Banking And Financial Institutions Regulation

Federal
US Congress 114th Congress

Repeal CFPB Act [S.1804] [Consumer Protection ] [Finance ]
Repeal CFPB Act Repeals the Consumer Financial Protection Act of 2010, which established the Bureau of Consumer Financial Protection. Revives or restores the provisions of law amended by such Act as if it had not been enacted.

  

Sponsored by: Sen. Rand Paul Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/21/2015

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Federal
US Congress 114th Congress

Community Bank Sensible Regulation Act of 2015 [S.1799] [Finance ] [Small Business ] [Budget and Spending ] [Law Enforcement ] [Economic Development ]
Community Bank Sensible Regulation Act of 2015 This bill amends the following Acts governing insured depository institutions to authorize the respective regulatory agencies to exempt from their regulatory purview depository institutions having less than $10 billion in total assets after the agencies have considered specified factors: the Federal Deposit Insurance Act (insured depository institutions), the Revised Statutes (national banks), the Home Owners' Loan Act (savings associations, savings and loan holding companies, and mutual holding company), (continued...)

  

Sponsored by: Sen. Susan Collins Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. (sponsor Introductory Remarks On Measure: Cr S5173-5174) on 07/16/2015

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Federal
US Congress 114th Congress

Financial Services Conflict of Interest Act [S.1779] [Finance ] [Ethics ] [Law Enforcement ] [Pensions ] [Labor, Jobs, Employment ] [Crime ]
Financial Services Conflict of Interest Act This bill amends the federal criminal code to declare that any pension, retirement, group life, health or accident insurance, profit-sharing, stock bonus, or other employee welfare or benefit plan maintained by a federal employee's former private sector employer that makes payment of compensation contingent on accepting a position in the federal government shall not be considered exempt from certain conflict-of-interest restrictions. The Ethics in Government Act of 1978 is amended with respect to a financial (continued...)

  

Sponsored by: Sen. Bernard Sanders Read Twice And Referred To The Committee On Homeland Security And Governmental Affairs. on 07/15/2015

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Federal
US Congress 114th Congress

Data Security and Breach Notification Act of 2015 [S.177] [Technology and Innovation ] [Cybersecurity ] [Data Privacy ] [Consumer Protection ] [Law Enforcement ] [Public Safety ] [National Security ]
Data Security and Breach Notification Act of 2015 Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Establishes procedures (continued...)

  

Sponsored by: Sen. Richard Blumenthal Read Twice And Referred To The Committee On Commerce, Science, And Transportation. on 01/13/2015

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Federal
US Congress 114th Congress

Stop Tax Haven Abuse Act [S.174] [Finance ] [Taxes ] [International ] [Trade ] [Budget and Spending ] [Small Business ] [Law Enforcement ] [National Security ] [Cybersecurity ] [Economic Development ] [Crime ]
Stop Tax Haven Abuse Act Authorizes the Secretary of the Treasury to impose restrictions on foreign jurisdictions or financial institutions operating in the United States that are of primary money laundering concern or that significantly impede U.S. tax enforcement. Amends the Internal Revenue Code to: expand reporting requirements for U.S. persons who hold an interest in a passive foreign investment company; establish a rebuttable presumption against the validity of transactions by institutions that do not comply with reporting requirements under (continued...)

  

Sponsored by: Sen. Edward Markey Read Twice And Referred To The Committee On Finance. on 01/13/2015

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Federal
US Congress 114th Congress

Marijuana Businesses Access to Banking Act of 2015 [S.1726] [Cannabis ] [Finance ] [Small Business ] [Law Enforcement ] [Criminal Justice ] [Crime ]
Marijuana Businesses Access to Banking Act of 2015 This bill provides a safe harbor for depository institutions providing financial services to a marijuana-related legitimate business insofar as it prohibits a federal banking regulator from: (1) terminating or limiting the deposit or share insurance of a depository institution solely because it provides financial services to a marijuana-related legitimate business; or (2) prohibiting, penalizing, or otherwise discouraging a depository institution from offering such services. A federal banking regulator (continued...)

  

Sponsored by: Sen. Ron Wyden Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 07/09/2015

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Federal
US Congress 114th Congress

21st Century Glass-Steagall Act of 2015 [S.1709] [Finance ] [Investments ] [Consumer Protection ]
21st Century Glass-Steagall Act of 2015 Amends the Federal Deposit Insurance Act to prohibit an insured depository institution from: (1) being or becoming an affiliate of any insurance company, securities entity, or swaps entity; (2) being in common ownership or control with any insurance company, securities entity, or swaps entity; or (3) engaging in any activity that would cause the insured depository institution to qualify as an insurance company, securities entity, or swaps entity. Prohibits any individual who is an officer, director, partner, (continued...)

  

Sponsored by: Sen. John McCain Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. (sponsor Introductory Remarks On Measure: Cr S4689) on 07/07/2015

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Federal
US Congress 114th Congress

Hizballah International Financing Prevention Act of 2015 [S.1617] [Finance ] [International ] [National Security ] [Trade ] [Law Enforcement ] [Cybersecurity ] [Technology and Innovation ] [Funding ] [Grants ] [Human Rights ] [Military ] [Overdose Prevention ] [Pharmaceuticals ] [Public Safety ] [Science ] [Small Business ] [Telecommunications ] [Transportation and Motor Vehicles ] [Budget and Spending ] [Data Privacy ] [Defense ] [Economic Development ] [Ethics ] [Healthcare ] [Investments ] [Media and Advertising ]
Hizballah International Financing Prevention Act of 2015 Directs the President to report to Congress annually identifying: (1) satellite, broadcast, Internet, or other providers that have knowingly entered into a contractual relationship with al-Manar TV and its affiliates; and (2) the identity of those providers that have or have not been sanctioned pursuant to Executive Order 13224. Directs the President to prohibit or impose strict conditions on the opening or maintaining in the United States of a correspondent account or a payable-through account (continued...)

  

Sponsored by: Sen. Susan Collins Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 06/18/2015

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Federal
US Congress 114th Congress

Military Consumer Protection Act [S.1565] [Consumer Protection ] [Military ] [Veterans ] [Finance ] [Housing ]
Military Consumer Protection Act This bill amends the Consumer Financial Protection Act to extend Consumer Financial Protection Bureau oversight and protection to provisions under the Servicemembers Civil Relief Act concerning: future financial transactions, excluding insurance; default judgments, excluding child custody proceedings; interest rates on pre-service debts; evictions; purchase or lease installment contracts; mortgages and trusts; motor vehicle leases; telephone service contracts; and waiver of rights pursuant to a written agreement, (continued...)

  

Sponsored by: Sen. Jack Reed Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 06/11/2015

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Federal
US Congress 114th Congress

Community Lender Regulatory Relief and Consumer Protection Act of 2015 [S.1491] [Finance ] [Consumer Protection ] [Housing ] [Veterans ] [Insurance ] [Real Estate ]
Community Lender Regulatory Relief and Consumer Protection Act of 2015 This bill amends the Truth in Lending Act with respect to the presumption of a mortgagor's ability to pay a qualified residential mortgage loan and the insured depository institutions or insured credit unions meeting specified criteria that may be its creditors. The Gramm-Leach-Bliley Act is amended to exempt from its requirement of annual written privacy notices certain financial institutions. The Federal Deposit Insurance Act is amended to: (1) increase from $500 million to (continued...)

  

Sponsored by: Sen. Robert Casey Committee On Banking, Housing, And Urban Affairs Subcommittee On Financial Institutions And Consumer Protection. Hearings Held. on 10/28/2015

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Federal
US Congress 114th Congress

Financial Regulatory Improvement Act of 2015 [S.1484] [Finance ] [Consumer Protection ] [Small Business ] [Insurance ] [Investments ] [Housing ] [Real Estate ] [Budget and Spending ]
Financial Regulatory Improvement Act of 2015 TITLE I--REGULATORY RELIEF AND PROTECTION OF CONSUMER ACCESS TO CREDIT (Sec. 101) This bill amends the Gramm-Leach-Bliley Act to exempt from the requirement to provide consumers with an annual written disclosure of their privacy policy certain financial institutions that provide nonpublic personal information to a nonaffiliated third party to perform services for or functions on behalf of the financial institution. (Sec. 102) The Federal Home Loan Bank Act is amended to set requirements for a credit union (continued...)

  

Sponsored by: Sen. Richard Shelby Committee On Banking, Housing, And Urban Affairs. Hearings Held. on 07/23/2015

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Federal
US Congress 114th Congress

A bill to amend the Federal Home Loan Bank Act with respect to membership eligibility of certain institutions. [S.1367] [Finance ] [Housing ] [Insurance ]
A bill to amend the Federal Home Loan Bank Act with respect to membership eligibility of certain institutions. Amends the Federal Home Loan Bank Act to treat certain privately (but not federally) insured credit unions as insured depository institutions for purposes of determining eligibility for membership in a federal home loan bank. Permits a credit union which lacks federal deposit insurance and has applied for membership in a federal home loan bank to be treated as meeting all the eligibility requirements for federal deposit insurance if specified (continued...)

  

Sponsored by: Sen. Rob Portman Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/18/2015

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Federal
US Congress 114th Congress

Bailout Prevention Act of 2015 [S.1320] [Finance ] [Budget and Spending ] [Small Business ] [Consumer Protection ] [Law Enforcement ] [Economic Development ]
Bailout Prevention Act of 2015 This bill amends the Federal Reserve Act, with respect to the discounting of obligations arising out of actual commercial transactions, to declare a borrower ineligible to borrow from any emergency lending program or facility unless the Board of Governors of the Federal Reserve System and all federal banking regulators with jurisdiction over the borrower certify that, at the time the borrower initially borrows under the program or facility, the borrower is not insolvent. A borrower shall be deemed insolvent for such (continued...)

  

Sponsored by: Sen. Elizabeth Warren Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/13/2015

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Federal
US Congress 114th Congress

Too Big To Fail, Too Big To Exist Act [S.1206] [Finance ] [Budget and Spending ] [Consumer Protection ] [Economic Development ]
Too Big To Fail, Too Big To Exist Act This bill directs the Financial Stability Oversight Council to compile and submit to the Secretary of the Treasury a list of entities that the Council deems Too Big To Fail (List), including U.S. bank holding companies the Financial Stability Board has identified as systemically important banks. The Secretary of the Treasury shall: (1) submit the List to Congress and the President, and (2) break up entities on the List so that their failure would no longer cause a catastrophic effect upon the U.S. or global (continued...)

  

Sponsored by: Sen. Bernard Sanders Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 05/06/2015

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Federal
US Congress 114th Congress

PCAOB Enforcement Transparency Act of 2015 [S.1084] [Finance ] [Consumer Protection ]
PCAOB Enforcement Transparency Act of 2015 Amends the Sarbanes-Oxley Act of 2002 to make Public Company Accounting Oversight Board disciplinary proceedings public unless the Board, on its own motion or after considering the motion of a party, orders otherwise.

  

Sponsored by: Sen. Jack Reed Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. (sponsor Introductory Remarks On Measure: Cr S2405) on 04/23/2015

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Federal
US Congress 114th Congress

Terminating the Expansion of Too-Big-To-Fail Act of 2015 [S.107] [Finance ] [Budget and Spending ] [Consumer Protection ]
Terminating the Expansion of Too-Big-To-Fail Act of 2015 Amends the Financial Stability Act of 2010, title I of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank), the Federal Deposit Insurance Act, and the Federal Reserve Act to eliminate all supervision by the Board of Governors of the Federal Reserve System (Board) of domestic and foreign nonbank financial companies, including new or heightened standards and safeguards and minimum leverage capital requirements. Eliminates the duty of the Financial Stability Oversight Council (continued...)

  

Sponsored by: Sen. David Vitter Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 01/07/2015

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Federal
US Congress 114th Congress

Small Business Mergers, Acquisitions, Sales, and Brokerage Simplification Act of 2015 [S.1010] [Small Business ] [Finance ] [Law Enforcement ] [Consumer Protection ] [Economic Development ]
Small Business Mergers, Acquisitions, Sales, and Brokerage Simplification Act of 2015 Amends the Securities Exchange Act of 1934 to exempt from its registration requirements certain merger and acquisition brokers and associated persons. Denies such registration exemption, however, to brokers who: (1) receive, hold, transmit, or have custody of any funds or securities to be exchanged by parties to a transfer of ownership of an eligible privately held company; (2) engage on behalf of an issuer in a public offering of securities that are either subject (continued...)

  

Sponsored by: Sen. Joe Manchin Read Twice And Referred To The Committee On Banking, Housing, And Urban Affairs. on 04/20/2015

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Federal
US Congress 114th Congress

Making continuing appropriations for fiscal year 2017, and for other purposes. [HJR-99] [Budget and Spending ] [Funding ]
Making continuing appropriations for fiscal year 2017, and for other purposes.

  

Sponsored by: Rep. Steve King Introduced In House on 09/28/2016

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Federal
US Congress 114th Congress

Capital Access for Small Businesses and Jobs Act [HB-989] [Finance ] [Labor, Jobs, Employment ] [Small Business ] [Budget and Spending ] [Economic Development ]
Capital Access for Small Businesses and Jobs Act Amends the Federal Credit Union Act to empower federal credit unions to receive payments on certain uninsured non-share accounts, subject to such terms, rates, and conditions as may be established by the board of directors, within limitations prescribed by the National Credit Union Administration Board (Board). Requires any Board-prescribed system of prompt corrective action to take into account that credit unions rely predominantly (under current law, must rely) upon retained earnings to build net (continued...)

  

Sponsored by: Rep. Ted Poe Introduced In House on 02/13/2015

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Federal
US Congress 114th Congress

Subsidy Reserve Act of 2015 [HB-888] [Finance ] [Budget and Spending ] [Investments ]
Subsidy Reserve Act of 2015 Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to require a nonbank financial company supervised by the Board of Governors of the Federal Reserve and each bank holding company with total consolidated assets of $500 billion or more to establish and maintain a Subsidy Reserve. Instructs the Board to: establish a formula for determining the financial benefit received by such companies as a result of the expectations on the part of their shareholders, creditors, and counterparties that the government (continued...)

  

Sponsored by: Rep. Michael Capuano Introduced In House on 02/11/2015

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