Free Credit Scores for Consumers Act of 2019

HB 3618 Free Credit Scores for Consumers Act of 2019

US Congress 116th Congress

Free Credit Scores for Consumers Act of 2019
HB-3618


About HB-3618

Requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.

  

Bill Texts

Introduced 11/21/2019

Introduced 07/10/2019

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