Program to Protect Individuals Unemployed or Furloughed Due to Federal Actions - Establishment [HB-1557]
[Labor, Jobs, Employment ]
[Consumer Protection ]
[Housing ]
[Funding ]
[Grants ]
[Unemployment ]
[Public Safety ]
[Economic Development ]
Establishing the Program to Protect Individuals Unemployed or Furloughed Due to Federal Actions; requiring a credit reporting agency to place an adverse information freeze on a qualified individual's record; establishing requirements and prohibitions for certain financial institutions; prohibiting a public service company from terminating electric or gas service to a qualified individual; requiring a court to stay a foreclosure of a certain residential property; requiring the Department to administer the Program; etc.
HB-1557: Program to Protect Individuals Unemployed or Furloughed Due to Federal Actions - Establishment
Sponsored by: Rep. Jessica Feldmark
Motion Rules Suspend For Late Introduction (delegate Feldmark) Adopted (101-34) on 03/26/2025
Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization [HB-1294]
[Finance ]
[Consumer Protection ]
[Labor, Jobs, Employment ]
Subjecting certain earned wage access products to the Maryland Consumer Loan Law and other provisions that regulate entities that provide consumer credit; restricting the acceptance of tips by certain lenders under certain circumstances; providing for the licensing or registration of certain entities offering earned wage access products with certain exemptions; regulating earned wage access service agreements; limiting the costs and fees associated with obtaining an earned wage access product; etc.
HB-1294: Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization
Sponsored by: Rep. C.T. Wilson
Enacted Under Article Ii, Section 17(c) Of The Maryland Constitution - Chapter 847 on 05/25/2025
Residential Real Property Sales – Appraisals [HB-1151]
[Real Estate ]
[Housing ]
[Consumer Protection ]
Providing that a seller or the seller's agent may provide certain information to an appraiser of residential real property at certain times and under certain circumstances; requiring an appraiser to provide a lender with certain information under certain circumstances and for the lender to provide notice of the information to a prospective buyer; requiring a buyer to work with a seller to provide certain information for an appraiser under certain circumstances; etc.
HB-1151: Residential Real Property Sales – Appraisals
Sponsored by: Rep. Anne Healey
Hearing 3/26 At 1:00 P.m. on 03/19/2025
Business Regulation - Travel Services - Special Fund, Fees, and Surety Requirement (Don't You Worry (Wurie) Act) [HB-1106]
[Consumer Protection ]
[Labor, Jobs, Employment ]
[Small Business ]
[Tourism ]
Establishing the Sellers of Travel Registration Fund in the Department of Labor to be used to cover the actual documented direct and indirect costs of fulfilling certain statutory and regulatory duties of the Department; authorizing the Department to set by regulation certain fees based on certain calculations; prohibiting certain fees from increasing annually by more than 12.5% of the existing and corresponding fees of the Department; requiring certain providers of travel services to file certain information with the Department; etc.
HB-1106: Business Regulation - Travel Services - Special Fund, Fees, and Surety Requirement (Don't You Worry (Wurie) Act)
Sponsored by: Rep. Adrian Boafo
Third Reading Passed (113-24) on 03/17/2025
Real Property - Insufficient Condominium Reserve Account Grant Fund - Establishment [HB-1040]
[Real Estate ]
[Housing ]
[Community Development ]
[Finance ]
[Funding ]
[Grants ]
[Consumer Protection ]
Requiring regulated financial institutions to develop a community benefit plan in connection with applications to the Commissioner of Financial Regulation relating to financial services for purposes of providing safe and sound loans, and other financial products for low-and moderate-income individuals and communities and other distressed or underserved individuals and communities; requiring the Commissioner to exercise certain oversight authority relating to the adequacy of the community benefit plans and attainment of goals; etc.
HB-1040: Real Property - Insufficient Condominium Reserve Account Grant Fund - Establishment
Sponsored by: Rep. Samuel Rosenberg
Withdrawn By Sponsor on 02/10/2025
Business Regulation - Travel Services - Surety Requirement (Don't You Worry (Wurie) Act) [SB-922]
[Consumer Protection ]
[Labor, Jobs, Employment ]
[Tourism ]
Requiring certain providers of travel services to file with the Department of Labor evidence of financial security; requiring the Consumer Protection Division of the Attorney General's Office and the Department to provide reasonable notice of the requirements of the Act to consumers and sellers of travel; etc.
SB-922: Business Regulation - Travel Services - Surety Requirement (Don't You Worry (Wurie) Act)
Sponsored by: Sen. Dawn Gile
Hearing Canceled on 02/13/2025
Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures [HB-1018]
[Finance ]
[Real Estate ]
[Housing ]
[Insurance ]
[Family-Related Legislation ]
[Consumer Protection ]
Requiring banking institutions, credit unions, mortgage lenders, mortgage lending businesses, and mortgage loan originators to include a certain provision in certain conventional home mortgage loans authorizing a certain borrower to purchase the property interest of a certain borrower in connection with a decree of absolute divorce if the lending entity determines that the assuming borrower qualifies for the loan; applying certain provisions of the Act retroactively; etc.
HB-1018: Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures
Sponsored by: Rep. Andrew Pruski
Approved By The Governor - Chapter 202 on 04/22/2025
Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures [SB-689]
[Finance ]
[Real Estate ]
[Housing ]
[Family-Related Legislation ]
[Consumer Protection ]
Requiring banking institutions, credit unions, mortgage lenders, mortgage lending businesses, and mortgage loan originators to include a certain provision in certain conventional home mortgage loans authorizing a certain borrower to purchase the property interest of a certain borrower in connection with a decree of absolute divorce if the lending entity determines that the assuming borrower qualifies for the loan; and applying certain provisions of the Act retroactively.
SB-689: Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures
Sponsored by: Sen. Dawn Gile
Approved By The Governor - Chapter 203 on 04/22/2025
Carroll County - Public Facilities Bond [HB-833]
[Budget and Spending ]
[Community Development ]
[Construction ]
[Funding ]
[Public Safety ]
Authorizing and empowering the County Commissioners of Carroll County to borrow not more than $36,900,000 in order to finance the construction, improvement, or development of certain public facilities in Carroll County and to effect such borrowing by the issuance and sale at public or private sale of its general obligation bonds; etc.
HB-833: Carroll County - Public Facilities Bond
Sponsored by: No sponsors
Approved By The Governor - Chapter 423 on 05/06/2025
St. Mary's County - Public Facilities Bond [SB-623]
[Budget and Spending ]
[Community Development ]
[Construction ]
[Funding ]
[Public Safety ]
Authorizing and empowering the County Commissioners of St. Mary's County to borrow not more than $71,000,000 in order to finance the construction, improvement, or development of certain public facilities in St. Mary's County, and to effect such borrowing by the issuance and sale at public or private sale of its general obligation bonds; etc.
SB-623: St. Mary's County - Public Facilities Bond
Sponsored by: Sen. Jack Bailey
Approved By The Governor - Chapter 408 on 05/06/2025
Corporations and Associations - Electric Cooperatives - Nonescheat Capital Credits [SB-561]
[Nonprofit ]
[Consumer Protection ]
[Energy ]
[Community Development ]
Providing that certain unclaimed money held by an electric cooperative and due to a past member is not considered abandoned property; and authorizing an electric cooperative to use this money only to assist members of the cooperative or make donations to nonprofit, charitable organizations approved by the cooperative's board of directors.
SB-561: Corporations and Associations - Electric Cooperatives - Nonescheat Capital Credits
Sponsored by: Sen. Stephen Hershey
Approved By The Governor - Chapter 213 on 04/22/2025
St. Mary's County - Public Facilities Bond [HB-561]
[Budget and Spending ]
[Community Development ]
[Construction ]
[Funding ]
[Public Safety ]
Authorizing and empowering the County Commissioners of St. Mary's County to borrow not more than $71,000,000 in order to finance the construction, improvement, or development of certain public facilities in St. Mary's County, and to effect such borrowing by the issuance and sale at public or private sale of its general obligation bonds; etc.
HB-561: St. Mary's County - Public Facilities Bond
Sponsored by: No sponsors
Hearing 3/12 At 1:00 P.m. on 02/21/2025
Carroll County - Public Facilities Bond [SB-416]
[Budget and Spending ]
[Community Development ]
[Construction ]
[Funding ]
[Public Safety ]
Authorizing and empowering the County Commissioners of Carroll County to borrow not more than $36,900,000 in order to finance the construction, improvement, or development of certain public facilities in Carroll County and to effect such borrowing by the issuance and sale at public or private sale of its general obligation bonds; etc.
United States of America - National Infrastructure Bank [SJR-2]
[Infrastructure ]
[Budget and Spending ]
[Funding ]
[Economic Development ]
Urging the U.S. Congress to pass H.R. 4052 to establish a national infrastructure bank to finance urgently needed infrastructure projects.
SJR-2: United States of America - National Infrastructure Bank
Sponsored by: Sen. Karen Lewis Young
Hearing 1/29 At 10:30 A.m. on 01/15/2025
Electronic Benefits Transfer Cards - Restoration and Receipt of Benefits and Use at Automated Teller Machines [HB-175]
[Consumer Protection ]
[Technology and Innovation ]
[Human Services ]
[Public Safety ]
Requiring, subject to a certain provision of law, the Department of Human Services to reimburse a beneficiary for any benefits lost due to the fraudulent use of the beneficiary's Electronic Benefits Transfer card and restore the benefits without further action from the household; requiring, on or before January 1, 2026, each operator of an automated teller machine to ensure that the machine has the functionality to process and dispense cash from an Electronic Benefits Transfer card; etc.
HB-175: Electronic Benefits Transfer Cards - Restoration and Receipt of Benefits and Use at Automated Teller Machines
Sponsored by: Rep.
Withdrawn By Sponsor on 02/03/2025
Electronic Benefits Transfer Cards - Restoration and Receipt of Benefits and Use at Automated Teller Machines [SB-232]
[Consumer Protection ]
[Technology and Innovation ]
[Human Services ]
[Public Safety ]
[Poverty ]
Requiring, subject to a certain provision of law, the Department of Human Services to reimburse a beneficiary for any benefits lost due to the fraudulent use of the beneficiary's Electronic Benefits Transfer card and restore the benefits without further action from the household; requiring, on or before January 1, 2026, each operator of an automated teller machine to ensure that the machine has the functionality to process and dispense cash from an Electronic Benefits Transfer card; etc.
SB-232: Electronic Benefits Transfer Cards - Restoration and Receipt of Benefits and Use at Automated Teller Machines
Sponsored by: Sen.
Withdrawn By Sponsor on 02/03/2025
Corporations and Associations - Electric Cooperatives - Nonescheat Capital Credits [HB-227]
[Nonprofit ]
[Consumer Protection ]
[Energy ]
[Community Development ]
Providing that certain unclaimed money held by an electric cooperative and due to a past member is not considered abandoned property; and authorizing an electric cooperative to use this money only to assist members of the cooperative or make donations to nonprofit, charitable organizations.
HB-227: Corporations and Associations - Electric Cooperatives - Nonescheat Capital Credits
Sponsored by: Rep. Christopher Adams
Approved By The Governor - Chapter 212 on 04/22/2025
United States of America - National Infrastructure Bank [HJR-1]
[Infrastructure ]
[Budget and Spending ]
[Funding ]
[Economic Development ]
Urging the U.S. Congress to pass H.R. 4052 to establish a national infrastructure bank to finance urgently needed infrastructure projects.
HJR-1: United States of America - National Infrastructure Bank
Sponsored by: Rep. Lily Qi
Hearing 3/03 At 12:00 P.m. on 02/26/2025
Maryland Community Investment Corporation - Establishment (Housing and Community Development Financing Act of 2024) [HB-599]
[Community Development ]
[Economic Development ]
[Finance ]
[Funding ]
[Grants ]
[Housing ]
[Real Estate ]
Establishing the Maryland Community Investment Corporation as an independent unit to make investments and financial assistance available in certain low-income communities in the State; expanding the eligible uses of the Strategic Demolition and Smart Growth Impact Fund to include grants and loans for credit enhancement for certain projects; requiring that members of the investment committee to be geographically representative of the locations of low-income communities in the State; etc.
HB-599: Maryland Community Investment Corporation - Establishment (Housing and Community Development Financing Act of 2024)
Sponsored by: Rep. Dana Stein
Approved By The Governor - Chapter 123 on 04/25/2024
Discrimination - Military Status - Prohibition [HB-598]
[Labor, Jobs, Employment ]
[Housing ]
[Veterans ]
[Military ]
[Human Rights ]
Prohibiting discrimination based on military status with regard to housing and employment.
HB-598: Discrimination - Military Status - Prohibition
Sponsored by: Rep. Anne Kaiser
Approved By The Governor - Chapter 322 on 04/25/2024