause of action for violations and subjects consumer reporting agencies violating the provisions of the bill to a civil penalty.

Sponsored by: Sen. Joseph Minard Filed For Introduction on 01/09/2008

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State (West Virginia)
West Virginia 2008 Regular Session

Requiring consumers' notification of information security breach [SB-340]
The purpose of this bill is to provide a procedure to notify consumers when the unauthorized acquisition of data that compromises the security, confidentiality or integrity of personal information maintained by the data collector occurs. The bill requires that consumers be notified of a breach of information security maintained by the data collector. Civil penalties and other remedies are provided for violations. This article is new; therefore, strike-throughs and underscoring have been omitted.

Sponsored by: Sen. John Unger Chapter 37, Acts, Regular Session, 2008 on 04/08/2008

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