Consumer Protection
Maryland 2010 Regular Session
Higher Education - Private Career Schools - Financial Guarantee Requirements [HB-872]
[Education ]
[Student Loans ]
[Finance ]
Requiring specified private career schools to maintain specified financial guarantees under specified circumstances; and requiring the financial guarantees to be in specified forms and in specified amounts.
Sponsored by: Rep. Carolyn J B Howard
Unfavorable Report By Appropriations Withdrawn on 03/01/2010
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Insurance - Underwriting and Rating - Consumer Rates and Rating [HB-86]
[Insurance ]
[Consumer Protection ]
Requiring an insurer to place and retain a consumer at the most favorably priced rate for which the consumer qualifies; and requiring an insurer that is part of an insurance holding company system to place, retain, or move a consumer to the most favorably priced rating tier of any of the admitted insurers within its holding company system for which the consumer qualifies.
Sponsored by: No sponsors
Unfavorable Report By Economic Matters Withdrawn on 02/09/2010
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Maryland 2010 Regular Session
Flea Markets - Sale of Baby Food, Cosmetics, and Nonprescription Drugs - [HB-831]
[Consumer Protection ]
[Public Health ]
[Small Business ]
[Law Enforcement ]
[Public Safety ]
Prohibiting a person from selling, offering to sell, or knowingly permitting the sale of baby food, cosmetics, and nonprescription drugs at a flea market; providing specified exceptions to the prohibition; establishing a penalty for a violation of the Act; etc.
Sponsored by: Rep. Theodore J Sophocleus
Unfavorable Report By Economic Matters on 03/24/2010
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Maryland 2010 Regular Session
Health Insurance - Individual Health Benefit Plans - Frequency of Premium [HB-814]
[Healthcare ]
[Insurance ]
[Consumer Protection ]
Prohibiting health insurance carriers from increasing the premium on an individual health benefit plan more frequently than once every 12 months, with specified exceptions.
Sponsored by: Sen. Joanne C. Benson
Approved By The Governor on 05/20/2010
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Maryland 2010 Regular Session
Reverse Mortgage Homeowners Protection Act [HB-799]
[Housing ]
[Consumer Protection ]
[Finance ]
[Senior Citizens ]
Providing that specified provisions of the Act do not require a lender that offers to make a reverse mortgage loan to offer a reverse mortgage loan with specified payment plans or to a specified borrower; requiring specified lenders and arrangers of financing to conform to the requirements of specified federal laws and guidelines under specified circumstances; providing that specified reverse mortgage loans are not subject to specified federal laws or guidelines; etc.
Sponsored by: Sen. Brian J. Feldman
Approved By The Governor on 05/20/2010
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Maryland 2010 Regular Session
Commercial Law - Credit Services Businesses - Limitation on Fees [HB-79]
[Consumer Protection ]
[Finance ]
Prohibiting a credit services business, its employees, and independent contractors who sell or attempt to sell the services of a credit services business from charging or receiving any money or other valuable consideration in connection with an extension of credit that, when combined with any interest charged on the extension of credit, would exceed a specified interest rate.
Sponsored by: No sponsors
Approved By The Governor on 05/04/2010
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Maryland 2010 Regular Session
State Board of Education - Financial Literacy Curriculum - Graduation [HB-764]
[Education ]
[Consumer Protection ]
[Finance ]
[Budget and Spending ]
Requiring the State Board of Education to develop curriculum content for a course in financial literacy; requiring county boards of education to implement specified curriculum content in specified high schools; requiring specified students to complete a specified course in order to graduate from high school; etc.
Sponsored by: Rep. Curtis S. Anderson
Hearing 3/3 At 1:00 P.m. on 02/10/2010
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Maryland 2010 Regular Session
Public Health - Chain Restaurants - Nutrition Information Labeling [HB-758]
[Public Health ]
[Food ]
[Consumer Protection ]
Requiring chain restaurants to provide specified nutrition information for standard menu items; establishing how the nutrition information is to be determined; authorizing specified restaurants and similar food establishments voluntarily to elect to be subject to specified provisions of law; requiring the nutrition information to be displayed in a specified manner; authorizing a local health department to enforce the Act; providing for civil penalties; etc.
Sponsored by: Sen. Joanne C. Benson
Unfavorable Report By Health And Government Operations Withdrawn on 03/16/2010
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Maryland 2010 Regular Session
Business Regulation - Pawnbrokers - Prohibited Sale of Cosmetics, Drugs, and [HB-753]
[Consumer Protection ]
[Labor, Jobs, Employment ]
[Small Business ]
[Public Safety ]
[Law Enforcement ]
Prohibiting a pawnbroker from selling specified items; requiring a pawnbroker to display conspicuously a sign stating a specified prohibition in a specified manner; requiring the Secretary of Labor, Licensing, and Regulation to revoke a pawnbroker's license if the Secretary finds that the pawnbroker has violated the Act; etc.
Sponsored by: Sen. Joanne C. Benson
Unfavorable Report By Economic Matters on 03/16/2010
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Maryland 2010 Regular Session
Electricity - Competitive Supply - Information [HB-744]
[Energy ]
[Consumer Protection ]
[Public Safety ]
Requiring the Public Service Commission to disseminate specified information about competitive electricity supply in a specified manner; requiring the Commission to establish a workgroup to advise the Commission on specified matters; requiring the publication of specified information concerning competitive supply in a specified manner; requiring specified information to be updated at specified intervals; requiring specified electricity suppliers to provide specified information to the Commission at specified times; etc.
Sponsored by: Sen. Nathaniel T Oaks
Unfavorable Report By Economic Matters on 03/27/2010
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Maryland 2010 Regular Session
Food Service Facilities - Artificial Trans Fat - Prohibition [HB-727]
[Food ]
[Public Health ]
[Healthcare ]
[Consumer Protection ]
Prohibiting a food service facility from using food containing artificial trans fat for specified purposes; providing for an exception to the use of trans fat by a food service facility; requiring a food service facility to maintain on-site the original label for specified food under specified circumstances; requiring the Department of Health and Mental Hygiene to list specified food service facilities on the Department's website under specified circumstances; etc.
Sponsored by: Rep. James W Hubbard
Unfavorable Report By Health And Government Operations Withdrawn on 03/23/2010
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Maryland 2010 Regular Session
Consumer Protection - Negative Option Feature - Restrictions [HB-726]
[Consumer Protection ]
Prohibiting a merchant from using a negative option feature in connection with a sale of, or free trial offer for, consumer goods or services unless the merchant provides the consumer with a written disclosure of the terms and conditions of the negative option feature; providing that a negative option feature used in connection with a sale of, or free trial offer for, consumer goods or services is not enforceable unless the consumer has expressly accepted the terms of the negative option feature in writing, etc.
Sponsored by: Rep. C. William Frick
Hearing 2/25 At 1:00 P.m. on 02/09/2010
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Maryland 2010 Regular Session
Motor Vehicle Insurance - Use of Credit History in Rating Policies [HB-708]
[Insurance ]
[Transportation and Motor Vehicles ]
[Consumer Protection ]
Prohibiting an insurer, with respect to private passenger motor vehicle insurance, from rating a risk based, in whole or in part, on the credit history of an applicant or insured in any manner; repealing provisions of law authorizing an insurer to use the credit history of an applicant or insured to rate a new policy of private passenger motor vehicle insurance subject to specified limitations and requirements; etc.
Sponsored by: Rep. Carolyn J B Howard
Unfavorable Report By Economic Matters Withdrawn on 03/01/2010
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Maryland 2010 Regular Session
Public Service Commission - Competitive Electricity and Gas Supplier Referral [HB-697]
[Energy ]
[Consumer Protection ]
[Public Safety ]
Requiring the Public Service Commission to establish a Competitive Electricity and Gas Supplier Referral Program on or before October 1, 2010; specifying the terms and conditions under which an electricity or gas supplier may participate in the Program; requiring electric companies and gas companies to include specified information in specified customer bills in a specified manner at specified times; etc.
Sponsored by: Rep. Charles E Barkley
Unfavorable Report By Economic Matters on 03/24/2010
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Maryland 2010 Regular Session
Insurance - Insurers - Audits, Investments, and Operations [HB-69]
[Insurance ]
[Finance ]
Authorizing the reserve investments of an insurer to include specified items under specified circumstances; authorizing the Maryland Insurance Commissioner to consider whether an authorized insurer has made adequate provision for specified cash flows and related expenses when determining whether the continued operation of the authorized insurer in the State would be hazardous to specified individuals and entities; etc.
Sponsored by: Rep. Health
Approved By The Governor on 04/13/2010
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Maryland 2010 Regular Session
International Marriage Brokers - Regulation [HB-65]
[Human Rights ]
[Consumer Protection ]
[Crime ]
[Law Enforcement ]
[International ]
Requiring an international marriage broker to provide specified information to a recruit; requiring a client of an international marriage broker to provide specified information to the international marriage broker and to affirm that specified information is accurate and complete; requiring an international marriage broker to conduct a specified criminal history records check; prohibiting an international marriage broker from providing specified information to a specified client or recruit until specified information is received; etc.
Sponsored by: Sen. Joanne C. Benson
Approved By The Governor on 05/20/2010
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Maryland 2010 Regular Session
Prince George's County - Real Property - Home Builders - Community Amenities [HB-642]
[Real Estate ]
[Community Development ]
[Construction ]
[Housing ]
[Consumer Protection ]
Requiring a home builder that agrees to provide a community amenity to a community development located in Prince George's County to include specified information in the contract of sale; specifying that a home builder that does not make the community amenity available as provided in the contract of sale may be liable for breach of contract; and applying the Act prospectively.
Sponsored by: No sponsors
Approved By The Governor on 05/04/2010
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Maryland 2010 Regular Session
Condominiums and Homeowners Associations - Common Elements and Common Areas - [HB-620]
[Real Estate ]
[Housing ]
[Construction ]
[Consumer Protection ]
Requiring the description of the common elements in a condominium declaration that is recorded on or after October 1, 2010, to include specified improvements; providing that specified provisions of the Act do not apply to a condominium that is occupied and used solely for nonresidential purposes; altering the duration of a specified implied warranty on the common elements of a condominium; altering the duration of a specified implied warranty on the common areas of a homeowners association; etc.
Sponsored by: Rep. Ben Barnes
Favorable With Amendments Report By Judicial Proceedings on 04/08/2010
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Maryland 2010 Regular Session
Public Health - Sale of Baked Goods - Private Home Kitchens [HB-607]
[Public Health ]
[Food ]
[Small Business ]
[Healthcare ]
[Consumer Protection ]
Authorizing a person to sell baked goods that are not potentially hazardous without a specified license under specified circumstances; requiring a person to register with the Department of Health and Mental Hygiene before the person may sell specified baked goods; requiring specified baked goods to have a specified label; requiring applicants for registration to submit an application; establishing qualifications for registration; authorizing the Department to make inspections under specified circumstances; etc.
Sponsored by: Rep. Nicholaus R Kipke
Unfavorable Report By Health And Government Operations on 03/02/2010
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Maryland 2010 Regular Session
Health Occupations - Wellness Practitioners - Exemption from Licensure as [HB-541]
[Healthcare ]
[Public Health ]
Providing that the Maryland Medical Practice Act does not prohibit specified individuals who provide complementary and alternative health services from practicing in the State; authorizing a wellness practitioner to practice in the State if the wellness practitioner has not had a license restricted, suspended, or revoked without subsequent reinstatement, has not been convicted of specified crimes or adjudicated to be mentally incompetent, and does not take specified actions as a wellness practitioner or otherwise; etc.
Sponsored by: Sen. Brian J. Feldman
Unfavorable Report By Health And Government Operations on 03/09/2010